2024-05-07T00:01:42-05:00 2023-12-31 920460586 PWC US TAX LLP 301 GRANT STREET 45TH FLOOR PITTSBURGH PA 15219 990PF 2023-01-01 946136755 COWELL ENDOW FD #2 TUW COWE 8887304933 6325 S RAINBOW BLVD STE 300 LAS VEGAS NV 89118 - TRUSTEE 8887304933 2024-04-10 true true LAURA B STROBEL P01271955 4123556000 2024-04-10 X 2023 2023-04-26 12:10:37Z X 559231 X 16030 15975 5529 139976 5529 0 236 21795 21504 3951 3556 395 0 0 0 0 0 0 1072 0 0 1072 375 375 0 0 418 418 0 0 0 0 0 0 0 4 4 5820 4353 0 1467 32768 32768 38588 4353 0 34235 -16793 17151 0 24 21 21 17225 23053 23053 0 0 0 128280 99067 201048 325054 331446 335109 470583 453587 559231 0 X 470583 453587 470583 453587 470583 453587 470583 -16793 0 453790 203 453587 9. ALPHABET INC CL C 2021-10-19 2023-01-25 874 1291 -417 -417 6.99944 APPLE INC 2022-07-12 2023-01-25 981 1037 -56 -56 2.00056 APPLE INC 2022-07-12 2023-01-25 280 296 -16 -16 1. BLACKROCK INC 2022-07-12 2023-01-25 742 612 130 130 5. CELANESE CORP 2023-01-25 599 745 -146 -146 9. CITIGROUP INC. 2023-01-25 458 636 -178 -178 2. WALT DISNEY CO 2022-06-24 2023-01-25 209 194 15 15 2. WALT DISNEY CO 2021-10-01 2023-01-25 209 347 -138 -138 34. GOLDMAN SACHS ACTIVEBETA INT ETF 2021-07-26 2023-01-25 1051 1197 -146 -146 5. ISHARES JP MORGAN USD EMERGING 2022-04-21 2023-01-25 442 469 -27 -27 16. ISHARES CORE MSCI EMERGING ETF 2019-08-16 2023-01-25 819 762 57 57 1. LAM RESEARCH CORP COM 2021-07-26 2023-01-25 470 641 -171 -171 12. SUNCOR ENERGY INC NEW F 2023-01-25 399 419 -20 -20 7. VANGUARD MIDCAP VIPER 2021-11-14 2023-01-25 1492 1600 -108 -108 1. BLACKROCK INC 2018-08-13 2023-02-09 716 476 240 240 10. COGNIZANT TECH SOLUTIONS CRP COM 2023-02-09 664 828 -164 -164 17. FIDELITY NATL INFORMATION SVCS INC 2023-02-09 1252 1672 -420 -420 23. FIDELITY NATL INFORMATION SVCS INC 2023-02-09 1693 2816 -1123 -1123 8. INTERPUBLIC GROUP COS INC 2022-07-12 2023-02-09 295 225 70 70 7. INTERPUBLIC GROUP COS INC 2020-11-02 2023-02-09 258 132 126 126 4. JPMORGAN CHASE & CO 2023-02-09 560 664 -104 -104 20. LAS VEGAS SANDS CORP 2023-02-09 1151 882 269 269 3. UNION PACIFIC CORP 2022-07-12 2023-02-09 608 621 -13 -13 4. WASTE MANAGEMENT INC 2023-02-09 609 483 126 126 4. WALT DISNEY CO 2022-06-24 2023-03-17 373 389 -16 -16 51. MANULIFE FINANCIAL CORP 2023-03-17 894 1059 -165 -165 1. HOME DEPOT INC 2022-12-06 2023-03-29 283 318 -35 -35 28. ISHARES CORE U.S. AGGREGATE ETF 2023-03-29 2772 3231 -459 -459 16. ISHARES CORE TOTAL BOND ETF 2021-03-24 2023-03-29 732 871 -139 -139 6. TORONTO DOMINION BK ONT COM NEW 2021-10-19 2023-03-29 355 425 -70 -70 2. EATON CORP PLC 2023-03-29 333 325 8 8 5. ABBVIE INC 2023-05-09 735 754 -19 -19 4. BLACKSTONE INC 2022-07-12 2023-05-09 321 376 -55 -55 3. CVS HEALTH CORPORATION 2022-07-12 2023-05-09 210 287 -77 -77 4. CVS HEALTH CORPORATION 2023-05-09 279 407 -128 -128 6. CISCO SYSTEMS INC 2021-10-19 2023-05-09 276 332 -56 -56 58. ISHARES RUSSELL 2000 ETF 2023-05-09 10029 7100 2929 2929 3. JPMORGAN CHASE & CO 2022-07-12 2023-05-09 408 344 64 64 2. ELI LILLY & CO COM 2023-05-09 863 672 191 191 16. MANULIFE FINANCIAL CORP 2023-05-09 317 316 1 1 1. MERCK & CO INC NEW 2022-07-12 2023-05-09 118 94 24 24 3. MERCK & CO INC NEW 2021-10-12 2023-05-09 355 238 117 117 5. MICROSOFT CORP 2023-05-09 1539 1439 100 100 7. RTX CORP 2023-05-09 669 688 -19 -19 2. TARGET CORP 2022-07-12 2023-05-09 311 292 19 19 6. TOTAL S.A. - ADR 2021-10-01 2023-05-09 363 330 33 33 2. UNITEDHEALTH GROUP INC 2022-07-12 2023-05-09 987 1033 -46 -46 88. VANGUARD MIDCAP VIPER 2022-07-12 2023-05-09 18098 17654 444 444 106. VANGUARD MIDCAP VIPER 2023-05-09 21799 18552 3247 3247 2. VISA INC-CLASS A SHRS 2021-10-19 2023-05-09 462 464 -2 -2 2. WASTE MANAGEMENT INC 2023-05-09 340 236 104 104 5. CVS HEALTH CORPORATION 2023-06-15 340 437 -97 -97 30. CVS HEALTH CORPORATION 2023-06-15 2041 1405 636 636 2. WALT DISNEY CO 2022-06-24 2023-06-15 184 194 -10 -10 17. WALT DISNEY CO 2023-06-15 1566 895 671 671 5. ELECTRONIC ARTS INC 2023-06-15 642 676 -34 -34 5. HASBRO INC 2022-07-12 2023-06-15 307 412 -105 -105 33. HASBRO INC 2023-06-15 2029 3157 -1128 -1128 7. LAS VEGAS SANDS CORP 2022-07-12 2023-06-15 412 231 181 181 24. LAS VEGAS SANDS CORP 2023-06-15 1413 965 448 448 1. ELI LILLY & CO COM 2022-07-12 2023-06-15 453 327 126 126 4. SYSCO CORP 2022-07-12 2023-06-15 292 348 -56 -56 34. SYSCO CORP 2023-06-15 2481 1566 915 915 2. EATON CORP PLC 2021-11-06 2023-06-15 386 321 65 65 1. ABBVIE INC 2023-01-25 2023-07-17 135 147 -12 -12 1. ABBVIE INC 2021-10-12 2023-07-17 135 108 27 27 1. ADOBE SYS INC 2023-06-15 2023-07-17 519 479 40 40 4. ADVANCED MICRO DEVICES INC 2023-06-15 2023-07-17 468 496 -28 -28 6. ALPHABET INC CL C 2021-10-19 2023-07-17 750 860 -110 -110 1. APPLE INC 2022-07-27 2023-07-17 193 159 34 34 4. BLACKSTONE INC 2023-02-09 2023-07-17 416 366 50 50 3. BOEING CO 2023-07-17 636 605 31 31 1. BROADCOM INC 2022-03-23 2023-07-17 907 550 357 357 1. CELANESE CORP 2023-06-15 2023-07-17 120 115 5 5 5. CISCO SYSTEMS INC 2023-07-17 254 236 18 18 4. CITIGROUP INC. 2023-07-17 186 199 -13 -13 6. COGNIZANT TECH SOLUTIONS CRP COM 2023-07-17 412 435 -23 -23 3. DIAGEO PLC - ADR 2023-07-17 528 476 52 52 3. ELECTRONIC ARTS INC 2022-07-12 2023-07-17 417 369 48 48 3. META PLATFORMS INC 2023-07-17 927 965 -38 -38 11. GOLDMAN SACHS ACTIVEBETA INT ETF 2021-07-26 2023-07-17 350 387 -37 -37 9. INTERPUBLIC GROUP COS INC 2020-11-02 2023-07-17 361 170 191 191 63. INVESCO OPTIMUM YIELD DIVERSIF ETF 2023-07-17 885 1194 -309 -309 1. ISHARES CORE U.S. AGGREGATE ETF 2019-09-14 2023-07-17 98 115 -17 -17 9.00023 ISHARES JP MORGAN USD EMERGING 2022-04-21 2023-07-17 784 844 -60 -60 3.99977 ISHARES JP MORGAN USD EMERGING 2022-04-21 2023-07-17 348 375 -27 -27 8. ISHARES CORE MSCI EAFE ETF 2023-05-09 2023-07-17 551 551 9. ISHARES CORE MSCI EMERGING ETF 2023-05-09 2023-07-17 459 437 22 22 4. ISHARES CORE MSCI EMERGING ETF 2019-08-16 2023-07-17 204 190 14 14 2. ISHARES CORE TOTAL BOND ETF 2021-03-24 2023-07-17 91 109 -18 -18 3. JPMORGAN CHASE & CO 2023-07-17 460 322 138 138 2. ELI LILLY & CO COM 2022-07-12 2023-07-17 892 653 239 239 17. MANULIFE FINANCIAL CORP 2023-07-17 326 315 11 11 1. MCDONALDS CORP 2023-06-15 2023-07-17 296 291 5 5 2. MERCK & CO INC NEW 2023-06-15 2023-07-17 212 219 -7 -7 3. MICROSOFT CORP 2023-02-09 2023-07-17 1037 793 244 244 7. MONDELEZ INTERNATIONAL INC 2021-10-19 2023-07-17 505 419 86 86 3. NIKE INC CL B 2022-07-12 2023-07-17 326 313 13 13 3. PIMCO ENHANCED SHORT MATURITY ETF 2023-05-09 2023-07-17 299 298 1 1 36.223 PGIM HIGH YIELD-Q 1067 2023-07-17 168 206 -38 -38 2. RTX CORP 2023-02-09 2023-07-17 193 195 -2 -2 3. RTX CORP 2022-07-12 2023-07-17 290 284 6 6 22. REGIONS FINL CORP NEW 2022-08-22 2023-07-17 424 487 -63 -63 11. SUNCOR ENERGY INC NEW F 2023-07-17 317 359 -42 -42 1. TARGET CORP 2022-07-12 2023-07-17 130 146 -16 -16 5. TORONTO DOMINION BK ONT COM NEW 2023-02-09 2023-07-17 319 343 -24 -24 2. TORONTO DOMINION BK ONT COM NEW 2021-10-19 2023-07-17 128 142 -14 -14 6. TOTAL S.A. - ADR 2023-06-15 2023-07-17 343 353 -10 -10 7. UNILEVER PLC - ADR 2020-02-04 2023-07-17 367 411 -44 -44 2. UNION PACIFIC CORP 2012-08-03 2023-07-17 420 125 295 295 2. UNITED PARCEL SERVICE-CL B 2023-02-09 2023-07-17 367 370 -3 -3 1. UNITED PARCEL SERVICE-CL B 2021-10-19 2023-07-17 183 194 -11 -11 23. VANGUARD MIDCAP VIPER 2020-06-17 2023-07-17 5204 3836 1368 1368 1. VISA INC-CLASS A SHRS 2023-02-09 2023-07-17 244 229 15 15 1. WASTE MANAGEMENT INC 2020-09-14 2023-07-17 168 116 52 52 1. EATON CORP PLC 2022-08-22 2023-07-17 206 148 58 58 2. EATON CORP PLC 2021-11-06 2023-07-17 412 321 91 91 4. GARMIN LTD 2023-07-17 425 619 -194 -194 3. TE CONNECTIVITY LTD 2021-11-19 2023-07-17 428 494 -66 -66 4. APPLE INC 2023-08-10 718 603 115 115 203. INVESCO OPTIMUM YIELD DIVERSIF ETF 2022-08-10 2023-08-10 2989 3512 -523 -523 563. INVESCO OPTIMUM YIELD DIVERSIF ETF 2022-04-21 2023-08-10 8289 10582 -2293 -2293 41. ISHARES CORE U.S. AGGREGATE ETF 2023-08-10 3981 4650 -669 -669 4. CELANESE CORP 2022-07-12 2023-12-15 605 450 155 155 50. INTERPUBLIC GROUP COS INC 2020-11-02 2023-12-15 1636 945 691 691 1. ELI LILLY & CO COM 2023-08-10 2023-12-15 564 524 40 40 1. ELI LILLY & CO COM 2022-07-12 2023-12-15 564 327 237 237 13. RTX CORP 2023-12-15 1044 1195 -151 -151 2. EATON CORP PLC 2022-08-22 2023-12-15 470 296 174 174 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 CAPITAL GAIN DIVIDENDS P 14 5529 238 0 238 0 238 176 0 0 176 0 62 0 0 false false false false false false false true true CA true false false false false true N/A WELLS FARGO BANK NA 8003523705 100 N MAIN ST FL 5D4001-052 WINSTON SALEM NC 27101 false false false false true false false false false false false false false false false false false false false false false false WELLS FARGO BANK N A 100 N MAIN ST FL 5D4001-052 WINSTONSALEM NC 27101 TRUSTEE 1 3951 NONE 0 NONE 0 519368 14421 0 533789 0 0 533789 8007 525782 26289 26289 238 238 26051 0 26051 0 26051 34235 0 0 0 0 34235 26051 25985 0 0 0 0 0 0 0 34235 25985 0 0 8250 0 0 0 0 0 0 0 0 17801 0 0 0 0 0 0 0 0 NONE NONE X SACRAMENTO CHILDRENS HOME 2750 SUTTERVILLE RD SACRAMENTO CA 95820 NONE PC GENERAL OPERATING 32768 32768 14 16030 18 5529 FEDERAL TAX REFUND 1 236 21795 21795 false false false false false false false false false false TAX PREPARATION FEE (NON-ALLOC 1072 1072 192446102 COGNIZANT TECH SOLUT 1607 2266 285512109 ELECTRONIC ARTS INC 1333 2326 037833100 APPLE INC 2541 17135 02079K107 ALPHABET INC CL C 3209 12120 609207105 MONDELEZ INTERNATION 1732 2897 09260D107 BLACKSTONE INC 2130 4582 907818108 UNION PACIFIC CORP 1106 2947 883556102 THERMO FISHER SCIENT 1292 3185 654106103 NIKE INC CL B 997 2063 512807108 LAM RESEARCH CORP CO 1371 4700 31620M106 FIDELITY NATL INFORM G29183103 EATON CORP PLC 2526 5057 09857L108 BOOKING HOLDINGS INC 1725 3547 460690100 INTERPUBLIC GROUP CO 871829107 SYSCO CORP 87612E106 TARGET CORP 360 1851 25243Q205 DIAGEO PLC - ADR 1740 2331 594918104 MICROSOFT CORP 2942 18426 11135F101 BROADCOM INC 2139 7814 517834107 LAS VEGAS SANDS CORP 891160509 TORONTO DOMINION BK 3103 3619 097023105 BOEING CO 2688 4953 58933Y105 MERCK & CO INC NEW 2405 4361 172967424 CITIGROUP INC. 3098 3601 150870103 CELANESE CORP 2133 4506 867224107 SUNCOR ENERGY INC NE 3771 4678 89151E109 TOTALENERGIES SE -SP 3934 5256 911312106 UNITED PARCEL SERVIC 2049 3145 904767704 UNILEVER PLC - ADR 1653 1551 126650100 CVS HEALTH CORPORATI 92826C839 VISA INC-CLASS A SHR 3094 4426 75513E101 RTX CORP 2670 3113 00287Y109 ABBVIE INC 2372 3409 532457108 ELI LILLY & CO COM 1716 5246 09247X101 BLACKROCK INC 1308 3247 H2906T109 GARMIN LTD 2727 3728 91324P102 UNITEDHEALTH GROUP I 3337 5791 94106L109 WASTE MANAGEMENT INC 1837 2866 17275R102 CISCO SYSTEMS INC 1269 3132 254687106 WALT DISNEY CO 56501R106 MANULIFE FINANCIAL C 2358 3890 46625H100 JPMORGAN CHASE & CO 1761 5954 H84989104 TE CONNECTIVITY LTD 1828 2810 30303M102 META PLATFORMS INC 3400 6371 418056107 HASBRO INC 437076102 HOME DEPOT INC 2823 3119 7591EP100 REGIONS FINL CORP NE 2568 2558 00724F101 ADOBE INC 2394 2983 007903107 ADVANCED MICRO DEVIC 2001 3538 580135101 MCDONALDS CORP 3199 3262 855244109 STARBUCKS CORP COM 2821 2688 464287655 ISHARES RUSSELL 2000 74440Y884 PGIM HIGH YIELD-Q 10 AT COST 18829 16181 46090F100 INVESCO OPTIMUM YIEL AT COST 11828 9603 46434V613 ISHARES CORE TOTAL B AT COST 34707 32525 464287226 ISHARES CORE U.S. AG AT COST 106094 97563 46434G103 ISHARES CORE MSCI EM AT COST 9854 10470 922908629 VANGUARD MIDCAP VIPE AT COST 29134 49785 381430107 GOLDMAN SACHS ACTIVE AT COST 16719 16199 464288281 ISHARES JP MORGAN US AT COST 33897 32863 33739H101 FIRST TRUST GLOBAL T AT COST 10697 9851 46432F842 ISHARES CORE MSCI EA AT COST 32323 33065 72201R833 PIMCO ENHANCED SHORT AT COST 15882 15966 921937793 VANGUARD LONG-TERM B AT COST 11482 11038 COST BASIS ADJUSTMENT 13 MUTUAL FUND TIMING ADJ 128 PY RETURN OF CAPITAL ADJUSTMENT 53 ROC ON CY SALES 5 TAX LOT BASIS ADJUSTMENT 4 INVESTMENT EXPENSES - ADR FEES 4 4 0 FEDERAL TAX REFUND 236 0 INVESTMNT MNGMNT FEES (NON-DED 375 375 FOREIGN TAXES 349 349 0 FOREIGN TAXES ON NONQUALIFIED 69 69 0