2024-05-01T11:49:37-04:00 2023-12-31 202711127 CU AUDIT & COMPLIANCE GROUP 3692 COOLIDGE CT TALLAHASSEE FL 323117890 990 2023-01-01 630288906 ECO CREDIT UNION ECOC 2052263900 105 FRANKFURT CIRCLE BIRMINGHAM AL 35211 JOSEPH HAND CEO 2052263931 2024-04-30 true JOSEPH HAND 990009999 false AMANDA ONKST P02387288 2054372176 2024-05-01 2023 2023-04-26 12:10:37Z JOSEPH HAND 105 FRANKFURT CIRCLE BIRMINGHAM AL 35211 9085732 false X WWW.ECOCU.ORG X 1939 AL CREDIT UNION - TO PROVIE SERVICES TO APPROXIMATELY 16,270 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES. 6 6 46 9 28829 0 5193394 5578659 1398898 2150107 1161902 1356966 7754194 9085732 0 0 2756650 2889421 0 0 3893270 4686073 6649920 7575494 1104274 1510238 186172963 201054027 179254140 192003615 6918823 9050412 CREDIT UNION - TO PROVIE SERVICES TO APPROXIMATELY 16,270 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES. false false 6470449 THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS. 1105045 THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS. 7575494 false false false false false false false false false true false true true true false false false false false false false false false false false false false false true false false false false false false false false false false false false false false true 3402 0 true 46 true true true false false false false false false false X 6 6 false false false false true true true true true false true true false true false true false false true true false AL X JOSEPH HAND 2052263900 105 FRANKFURT CIRCLE BIRMINGHAM AL 35211 X JOSEPH HAND CEO 40.00 X 304958 0 28468 SHELIA DEMBOWSKI BOARD MEMBER 1.00 X 0 0 0 HAROLD GRAY BOARD CHAIR 1.00 X 0 0 0 JULIE KELLY BOARD TREASU 1.00 X 0 0 0 JONATHAN LEMSKY BOARD MEMBER 1.00 X 0 0 0 JERRY MITCHELL BOARD MEMBER 1.00 X 0 0 0 JIMMIE PEARSON BOARD VICECH 1.00 X 0 0 0 ALLYSON EDWARDS SUPERVISORY 1.00 X 0 0 0 BILLY JOE HUGHES SUPERVISORY 1.00 X 0 0 0 RANDY MCCARTY SUPERVISORY 1.00 X 0 0 0 304958 28468 1 false true false INTEREST ON LOANS 522291 4709986 4709986 FEE INCOME 522100 868673 868673 5578659 2150107 2150107 OTHER INCOME 525990 1328137 1328137 UBIT 525990 28829 28829 1356966 9085732 9056903 28829 2209163 2209163 148784 148784 360685 360685 170789 170789 1243774 1243774 314317 314317 97141 97141 1680941 1680941 PROFESSIONAL & OUTSIDE SE 523506 523506 MISC NON-INTEREST EXP 420442 420442 LOAN SERVICING 106756 106756 EDUCATIONAL & PROMOTIONAL 105821 105821 193375 193375 7575494 0 7575494 0 3383059 25390764 96509073 94462680 165839 119330 11579367 3082251 6575900 8497116 63333428 58086678 140328 140328 16065336 14357131 186172963 201054027 1090925 2261307 15522802 178163215 174219506 179254140 192003615 X 6918823 9050412 6918823 9050412 186172963 201054027 X 1510238 157927 463424 X false false 3781338 3781338 4919925 841105 4078820 7860158 FEDERAL AGENCY SECURITIES 55881569 CORPORATE CU CAPITAL 2074609 FEDERAL RESERVE DEPOSITS 130500 58086678 OTHER 7465453 CUOLI 4659169 NCUSIF DEPOSIT 1733361 ACCRUED LOAN INTEREST INC 270664 ACCRUED INVESTMENT INC 220468 FORECLOSE/REPO 8016 14357131 SHARES 90933532 SHARE DRAFT 34230989 SHARE CERTIFICATES 27639606 ALL OTHER SHARES 21415379 174219506 false false false JOSEPH HAND CEO 286727 18231 28468 333426 FORM 990, PAGE 1, PART I, LINE 6 HOURS OF SERVICE ARE RELATED TO DUTIES OF THE BOARD OF DIRECTORS AND SUPERVISORY COMMITTEE WIHTOUT COMPENSATION. FORM 990, PAGE 6, PART VI, LINE 6 THE CREDIT UNION IS OWNED BY THE MEMBERS. FORM 990, PAGE 6, PART VI, LINE 7A THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP (ONE MEMBER, ONE VOTE). ALL DUTIES, POWERS, AND RESPONSIBILITIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEMEBRS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING EVERY YEAR. FORM 990, PAGE 6, PART VI, LINE 7B SOME DECISIONS MADE BY THE BOARD OF DIRECTORS ARE AFFIRMED BY THE MEMEBRS. FORM 990, PAGE 6, PART VI, LINE 11B THE FORM 990 IS REVIEWED BY THE MANAGER. THE FORM 990 IS AVAILABLE FOR REVIEW BY THE BOARD OF DIRECTORS UPON REQUEST. FORM 990, PAGE 6, PART VI, LINE 12C THE BOARD OF DIRECTORS IS RESPONSIBLE FOR THE MONITORING AND ENFORCEMENT OF THE CONFLICT OF INTEREST POLICY. FORM 990, PAGE 6, PART VI, LINE 15A COMPENSATION IS DETERMINED BY THE BOARD OF DIRECTORS USING DATA FROM HR PERFORMANCE SOLUTIONS, COMPEASE. FORM 990, PAGE 6, PART VI, LINE 15B COMPENSATION IS DETERMINED BY THE BOARD OF DIRECTORS USING DATA FROM HR PERFORMANCE SOLUTIONS, COMPEASE. FORM 990, PAGE 6, PART VI, LINE 19 FINANCIAL DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY. ALSO POSTED ON NCUA WEBSITE VIA CALL REPORT QUARTERLY. FORM 990, PART XI, LINE 9 OTHER CHANGES 13 OCI 463,411 OCI CHANGES 0 TOTAL 463,424