2024-04-25T13:33:07-04:00 2023-12-31 382751709 SCARPONE & CO PC CPA'S 23 N SECOND STREET NILES MI 491202218 990 2023-01-01 381709772 COUNTRY HERITAGE CREDIT UNION COUN 2696952334 16580 BAKERTOWN ROAD BUCHANAN MI 49107 FRANCES K TERRY GENERAL MGR 2696952334 2024-04-24 true FRANCES K TERRY XXX-XX-XXXX false JAMES F SCARPONE P01256180 2696845100 2024-04-25 2023 2023-04-26 12:10:37Z WILLIAM R MESSNER 2720 N OLD US 31 NILES MI 49120 2261922 false X WWW.COUNTRYHERITAGECU.COM X CREDIT UNION 1932 MI COUNTRY HERITAGE CREDIT UNION IS A STATE OF MICHIGAN CHARTERED CREDIT UNION. (SEE BELOW) 7 7 8 0 0 1381719 1557590 305541 643194 45924 61138 1733184 2261922 0 0 469299 438080 0 0 789622 1256587 1258921 1694667 474263 567255 54298473 51335737 44872932 41299738 9425541 10035999 X COUNTRY HERITAGE CREDIT UNION IS A STATE OF MICHIGAN CHARTERED CREDIT UNION. (SEE BELOW) false false COUNTRY HERITAGE CREDIT UNION IS A STATE OF MICHIGAN CHARTERED CREDIT UNION. ITS OPERATIONS ARE PRINCIPALLY RELATED TO HOLDING DEPOSITS AND MAKING LOANS TO INDIVIDUALS, BUSINESS ENTITIES, AND GROUPS MEETING THE MEMBERSHIP ELIGIBILITY REQUIREMENTS OF THE CREDIT UNION. COUNTRY HERITAGE CREDIT UNION IS A STATE OF MICHIGAN CHARTERED CREDIT UNION. ITS OPERATIONS ARE PRINCIPALLY RELATED TO HOLDING DEPOSITS AND MAKING LOANS TO INDIVIDUALS, BUSINESS ENTITIES, AND GROUPS MEETING THE MEMBERSHIP ELIGIBILITY REQUIREMENTS OF THE CREDIT UNION. false false false false false false false false false true false false false true false true false false false false false false false false false false false false false false false false false false false false false false false false false false false true 425 0 true 8 true false false false false false false false false X 7 7 false false false false true true false true true false false true true true true true true true false false X FRANCES K TERRY 2696952334 16580 BAKERTOWN ROAD BUCHANAN MI 49107 RICHARD KADING BOARD MEMBER X 0 0 0 WILLIAM R MESSNER CHAIRPERSON X X 0 0 0 MALINDA COLE-CROCKER VICE-CHAIRPE X X 0 0 0 JANET S KUHN SECRETARY/TR X X 0 0 0 DARREN RADDE BOARD MEMBER X 0 0 0 TERRY HOLLOWAY BOARD MEMBER X 0 0 0 RALPH L MCDONALD JR BOARD MEMBER X 0 0 0 FRANCES K TERRY GENERAL MGR 60.00 X 131103 0 3588 131103 3588 1 false false false INTEREST ON LOANS TO MEMBERS 522100 1557590 1557590 1557590 643194 643194 FEES AND CHARGES 522100 42732 42732 OTHER OPERATING NCOME 18406 18406 61138 2261922 2261922 134691 222506 3154 51023 26706 1400 22301 24224 15472 31262 67356 33368 2551 858 21563 19845 DIV/INT ON DEPOSIT ACCTS 814961 PROVISION FOR LOAN LOSSES 58743 LOAN SERVICING 49200 REPAIRS & MAINT./SUPPLIES 42113 51370 1694667 0 0 0 14109682 7431217 6930209 7796209 30453833 33371853 878874 632257 268180 246617 1775176 1749473 761393 740368 54298473 51335737 73777 562215 51518 43712 44747637 40693811 44872932 41299738 X 9425541 10035999 9425541 10035999 54298473 51335737 567255 43203 X false true X true false 32145 32145 589778 385680 204098 256951 246577 10374 246617 MEMBERS' SHARES AND DEPOSITS 40693811 40693811 2261922 2261922 2261922 1694667 1694667 1694667 FORM 990, PAGE 2, PART III, LINE 4D COUNTRY HERITAGE CREDIT UNION IS A STATE OF MICHIGAN CHARTERED CREDIT UNION. ITS OPERATIONS ARE PRINCIPALLY RELATED TO HOLDING DEPOSITS AND MAKING LOANS TO INDIVIDUALS, BUSINESS ENTITIES, AND GROUPS MEETING THE MEMBERSHIP ELIGIBILITY REQUIREMENTS OF THE CREDIT UNION. FORM 990, PAGE 6, PART VI, LINE 6 ORGANIZATION IS COMPOSED OF MEMBERS FORM 990, PAGE 6, PART VI, LINE 7A MEMBERS ELECT BOARD MEMBERS ONCE A YEAR AT THE ANNUAL MEETING. FORM 990, PAGE 6, PART VI, LINE 11B COPY OF FORM 990 SUBMITTED TO THE CREDIT UNION MANAGER AND BOARD PRIOR TO SUBMISSION. THE FORM IS REVIEWED BY THE MANAGER AND THE BOARD MEMBERS. FORM 990, PAGE 6, PART VI, LINE 12C OFFICIAL FAMILY ACCOUNTS ARE REVIEWED AS A PART OF THE ANNUAL AUDIT AND ON A RANDOM BASIS BY MANAGEMENT. FORM 990, PAGE 6, PART VI, LINE 15A ANNUAL REVIEW BY BOARD OF DIRECTORS AND WAGE COMPARISIONS OF OTHER CREDIT UNIONS OF COMPARABLE SIZE. FORM 990, PAGE 6, PART VI, LINE 19 GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE KEPT ON FILE AT THE CREDIT UNION OFFICE AND ARE AVAILABLE UPON REQUEST FOR INSPECTION.