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    <ReturnTs>2024-05-14T09:03:49-07:00</ReturnTs>
    <TaxPeriodEndDt>2023-12-31</TaxPeriodEndDt>
    <ReturnTypeCd>990</ReturnTypeCd>
    <TaxPeriodBeginDt>2023-01-01</TaxPeriodBeginDt>
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      <BusinessName>
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      </BusinessName>
      <BusinessNameControlTxt>1291</BusinessNameControlTxt>
      <PhoneNum>5133674495</PhoneNum>
      <USAddress>
        <AddressLine1Txt>1003 HARRISON AVE SUITE 200</AddressLine1Txt>
        <CityNm>HARRISON</CityNm>
        <StateAbbreviationCd>OH</StateAbbreviationCd>
        <ZIPCd>45030</ZIPCd>
      </USAddress>
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    <BusinessOfficerGrp>
      <PersonNm>Christan Eldridge</PersonNm>
      <PersonTitleTxt>Manager</PersonTitleTxt>
      <PhoneNum>5133674495</PhoneNum>
      <SignatureDt>2024-05-13</SignatureDt>
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    <SigningOfficerGrp>
      <PersonFullName>
        <PersonFirstNm>Christan</PersonFirstNm>
        <PersonLastNm>Eldridge</PersonLastNm>
      </PersonFullName>
      <SSN>999009999</SSN>
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    <IRSResponsiblePrtyInfoCurrInd>1</IRSResponsiblePrtyInfoCurrInd>
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        <AuthenticationAssuranceLevelCd>AAL2</AuthenticationAssuranceLevelCd>
        <ProfileEmailAddressChangeInd>X</ProfileEmailAddressChangeInd>
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    <TaxYr>2023</TaxYr>
    <BuildTS>2023-04-26 12:10:37Z</BuildTS>
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      <PrincipalOfficerNm>Christan Eldridge</PrincipalOfficerNm>
      <USAddress>
        <AddressLine1Txt>2326 MORGAN ROSS RD</AddressLine1Txt>
        <CityNm>HAMILTON</CityNm>
        <StateAbbreviationCd>OH</StateAbbreviationCd>
        <ZIPCd>45013</ZIPCd>
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      <GrossReceiptsAmt>989885</GrossReceiptsAmt>
      <GroupReturnForAffiliatesInd>0</GroupReturnForAffiliatesInd>
      <Organization501cInd organization501cTypeTxt="14">X</Organization501cInd>
      <WebsiteAddressTxt>WWW.CINTIECU.ORG</WebsiteAddressTxt>
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      <OtherOrganizationDsc>CREDIT UNION</OtherOrganizationDsc>
      <FormationYr>1979</FormationYr>
      <LegalDomicileStateCd>OH</LegalDomicileStateCd>
      <ActivityOrMissionDesc>THE CREDIT UNION'S MISSION IS TO PROVIDE FINANCIAL SERVICES TO EMPLOYEES, RETIREES AND FAMILY MEMBERS OF CINCINNATI INCORPORATED, A MACHINE TOOL MANUFACTURER LOCATED IN HARRISON OHIO.</ActivityOrMissionDesc>
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      <TotalEmployeeCnt>5</TotalEmployeeCnt>
      <TotalVolunteersCnt>15</TotalVolunteersCnt>
      <TotalGrossUBIAmt>0</TotalGrossUBIAmt>
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      <PYContributionsGrantsAmt>0</PYContributionsGrantsAmt>
      <CYContributionsGrantsAmt>0</CYContributionsGrantsAmt>
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      <CYOtherRevenueAmt>0</CYOtherRevenueAmt>
      <PYTotalRevenueAmt>865874</PYTotalRevenueAmt>
      <CYTotalRevenueAmt>989885</CYTotalRevenueAmt>
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      <CYOtherExpensesAmt>308999</CYOtherExpensesAmt>
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      <CYTotalExpensesAmt>977804</CYTotalExpensesAmt>
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      <MissionDesc>TO PROVIDE QUALITY FINANCIAL SERVICES INCLUDING SAVINGS AND LOAN SERVICES, TO MEMBERS WHO QUALIFY FOR OUR FIELD OF MEMBERSHIP.</MissionDesc>
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      <SignificantChangeInd>0</SignificantChangeInd>
      <Desc>Dividends paid to members on approximately 1700 accounts.</Desc>
      <ProgSrvcAccomActy2Grp>
        <Desc>Compensation of staff. This includes compensation of directors and other salaries.</Desc>
      </ProgSrvcAccomActy2Grp>
      <ProgSrvcAccomActy3Grp>
        <Desc>Staff benefits, including Social Security Taxes, Unemployment Taxes and Retirement.</Desc>
      </ProgSrvcAccomActy3Grp>
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        <Desc>dividends paid to member on approximately 1500 accounts</Desc>
      </ProgSrvcAccomActyOtherGrp>
      <ProgSrvcAccomActyOtherGrp>
        <Desc>compensation of staff. This includes compensation of Directors and other salaries.</Desc>
      </ProgSrvcAccomActyOtherGrp>
      <ProgSrvcAccomActyOtherGrp>
        <Desc>staff benefits, including social security taxes, unemployment taxes and retirement</Desc>
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      <PoliticalCampaignActyInd>0</PoliticalCampaignActyInd>
      <SubjectToProxyTaxInd>0</SubjectToProxyTaxInd>
      <DonorAdvisedFundInd>0</DonorAdvisedFundInd>
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      <CollectionsOfArtInd>0</CollectionsOfArtInd>
      <CreditCounselingInd>0</CreditCounselingInd>
      <DonorRstrOrQuasiEndowmentsInd>0</DonorRstrOrQuasiEndowmentsInd>
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      <ForeignActivitiesInd>0</ForeignActivitiesInd>
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      <MoreThan5000KToIndividualsInd>0</MoreThan5000KToIndividualsInd>
      <ProfessionalFundraisingInd>0</ProfessionalFundraisingInd>
      <FundraisingActivitiesInd>0</FundraisingActivitiesInd>
      <GamingActivitiesInd>0</GamingActivitiesInd>
      <OperateHospitalInd>0</OperateHospitalInd>
      <GrantsToOrganizationsInd>0</GrantsToOrganizationsInd>
      <GrantsToIndividualsInd>0</GrantsToIndividualsInd>
      <ScheduleJRequiredInd>0</ScheduleJRequiredInd>
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          <BusinessNameLine1Txt>Cincinnati Employees Credit Union</BusinessNameLine1Txt>
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          <AddressLine2Txt>Suite 200</AddressLine2Txt>
          <CityNm>HARRISON</CityNm>
          <StateAbbreviationCd>OH</StateAbbreviationCd>
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        <TitleTxt>MANAGER</TitleTxt>
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      <Form990PartVIISectionAGrp>
        <PersonNm>RAYMOND A BURKE</PersonNm>
        <TitleTxt>TREASURER</TitleTxt>
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        <PersonNm>THOMAS BRACKETT</PersonNm>
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        <PersonNm>LINDA LITZLER</PersonNm>
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      <Form990PartVIISectionAGrp>
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      <TravelGrp>
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      <ConferencesMeetingsGrp>
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      <InterestGrp>
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      <DepreciationDepletionGrp>
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      <InsuranceGrp>
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      <OtherExpensesGrp>
        <Desc>ALLOWANCE FOR LOAN LOSS</Desc>
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      <TotalFunctionalExpensesGrp>
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        <ManagementAndGeneralAmt>0</ManagementAndGeneralAmt>
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        <EOYAmt>454846</EOYAmt>
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        <EOYAmt>39400</EOYAmt>
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        <EOYAmt>55403</EOYAmt>
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      <LandBldgEquipCostOrOtherBssAmt>126838</LandBldgEquipCostOrOtherBssAmt>
      <LandBldgEquipAccumDeprecAmt>122689</LandBldgEquipAccumDeprecAmt>
      <LandBldgEquipBasisNetGrp>
        <BOYAmt>89</BOYAmt>
        <EOYAmt>4149</EOYAmt>
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        <EOYAmt>14554000</EOYAmt>
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      <TotalAssetsGrp>
        <BOYAmt>33679495</BOYAmt>
        <EOYAmt>33180736</EOYAmt>
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      <AccountsPayableAccrExpnssGrp>
        <BOYAmt>138036</BOYAmt>
        <EOYAmt>186335</EOYAmt>
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      <OtherLiabilitiesGrp>
        <BOYAmt>30003001</BOYAmt>
        <EOYAmt>29443862</EOYAmt>
      </OtherLiabilitiesGrp>
      <TotalLiabilitiesGrp>
        <BOYAmt>30141037</BOYAmt>
        <EOYAmt>29630197</EOYAmt>
      </TotalLiabilitiesGrp>
      <OrgDoesNotFollowFASB117Ind>X</OrgDoesNotFollowFASB117Ind>
      <CapStkTrPrinCurrentFundsGrp>
        <BOYAmt>0</BOYAmt>
        <EOYAmt>0</EOYAmt>
      </CapStkTrPrinCurrentFundsGrp>
      <PdInCapSrplsLandBldgEqpFundGrp>
        <BOYAmt>0</BOYAmt>
        <EOYAmt>0</EOYAmt>
      </PdInCapSrplsLandBldgEqpFundGrp>
      <RtnEarnEndowmentIncmOthFndsGrp>
        <BOYAmt>3538458</BOYAmt>
        <EOYAmt>3550539</EOYAmt>
      </RtnEarnEndowmentIncmOthFndsGrp>
      <TotalNetAssetsFundBalanceGrp>
        <BOYAmt>3538458</BOYAmt>
        <EOYAmt>3550539</EOYAmt>
      </TotalNetAssetsFundBalanceGrp>
      <TotLiabNetAssetsFundBalanceGrp>
        <BOYAmt>33679495</BOYAmt>
        <EOYAmt>33180736</EOYAmt>
      </TotLiabNetAssetsFundBalanceGrp>
      <ReconcilationRevenueExpnssAmt>12081</ReconcilationRevenueExpnssAmt>
      <NetUnrlzdGainsLossesInvstAmt>0</NetUnrlzdGainsLossesInvstAmt>
      <DonatedServicesAndUseFcltsAmt>0</DonatedServicesAndUseFcltsAmt>
      <InvestmentExpenseAmt>0</InvestmentExpenseAmt>
      <PriorPeriodAdjustmentsAmt>0</PriorPeriodAdjustmentsAmt>
      <OtherChangesInNetAssetsAmt>0</OtherChangesInNetAssetsAmt>
      <MethodOfAccountingAccrualInd>X</MethodOfAccountingAccrualInd>
      <AccountantCompileOrReviewInd>1</AccountantCompileOrReviewInd>
      <AcctCompileOrReviewBasisGrp>
        <SeparateBasisFinclStmtInd>X</SeparateBasisFinclStmtInd>
      </AcctCompileOrReviewBasisGrp>
      <FSAuditedInd>1</FSAuditedInd>
      <FSAuditedBasisGrp>
        <SeparateBasisFinclStmtInd>X</SeparateBasisFinclStmtInd>
      </FSAuditedBasisGrp>
      <AuditCommitteeInd>1</AuditCommitteeInd>
      <FederalGrantAuditRequiredInd>0</FederalGrantAuditRequiredInd>
    </IRS990>
    <IRS990ScheduleD documentId="R000002" softwareId="23018249" softwareVersionNum="v1.00">
      <LandGrp>
        <InvestmentCostOrOtherBasisAmt>0</InvestmentCostOrOtherBasisAmt>
        <OtherCostOrOtherBasisAmt>0</OtherCostOrOtherBasisAmt>
        <BookValueAmt>0</BookValueAmt>
      </LandGrp>
      <BuildingsGrp>
        <InvestmentCostOrOtherBasisAmt>0</InvestmentCostOrOtherBasisAmt>
        <OtherCostOrOtherBasisAmt>0</OtherCostOrOtherBasisAmt>
        <DepreciationAmt>0</DepreciationAmt>
        <BookValueAmt>0</BookValueAmt>
      </BuildingsGrp>
      <LeaseholdImprovementsGrp>
        <InvestmentCostOrOtherBasisAmt>0</InvestmentCostOrOtherBasisAmt>
        <OtherCostOrOtherBasisAmt>0</OtherCostOrOtherBasisAmt>
        <DepreciationAmt>0</DepreciationAmt>
        <BookValueAmt>0</BookValueAmt>
      </LeaseholdImprovementsGrp>
      <EquipmentGrp>
        <InvestmentCostOrOtherBasisAmt>126838</InvestmentCostOrOtherBasisAmt>
        <OtherCostOrOtherBasisAmt>0</OtherCostOrOtherBasisAmt>
        <DepreciationAmt>122689</DepreciationAmt>
        <BookValueAmt>4149</BookValueAmt>
      </EquipmentGrp>
      <OtherLandBuildingsGrp>
        <InvestmentCostOrOtherBasisAmt>0</InvestmentCostOrOtherBasisAmt>
        <OtherCostOrOtherBasisAmt>0</OtherCostOrOtherBasisAmt>
        <DepreciationAmt>0</DepreciationAmt>
        <BookValueAmt>0</BookValueAmt>
      </OtherLandBuildingsGrp>
      <TotalBookValueLandBuildingsAmt>4149</TotalBookValueLandBuildingsAmt>
      <FinancialDerivativesGrp>
        <BookValueAmt>0</BookValueAmt>
      </FinancialDerivativesGrp>
      <CloselyHeldEquityInterestsGrp>
        <BookValueAmt>0</BookValueAmt>
      </CloselyHeldEquityInterestsGrp>
      <OtherSecuritiesGrp>
        <Desc>CERTIFICATES OF DEPOSIT</Desc>
        <BookValueAmt>14554000</BookValueAmt>
        <MethodValuationCd>C</MethodValuationCd>
      </OtherSecuritiesGrp>
      <TotalBookValueSecuritiesAmt>14554000</TotalBookValueSecuritiesAmt>
      <OtherLiabilitiesOrgGrp>
        <Desc>MEMBER SHARES</Desc>
        <Amt>16888592</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>SAVINGS CERTIFCATES</Desc>
        <Amt>7071972</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>IRA ACCOUNTS</Desc>
        <Amt>5483298</Amt>
      </OtherLiabilitiesOrgGrp>
      <TotalLiabilityAmt>29443862</TotalLiabilityAmt>
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    <IRS990ScheduleO documentId="R000003" softwareId="23018249" softwareVersionNum="v1.00">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Section A, Line 6</FormAndLineReferenceDesc>
        <ExplanationTxt>The credit union has 1734 active members.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Section A, Line 7a</FormAndLineReferenceDesc>
        <ExplanationTxt>The credit union membership has the authority to elect the Board of Directors. The positions are three year terms elected on a rotating basis. Candidates are elected by a simple ballot count. The board has the authority to appoint supervisory and credit committees.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Section A, Line 7b</FormAndLineReferenceDesc>
        <ExplanationTxt>Any changes to the bylaws must be approved by the membership as well as the regulatory agencies.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Section B, Line 11b</FormAndLineReferenceDesc>
        <ExplanationTxt>A copy of the 990 is presented to the board at the regular meeting in May of each year.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Section C, Line 19</FormAndLineReferenceDesc>
        <ExplanationTxt>Financial information for the credit union is available on the NCUA website, the credit union website, and by request at the office of the credit union.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>
