2024-11-15T16:39:06-06:00 2023-12-31 930900579 MCDONALD JACOBS PC 121 SW SALMON ST STE 1100 PORTLAND OR 97204 990 2023-01-01 870745111 CRICKET DEBT COUNSELING INC CRIC 5033530400 219 SW STARK ST 200 PORTLAND OR 97204 JOHN PETSHOW PRESIDENT 5033530400 2024-11-15 1 1 SANG AHN P00540880 5032270581 2023 2024-10-15 13:58:12Z JOHN PETSHOW 219 SW STARK ST 200 PORTLAND OR 97204 1123736 0 X WWW.CRICKETDEBT.COM X 2005 OR PRE-BANKRUPTCY BUDGET AND CREDIT COUNSELING. 6 4 7 0 0 0 156667 0 945463 1075582 55506 48154 -55617 -59811 1102019 1063925 0 0 0 0 893914 903795 0 0 0 512407 523812 1406321 1427607 -304302 -363682 3459684 3186755 186856 208330 3272828 2978425 X SEE STATEMENT OTHE MISSION OF CRICKET DEBT COUNSELING, INC, A TAX-EXEMPT NONPROFIT CORPORATION UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE, IS TO PROVIDE THE BUDGET AND CREDIT COUNSELING INDIVIDUALS MUST RECEIVE BEFORE FILING BANKRUPTCY AND TO PROMOTE FINANCIAL LITERACY. IN GENERAL AS A MEANS OF RESTORING PERSONAL RESPONSIBILITY AND INTEGRITY IN THE BANKRUPTCY SYSTEM. 0 0 627160 1075582 'CRICKET DEBT COUNSELING, INC. ("CRICKET") HAS BEEN APPROVED BY THE U.S. TRUSTEES OFFICE TO ISSUE CERTIFICATES IN COMPLIANCE WITH THE BANKRUPTCY CODE. CRICKET HAS BEEN APPROVED IN ALL JURISDICTIONS. AS ONE OF THE LARGEST APPROVED PROVIDERS OF PRE-BANKRUPTCY BUDGET AND CREDIT EDUCATION IN THE UNITED STATES. CRICKET PROVIDED CERTIFICATES FOR 51,356 CLIENTS IN 2023. 627160 1 0 0 0 0 0 0 0 1 0 1 0 0 1 1 1 0 0 0 1 1 0 0 0 0 0 0 0 0 1 0 0 0 0 0 1 1 1 0 0 0 0 0 1 1 1 0 0 1 9 0 7 1 0 0 0 0 0 0 0 0 0 0 0 0 X 6 4 1 0 0 0 1 1 0 1 1 0 0 1 1 1 1 1 1 1 1 1 1 IL MA OR X BRIAN J SUNDERLAND 5033530400 219 SW HARVEY MILK STREET STE 200 PORTLAND OR 97204 JOHN PETSHOW PRESIDENT 10.00 X X 0 31000 0 JAMES SUNDERLAND BOARD MEMBER 1.00 X 0 1000 0 MARK HELLWEG BOARD MEMBER 1.00 X 0 1375 0 BECKY JO PAS TREASURER 1.00 X X 0 36909 0 AUDREY SPURLIN BOARD MEMBER 1.00 X 0 750 0 CALEB COX BOARD MEMBER 1.00 X 0 1000 250 WM SOMMERFELD BOARD MEMBER 1.00 X 0 1125 0 BRIAN SUNDERLAND EXECUTIVE DIR 40.00 X 183352 0 21780 LANCE BRECHBILL DIRECTOR OF OPERATIONS 40.00 X 157164 0 4498 340516 73159 26528 2 0 1 0 0 COUNSELING SERVICES 541990 603570 603570 CONTRACTED SERVICES 541990 472012 472012 1075582 48154 48154 59811 -59811 -59811 -59811 1063925 1075582 0 -11657 205382 94390 110992 595086 273490 321596 15083 6932 8151 39943 18357 21586 48301 22198 26103 30000 30000 67116 67116 5445 5445 23097 23097 5179 5179 34741 8311 26430 64756 64756 33613 7100 26513 36948 30057 6891 1156 1156 125547 26517 99030 15192 2798 12394 BANK FEES 69734 67075 2659 11288 11288 1427607 627160 800447 0 5043 45623 5004 5005 66105 62359 64497 64497 11681 16125 2949275 1143705 1721800 1805570 930095 627181 655459 560395 3459684 3186755 101397 122935 85459 85395 186856 208330 X 3272828 2978425 3272828 2978425 3459684 3186755 -363682 69279 0 X X 1 X 0 1 0 X 182210 156667 338877 1556108 1246273 994304 945463 1075582 5817730 1556108 1246273 1176514 1102130 1075582 6156607 0 0 0 6156607 266043 35567 9530 55506 48154 414800 266043 35567 9530 55506 48154 414800 124200 98400 71700 2275 296575 1946351 1380240 1257744 1159911 1123736 6867982 0.89640 0.89390 0.06040 0.04960 X SCHEDULE A, PART III, LINE 12, EXPLANATION OF OTHER INCOME: OTHER INCOME - 2019 AMOUNT: $ 124,200. 2020 AMOUNT: $ 98,400. 2021 AMOUNT: $ 71,700. 2022 AMOUNT: $ 2,275. 0 0 430000 430000 1589914 593922 995992 244625 244625 0 684736 305158 379578 1805570 SOLID START FINANCIAL AID SERVICES, INC 475000 OPERATING LEASE RIGHT-OF-USE-ASSET 85395 560395 OPERATING LEASE LIABILITY 85395 85395 X PART X, LINE 2: THE ORGANIZATION FOLLOWS THE PROVISION OF FASB ASC TOPIC 740 ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES. MANAGEMENT HAS EVALUATED THE ORGANIZATION'S TAX POSITIONS AND CONCLUDED THAT THERE ARE NO UNCERTAIN TAX POSITIONS THAT REQUIRE ADJUSTMENT TO THE FINANCIAL STATEMENTS TO COMPLY WITH PROVISIONS OF THIS TOPIC. MIDDLE EAST AND NORTH AFRICA 0 8 PROGRAM SERVICES DEBT COUNSELING 170290 0 8 0 0 0 8 170290 0 170290 0 0 0 0 0 0 X 1 0 X X X 0 0 0 0 0 0 0 0 0 BRIAN SUNDERLAND EXECUTIVE DIR 183352 0 0 0 0 0 0 0 21780 0 205132 0 0 0 LANCE BRECHBILL DIRECTOR OF OPERATIONS 157164 0 0 0 0 0 4498 0 0 0 161662 0 0 0 PART I, LINE 1A THE ORGANIZATION HAS A WRITTEN POLICY FOR THE REIMBURSEMENT OF EMPLOYEES HEALTH CLUB DUES UP TO $56 PER MONTH. SOLID START FIN ED SERV SEE BELOW 55900 CONTRACTED SERVICES AND DISTRIBUTIONS 0 SCH L, PART IV, BUSINESS TRANSACTIONS INVOLVING INTERESTED PERSONS: SOLID START FINANCIAL EDUCATION SERVICES, LLC: THE ORGANIZATION'S EXECUTIVE DIRECTOR OWNS 50%. THE ORGANIZATION OWNS A 30% INTEREST IN SOLID START AND RECEIVES MEMBER DISTRIBUTIONS FROM SOLID START. THE ORGANIZATION ALSO PERFORMS CONTRACTED SERVICES FOR SOLID START AND RECEIVES COMPENSATION FOR THIS SERVICE. FORM 990, PART VI, SECTION A, LINE 2 JAMES SUNDERLAND IS A MEMBER OF THE ORGANIZATION'S BOARD OF DIRECTORS AND IS THE BROTHER OF BRIAN SUNDERLAND, THE ORGANIZATION'S EXECUTIVE DIRECTOR. SOLID START FINANCIAL EDUCATION SERVICES, LLC IS OWNED, IN PART, BY THE ORGANIZATION'S EXECUTIVE DIRECTOR AND PRESIDENT. MCKENZIE BATEMAN, URGENT BOD MEMBER IS THE DAUGHTER OF ANNA BATEMAN, MARKETING MANAGER, CRICKET DEBT COUNSELING. FORM 990, PART VI, SECTION A, LINE 6 BRIAN SUNDERLAND AND JOHN SUNDERLAND ARE MEMBERS OF THE ORGANIZATION. FORM 990, PART VI, SECTION A, LINE 7A MEMBERS ELECT THE GOVERNING BODY OF THE ORGANIZATION. FORM 990, PART VI, SECTION B, LINE 11B A COPY OF THE FORM 990 IS PROVIDED TO EACH MEMBER OF THE GOVERNING BODY. ADEQUATE TIME IS ALLOWED FOR ANY QUESTIONS PRIOR TO FILING THE FORM. FORM 990, PART VI, SECTION B, LINE 12C TO ENSURE THE ORGANIZATION OPERATES IN A MANNER CONSISTENT WITH CHARITABLE PURPOSES AND DOES NOT ENGAGE IN ACTIVITIES THAT COULD JEOPARDIZE ITS TAX-EXEMPT STATUS, ANNUAL REVIEWS OF ANY CONFLICTS OF INTEREST ARE CONDUCTED. FORM 990, PART VI, SECTION B, LINE 15 THE ORGANIZATION'S PRESIDENT USED INDEPENDENT COMPENSATION SURVEYS AS WELL AS FORM 990'S FOR OTHER ORGANIZATIONS. THE RESULTS OF THE REVIEWS ARE PRESENTED TO THE ORGANIZATION'S BOARD OF DIRECTORS AT ITS ANNUAL MEETING THE DELIBERATION AND DECISIONS ARE RECORDED IN THE MINUTES OF THE ANNUAL MEETING. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART XII, LINE 2C THE PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR. SOLID START FINANCIAL EDUCATION SERVICES 10121 SE SUNNYSIDE ROAD 300 CLACKAMAS OR 97015 261509824 DEBTOR OR RELATED 55900 13815 0 0 0.30000 URGENT CREDIT COUNSELING INC 219 SW HARVEY MILK STREET 200 PORTLAND OR 97204 383806992 CREDIT COUNSELING OR CRICKET DEBT C 438455 29942 1.00000 0 0 0 0 0 0 1 0 0 0 0 0 0 1 0 1 0 1 0 0 SOLID START FINANCIAL EDUCATION SERVICES F 55900 CASH SOLID START FINANCIAL EDUCATION SERVICES O 13815 CASH URGENT CREDIT COUNSELING M 433354 CASH