2024-11-15T15:03:45-08:00 2023-12-31 RICHARDS & ASSOCIATES 21520 YORBA LINDA BLVD G-516 YORBA LINDA CA 92887 990 2023-01-01 953597368 North County Credit Union NORT 8584871880 PO Box 289014 San Diego CA 92198 Gary Sisk CEO 2024-11-15 true true Richards Associates CPAs P01070543 7142876713 2023 2024-10-15 13:58:12Z Gary Sisk PO Box 289014 San Diego CA 921989014 2387490 false X www.northcountycu.org X 1953 CA Non-profit, State-chartered, Natural Person Credit Union. Provide competitive financial services to the members of North County Credit Union. 7 7 8 12 8621 0 1116199 1230752 541260 740329 849356 416409 2506815 2387490 0 157311 423458 1045073 962094 0 0 987275 964090 2189659 2349642 317156 37848 72994364 65040107 68819217 60108308 4175147 4931799 Non-profit, State-chartered, Natural Person Credit Union. Provide competitive financial services to the members of North County Credit Union. false false Provided deposit and loan accounts to 2,949 members. Provided low cost source of credit and low cost financial services to our members. Provided source of member savings and checking account needs. false false false false false false false false false true false true true true false false false false false false false false false false false false false false true false false false false false false false false false false false false false false true 1 0 true 8 true true true false false false false false false false false false false X 7 7 false false false false true true true true true false false true true true false true true true true false X X Gary Sisk 8584871880 PO Box 289014 San Diego CA 921989014 Gary Sisk CEO 40.00 0.00 X 160640 0 0 Allen Arvizu CFO 40.00 0.00 X 135339 0 0 Gary Williams CIO 40.00 0.00 X 108028 0 0 Gerald Mikas Director 0.50 0.00 X 0 0 0 Pat Hamilton SC Chairman 0.50 0.00 X 0 0 0 Mike Danileski Director 0.50 0.00 X 0 0 0 Torrin James Director 0.50 0.00 X 0 0 0 Glenn Hachadorian Director 0.50 0.00 X 0 0 0 Virgina Clark SC 0.50 0.00 X 0 0 0 Judy Boyles Secretary 0.50 0.00 X 0 0 0 Chris Russo BOARD CHAIRMAN 0.50 0.00 X 0 0 0 Steven Morales SC 0.50 0.00 X 0 0 0 Eileen Sparks SC 0.50 0.00 X 0 0 0 Louann Schloss Treasurer 0.50 0.00 X 0 0 0 Gene Kanaly SC 0.50 0.00 X 0 0 0 404007 3 false true false 0 0 Interest on Loans 1230752 1230752 1230752 740329 740329 0 0 0 0 0 0 0 FEE INCOME 94470 85849 8621 Other non-interest income 186937 186937 Other Operating Income 127994 127994 7008 7008 416409 2387490 2378869 8621 X 0 0 0 423458 160640 0 801454 0 0 0 0 0 0 0 0 0 516597 25068 216958 0 0 115748 2982 0 0 56869 0 0 0 Loan servicing 33317 Misc Operating Expense 28328 Operating fees 12096 Adjustment 213 -44086 2349642 0 0 0 344323 347497 3477815 1615109 0 0 0 0 27189495 25488724 0 0 1698669 1067543 681666 631126 0 0 36887248 32251596 0 4413817 4706055 72994364 65040107 832708 468806 67986509 59639502 68819217 60108308 X 4175147 4931799 4175147 4931799 72994364 65040107 X 37848 718804 X false true X true false 220000 220000 930961 644323 286638 255762 175704 80058 165027 153468 11559 126919 94048 32871 631126 32251596 NCUA Share Insurance Capitalization Depo 596925 other assets 4109130 4706055 IRA/KEOGH Accounts 4509665 Money Market Shares 5664060 Regular Shares 24065478 Share Certificates 10855600 Share Drafts 14544699 59639502 false false false Gary Sisk CEO 160640 160640 Form 990, Part VI, Section A, Line 6 Members consists mainly of individuals who live, work, study, or worship in Inland North County in San Diego County, California and their qualifying family members Form 990, Part VI, Section A, Line 7a Members can elect one or more members of the Board. Form 990, Part VI, Section A, Line 7b Decisions of the governing body are not subject to approval by members but members have the power to vote in a different board at each annual meeting. Form 990, Part VI, Section B, Line 11b THE RETURN PREPARER E-MAILS A DRAFT OF THE FORM 990 TO A DESIGNATED OFFICER AND/OR CEO OF THE CREDIT UNION FOR REVIEW. THE DESIGNATED OFFICER AND/OR CEO SENDS A COPY TO THE BOARD OF DIRECTOR (S). THE DESIGNATED INDIVIDUAL(S) REVIEW THE DRAFT AND PRESENT ANY QUESTIONS, COMMENTS, OR CORRECTIONS TO THE RETURN PREPARER. UPON SATISFACTORY COMPLETION OF THE FORM 990, THE ORGANIZATION'S AUTHORIZED INDIVIDUAL SIGNS THE APPROPRIATE SIGNATURE FORM(S) TO AUTHORIZE THE ELECTRONIC FILING OF THE RETURN. A COPY OF THE FORM 990, AS FILED, IS PROVIDED BY THE RETURN PREPARER TO THEORGANIZATION'S CEO OR OTHER DESIGNATED INDIVIDUAL(S). Form 990, Part VI, Section B, Line 15a Review by the Board Form 990, Part VI, Section B, Line 15b Annual Review Form 990, Part VI, Section C, Line 19 Governing documents are provided upon request. Form 990, Part XI, Line 9 Accumulated Unrealized Gains on Available for Sale Debt Secu = $434891 Form 990, Part XI, Line 9 Increase in other comprehensive income = $283913