﻿<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" returnVersion="2023v5.1">
  <ReturnHeader binaryAttachmentCnt="0">
    <ReturnTs>2024-11-23T19:19:07-05:00</ReturnTs>
    <TaxPeriodEndDt>2023-12-31</TaxPeriodEndDt>
    <PreparerFirmGrp>
      <PreparerFirmEIN>760130263</PreparerFirmEIN>
      <PreparerFirmName>
        <BusinessNameLine1Txt>VIPUL WORAH C P A</BusinessNameLine1Txt>
      </PreparerFirmName>
      <PreparerUSAddress>
        <AddressLine1Txt>6420 HILLCROFT ST STE 218</AddressLine1Txt>
        <CityNm>Houston</CityNm>
        <StateAbbreviationCd>TX</StateAbbreviationCd>
        <ZIPCd>77081</ZIPCd>
      </PreparerUSAddress>
    </PreparerFirmGrp>
    <ReturnTypeCd>990PF</ReturnTypeCd>
    <TaxPeriodBeginDt>2023-01-01</TaxPeriodBeginDt>
    <Filer>
      <EIN>810569019</EIN>
      <BusinessName>
        <BusinessNameLine1Txt>N &amp; M FAMILY FOUNDATION INC</BusinessNameLine1Txt>
      </BusinessName>
      <BusinessNameControlTxt>AMIN</BusinessNameControlTxt>
      <USAddress>
        <AddressLine1Txt>502 LEXINGTON DR</AddressLine1Txt>
        <CityNm>Port Neches</CityNm>
        <StateAbbreviationCd>TX</StateAbbreviationCd>
        <ZIPCd>776516241</ZIPCd>
      </USAddress>
    </Filer>
    <BusinessOfficerGrp>
      <PersonNm>NISHA AMIN</PersonNm>
      <PersonTitleTxt>PRESIDENT</PersonTitleTxt>
      <PhoneNum>4095400381</PhoneNum>
      <SignatureDt>2024-11-16</SignatureDt>
      <DiscussWithPaidPreparerInd>false</DiscussWithPaidPreparerInd>
    </BusinessOfficerGrp>
    <IRSResponsiblePrtyInfoCurrInd>true</IRSResponsiblePrtyInfoCurrInd>
    <PreparerPersonGrp>
      <PreparerPersonNm>VIPUL WORAH</PreparerPersonNm>
      <PTIN>P01308907</PTIN>
      <PhoneNum>7139955950</PhoneNum>
      <PreparationDt>2024-11-23</PreparationDt>
      <SelfEmployedInd>X</SelfEmployedInd>
    </PreparerPersonGrp>
    <TaxYr>2023</TaxYr>
    <BuildTS>2024-10-15 13:58:12Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCnt="7">
    <IRS990PF documentId="IRS990PF" referenceDocumentId="STM127">
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <FMVAssetsEOYAmt>744559</FMVAssetsEOYAmt>
      <MethodOfAccountingAccrualInd>X</MethodOfAccountingAccrualInd>
      <AnalysisOfRevenueAndExpenses>
        <ContriRcvdRevAndExpnssAmt>75000</ContriRcvdRevAndExpnssAmt>
        <InterestOnSavRevAndExpnssAmt>23561</InterestOnSavRevAndExpnssAmt>
        <TotalRevAndExpnssAmt>98561</TotalRevAndExpnssAmt>
        <TotalNetInvstIncmAmt>0</TotalNetInvstIncmAmt>
        <OtherExpensesRevAndExpnssAmt referenceDocumentId="STM103">1345</OtherExpensesRevAndExpnssAmt>
        <TotOprExpensesRevAndExpnssAmt>1345</TotOprExpensesRevAndExpnssAmt>
        <TotOprExpensesNetInvstIncmAmt>0</TotOprExpensesNetInvstIncmAmt>
        <TotOprExpensesDsbrsChrtblAmt>0</TotOprExpensesDsbrsChrtblAmt>
        <ContriPaidRevAndExpnssAmt>44501</ContriPaidRevAndExpnssAmt>
        <ContriPaidDsbrsChrtblAmt>44501</ContriPaidDsbrsChrtblAmt>
        <TotalExpensesRevAndExpnssAmt>45846</TotalExpensesRevAndExpnssAmt>
        <TotalExpensesNetInvstIncmAmt>0</TotalExpensesNetInvstIncmAmt>
        <TotalExpensesDsbrsChrtblAmt>44501</TotalExpensesDsbrsChrtblAmt>
        <ExcessRevenueOverExpensesAmt>52715</ExcessRevenueOverExpensesAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
      </AnalysisOfRevenueAndExpenses>
      <Form990PFBalanceSheetsGrp>
        <CashBOYAmt>142608</CashBOYAmt>
        <CashEOYAmt>165227</CashEOYAmt>
        <CashEOYFMVAmt>165227</CashEOYFMVAmt>
        <SavAndTempCashInvstBOYAmt>1652</SavAndTempCashInvstBOYAmt>
        <SavAndTempCashInvstEOYAmt>78</SavAndTempCashInvstEOYAmt>
        <SavAndTempCashInvstEOYFMVAmt>78</SavAndTempCashInvstEOYFMVAmt>
        <CorporateBondsBOYAmt>544965</CorporateBondsBOYAmt>
        <CorporateBondsEOYAmt referenceDocumentId="STM138">582020</CorporateBondsEOYAmt>
        <CorporateBondsEOYFMVAmt>579254</CorporateBondsEOYFMVAmt>
        <TotalAssetsBOYAmt>689225</TotalAssetsBOYAmt>
        <TotalAssetsEOYAmt>747325</TotalAssetsEOYAmt>
        <TotalAssetsEOYFMVAmt>744559</TotalAssetsEOYFMVAmt>
        <TotalLiabilitiesBOYAmt>0</TotalLiabilitiesBOYAmt>
        <TotalLiabilitiesEOYAmt>0</TotalLiabilitiesEOYAmt>
        <OrgDoesNotFollowFASB117Ind>X</OrgDoesNotFollowFASB117Ind>
        <RetainedEarningBOYAmt>689225</RetainedEarningBOYAmt>
        <RetainedEarningEOYAmt>747325</RetainedEarningEOYAmt>
        <TotNetAstOrFundBalancesBOYAmt>689225</TotNetAstOrFundBalancesBOYAmt>
        <TotNetAstOrFundBalancesEOYAmt>747325</TotNetAstOrFundBalancesEOYAmt>
        <TotalLiabilitiesNetAstBOYAmt>689225</TotalLiabilitiesNetAstBOYAmt>
        <TotalLiabilitiesNetAstEOYAmt>747325</TotalLiabilitiesNetAstEOYAmt>
      </Form990PFBalanceSheetsGrp>
      <ChgInNetAssetsFundBalancesGrp>
        <TotNetAstOrFundBalancesBOYAmt>689225</TotNetAstOrFundBalancesBOYAmt>
        <ExcessRevenueOverExpensesAmt>52715</ExcessRevenueOverExpensesAmt>
        <OtherIncreasesAmt referenceDocumentId="STM115">2619</OtherIncreasesAmt>
        <SubtotalAmt>744559</SubtotalAmt>
        <TotNetAstOrFundBalancesEOYAmt>744559</TotNetAstOrFundBalancesEOYAmt>
      </ChgInNetAssetsFundBalancesGrp>
      <ExciseTaxBasedOnInvstIncmGrp>
        <InvestmentIncomeExciseTaxAmt>0</InvestmentIncomeExciseTaxAmt>
        <TaxUnderSection511Amt>0</TaxUnderSection511Amt>
        <SubtitleATaxAmt>0</SubtitleATaxAmt>
        <TaxBasedOnInvestmentIncomeAmt>0</TaxBasedOnInvestmentIncomeAmt>
      </ExciseTaxBasedOnInvstIncmGrp>
      <StatementsRegardingActyGrp>
        <LegislativePoliticalActyInd>false</LegislativePoliticalActyInd>
        <MoreThan100SpentInd>false</MoreThan100SpentInd>
        <Form1120POLFiledInd>false</Form1120POLFiledInd>
        <ActivitiesNotPreviouslyRptInd>false</ActivitiesNotPreviouslyRptInd>
        <ChangesToArticlesOrBylawsInd>false</ChangesToArticlesOrBylawsInd>
        <UnrelatedBusIncmOverLimitInd>false</UnrelatedBusIncmOverLimitInd>
        <OrganizationDissolvedEtcInd>false</OrganizationDissolvedEtcInd>
        <Section508eRqrSatisfiedInd>false</Section508eRqrSatisfiedInd>
        <AtLeast5000InAssetsInd>true</AtLeast5000InAssetsInd>
        <OrgReportOrRegisterStateCd>TX</OrgReportOrRegisterStateCd>
        <Form990PFFiledWithAttyGenInd>true</Form990PFFiledWithAttyGenInd>
        <PrivateOperatingFoundationInd>false</PrivateOperatingFoundationInd>
        <NewSubstantialContributorsInd referenceDocumentId="STM114">true</NewSubstantialContributorsInd>
        <OwnControlledEntityInd>false</OwnControlledEntityInd>
        <DonorAdvisedFundInd>false</DonorAdvisedFundInd>
        <ComplyWithPublicInspRqrInd>true</ComplyWithPublicInspRqrInd>
        <IndividualWithBooksNm>MURLIDHAR AMIN</IndividualWithBooksNm>
        <PhoneNum>4097247855</PhoneNum>
        <LocationOfBooksUSAddress>
          <AddressLine1Txt>502 LEXINGTON DR</AddressLine1Txt>
          <CityNm>Port Neches</CityNm>
          <StateAbbreviationCd>TX</StateAbbreviationCd>
          <ZIPCd>776516241</ZIPCd>
        </LocationOfBooksUSAddress>
        <ForeignAccountsQuestionInd>false</ForeignAccountsQuestionInd>
      </StatementsRegardingActyGrp>
      <StatementsRegardingActy4720Grp>
        <SaleOrExchDisqualifiedPrsnInd>false</SaleOrExchDisqualifiedPrsnInd>
        <BrrwOrLendDisqualifiedPrsnInd>false</BrrwOrLendDisqualifiedPrsnInd>
        <FurnGoodsDisqualifiedPrsnInd>false</FurnGoodsDisqualifiedPrsnInd>
        <PayCompDisqualifiedPrsnInd>false</PayCompDisqualifiedPrsnInd>
        <TransferAstDisqualifiedPrsnInd>false</TransferAstDisqualifiedPrsnInd>
        <PaymentToGovernmentOfficialInd>false</PaymentToGovernmentOfficialInd>
        <UncorrectedPriorActsInd>false</UncorrectedPriorActsInd>
        <UndistributedIncomePYInd>false</UndistributedIncomePYInd>
        <UndistrIncmSect4942a2NotAppInd>false</UndistrIncmSect4942a2NotAppInd>
        <BusinessHoldingsInd>false</BusinessHoldingsInd>
        <JeopardyInvestmentsInd>false</JeopardyInvestmentsInd>
        <UncorrectedPYJeopardyInvstInd>false</UncorrectedPYJeopardyInvstInd>
        <InfluenceLegislationInd>false</InfluenceLegislationInd>
        <InfluenceElectionInd>false</InfluenceElectionInd>
        <GrantsToIndividualsInd>false</GrantsToIndividualsInd>
        <GrantsToOrganizationsInd>false</GrantsToOrganizationsInd>
        <NoncharitablePurposeInd>false</NoncharitablePurposeInd>
        <RcvFndsToPayPrsnlBnftCntrctInd>false</RcvFndsToPayPrsnlBnftCntrctInd>
        <PayPremiumsPrsnlBnftCntrctInd>false</PayPremiumsPrsnlBnftCntrctInd>
        <ProhibitedTaxShelterTransInd>false</ProhibitedTaxShelterTransInd>
        <SubjToTaxRmnrtnExPrchtPymtInd>false</SubjToTaxRmnrtnExPrchtPymtInd>
      </StatementsRegardingActy4720Grp>
      <OfficerDirTrstKeyEmplInfoGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>MURLIDHAR AMIN</PersonNm>
          <USAddress>
            <AddressLine1Txt>502 LEXINGTON DR</AddressLine1Txt>
            <CityNm>Port Neches</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>776516241</ZIPCd>
          </USAddress>
          <TitleTxt>PRESIDENT</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>5.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>NISHA AMIN</PersonNm>
          <USAddress>
            <AddressLine1Txt>502 LEXINGTON DR</AddressLine1Txt>
            <CityNm>Port Neches</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>776516241</ZIPCd>
          </USAddress>
          <TitleTxt>V PRESIDENT</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>2.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>ANUJ AMIN</PersonNm>
          <USAddress>
            <AddressLine1Txt>502 LEXINGTON DR</AddressLine1Txt>
            <CityNm>Port Neches</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>776516241</ZIPCd>
          </USAddress>
          <TitleTxt>V PRESIDENT</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>2.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <OtherEmployeePaidOver50kCnt>0</OtherEmployeePaidOver50kCnt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <SummaryOfDirectChrtblActyGrp>
        <Description1Txt>THE ORGANIZATION WAS INVOLVED IN DONATING TO NON PROFIT REGISTERED ORGANIZATIONS IN INDIATHESE ORGANIZATIONS WERE SIMILAR TO 501C3ORGANIZATIONS IN THE US</Description1Txt>
        <Expenses1Amt>45846</Expenses1Amt>
        <Description2Txt>THE MANAGER MR VINOD PATEL USED TO VISIT INDIA AND COORDINATE THE CHARITABLE ACTIVITIESHOWEVERTHE MANAGERON ACCOUNT OF BAD HEALTH WAS NOT ABLE TO FUNCTION</Description2Txt>
        <Expenses2Amt>0</Expenses2Amt>
        <Description3Txt>PROPERLYAS A RESULT THE INDIA OPERATIONS WERE HALTEDTHE ACTIVITIES IN THE US CARRIED ON</Description3Txt>
        <Expenses3Amt>0</Expenses3Amt>
      </SummaryOfDirectChrtblActyGrp>
      <SumOfProgramRelatedInvstGrp>
        <Description1Txt>THE FOUNDATION HAS A CHECKING ACCOUNT IN THE US WHICH IS BEING USED TO TRANSFER MONIES TO INDIA TO BUY MEDICINESHELP THE NEEDY AND POOR BY PROVIDING THEM WITH FOODGRAINS</Description1Txt>
        <Expenses1Amt>0</Expenses1Amt>
      </SumOfProgramRelatedInvstGrp>
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>580000</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>13769</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>0</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>593769</TotalFMVOfUnusedAssetsAmt>
        <AcquisitionIndebtednessAmt>0</AcquisitionIndebtednessAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>593769</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>8907</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>584862</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>29243</MinimumInvestmentReturnAmt>
      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>29243</MinimumInvestmentReturnAmt>
        <DistributableBeforeAdjAmt>29243</DistributableBeforeAdjAmt>
        <DistributableBeforeDedAmt>29243</DistributableBeforeDedAmt>
        <DistributableAsAdjustedAmt>29243</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <PFQualifyingDistributionsGrp>
        <ExpensesAndContributionsAmt>44501</ExpensesAndContributionsAmt>
        <QualifyingDistributionsAmt>44501</QualifyingDistributionsAmt>
      </PFQualifyingDistributionsGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>29243</DistributableAsAdjustedAmt>
        <QualifyingDistributionsAmt>44501</QualifyingDistributionsAmt>
        <AppliedToCurrentYearAmt>29243</AppliedToCurrentYearAmt>
        <RemainingDistriFromCorpusAmt>15258</RemainingDistriFromCorpusAmt>
        <TotalCorpusAmt>15258</TotalCorpusAmt>
        <UndistributedIncomeCYAmt>0</UndistributedIncomeCYAmt>
        <ExcessDistriCyovToNextYrAmt>15258</ExcessDistriCyovToNextYrAmt>
        <ExcessFromCurrentYearAmt>15258</ExcessFromCurrentYearAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <ContributingManagerNm>NONE</ContributingManagerNm>
        <ShareholderManagerNm>NONE</ShareholderManagerNm>
        <OnlyContriToPreselectedInd>X</OnlyContriToPreselectedInd>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>CHINMAYA MISSION BEAUMONT</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>1580 S MAJOR DRIVE</AddressLine1Txt>
            <CityNm>Beaumont</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>77707</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>CHARITABLE</GrantOrContributionPurposeTxt>
          <Amt>20000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>2023 CATANDUANES GIFT OF LOVE MEDIC</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>7413 LOS BRAZOS</AddressLine1Txt>
            <CityNm>San Diego</CityNm>
            <StateAbbreviationCd>CA</StateAbbreviationCd>
            <ZIPCd>92127</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>CHARITABLE</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>SEWA INTERNATIONAL</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>1000 WEST OAKS MALL STE 100</AddressLine1Txt>
            <CityNm>Houston</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>77082</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>CHARITABLE</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>EKAL VIDYALAYA FOUNDATION</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>1000 WEST OAKS MALL STE 100</AddressLine1Txt>
            <CityNm>Houston</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>77082</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SOCIALCHARITABLE</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>BAPS</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>1150 BRAND LANE</AddressLine1Txt>
            <CityNm>Stafford</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>77477</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>CHARITABLE</GrantOrContributionPurposeTxt>
          <Amt>3000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>GUJARATI SAMAJ OF HOUSTON</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>9550 WEST BELFORT AVE</AddressLine1Txt>
            <CityNm>Houston</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>77031</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>EDUCATIONAL AND CULTURAL</GrantOrContributionPurposeTxt>
          <Amt>1501</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>44501</TotalGrantOrContriPdDurYrAmt>
        <TotalGrantOrContriApprvFutAmt>0</TotalGrantOrContriApprvFutAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <ProgramServiceRevenueDtl>
          <Desc>NONE</Desc>
        </ProgramServiceRevenueDtl>
        <IntOnSavAndTempCashInvstGrp>
          <BusinessCd>900099</BusinessCd>
        </IntOnSavAndTempCashInvstGrp>
      </AnalysisIncomeProducingActyGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <IRS990ScheduleB documentId="990B">
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <GeneralRuleInd>X</GeneralRuleInd>
      <ContributorInformationGrp>
        <ContributorNum>1</ContributorNum>
        <ContributorPersonNm>MURLIDHAR A AMIN</ContributorPersonNm>
        <ContributorUSAddress>
          <AddressLine1Txt>502 LEXINGTON LANE</AddressLine1Txt>
          <CityNm>Port Neches</CityNm>
          <StateAbbreviationCd>TX</StateAbbreviationCd>
          <ZIPCd>77651</ZIPCd>
        </ContributorUSAddress>
        <TotalContributionsAmt>75000</TotalContributionsAmt>
        <PersonContributionInd>X</PersonContributionInd>
      </ContributorInformationGrp>
    </IRS990ScheduleB>
    <GeneralExplanationAttachment documentId="STM127">
      <GeneralExplanationGrp>
        <FormAndLineReferenceDesc>Form 990PF-General Explanation Attachment 1</FormAndLineReferenceDesc>
        <MediumExplanationTxt>FILING LATE PURSUANT TO TRES REG 301.7508A-1(D)(1)FOR HURRICANE BERRYL.TAXPAYER IS LOCATED OUT OF THE COVERED AREA BUT THE CPA AND THE RECORDS WERE IN HARRIS COUNTY WHICH WAS IN THE COVERED AREA.EXTENSION WAS TIMELY FILED AND THE RETURN IS BEING FILED A FEW DAYS LATE.UNDER THE CIRCUMSTANCES,TAXPAYER IS NOT SUBJECT TO ANY LATE FILING PENALTY.</MediumExplanationTxt>
      </GeneralExplanationGrp>
    </GeneralExplanationAttachment>
    <InvestmentsCorpBondsSchedule documentId="STM138">
      <InvestmentsCorporateBondsGrp>
        <BondNm>UBS AG LONDON BRANCH SECURITY</BondNm>
        <EOYBookValueAmt>272296</EOYBookValueAmt>
        <EOYFMVAmt>291450</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>GS FIN CORP INDEX</BondNm>
        <EOYBookValueAmt>100005</EOYBookValueAmt>
        <EOYFMVAmt>86147</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>BARCLAYS BANK PLC INDEX</BondNm>
        <EOYBookValueAmt>159714</EOYBookValueAmt>
        <EOYFMVAmt>159721</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>GOLDMAN SACHS BK USA INDEX</BondNm>
        <EOYBookValueAmt>50005</EOYBookValueAmt>
        <EOYFMVAmt>41936</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
    </InvestmentsCorpBondsSchedule>
    <OtherExpensesSchedule documentId="STM103">
      <OtherExpensesScheduleGrp>
        <Desc>CPA FEES</Desc>
        <RevenueAndExpensesPerBooksAmt>1150</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>BANK CHARGES</Desc>
        <RevenueAndExpensesPerBooksAmt>0</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>CREDIT CARD FEES</Desc>
        <RevenueAndExpensesPerBooksAmt>195</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>TRANSFER OF FUNDS</Desc>
        <RevenueAndExpensesPerBooksAmt>0</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <OtherIncreasesSchedule documentId="STM115">
      <OtherIncreasesDetail>
        <Desc>BOOK-TAX ADJUSTMENT</Desc>
        <Amt>2619</Amt>
      </OtherIncreasesDetail>
    </OtherIncreasesSchedule>
    <SubstantialContributorsSch documentId="STM114">
      <SubstantialContributorDetail>
        <PersonNm>MURLIDHAR A AMIN</PersonNm>
        <USAddress>
          <AddressLine1Txt>502 LEXINGTON LANE</AddressLine1Txt>
          <CityNm>Port Neches</CityNm>
          <StateAbbreviationCd>TX</StateAbbreviationCd>
          <ZIPCd>77651</ZIPCd>
        </USAddress>
      </SubstantialContributorDetail>
    </SubstantialContributorsSch>
  </ReturnData>
</Return>