2024-05-06T11:14:53-04:00 2023-12-31 202711127 CU AUDIT & COMPLIANCE GROUP 3692 COOLIDGE CT TALLAHASSEE FL 323117890 990 2023-01-01 620631391 GATEWAY CREDIT UNION GATE 9315518271 100 OTIS SMITH DRIVE CLARKSVILLE TN 37043 ANNETTE PASSE CEO 9315518271 2024-05-02 true ANNETTE PASSE 990009999 false AMANDA ONKST P02387288 2054372176 2024-05-06 2023 2023-04-26 12:10:37Z ANNETTE PASSE 100 OTIS SMITH DRIVE CLARKSVILLE TN 370438939 860716 false X WWW.GATEWAYCREDITUNION.COM X CREDIT UNION 1959 TN CREDIT UNION - TO PROVIDE FINANCIAL SERVICES FOR ITS MEMBERS. 7 7 8 8 0 0 681611 727540 28456 103570 22921 29606 732988 860716 0 0 222134 299746 0 0 432306 542741 654440 842487 78548 18229 13502310 13613521 12444711 12562693 1057599 1050828 CREDIT UNION-TO PROVIDE SERVICES FOR APPROXIMATELY 1,882 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES. false false 781920 THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS. 60567 THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS. 842487 false false false false false false false false false true false false false true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true X 220 0 true 8 true false false false false false false false false X 7 7 false false false false true true true true true false false false true true true false false false false false TN X ANNETTE PASSE 9315518271 100 OTIS SMITH DRIVE CLARKSVILLE TN 370438939 ANNETTE PASSE CEO 40.00 X 71927 0 2692 JAMES COREY WATTS BOARD CHAIRM 1.00 X 0 0 0 SANDRA WALLACE BOARD SECRET 1.00 X 0 0 0 DEANNA AKIN BOARD TREASU 1.00 X 0 0 0 MICHAEL LONG BOARD VICE C 1.00 X 0 0 0 JAMES DUNCAN WILLIAMS BOARD MEMBER 1.00 X 0 0 0 ROBERT MILLER BOARD MEMBER 1.00 X X 0 0 0 DIANA MAXSON BOARD MEMBER 1.00 X 0 0 0 BARBARA HALL SUPERVISORY 1.00 X 0 0 0 71927 2692 false false false INTEREST ON LOANS 522291 510177 510177 FEE INCOME 522100 217363 217363 727540 103570 103570 OTHER OPERATING INCOME 525990 29606 29606 29606 860716 860716 269239 269239 9862 9862 20645 20645 171176 171176 55926 55926 4030 4030 60567 60567 PROF & OUTSIDE SERVICES 118082 118082 PROVISION FOR LOAN LOSSES 83342 83342 LOAN SERVICING EXP 28094 28094 MISC OPERATING EXP 10278 10278 11246 11246 842487 0 842487 0 626992 1401232 1575000 9243509 9130414 98201 74747 1475286 558235 912417 917051 2469603 85603 151588 429474 13502310 13613521 152680 160611 12292031 12402082 12444711 12562693 X 623752 623752 433847 427076 1057599 1050828 13502310 13613521 X 18229 -25000 X X false false 410000 410000 664559 226547 438012 400727 331688 69039 917051 REGULAR SHARES 5592518 ALL OTHER SHARES 4057044 SHARE DRAFTS 2752520 12402082 FORM 990, PAGE 1, PART I, LINE 6 HOURS OF SERVICE ARE RELATED TO DUTIES OF THE BOARD OF DIRECTORS AND SUPERVISORY COMMITTEE WITHOUT COMPENSATION. FORM 990, PAGE 5, PART V, LINE 3B THE CREDIT UNION HAD NO UNRELATED INCOME. FORM 990, PAGE 6, PART VI, LINE 6 THE CREDIT UNION IS OWNED BY THE MEMBERS. FORM 990, PAGE 6, PART VI, LINE 7A THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP (ONE MEMBER, ONE VOTE). ALL DUTIES, POWERS, AND RESPONSIBILITIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING EVERY YEAR. FORM 990, PAGE 6, PART VI, LINE 7B SOME DECISIONS MADE BY THE BOARD OF DIRECTORS ARE AFFIRMED BY THE MEMBERS. FORM 990, PAGE 6, PART VI, LINE 11B THE MANAGER REVIEWS THE FORM 990. THE FORM 990 IS AVAILABLE FOR REVIEW BY THE BOARD OF DIRECTORS UPON REQUEST. FORM 990, PAGE 6, PART VI, LINE 12C THE BOARD OF DIRECTORS MONITOR AND ENFORCE THE CONFLICT OF INTEREST POLICY. FORM 990, PAGE 6, PART VI, LINE 19 FINANCIAL DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY BY THE 15TH OF THE SUBSEQUENT MONTH. FORM 990, PART XI, LINE 9 DUE TO ROUNDING 0 DUE TO ROUNDING 0 ACCT ADJ - CECL -25,000 TOTAL -25,000 FORM 990, PART XII ANNUAL AGREED UPON PROCEDURES ARE PERFORMED BY AN INDEPENDENT AUDITOR.