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    <ReturnTs>2024-11-13T06:52:51-08:00</ReturnTs>
    <TaxPeriodEndDt>2023-12-31</TaxPeriodEndDt>
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        <BusinessNameLine1Txt>Gittelman &amp; Company PC</BusinessNameLine1Txt>
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        <ZIPCd>07012</ZIPCd>
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      <PersonNm>ALAN UDELL</PersonNm>
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      <SignatureDt>2024-11-13</SignatureDt>
      <DiscussWithPaidPreparerInd>true</DiscussWithPaidPreparerInd>
    </BusinessOfficerGrp>
    <IRSResponsiblePrtyInfoCurrInd>true</IRSResponsiblePrtyInfoCurrInd>
    <PreparerPersonGrp>
      <PreparerPersonNm>Rory Roche CPA</PreparerPersonNm>
      <PTIN>P00961667</PTIN>
      <PhoneNum>9737788885</PhoneNum>
    </PreparerPersonGrp>
    <TaxYr>2023</TaxYr>
    <BuildTS>2024-10-15 13:58:12Z</BuildTS>
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      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
      <ScheduleBNotRequiredInd>X</ScheduleBNotRequiredInd>
      <WebsiteAddressTxt>WWW.NJFSC.ORG</WebsiteAddressTxt>
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      <TypeOfOrganizationCorpInd>X</TypeOfOrganizationCorpInd>
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      <InfoInScheduleOPartIInd>X</InfoInScheduleOPartIInd>
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      <CostOrOtherBasisExpenseSaleAmt>0</CostOrOtherBasisExpenseSaleAmt>
      <FundraisingGrossIncomeAmt>0</FundraisingGrossIncomeAmt>
      <SpecialEventsDirectExpensesAmt>0</SpecialEventsDirectExpensesAmt>
      <CostOfGoodsSoldAmt>0</CostOfGoodsSoldAmt>
      <TotalRevenueAmt>198640</TotalRevenueAmt>
      <SalariesOtherCompEmplBnftAmt>45500</SalariesOtherCompEmplBnftAmt>
      <FeesAndOtherPymtToIndCntrctAmt>84908</FeesAndOtherPymtToIndCntrctAmt>
      <OccupancyRentUtltsAndMaintAmt>1500</OccupancyRentUtltsAndMaintAmt>
      <OtherExpensesTotalAmt>66754</OtherExpensesTotalAmt>
      <TotalExpensesAmt>198662</TotalExpensesAmt>
      <ExcessOrDeficitForYearAmt>-22</ExcessOrDeficitForYearAmt>
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      <NetAssetsOrFundBalancesEOYAmt>30161</NetAssetsOrFundBalancesEOYAmt>
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        <EOYAmt>30161</EOYAmt>
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        <EOYAmt>30161</EOYAmt>
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      <PrimaryExemptPurposeTxt>THE NEW JERSEY FINANCIAL SERVICE CENTERS (NJFSC) IS THE STATE ASSOCIATION OF COMMUNITY FINANCIAL SRVICE CENTERS IN NEW JERSEY.</PrimaryExemptPurposeTxt>
      <ProgramSrvcAccomplishmentGrp>
        <DescriptionProgramSrvcAccomTxt>IN MANY AREAS UNDER-SERVED BY TRADITIONAL BANKS, CHECK CASHIERS HAVE BECOME THE PRIMARY SOURCE OF FINANCIAL SERVICES AND PRODUCTS IN THE NEIGHBORHOODS THAT THEY SERVE. OVER THE YEARS, CHECK CASHIERS HAVE BROADENED THEIR SERVICES TO INCLUDE A WIDE ARRAY OF OTHER FINANCIAL SERVICES. IN ADDITION TO CHECK CASHING, CUSTOMERS NOW UTILIZE NJFSC MEMBERS FOR: MONEY ORDERS, ELECTRONIC BILL PAYMENTS, ELECTRONIC FUND TRANSFERSM AUTOMATIC TELLER MACHINE ACCESS, GOVERNMENT BENEFIT AND PAYROLL PAYMENTS, TAX PREPARATION, PREPAID DEBIT CARDS, PUBLIC TRANSPORTATION TICKETS, NEW JERSEY LOTTERY TICKETS, STAMP SALES, AND NUMEROUS OTHER SERVICES.</DescriptionProgramSrvcAccomTxt>
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        <PersonNm>JOSEL FERNANDEZ III</PersonNm>
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        <CompensationAmt>0</CompensationAmt>
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      <OfficerDirectorTrusteeEmplGrp>
        <PersonNm>CHARLES K GREEN</PersonNm>
        <TitleTxt>Vice President</TitleTxt>
        <AverageHrsPerWkDevotedToPosRt>2.00</AverageHrsPerWkDevotedToPosRt>
        <CompensationAmt>0</CompensationAmt>
      </OfficerDirectorTrusteeEmplGrp>
      <OfficerDirectorTrusteeEmplGrp>
        <PersonNm>ALAN UDELL</PersonNm>
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      <OfficerDirectorTrusteeEmplGrp>
        <PersonNm>ARTHUR ROTH</PersonNm>
        <TitleTxt>Secretary</TitleTxt>
        <AverageHrsPerWkDevotedToPosRt>2.00</AverageHrsPerWkDevotedToPosRt>
        <CompensationAmt>0</CompensationAmt>
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      <OfficerDirectorTrusteeEmplGrp>
        <PersonNm>MICHAEL J AVALLONE</PersonNm>
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        <AverageHrsPerWkDevotedToPosRt>2.00</AverageHrsPerWkDevotedToPosRt>
        <CompensationAmt>0</CompensationAmt>
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      <OfficerDirectorTrusteeEmplGrp>
        <PersonNm>MARC JACOBS</PersonNm>
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        <AverageHrsPerWkDevotedToPosRt>2.00</AverageHrsPerWkDevotedToPosRt>
        <CompensationAmt>0</CompensationAmt>
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        <PersonNm>BART LOCKWARD</PersonNm>
        <TitleTxt>Director</TitleTxt>
        <AverageHrsPerWkDevotedToPosRt>2.00</AverageHrsPerWkDevotedToPosRt>
        <CompensationAmt>0</CompensationAmt>
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        <PersonNm>RONALD SEAGRAVES</PersonNm>
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        <CompensationAmt>0</CompensationAmt>
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        <PersonNm>JOSEPH LOPRESTI</PersonNm>
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        <CompensationAmt>0</CompensationAmt>
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      <OfficerDirectorTrusteeEmplGrp>
        <PersonNm>EDWARD G BEACH</PersonNm>
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        <CompensationAmt>0</CompensationAmt>
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        <PersonNm>SCOTT K MCCLAIN</PersonNm>
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      <SubjectToProxyTaxInd>false</SubjectToProxyTaxInd>
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      <ForeignFinancialAccountInd>false</ForeignFinancialAccountInd>
      <ForeignOfficeInd>false</ForeignOfficeInd>
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      <OperateHospitalInd>false</OperateHospitalInd>
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      <TransactionWithControlEntInd>false</TransactionWithControlEntInd>
      <PoliticalCampaignActyInd>false</PoliticalCampaignActyInd>
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        <ExplanationTxt>Office Expenses $14915</ExplanationTxt>
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        <FormAndLineReferenceDesc>Other Expenses.1</FormAndLineReferenceDesc>
        <ExplanationTxt>DUES AND FEES $35750</ExplanationTxt>
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        <FormAndLineReferenceDesc>Other Expenses.2</FormAndLineReferenceDesc>
        <ExplanationTxt>PAC CONTRIBUTIONS $6600</ExplanationTxt>
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        <FormAndLineReferenceDesc>Other Expenses.3</FormAndLineReferenceDesc>
        <ExplanationTxt>WEBSITE EXPENSES $3600</ExplanationTxt>
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        <FormAndLineReferenceDesc>Other Expenses.4</FormAndLineReferenceDesc>
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        <FormAndLineReferenceDesc>Other Expenses.5</FormAndLineReferenceDesc>
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        <FormAndLineReferenceDesc>Other Expenses.6</FormAndLineReferenceDesc>
        <ExplanationTxt>TELEPHONE $1203</ExplanationTxt>
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        <FormAndLineReferenceDesc>Other Expenses.7</FormAndLineReferenceDesc>
        <ExplanationTxt>REIMBURSED EXPENSES $154</ExplanationTxt>
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