2024-11-14T14:59:32-08:00 2023-12-31 RICHARDS & ASSOCIATES 21520 YORBA LINDA BLVD G-516 YORBA LINDA CA 92887 990 2023-01-01 941433814 VISION ONE CREDIT UNION VISI 9163634293 PO BOX 277637 SACRAMENTO CA 95827 DEANNA MIYATA CFO 2024-11-14 true true Richards Associates CPAs P01070543 7142876713 2023 2024-10-15 13:58:12Z PO BOX 277637 SACRAMENTO CA 95827 4552429 false X WWW.VISIONONE.ORG X 1951 CA NON-PROFIT, STATE CHARTERED, NATURAL PERSON CREDIT UNION, PROVIDE COMPETITIVE FINANCIAL SERVICES TO THE MEMBERS OF VISION ONE CREDIT UNION. 5 5 12 8 0 0 3111841 3372526 255301 604087 603037 575816 3970179 4552429 0 339597 1112065 1992884 1991305 0 0 1151600 976543 3484081 4079913 486098 472516 92776654 94899742 79109936 80792546 13666718 14107196 NON-PROFIT, STATE CHARTERED, NATURAL PERSON CREDIT UNION, PROVIDE COMPETITIVE FINANCIAL SERVICES TO THE MEMBERS OF VISION ONE CREDIT UNION. false false NON-PROFIT, STATE-CHARTERED, NATURAL PERSON CREDIT UNION, PROVIDE COMPETITIVE FINANCIAL SERVICES TO THE 1,755 MEMBERS OF VISION ONE CREDIT UNION. false false false false false false false false false true false false false true false false false false false false false false false false false false false false true false false false false false false false false false false false true false false true 320 0 true 12 true false false false false false false false false false false false X 5 5 false false false false true true true true true false false false true true true true true true false false X X DEANNA MIYATA 9163634293 PO BOX 277637 SACRAMENTO CA 95827 ROBERT SCHULTZ CEO/PRESIDENT 50.00 0.00 X 517278 0 0 KENNETH FERREIRA CCO/EVP 50.00 0.00 X 347231 0 13758 DEANNA MIYATA CFO/SVP 50.00 0.00 X 223935 0 12441 Theresa Diltz VP/Loan Administra 40.00 0.00 114962 0 6569 LIKA SERTIC VP/Deposit Operati 40.00 0.00 114217 0 6407 A NICK GUITIERREZ BOARD CHAIRMAN 1.00 0.00 X 0 0 0 FRED GUARCELLO BOARD SEC 1.00 0.00 X 0 0 0 TOMAS WING BOARD TREASURER 1.00 0.00 X 0 0 0 EDWARD ANDERSEN BOARD VICE CHAI 1.00 0.00 X 0 0 0 John Okamoto SC SECRETARY 1.00 0.00 X 0 0 0 Samantha Vavricek SC MEMBER 1.00 0.00 X 0 0 0 David Plevyak SC CHAIRMAN 1.00 0.00 X 0 0 0 KENNETH FERREIRA CCO/EVP 50.00 0.00 0 0 0 DEANNA MIYATA CFO/SVP 50.00 0.00 0 0 0 1317623 39175 5 false true false 0 0 INTEREST ON LOANS 522100 3372526 3372526 3372526 604087 604087 0 0 0 0 0 0 0 FEE INCOME 575816 575816 OTHER NON OPERATING INCOME (EXPENSE) OTHER OPERATING INCOME 575816 4552429 4552429 X 0 0 0 1112065 1356800 0 634505 0 0 0 0 0 0 0 0 0 436910 3680 243882 0 0 123476 7766 0 0 14 0 0 0 Loan servicing 127255 Association dues 17902 Regulatory Supervision 14159 other expenses 1499 0 4079913 0 0 0 79773 5157 14529919 13934321 0 0 0 0 76746335 79482605 0 0 1437614 1235005 226981 202609 0 0 115198 115198 0 1078448 1159852 92776654 94899742 1439989 1372440 77669947 79420106 79109936 80792546 X 13666718 14107196 13666718 14107196 92776654 94899742 472516 -32038 X false true X true false 41564 41564 358086 355103 2983 586274 471830 114444 451690 408072 43618 202609 ALL OTHER SHARES 50166611 REGULAR SHARES 4850442 Share drafts 24403053 79420106 X X false false false DEANNA MIYATA CFO/SVP 159847 47500 16588 12441 236376 KENNETH FERREIRA CCO/EVP 262106 55000 30125 13758 360989 ROBERT SCHULTZ CEO/PRESIDENT 369288 65000 82990 517278 Form 990, Part VI, Section A, Line 6 Most members are licensed optometrists in California, staff and member doctors of Vision Service Plan (VSP), employees, members, and affiliates of California Optometric Association (COA), and Ohio Optometric Association (OOA), staff and members of Colorado Optometric Association, faculty, staff, and students of California and Ohio colleges of optometry, and their qualifying family members. Form 990, Part VI, Section A, Line 7a EACH MEMBER HAS THE RIGHT TO VOTE DURING THE ANNUAL ELECTION OF THE BOARD OF DIRECTORS AND SUPERVISORY COMMITTEE. Form 990, Part VI, Section A, Line 7b Members are entitled to vote in the annual elections of the Board of Directors and on other corporate matters. Form 990, Part VI, Section B, Line 11b THE RETURN PREPARER E-MAILS A DRAFT OF THE FORM 990 TO A DESIGNATED OFFICER AND/OR CEO OF THE CREDIT UNION FOR REVIEW. THE DESIGNATED INDIVIDUAL(S) REVIEW THE DRAFT AND PRESENT ANY QUESTIONS, COMMENTS, OR CORRECTIONS TO THE RETURN PREPARER. UPON SATISFACTORY COMPLETION OF THE FORM 990, THE ORGANIZATION'S AUTHORIZED INDIVIDUAL SIGNS THE APPROPRIATE SIGNATURE FORM(S) TO AUTHORIZE THE ELECTRONIC FILING OF THE RETURN. A COPY OF THE FORM 990, AS FILED, IS PROVIDED BY THE RETURN PREPARER TO THEORGANIZATION'S CEO OR OTHER DESIGNATED INDIVIDUAL(S). Form 990, Part VI, Section B, Line 15a The process for determining compensation of the CEO includes a review and approval by independent persons, comparability data, and contemporaneous substantiation of the deliberation and decision. Form 990, Part VI, Section B, Line 15b The process for determining compensation of key employees includes a review and approval by CEO, comparability data, and contemporaneous substantiation of the deliberation and decision. Form 990, Part VI, Section C, Line 19 GOVERNING DOCUMENTS AND CONFLICT OF INTEREST ARE AVAILABLE UPON REQUEST. FINANCIAL STATEMENTS ARE ACCESSIBLE ONLINE VIA WWW.NCUA.GOV AND UPON REQUEST. N/A false false false false false false false false false false false false false false false false false false false false