2024-05-03T11:32:12-05:00 2023-06-30 410746749 CLIFTONLARSONALLEN LLP 301 SW ADAMS STREET SUITE 1000 PEORIA IL 61602 990 2022-07-01 371295601 SAMARITAN MINISTRIES INTERNATIONAL SAMA 8777642426 6000 N FOREST PARK DRIVE PEORIA IL 61614 MARK ZANDER CEO 8777642426 2024-04-30 1 MARK ZANDER 999009999 1 SAMUEL A CIGELNIK P00324762 3096714500 2024-04-30 2 AAL1 IAL1 2022 2023-04-26 12:10:37Z MARK ZANDER 6000 N FOREST PARK DRIVE PEORIA IL 61614 81436320 0 X WWW.SAMARITANMINISTRIES.ORG X 1991 IL A BIBLICAL, NON-INSURANCE APPROACH TO HEALTH CARE NEEDS; PUBLICATION OF MONTHLY NEWSLETTER. 9 8 467 4 0 0 51136281 48247760 0 0 -989978 1535910 108467 70212 50254770 49853882 2602352 3553367 0 0 29970461 31862494 0 0 55698 22563075 13646731 55135888 49062592 -4881118 791290 52220176 53688041 19570549 20365486 32649627 33322555 X TO REDEEM HEALTH CARE BY HELPING THE BODY OF CHRIST LOVE ONE ANOTHER THROUGH SHARING EACH OTHER'S HEALTH CARE BURDENS WHILE EXPERIENCING AUTHENTIC BIBLICAL COMMUNITY. 0 0 34527288 3553367 65812 SAMARITAN MINISTRIES INTERNATIONAL (SMI) IS A RELIGIOUS COMMUNITY MADE UP OF MEMBER HOUSEHOLDS DEDICATED TO THE CHRISTIAN GREAT COMMISSION AND APPLYING THOSE PRINCIPLES IN UNIQUE WAYS TO MEET THE NEEDS OF OUR COMMUNITY, AND BY EXAMPLE, THOSE OF THE GREATER COMMUNITY. MEMBERSHIP IS AVAILABLE TO ANY AND ALL PROFESSING CHRISTIANS WHO ARE IN AGREEMENT WITH OUR STATEMENT OF FAITH AND COMMITMENT TO BIBLICAL LIVING WITHOUT BARRIER DUE TO AGE, PHYSICAL CONDITION, OR PRIOR AILMENTS. A SIGNIFICANT PORTION OF OUR MEMBERS ARE SUBSISTING ON VERY LOW INCOME, AND ALMOST ALL MEMBER HOUSEHOLDS HAVE NO HEALTH INSURANCE. TOTAL MEMBERSHIP HOUSEHOLDS AS OF JUNE 30, 2023, WAS 81,002 HOUSEHOLDS, INCLUDING ABOUT 272,000 PEOPLE. SMI HAS MEMBERS RESIDING IN ALL 50 STATES AS WELL AS SEVERAL COUNTRIES ABROAD. A SIGNIFICANT PORTION OF THE MEMBERS ARE EMPLOYED AS CHURCH MINISTERS AND CHURCH STAFF, IN PARA-CHURCH MINISTRIES AND OTHER CHARITABLE ORGANIZATIONS. SMI PUBLISHES AND DISTRIBUTES A MONTHLY "CHRISTIAN HEALTH CARE NEWSLETTER," CONTAINING ARTICLES ON VARIOUS TOPICS APPLYING A CHRISTIAN WORLD VIEW TO ALL OF LIFE, SPIRITUAL ISSUES, HEALTH CARE, THE RELIGIOUS MINISTRIES OF THE ORGANIZATION, AND THE RELIGIOUS MINISTRIES OF OUR MEMBERS. THE NEWSLETTER SEEKS TO EDUCATE AND ENCOURAGE MEMBERS AND OTHER READERS TO APPLY CHRISTIAN TEACHINGS TO ALL ASPECTS OF LIFE, NOT JUST HEALTH CARE ISSUES. PART OF THAT CHRISTIAN MINDSET IS HELPING THE READERS TO UNDERSTAND THAT A SHARING MINISTRY'S EMPHASIS IS ON HOW THEY CAN GIVE TO HELP OTHERS NOW RATHER THAN WHAT THEY MIGHT RECEIVE IF THEY HAVE A NEED IN THE FUTURE. THIS NEWSLETTER IS SENT TO ALL SMI MEMBERS, NONMEMBERS WHO SUBSCRIBE FOR A NOMINAL FEE ($12) AND COMPLIMENTARY SUBSCRIBERS. THE PRAYER GUIDE: THE PHYSICAL AND SPIRITUAL NEEDS OF MEMBERS AND NON-MEMBERS, UPON REQUEST, ARE PUBLISHED TOGETHER IN A "PRAYER GUIDE," WHICH IS USED BY OUR MEMBERS AND THE SMI STAFF FOR THEOFFERING OF PRAYERS ON THE BEHALF OF THOSE IN NEED. THIS GUIDE ALSO INCLUDES TESTIMONIES OF HOW GOD HAS BEEN WORKING IN MEMBERS' LIVES. EACH MONTH MANY DIFFERENT VERSIONS OF THE PRAYER GUIDE ARE PREPARED, AND EACH MEMBER HOUSEHOLD RECEIVES ONE OF THE VERSIONS. THE GUIDE AVERAGES 1,000 PRAYER REQUESTS PER MONTH. IT IS MAILED MONTHLY TO ALL THE MEMBERS. HEALTH CARE SHARING - SHARE SLIP: ALL MEMBERS OF SMI PARTICIPATE IN THE HEALTH CARE SHARING MINISTRY. PARTICIPANTS PLEDGE TO SEND A MINIMUM MONTHLY AMOUNT (CALLED A "SHARE") BASED ON HOUSEHOLD SIZE DIRECTLY TO THOSE HOUSEHOLDS WHO HAVE MEDICAL EXPENSE NEEDS THAT COME WITHIN SMI'S GUIDELINES OF EXPENSES THAT WE WILL SHARE AS A COMMUNITY. EACH MONTH MEMBERS RECEIVE A "SHARE SLIP" REPORTING A FAMILY WITH A MEDICAL EXPENSE NEED TO WHOM THEY SHOULD SEND THEIR MONTHLY SHARE, AND FOR WHOM THEY SHOULD BE PRAYING AND SENDING NOTES OF ENCOURAGEMENT. THIS FISCAL YEAR OUR MEMBERS SHARED APPROXIMATELY $391,000,000 IN ACCORD WITH THE MINIMUM MONTHLY AMOUNT PLEDGED TO BE SENT DIRECTLY TO THOSE MEMBER HOUSEHOLDS IN NEED DUE TO MEDICAL EXPENSES. THIS SHARING ASSISTED OUR MEMBERS WITH 129,879 MEDICAL INCIDENTS (INJURIES OR ILLNESSES) DURING THE YEAR. ADDITIONALLY $11,467,908 WAS SHARED FOR MEDICAL INCIDENTS THAT EXCEEDED $250,000 IN COST. BECAUSE THESE AMOUNTS ARE SENT DIRECTLY, MEMBER TO MEMBER, THE AMOUNTS ARE NOT REFLECTED IN SMI'S REVENUE OR EXPENSES. MEMBERS IN NEED RECEIVE ADDITIONAL ASSISTANCE BY A VARIETY OF MEANS BEYOND THE REGULAR SHARING: MEMBER EXTRA DIRECT GIVING: IN ITS MONTHLY MAILING SMI MAKES EACH MEMBER AWARE OF EXPENSES THAT SOME MEMBER HAD THAT FALL OUTSIDE OUR REGULAR SHARING GUIDELINES, AND ENCOURAGES EXTRA GIVING TO MEET THAT NEED. DUE TO THESE FUNDS FLOWING DIRECTLY MEMBER TO MEMBER SAMARITAN MINISTRIES IS DEPENDENT ON THE MEMBERS REPORTING WHAT GIFTS THEY RECEIVED. BASED ON THE REPORTING RECEIVED, THE AMOUNT EXCEEDED $2,500,000. MEMBER EXTRA GIVING THROUGH SMI: IN ADDITION TOMEMBERS GIVING EXTRA DIRECTLY TO THOSE IN NEED, SMI ENCOURAGES MEMBERS TO ALSO GIVE EXTRA DIRECTLY TO SMI FOR SMI TO DISTRIBUTE. SMI RECEIVES TAX DEDUCTIBLE GIFTS RETAINED IN SMI'S RESTRICTED FUNDS FOR HELPING MEMBERS WITH MEDICAL EXPENSES THAT FALL OUTSIDE THE AREAS INCLUDED IN THE BASIC SHARING (E,G, ROUTINE DENTAL). THIS FISCAL YEAR $3,283,464.74 WAS DISTRIBUTED TO MEMBERS IN NEED FROM THESE RESTRICTED FUNDS. THERE ARE ALSO MONTHS WHERE THE MEMBER SHARES AVAILABLE IS LESS THAN THE AMOUNT OF MEMBERS' MEDICAL EXPENSEES, SO MEMBERS ALSO GIVE EXTRA TO SMI TO MAKE UP FOR THIS SHORT FALL CAUSED BY PRO-RATING. SPONSORSHIP: WHEN MEMBERS HAVE FINANCIAL PROBLEMS WHICH MAKE IT IMPOSSIBLE FOR THEM TO PAY THEIR MINIMUM MONTHLY SHARES, THEY ARE OFFERED TO PARTICIPATE IN THE "SPONSORSHIP" PROGRAM, THROUGH WHICH THEIR SHARE AMOUNT IS REDUCED BELOW THAT MINIMUM NORMALLY REQUIRED TO AN AMOUNT THEY CAN AFFORD. THIS FISCAL YEAR 287 FAMILIES PARTICIPATED IN THIS PROGRAM, RECEIVING $322,430 IN ASSISTANCE THAT WAS PROVIDED BY REDUCING THE AMOUNT OF SHARES THEY WERE REQUIRED TO SEND. 34527288 1 1 0 1 0 0 0 0 0 0 1 1 0 1 0 1 1 0 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 1 43 0 1 467 1 0 0 0 0 0 0 0 0 0 0 0 0 X 9 8 0 0 0 0 1 1 1 1 1 0 0 1 1 1 1 1 1 1 1 0 MD AK NH CO X DOUG WINKLER 8777642426 6000 N FOREST PARK DRIVE PEORIA IL 61614 BOB DOUGLAS DIRECTOR 2.50 X 0 0 0 CHRIS HOGAN DIRECTOR 2.50 X 0 0 0 CHRIS KING DIRECTOR 2.50 X 0 0 0 CURT ZONDERVAN DIRECTOR 2.50 X 0 0 0 JIM TAGGART CHAIRMAN OF THE BOARD 6.00 X 0 0 0 JOE MUSSER DIRECTOR 2.00 X 0 0 0 TED PITTENGER DIRECTOR 3.00 X 343982 0 10679 BRYAN EVANS DIRECTOR 2.50 X 0 0 0 MICHAEL EASTHAM DIRECTOR 2.50 X 0 0 0 MARK BLOCHER DIRECTOR 2.50 X 0 0 0 ANTHONY HOPP VP CHIEF PURPOSE OFFICER 45.00 X 186524 0 9871 DOUGLAS WINKLER VP/CHIEF FINANCIAL OFFICER 45.00 X 207158 0 9614 MARK ZANDER PRESIDENT/CEO 45.00 X 350637 0 14127 ROB WALDO VP/CHIEF ADMINISTRATIVE OFFICER 45.00 X 185571 0 9853 WILL COOPER EVP/CHIEF OPERATING OFFICER 45.00 X 294327 0 13308 MICHAEL GRIMM VP/CHIEF TALENT OFFICER 45.00 X 177819 0 9600 BRIAN PHILLIPS DIRECTOR SOFTWARE DEVELOPMENT 45.00 X 151691 0 8784 JONATHAN BEN-EZRA DIRECTOR OF PROGRAM MANAGEMENT 45.00 X 134523 0 8216 SANJAY JADA VP/MEMBER SERVICES 45.00 X 161217 0 9075 MARK SCHELLENBERG VP/FINANCE 45.00 X 135317 0 7141 SCOTT MEYERS DIRECTOR OF IT 45.00 X 131638 0 8108 2460404 0 118376 33 0 1 0 PRESIDIO INFRASTRUCTURE SOLUTIONS LLC PO BOX 677638 DALLAS TX 75267 IT SOLUTIONS 1887451 CARE OPERATIVE LLC 330 FRANKLIN ROAD SUITE 135A-238 BRENTWOOD TN 37027 HEALTHCARE BLUEBOOK SERVICES 1601407 ADVANCED MEDICAL PRICING SOLUTIONS PO BOX 921695 NORCROSS GA 30010 MEDICAL NEGOTIATIONS 1416585 KERNS GRAPHIC SOLUTION 1107 WEST AUTIN DRIVE PEORIA IL 61614 PRINTING AND GRAPHICS 659959 J BRIAN HELLER PC 200 WALNUT PO BOX 213 WASHINGTON IL 61571 LAWYER 459056 17 45947394 2300366 48247760 463689 463689 4400 0 4400 4400 4400 32654659 31540904 41534 1113755 -41534 1072221 1072221 OTHER INCOME 900099 65812 65812 65812 49853882 65812 0 1540310 265527 265527 3287840 3287840 1803025 1803025 25772445 19793997 5978448 763160 547805 215355 1540726 1105951 434775 1983138 1423520 559618 960266 960266 94156 94156 440303 440303 113486 113486 873029 709127 163902 1772165 1772165 1790755 1638003 97054 55698 3363729 940222 2423507 721742 387271 334471 316395 177235 139160 1597928 457141 1140787 MEDICAL REDUCTION FEES 1423040 1423040 SPECIAL PROJECTS 160310 154338 5972 VEHICLE EXPENSE 19427 3803 15624 49062592 34527288 14479606 55698 2887172 5176854 18318592 7227839 1072283 839953 218791 1012090 1289043 27339736 19384708 8192762 7955028 6559924 4134990 13180765 19059766 996588 7785777 52220176 53688041 4461507 3942841 15109042 16422645 19570549 20365486 X 30678106 32522005 1971521 800550 32649627 33322555 52220176 53688041 791290 -118362 0 X X 0 1 X 1 0 X 40581596 45035752 49036115 51136281 48247760 234037504 40581596 45035752 49036115 51136281 48247760 234037504 490 5621 11855 11283 13697 42946 0 490 5621 11855 11283 13697 42946 233994558 735091 918715 241267 304694 468089 2667856 735091 918715 241267 304694 468089 2667856 87880 90448 52335 103667 65812 400142 41404567 46044915 49329717 51544642 48781661 237105502 0.98690 0.98730 0.01130 0.01050 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 1 1 0 1 10500 0 0 1 0 1 563963 574463 0 PART II-B, LINE 1: ATTENDED LEGISLATIVE CONFERENCES, SENT EMAILS TO MEMBERS, AND HIRED SEVERAL EXTERNAL LOBBYISTS, ALL TO ENCOURAGE SUPPORT FOR "SAFE HARBOR" LAWS TO PROTECT HEALTH CARE SHARING MINISTRIES FROM ATTEMPTED REGULATION BY INSURANCE COMMISSIONS AND TO ENCOURAGE GRASSROOTS SUPPORT FOR AMENDING FEDERAL TAX CODE TO ALLOW MEMBERS OF HEALTH CARE SHARING MINISTRIES TO ESTABLISH HEALTH SAVINGS ACCOUNTS. THE ORGANIZATION ALSO PAYS MEMBERSHIP DUES TO THE ALLIANCE OF HEALTH CARE SHARING MINISTRIES, AN ORGANIZATION THAT ADVOCATES AND PROMOTES HEALTH CARE SHARING MINISTRIES, AND A PORTION OF THE DUES WERE USED FOR LOBBYING. 836530 836530 14621964 9103199 5518765 10836361 10281509 554852 1044881 1044881 7955028 SILVER 149517 F U.S. TREASURY SECURITIES 18910249 F 19059766 PROGRAM ADVANCES 7785777 7785777 X 49735520 -118362 -118362 49853882 0 49853882 49062592 0 49062592 0 49062592 PART X, LINE 2: THE MINISTRY IS EXEMPT FROM INCOME TAXES UNDER SECTION 501(C)(3) OF THE U.S. INTERNAL REVENUE CODE (THE CODE) AND COMPARABLE STATE LAW AND CONTRIBUTIONS TO THEM ARE TAX DEDUCTIBLE WITHIN THE LIMITATIONS PRESCRIBED BY THE CODE. THE MINISTRY HAS BEEN CLASSIFIED AS AN ORGANIZATION, WHICH IS NOT A PRIVATE FOUNDATION, UNDER SECTION 509(A) OF THE CODE. ACCORDINGLY, NO PROVISION HAS BEEN MADE FOR FEDERAL OR STATE INCOME TAXES. THE MINISTRY HAS ADOPTED THE RECOGNITION REQUIREMENTS FOR UNCERTAIN TAX POSITIONS. THE MINISTRY DOES NOT BELIEVE IT HAS ANY UNCERTAIN TAX POSITIONS. 1 ALLIANCE DEFENDING FREEDOM 15100 NORTH 90TH STREET SCOTTSDALE AZ 85260 541660459 501(C)(3) 20000 0 PROGRAM SUPPORT WATSON BOWES RESEARCH INSTITUTE PO BOX 395 EAU CLAIRE MI 49111 237347367 501(C)(3) 45527 0 PROGRAM SUPPORT THE MORNING CENTER PO BOX 10528 PEORIA IL 616120528 461254285 501(C)(3) 200000 0 PROGRAM SUPPORT 3 GIFTS TO ENCOURAGE MEMBERS THROUGH DIFFICULT SPIRITUAL, EMOTIONAL, OR FINANCIAL TIMES 98 19082 19888 FMV BLANKETS, GIFT CARDS AND SMALL GIFT ITEMS MEMBER ASSISTANCE IN PAYING MEDICAL BILLS 3777 3248870 PART I, LINE 2: FOR ASSISTANCE PAYING MEDICAL EXPENSES, MEMBERS SEND UNPAID MEDICAL BILLS, THAT DID NOT QUALIFY FOR THE REGULAR SHARING THROUGH THE MINIMUM AMOUNT PLEDGED BY MEMBERS. THE MEDICAL BILLS ARE VERIFIED THROUGH OUR PROVIDER RELATIONS DEPARTMENT WHO NEGOTIATE BILLS ON BEHALF OF SAMARITAN MINISTRIES' MEMBERS. FOR THE GRANTS TO ORGANIZATIONS, SMI VERIFIES THAT THE ORGANIZATION MAINTAINS ITS TAX EXEMPT STATUS. X 1 1 X X X X X 0 0 0 0 0 0 0 1 0 MARK ZANDER PRESIDENT/CEO 300000 0 40549 0 10088 0 9150 0 4977 0 364764 0 0 0 TED PITTENGER DIRECTOR 150736 0 183390 0 9856 0 9150 0 1529 0 354661 0 0 0 WILL COOPER EVP/CHIEF OPERATING OFFICER 236827 0 32574 0 24926 0 8558 0 4750 0 307635 0 0 0 DOUGLAS WINKLER VP/CHIEF FINANCIAL OFFICER 172115 0 25847 0 9196 0 5944 0 3670 0 216772 0 0 0 ANTHONY HOPP VP CHIEF PURPOSE OFFICER 152884 0 25712 0 7928 0 5339 0 4532 0 196395 0 0 0 ROB WALDO VP/CHIEF ADMINISTRATIVE OFFICER 152884 0 25142 0 7545 0 5321 0 4532 0 195424 0 0 0 MICHAEL GRIMM VP/CHIEF TALENT OFFICER 146346 0 24004 0 7469 0 5091 0 4509 0 187419 0 0 0 SANJAY JADA VP/MEMBER SERVICES 141470 0 19276 0 471 0 4587 0 4488 0 170292 0 0 0 BRIAN PHILLIPS DIRECTOR SOFTWARE DEVELOPMENT 136962 0 14247 0 482 0 4302 0 4482 0 160475 0 0 0 PART I, LINE 1A BOARD POLICY PROVIDES FOR THE TRAVEL OF COMPANIONS TO BOARD MEETINGS FOR ALL BOARD MEMBERS. PART I, LINE 1B TRAVEL IS BONA FIDE BUSINESS PURPOSE AND IS NOT TREATED AS TAXABLE COMPENSATION. PART I, LINE 3 THE COLLECTIVE MEMBERS OF THE BOARD DETERMINE THE COMPENSATION FOR THE CEO ON AN ANNUAL BASIS. ALL OTHER OFFICERS' COMPENSATION IS DETERMINED BY THE CEO. THE BOARD AND THE CEO RELY UPON COMPENSATION COMPARABILITY STUDIES AND PERFORMANCE REVIEWS IN ITS ANALYSIS. THE PROCESS AND DECISION IS DOCUMENTED IN THE BOARD MINUTES, THE COMPENSATION COMMITTEE AND THE HR DEPARTMENT. PART I, LINE 7 MILEAGE AND TRAVEL REIMBURSEMENTS AS WELL AS LEADERSHIP PERFORMANCE PAY (STIP). BETHANY PITTENGER DAUGHTER OF DIRECTOR/FORMER PRESIDENT 38440 EMPLOYEE COMPENSATION 0 ALAN KING SON OF FORMER SPECIAL COUNSELOR TO THE PRESIDENT 56940 EMPLOYEE COMPENSATION 0 ETHAN HOPP SON OF VP/CHIEF PURPOSE OFFICER 79040 EMPLOYEE COMPENSATION 0 REBECCA METCALFE SISTER-IN-LAW OF THE CFO 52811 EMPLOYEE COMPENSATION 0 PETE ZOBRIST BROTHER-IN-LAW OF THE VP/CHIEF TALENT OFFICER 60982 EMPLOYEE COMPENSATION 0 ROBERT REEVES BROTHER-IN-LAW OF THE VP/CHIEF TALENT OFFICER 71334 EMPLOYEE COMPENSATION 0 ASCENDING ARTS OWNER IS THE WIFE OF A DIRECTOR/FORMER PRESIDENT 7397 DECORATING SERVICES 0 NOBLE CALL INSTITUTE OWNER IS A DIRECTOR 7950 EMPLOYEE TRAINING 0 COUGHLIN LAW OFFICE OWNER IS A FORMER DIRECTOR 102406 LEGAL SERVICES 0 FORM 990, PART VI, SECTION A, LINE 6 MEMBERSHIPS ARE BY HOUSEHOLD: SINGLE, COUPLE, FAMILY, AND SINGLE PARENT FAMILY. ONE MONTH EACH YEAR EACH HOUSEHOLD SENDS THEIR MONTHLY SHARE AMOUNT TO THE SMI OFFICE TO DEFRAY ADMINISTRATIVE EXPENSES. EACH MEMBERSHIP RECEIVES ONE BALLOT, WHICH COUNTS AS ONE VOTE FOR BOARD OF DIRECTORS ELECTIONS OR ANY PROPOSED SHARE INCREASES. FORM 990, PART VI, SECTION A, LINE 7A SIX OF THE NINE BOARD SEATS OF THE GOVERNING BOARD ARE ELECTED BY THE MEMBERS AFTER NOMINATION BY MEMBERS AND A VOTE WITH THE PLURALITY OF THE VOTES. VOTES FOR BOARD ELECTIONS IS 1 VOTE/HOUSEHOLD. FORM 990, PART VI, SECTION A, LINE 7B INCREASES IN MONTHLY SHARES CAN BE OVERTURNED WITH OVER 50% OF THAT PROGRAM'S HOUSEHOLDS VOTING "NO". VOTES FOR SHARE INCREASES IS 1 VOTE/HOUSEHOLD. EACH MEMBERSHIP RECEIVES ONE BALLOT, WHICH COUNTS AS ONE VOTE FOR BOARD OF DIRECTORS ELECTIONS OR ANY PROPOSED SHARE INCREASES. FORM 990, PART VI, SECTION B, LINE 11B FORM 990 IS PREPARED BY AN INDEPENDENT CPA FIRM AND REVIEWED IN DETAIL BY THE ORGANIZATION'S TOP MANAGEMENT AND OUTSIDE GENERAL COUNSEL. THE FORM 990 IS PROVIDED TO THE BOARD OF DIRECTORS PRIOR TO FILING WITH THE IRS. FORM 990, PART VI, SECTION B, LINE 12C ANNUALLY, THE BOARD, OFFICERS, AND EMPLOYEES COMPLETE A CONFLICT OF INTEREST DISCLOSURE TO DISCLOSE REAL OR APPARENT CONFLICTS. THE BOARD REVIEWS ALL SIGNED DISCLOSURES AT THE ANNUAL BOARD MEETING SHOULD ANY POTENTIAL CONFLICTS OF INTEREST BE DISCLOSED, THE BOARD MEMBER OR OFFICER WOULD BE ASKED TO REFRAIN FROM PARTICIPATION IN ANY DECISION WITH REGARD TO MATTERS AFFECTED BY THE RELATIONSHIP. FORM 990, PART VI, SECTION B, LINE 15 THE COLLECTIVE MEMBERS OF THE BOARD DETERMINE THE COMPENSATION FOR THE CEO ON AN ANNUAL BASIS. ALL OTHER OFFICERS' COMPENSATION IS DETERMINED BY THE CEO. THE BOARD AND THE CEO RELY UPON COMPENSATION COMPARABILITY STUDIES AND PERFORMANCE REVIEWS IN ITS ANALYSIS. THE PROCESS AND DECISION IS DOCUMENTED IN THE BOARD MINUTES, THE COMPENSATION COMMITTEE, AND THE HR DEPARTMENT. THE PROCESS DESCRIBED HERE WAS LAST COMPLETED IN 2023. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION'S ARTICLES OF INCORPORATION, CONFLICT OF INTEREST POLICY, AND ANNUAL AUDITED FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. THE ORGANIZATION'S BYLAWS ARE NOT MADE PUBLICLY AVAILABLE. FORM 990, PART XII, LINE 2C: THE ORGANIZATION'S BOARD IN CONJUNCTION WITH THE AUDIT COMMITTEE ASSUMES RESPONSIBILITY FOR OVERSIGHT OF THE AUDIT OF ITS FINANCIAL STATEMENTS AND SELECTION OF ITS INDEPENDENT ACCOUNTANT. THIS PROCESS HAS NOT CHANGED SINCE THE PRIOR YEAR.