2024-05-07T09:01:42-05:00 2023-12-31 920460586 PWC US TAX LLP 4300 E CAMELBACK ROAD STE 475 PHOENIX AZ 85018 990PF 2023-01-01 836068329 ROBERTA M KNAPP TEST TR KNAP 6073376136 C/O NBT BANK NA 52 S BROAD ST NORWICH NY 13815 NBT BANK NA TRUSTEE 6073376136 2024-05-01 true false JEFFREY E KUHLIN P00353001 4123556000 2024-05-01 X 2023 2023-04-26 12:10:37Z X 1402990 X 41078 41001 4648 188260 4648 0 222 45948 45649 14950 13455 1495 0 0 0 0 0 0 730 0 0 730 0 0 1010 1010 0 0 0 0 0 0 0 250 250 16940 14465 0 2475 68500 68500 85440 14465 0 70975 -39492 31184 0 55907 43674 43674 0 0 0 1261124 1233494 1359316 1317031 1277168 1402990 0 X 1317031 1277168 1317031 1277168 1317031 1277168 1317031 -39492 1286 1278825 1657 1277168 4905.646 BLACKROCK HIGH YIELD BOND PORTFOLIO INSTL 2022-03-16 2023-03-01 33015 35955 -2940 -2940 5.641 FIDELITY 500 INDEX FUND 2021-03-05 2023-03-01 775 753 22 22 475. FLEXSHARES STOXX GLBL BRD INFRASTRUCTURE IDX 2022-09-19 2023-03-01 23812 24002 -190 -190 59. SCHWAB US SMALL CAP ETF 2022-03-16 2023-03-01 2582 2685 -103 -103 478.601 COLUMBIA DIVIDEND INCOME INST3 2021-03-05 2023-07-26 14985 13075 1910 1910 164.796 FIDELITY 500 INDEX FUND 2021-03-05 2023-07-26 26130 22004 4126 4126 214.86 FIDELITY OVERSEAS FD 2022-06-03 2023-07-26 12550 11484 1066 1066 10. FLEXSHARES STOXX GLBL BRD INFRASTRUCTURE IDX 2021-06-08 2023-07-26 531 594 -63 -63 35. ISHARES MSCI EAFE SMALL CAP ETF 2019-02-22 2023-07-26 2138 1997 141 141 290. ISHARES CORE MSCI EAFE ETF 2021-03-05 2023-07-26 20031 20370 -339 -339 210. ISHARES CORE EMERGING MARKETS ETF 2023-07-26 10795 13292 -2497 -2497 173.052 JPMORGAN EMERGING MARKETS EQUITY I 2022-03-16 2023-07-26 5285 5455 -170 -170 423.653 JPMORGAN LARGE CAP GROWTH I 2021-03-05 2023-07-26 23750 24868 -1118 -1118 102.094 PARNASSUS MID CAP FUND INSTL 2021-03-05 2023-07-26 3755 4120 -365 -365 65. SCHWAB US SMALL CAP ETF 2022-03-16 2023-07-26 2963 2958 5 5 CAPITAL GAIN DIVIDENDS P 5163 CAPITAL GAIN DIVIDENDS P 5163 CAPITAL GAIN DIVIDENDS P 5163 CAPITAL GAIN DIVIDENDS P 5163 CAPITAL GAIN DIVIDENDS P 5163 CAPITAL GAIN DIVIDENDS P 5163 CAPITAL GAIN DIVIDENDS P 5163 CAPITAL GAIN DIVIDENDS P 5163 CAPITAL GAIN DIVIDENDS P 5163 CAPITAL GAIN DIVIDENDS P 5163 CAPITAL GAIN DIVIDENDS P 5163 CAPITAL GAIN DIVIDENDS P 5163 CAPITAL GAIN DIVIDENDS P 5163 CAPITAL GAIN DIVIDENDS P 5163 CAPITAL GAIN DIVIDENDS P 5163 4648 433 0 433 0 433 264 0 0 264 0 169 0 0 false false false false false false false true true NY true false false false false true N/A NBT BANK NA 6073376136 52 SOUTH BROAD ST NORWICH NY 13815 false false false false true false false false false false false false false false false true false false false false false false false NBT BANK NA 52 SOUTH BROAD ST NORWICH NY 13815 TRUSTEE 1 14950 NONE 0 NONE 0 1303479 38949 0 1342428 0 0 1342428 20136 1322292 66115 66115 433 433 65682 0 65682 0 65682 70975 0 0 0 0 70975 65682 0 0 10866 2073 0 0 17044 29983 70975 0 0 0 65682 5293 0 0 35276 0 0 0 0 0 0 10866 24410 2073 0 0 17044 5293 MARY ANN SCHEER AVP C/O NBT BANK 52 SOUTH BROAD ST NORWICH NY 13815 6073376193 SCHOLARSHIP APPLICATION FORM MAY BE OBTAINED FROM NBT BANK BY CONTACTING MARY ANN SCHEER, AVP MAY 1 ANNUALLY GRADUATES OF FULTON COUNTY NEW YORK HIGH SCHOOLS WITH PREFERENCE TO APPLICANTS WHO EXPRESS INTEREST IN A VETERINARY PRACTICE UMASS AMHERST 215 WHITMORE BUILDING 181 RESIDENTS AMHERST MA 01003 NONE I SCHOLARSHIP 10000 SUNY COBLESKILL 106 SUFFOLK CIRCLE COBLESKILL NY 12043 NONE I SCHOLARSHIP 7500 SUNY ONEONTA 108 RAVINE PARKWAY ONEONTA NY 13820 NONE I SCHOLARSHIP 16000 UNIVERSITY OF CENTRAL FLORIDA 4000 CENTRAL FLORIDA BLVD ORLANDO FL 32816 NONE I SCHOLARSHIP 6500 DELHI COLLEGE 454 DELHI DRIVE DELHI NY 13753 NONE I SCHOLARSHIP 13500 CLEMSON UNIVERSITY STUDENT FINANCIAL SERVICES G-08 SIKES HALL CLEMSON SC 296345307 NONE I SCHOLARSHIP 7500 SUNY CANTON 34 CORNELL DR CANTON NY 13617 NONE I SCHOLARSHIP 7500 68500 14 41078 18 4648 FEDERAL TAX REFUND 1 222 45948 45948 false false false false false false false false false false TAX PREPARATION FEE (NON-ALLOC 730 730 DODGE & COX INCOME FD AT COST 65572 68466 BLACKROCK HIGH YIELD BOND PORT AT COST 192132 184684 FLEXSHARES MSTAR GLBL UPSTRM N AT COST 98596 105856 DFA GLOBAL REAL ESTATE SECURIT AT COST 36109 34878 FIDELITY US BOND INDEX INSTL P AT COST 71916 68307 LOOMIS SAYLES BOND FUND AT COST 49117 45370 FIDELITY 500 INDEX FUND AT COST 95582 150815 ISHARES MSCI EAFE SMALL CAP ET AT COST 20721 22594 ISHARES CORE EMERGING MARKETS AT COST 43906 44763 COLUMBIA DIVIDEND INCOME INST3 AT COST 111671 143081 JPMORGAN LARGE CAP GROWTH I AT COST 82465 102926 PARNASSUS MID CAP FUND INSTL AT COST 48281 49307 ISHARES CORE MSCI EAFE ETF AT COST 117946 134720 FLEXSHARES STOXX GLBL BRD INFR AT COST 38391 35043 ISHARES 0-5 YR TIPS ETF AT COST 29362 27605 SCHWAB US SMALL CAP ETF AT COST 48230 50074 FIDELITY OVERSEAS FD AT COST 59921 68086 JPMORGAN EMERGING MARKETS EQUI AT COST 23576 22741 MF TIMING SUBTRACTION 1301 BLACKROCK HIGH YLD BD POR COST BASIS ADJ 349 ROUNDING 4 BLACKROCK HIGH YLD BD PORTFOLIO ROC ADJ 3 STATE FILING FEE 250 0 250 FEDERAL TAX REFUND 222 0 MF TIMING ADDITION 1286 FOREIGN TAXES ON QUALIFIED FOR 743 743 0 FOREIGN TAXES ON NONQUALIFIED 267 267 0