2024-04-12T12:45:49-05:00 2023-12-31 030210880 AM PEISCH & COMPANY LLP 401 WATER TOWER CIRCLE STE 302 COLCHESTER VT 054461914 990 2023-01-01 030189525 ASSOCIATION OF VERMONT CREDIT UNIONS INC ASSO 8028637848 401 WATER TOWER CIRCLE 203 COLCHESTER VT 05446 JOSEPH G BERGERON PRESIDENT 8028637848 2024-04-11 1 JOSEPH BERGERON XXX-XX-XXXX 0 TODD J BURGESS CPA P00178928 8026547255 2 AAL1 IAL1 2023 2023-04-26 12:10:37Z JOSEPH G BERGERON 401 WATER TOWER CIRCLE STE 203 COLCHESTER VT 05446 652145 0 X WWW.VERMONTCREDITUNIONS.COOP X 1947 VT PROMOTION OF VERMONT CREDIT UNIONS' INTERESTS. 7 7 8 9 61315 55663 429815 429406 0 0 54436 28515 411213 194224 895464 652145 0 0 0 0 990618 859551 0 0 0 -223246 -253835 767372 605716 128092 46429 3292350 3447862 144491 252315 3147859 3195547 ASSISTING VERMONT MEMBER CREDIT UNIONS IN ANY WAY POSSIBLE WITH IMPROVING THEIR OVERALL LEVEL OF SERVICE TO THEIR MEMBERS AND CONSUMERS. 0 0 ORGANIZATION, DEVELOPMENT AND PROMOTION OF VERMONT CREDIT UNIONS 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 1 1 0 0 1 8 0 1 8 1 1 1 0 0 0 0 0 0 0 X 7 7 0 0 0 0 1 1 0 1 1 0 0 0 1 0 0 1 0 1 1 0 VT X JOSEPH BERGERON 8028637848 401 WATER TOWER CIRCLE SUITE 203 COLCHESTER VT 05446 SEAN GAMMON DIRECTOR 1.00 X 0 0 0 CARRIE LIN ALLEN CHAIR 1.00 X 0 0 0 RICK HOMMEL VICE CHAIR 1.00 X 0 0 0 ROBERT LAKE DIRECTOR 1.00 X 0 0 0 JEAN GIARD DIRECTOR 1.00 X 0 0 0 BRETT SMITH SECRETARY 1.00 X 0 0 0 LISA HUYER TREASURER 1.00 X 0 0 0 JOSEPH BERGERON PRESIDENT 40.00 X X 180066 0 25796 CHRISTINE DAVIDSON VICE PRESIDENT 40.00 X 104722 0 38634 284788 0 64430 2 0 1 0 0 429406 429406 28515 28515 61315 61315 ANNUAL CONVENTION 541800 114660 114660 CONFERENCES 541900 17505 17505 744 744 132909 652145 132909 61315 28515 349218 345745 18191 95913 50484 8135 6249 627 6000 20150 120183 6893 DUES 157832 GOV'T/REG RELATIONS 61139 FEDERAL INCOME TAXES 11689 VERMONT INCOME TAXES 4652 -657384 605716 84959 342195 50910 51944 596 350 56530 47743 19804 21063 2920603 2941408 158948 43159 3292350 3447862 52679 43623 60281 187629 31531 21063 144491 252315 X 3099817 3147505 48042 48042 3147859 3195547 3292350 3447862 46429 1259 0 X X 1 X 0 0 0 0 AVCU SERVICES CORP 2927795 C CREDIT UNION HOUSE 10000 C CSSI INC. 3613 C 2941408 DEFERRED COMPENSATION 21063 21063 X X 0 0 0 JOSEPH BERGERON PRESIDENT 180066 0 0 0 0 0 9012 0 16784 0 205862 0 0 0 ASSOCIATION OF VERMONT CREDIT UNIONS SERVICES CORP (AVCUSC) JOSEPH BERGERON SERVES AS OFFICER FOR AVCUSC, A SUBSIDIARY. 745766 ASSOCIATION OF VERMONT CREDIT UNIONS SERVICES CORP. PAYS ROYALTY FEES TO THE ASSOCIATION OF VERMONT CREDIT UNIONS. ASSOCIATION OF VERMONT CREDIT UNIONS COLLECTS DUES ON BEHALF OF CUNA FROM MEMBER CREDIT UNIONS. ALL DUES COLLECTED ON BEHALF OF CUNA ARE SUBMITTED DIRECTLY TO CUNA BY THE ASSOCIATION. REVENUES MATCH EXPENSES AS THE ASSOCIATION ACTS AS AN INTERMEDIARY. 0 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION IS AN ASSOCIATION WITH MEMBERS. THE MEMBERS ARE COMPRISED OF VERMONT CREDIT UNIONS WHO PAY DUES TO THE ASSOCIATION. FORM 990, PART VI, SECTION A, LINE 7A THE BOARD OF DIRECTORS ARE ELECTED BY THE MEMBER CREDIT UNIONS OF THE ASSOCIATION OF VERMONT CREDIT UNIONS. FORM 990, PART VI, SECTION B, LINE 11B FORMS 990 AND 990-T WERE PREPARED WITH INFORMATION PROVIDED BY THE ASSOCIATION OF VERMONT CREDIT UNIONS AND REVIEWED AND APPROVED BY THE PRESIDENT BEFORE FILING. FORM 990, PART VI, SECTION B, LINE 15 THE BOARD OF DIRECTORS DETERMINE AND APPROVE THE COMPENSATION FOR THE CEO OF THE ASSOCIATION (JOSEPH BERGERON). FOR OTHER KEY EMPLOYEES, THE COMPENSATION IS RECOMMENDED BY THE CEO TO THE BOARD OF DIRECTORS WHO REVIEW THE RECOMMENDATION AND FINALIZE AND APPROVE THE COMPENSATION AMOUNTS. FORM 990, PART VI, SECTION C, LINE 19 REQUIRED INFORMATION WILL BE MADE AVAILABLE UPON REASONABLE REQUEST. INFORMATION CAN BE VIEWED BY VISITING THE ASSOCIATION'S PLACE OF BUSINESS. PART XII, LINE 2C THE PROCESSES DESCRIBED HAVE NOT CHANGED SINCE LAST YEAR. ASSOCIATION OF VERMONT CREDIT UNIONS SVCS CORP 401 WATER TOWER CIRCLE SUITE 203 COLCHESTER VT 05446 030230121 SALE OF SERVICES TO VERMONT CREDIT UNIONS VT ASSOCIATION OF VERMONT CREDIT UNIONS C 1.00000 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 1 0 0 ASSOCIATION OF VERMONT CREDIT UNIONS A 61315 ASSOCIATION OF VERMONT CREDIT UNIONS N 11064 ASSOCIATION OF VERMONT CREDIT UNIONS Q 673387