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        <ExplanationTxt>THE COPY OF THE FORM 990 WAS GIVEN TO THE CHAIRMAN OF THE BOARD FOR HIS SIGNATURE. THE BOARD DOES NOT HAVE A FORMAL PROCESS TO REVIEW THE FORM 990. THE ACCOUNTING MANAGER REVIEWS THE FORM 990 AND PRESENTS IT TO THE CHAIRMAN OF THE BOARD FOR HIS SIGNATURE.</ExplanationTxt>
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        <ExplanationTxt>THE GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE MDAE AVAILABLE UPON REQUEST FOR ON SITE REVIEW. THE FINANCIAL STATEMENTS ARE NOT MADE AVAILABLE TO THE PUBLIC.</ExplanationTxt>
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</Return>