2024-05-15T15:52:47-04:00 2023-12-31 202711127 CU AUDIT & COMPLIANCE GROUP 3692 COOLIDGE CT TALLAHASSEE FL 323117890 990 2023-01-01 590991497 CALHOUN-LIBERTY CREDIT UNION CALH 8506744527 16076 STATE ROAD 71 S BLOUNTSTOWN FL 324245100 THOMAS FLOWERS CEO 8506744527 2024-05-15 true THOMAS FLOWERS 990990000 false AMANDA ONKST P02387288 2054372176 2024-05-15 2023 2023-04-26 12:10:37Z X THOMAS FLOWERS 16076 FLORIDA 71 BLOUNTSTOWN FL 32424 7862743 false X WWW.CLECU.ORG X CREDIT UNION 1957 FL CREDIT UNION - TO PROVIDE FINANCIAL SERVICES FOR ITS MEMBERS. 5 5 32 6 90301 350000 4482181 5971007 338550 739286 697654 802450 5518385 7862743 0 0 1185927 1945160 0 0 3109935 4508838 4295862 6453998 1222523 1408745 108741379 123153567 100593584 113843841 8147795 9309726 CREDIT UNION - TO PROVIDE SERVIES TO APPROXIMATELY 6,354 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES. false false 5557384 748774 NON-INTEREST EXPENSE & PROVISION FOR LOAN LOSS. THE CREDIT UNION RECEVIED 2 CDFI GRANTS IN 2023. THE GRANT EXPENSE REPRESENTS THE AMOUNT EXPENSED FOR CAPITAL IN 2023. 1645388 INTEREST EXPENSE 7202772 false false false false false false false false false true true false false true false false false false false false false false false false false false false false true false false false false false false false false false false false false false false true 1108 0 true 32 true true true false false false false false false false X 5 5 false false false false true true true true true false true true false false false true true true false FL X THOMAS FLOWERS 8506744527 16076 FLORIDA 71 BLOUNTSTOWN FL 32424 THOMAS FLOWERS CEO 40.00 X 216417 0 60720 TERRI WALDON COO 40.00 X 151034 0 36864 REB SCHMIDT CFO 25.00 X 154113 0 0 SHELLY BURNS CLO 40.00 X 124327 0 23096 ANNIE JO DAWSON BOD CHAIR 1.00 X 0 0 0 JUDY FRANKLIN BOD SECRETAR 1.00 X 0 0 0 GENE FREE BOD 1.00 X 0 0 0 DANNY HASSIG JR BOD VICE CHA 1.00 X 0 0 0 DIANE LONG BOD TREAS/AC 1.00 X X 0 0 0 ELAINE BARBER AUDIT COMM M 1.00 X 0 0 0 JUDY FRANKLIN AUDIT COMM M 1.00 X 0 0 0 645891 120680 4 false true false 350000 350000 INTEREST ON LOANS 522291 5248498 5248498 FEE INCOME 522100 722509 722509 5971007 739286 739286 OTHER OPERATING INCOME 525990 709425 709425 UBIT 525990 90301 90301 LOSS ON DISPOSITION OF FA 525990 2724 2724 802450 7862743 7422442 90301 1459123 1459123 186257 186257 195246 195246 104534 104534 1010383 1010383 262763 262763 104598 104598 1645482 1645482 PROF. & OUTSIDE SERVICES 729715 729715 PROV FOR LOAN LOSS 273492 273492 EDUCATIONAL & PROMO 204053 204053 LOAN SERVICING EXPENSE 164545 164545 113807 113807 6453998 0 6453998 0 8413127 8363893 8500000 3035644 76409908 87282757 687914 235173 4860882 1945425 2949886 2915457 10582526 17792398 1198018 3528245 108741379 123153567 748606 4268198 99844978 109575643 100593584 113843841 X 8147795 9309726 8147795 9309726 108741379 123153567 X 1408745 17550 -264364 X false false false 352081 352081 2717062 882783 1834279 1681763 1062642 619121 109976 109976 2915457 ALL OTHER INVESTMENTS 17026752 PAID-IN CAPITAL 765646 17792398 ALL OTHER SHARES 46165071 REGULAR DRAFTS 39744585 SHARE DRAFTS 18433321 NONMEMBER DEPOSITS 5232666 109575643 X X X false true false THOMAS FLOWERS CEO 181977 34440 60720 277137 TERRI WALDON COO 133534 17500 36864 187898 REB SCHMIDT CFO 154113 154113 SCHEDULE J, PAGE 1, PART I, LINE 4 THOMAS FLOWERS 0 22,500 0 TERRI WALDON 0 10,000 0 SHELLY BURNS 0 10,000 0 FORM 990, PAGE 1, PART I, LINE 6 HOURS OF SERVICE ARE RELATED TO DUTIES OF THE BOARD OF DIRECTORS, SUPERVISORY COMMITTEE, AND CREDIT COMMITTEE WITHOUT COMPENSATION. FORM 990, PAGE 6, PART VI, LINE 6 THE CREDIT UNION IS OWNED BY THE MEMBERS. FORM 990, PAGE 6, PART VI, LINE 7A THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP (ONE MEMBER, ONE VOTE). ALL DUTIES, POWERS, AND RESPONSIBILITIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEMBERS ELECT THE BOARD OF DIRECTROS EACH YEAR AT THE ANNUAL MEETING. FORM 990, PAGE 6, PART VI, LINE 7B SOME DECISINS MADE BY THE BOARD OF DIRECTORS ARE AFFIRMED BY THE MEMBERS. FORM 990, PAGE 6, PART VI, LINE 11B THE FORM 990 IS REVIEWED BY THE MANAGER. THE FORM 990 IS AVAILABLE FOR REVIEW BY THE BOARD OF DIRECTORS UPON REQUEST. FORM 990, PAGE 6, PART VI, LINE 15A THE CFO PRESENTS CUNA SALARY SURVERY DATA TO THE BOARD OF DIRECTORS, AND THEN THE BOARD OF DIRECTORS APPROVES SALARY. FORM 990, PAGE 6, PART VI, LINE 15B THE CFO PRESENTS CUNA SALARY SURVERY DATA TO THE BOARD OF DIRECTORS, AND THEN THE BOARD OF DIRECTORS APPROVES SALARY. FORM 990, PAGE 6, PART VI, LINE 19 FINANCIAL DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY BY THE 15TH OF THE SUBSEQUENT MONTH. FORM 990, PART XI, LINE 9 ACCT ADJ - CECL -264,363 DUE TO ROUNDING -1 TOTAL -264,364