2024-07-22T17:56:48-05:00 2023-12-31 410746749 CLIFTONLARSONALLEN LLP 915 HIGHLAND POINTE DR SUITE 300 ROSEVILLE CA 95678 990 2023-01-01 941694290 CAHP CREDIT UNION CAHP 9163624191 2843 MANLOVE ROAD SACRAMENTO CA 95826 DOUGLAS ROBIE CFO 9163624191 2024-07-22 1 DOUGLAS ROBIE 999009999 1 DYLAN VALENTINE P01934033 9167847800 2024-07-22 2 AAL1 IAL1 2023 2023-04-26 12:10:37Z AUDREY PAPPAS 2843 MANLOVE ROAD SACRAMENTO CA 95826 21111349 0 X WWW.CAHPCU.ORG X 1969 CA CALIFORNIA STATE-CHARTERED CREDIT UNION SERVING LAW ENFORCEMENT AND PUBLIC SAFETY PERSONNEL. 7 7 35 7 830 0 0 0 16391231 20282892 16227 828457 0 0 16407458 21111349 5000 0 0 0 4601376 5112456 0 0 0 9278316 12940637 13884692 18053093 2522766 3058256 298460919 320803822 273256974 293091097 25203945 27712725 CALIFORNIA STATE-CHARTERED CREDIT UNION SERVING LAW ENFORCEMENT AND PUBLIC SAFETY PERSONNEL AND THEIR FAMILIES BY PROVIDING SAFE, SOUND FINANCIAL SERVICES. 0 0 PROVIDE FINANCIAL, EDUCATIONAL AND OTHER SERVICES BENEFITTING PUBLIC SAFETY PROFESSIONALS. THERE ARE 21,347 MEMBERS, A MAJORITY OF WHICH ARE GOVERNMENT WORKERS AND THEIR FAMILIES. 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 8454 0 35 1 0 0 0 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 CA X DOUGLAS ROBIE 9163624191 2843 MANLOVE ROAD SACRAMENTO CA 95826 PAUL DURAN CHAIRMAN 1.00 X X 0 0 0 TONY YBARRA VICE CHAIRMAN 1.00 X X 0 0 0 DAYLE PIPHER SECRETARY 1.00 X X 0 0 0 ROBERT BELLI DIRECTOR 1.00 X 0 0 0 KARI CLARK DIRECTOR 1.00 X 0 0 0 KELLEY MOORE DIRECTOR 1.00 X 0 0 0 JEFF TALBOTT DIRECTOR 1.00 X 0 0 0 AUDREY PAPPAS CEO/PRESIDENT 40.00 X 311967 0 19420 KEVIN MYAS COO 40.00 X 300000 0 19200 DOUGLAS ROBIE CFO 40.00 X 231250 0 16600 NIKOLA DOKIC BUSINESS ANALYST 40.00 X 263341 0 8045 JILL ALVES VICE PRESIDENT OF ACCOUNT 40.00 X 255831 0 6000 DANIEL VAN ATTENHOVEN OFFICER RELATIONS MANAGER 40.00 X 164387 0 3898 LOGAN THOMPSON OFFICER RELATIONS MANAGER 40.00 X 159072 0 3640 ERIC RANSOM ASSISTANT VP OPERATIONS 40.00 X 154476 0 4400 1840324 0 81203 19 0 1 0 CARROLL & ASSOCIATES 205 DE ANZA BLVD 13 SAN MATEO CA 94402 AUDIT AND CONSULTING 104254 1 INTEREST FROM MEMBERS 522100 16902133 16902133 INTERCHANGE REVENUE 522100 1395493 1394663 830 CHARGES AND FEES 522100 1360483 1360483 GAP INSURANCE COMMISSION 522100 302242 302242 A&D PREMIUM REVENUE 522100 139384 139384 183157 183157 20282892 828457 828457 21111349 20282062 830 828457 898437 2895265 91573 915472 311709 10378 48448 1742380 1363476 278295 664127 327567 66145 65261 5503780 411066 418214 OPERATIONAL EXPENSE 1000390 PROVISION FOR LOAN LOSS 965862 EDUCATION EXPENSE 38744 DUES AND SUBSCRIPTIONS 36504 18053093 360239 451306 11368707 20418339 3682345 7425894 273802441 279956117 402255 456843 6390598 3549594 2978050 2841004 42811 42652 668524 3268524 5155547 5943143 298460919 320803822 2704006 3080916 270552968 290010181 273256974 293091097 X 0 0 0 0 25203945 27712725 25203945 27712725 298460919 320803822 X 3058256 -549476 X 0 0 0 307025 307025 2132508 1124934 1007574 790537 264585 525952 639987 391322 248665 2520541 1768753 751788 2841004 MEMBER SHARE AND SAVINGS ACCOUNTS 290010181 290010181 X X X 0 0 0 AUDREY PAPPAS CEO/PRESIDENT 262402 0 49565 0 0 0 9820 0 9600 0 331387 0 0 0 KEVIN MYAS COO 240000 0 60000 0 0 0 9600 0 9600 0 319200 0 0 0 NIKOLA DOKIC BUSINESS ANALYST 206722 0 56619 0 0 0 8045 0 0 0 271386 0 0 0 JILL ALVES VICE PRESIDENT OF ACCOUNT 150000 0 105831 0 0 0 6000 0 0 0 261831 0 0 0 DOUGLAS ROBIE CFO 175000 0 56250 0 0 0 7000 0 9600 0 247850 0 0 0 DANIEL VAN ATTENHOVEN OFFICER RELATIONS MANAGER 98168 0 66219 0 0 0 3898 0 0 0 168285 0 0 0 LOGAN THOMPSON OFFICER RELATIONS MANAGER 90995 0 68077 0 0 0 3640 0 0 0 162712 0 0 0 ERIC RANSOM ASSISTANT VP OPERATIONS 112645 0 41831 0 0 0 4400 0 0 0 158876 0 0 0 AUDREY PAPPAS CEO/PRESIDENT SPLIT DOLLAR LOAN X 3800000 3825134 0 1 1 AUDREY PAPPAS CEO/PRESIDENT SPLIT DOLLAR LOAN X 700000 722515 0 1 1 BRAD HOULE FORMER CEO/PRESIDENT SPLIT DOLLAR LOAN X 1840000 1969752 0 1 1 KEVIN MYAS COO SPLIT DOLLAR LOAN X 900000 908493 0 1 1 7425894 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION IS A CREDIT UNION THAT IS OWNED BY ITS MEMBERS. EACH OF THE MEMBERS OWNS ONE SHARE IN THE CREDIT UNION (EACH SHARE IS $50 PAR VALUE) FORM 990, PART VI, SECTION A, LINE 7A THE ORGANIZATION IS A CREDIT UNION WHOSE MEMBERS ELECT THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION A, LINE 7B CERTAIN CHANGES IN THE ORGANIZATION'S BYLAWS REQUIRE A VOTE OF THE MEMBERSHIP. THE MEMBERSHIP VOTES ON THE INSTITUTION'S SHARE OF INSURANCE COVERAGE, MERGERS AND ANY MODIFICATION TO THE NUMBER OF MEMBERS OF THE GOVERNING BOARD. FORM 990, PART VI, SECTION B, LINE 11B MANAGEMENT WITH THE ASSISTANCE OF THE ORGANIZATION'S CPA FIRM HAS PREPARED THE FORM 990. THE FORM 990 WILL BE AN AGENDA ITEM AT A REGULAR SCHEDULED BOARD MEETING AND WILL BE DISCUSSED AT THAT TIME. FORM 990, PART VI, SECTION B, LINE 12C THE CONFLICT OF INTEREST STATEMENT IS REVIEWED AND SIGNED BY ALL OFFICERS, DIRECTORS AND EMPLOYEES ANNUALLY. ALL STATEMENTS ARE KEPT IN PERSONNEL FILES WITHIN THE CREDIT UNION. IN THE INSTANCE WHERE A CONFLICT IS NOTED, THE AFFECTED PARTIES ARE RECUSED FROM DELIBERATION AND DECISIONS. FORM 990, PART VI, SECTION B, LINE 15 THE BOARD OF DIRECTORS SET THE CEO'S COMPENSATION PLAN BASED ON CEO PERFORMANCE AS WELL AS SALARY COMPARISIONS AGAINST OTHER CREDIT UNIONS (TYPICALLY UTILIZING THE CALIFORNIA CREDIT UNION LEAGUE'S SALARY SURVEY DATA). THE CEO'S PERFORMANCE IS REVIEWED PERIODICALLY AND ADJUSTMENTS TO COMPENSATION ARE MADE AT THAT TIME. FORM 990, PART VI, LINE 15B: THE CEO PERFORMS AN ANNUAL EVALUATION OF THE MANAGEMENT STAFF AND/OR KEY EMPLOYEES. COMPENSATION SURVEYS WITH PEER GROUP INFORMATION ARE UTILIZED AS A GUIDE IN DETERMINING SALARY AND BONUS INFORMATION. THESE EMPLOYEES ARE A DIRECT REPORT TO THE CEO AND NOT THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION C, LINE 19 RECORDS ARE AVAILABLE UPON REQUEST FROM THE CORPORATE OFFICE. FORM 990, PART XI, LINE 9: CECL CONVERSION -549,476. FORM 990, PART IV, LINE 12A C.A.H.P. CREDIT UNION OBTAINED SEPARATE, INDEPENDENT AUDITED FINANCIAL STATEMENTS FOR THE FISCAL-YEAR ENDED JUNE 30, 2023.