2024-10-29T10:54:23-05:00 2023-12-31 550538163 SUTTLE & STALNAKER PLLC 501 5TH AVENUE SUITE 1 HUNTINGTON WV 25701 990 2023-01-01 237124716 CONSUMER CREDIT COUNSELING OF THE MID- OHIO VALLEY CONS 3044853141 2435 DUDLEY AVE PARKERSBURG WV 26101 SHELENE SHREWSBURY EXECUTIVE DIRECTOR 3044853141 2024-10-29 1 0 WADE NEWELL CPA P01051041 3045250301 2024-10-29 2023 2024-10-15 13:58:12Z SHELENE SHREWSBURY 2435 DUDLEY AVE PARKERSBURG WV 26101 729457 0 X WWW.WVCCCS.ORG X 1971 WV CREDIT COUNSELING AND PUBLIC EDUCATION TO ALL INDIVIDUALS REQUESTING AND IN NEED OF SUCH HELP. 14 14 10 14 0 0 171777 251759 324728 351748 -1984 93899 -2674 17961 491847 715367 0 0 0 0 272915 405578 0 0 0 201076 208326 473991 613904 17856 101463 2168856 2440820 2032890 2203391 135966 237429 DIRECT CREDIT COUNSELING AND PUBLIC EDUCATION TO ALL INDIVIDUALS REQUESTING AND IN NEED OF SUCH HELP. 0 0 523824 351748 DIRECT COUNSELING AND PUBLIC EDUCATION TO ALL INDIVIDUALS REQUESTING AND IN NEED OS SUCH HELP. 523824 1 1 0 0 0 0 0 0 1 0 1 0 0 0 1 1 1 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 1 10 1 0 0 0 0 0 0 0 0 0 0 X 14 14 0 0 0 0 0 0 0 1 1 0 0 1 0 1 1 1 0 0 WV X X X SHELENE SHREWSBURY 3044853141 2435 DUDLEY AVE PARKERSBURG WV 26101 PAM Y BAYER SECRETARY 1.00 X X 0 0 0 GEORGE Y CHANDLER BOARD MEMBER 1.00 X 0 0 0 TERESA CUNNINGHAM BOARD MEMBER 1.00 X 0 0 0 TOM A FRAWLEY PRESIDENT 2.00 X X 0 0 0 JOLIE KERENICK BOARD MEMBER 1.00 X 0 0 0 RONALD D LEACH BOARD MEMBER/TREASURER 2.00 X X 0 0 0 NICOLE RABER VICE PRESIDENT 2.00 X X 0 0 0 ROBERT D REEDER BOARD MEMBER 1.00 X 0 0 0 RAYMOND H ULMER BOARD MEMBER 1.00 X 0 0 0 ROBIN STEWART BOARD MEMBER 1.00 X 0 0 0 JULIE DYE BOARD MEMBER 1.00 X 0 0 0 TONYA DAVIS BOARD MEMBER 1.00 X 0 0 0 KIMBERLY BENNETT BOARD MEMBER 1.00 X 0 0 0 LEASA DAVIS BOARD MEMBER 1.00 X 0 0 0 SHELENE SHREWSBURY EXECUTIVE DIRECTOR 40.00 X 64207 0 0 64207 0 0 0 0 0 0 0 15000 7489 229270 251759 FEES - REPPAYEE 541990 313463 313463 FEES - FINANCIAL COUNS 541990 38285 38285 351748 93899 93899 32051 14090 17961 17961 715367 351748 0 111860 64206 32103 32103 264211 244390 19821 53255 52524 731 23906 20155 3751 15550 15550 7021 4310 2711 6580 6580 78018 67586 10432 27853 25068 2785 14214 14214 2718 2718 12623 12623 DUES AND SUBSCRIPTIONS 15970 14373 1597 LICENSING 15436 15436 REPAIRS AND MAINTENANCE 4100 3690 410 BAD DEBT 2830 2830 5413 5224 189 613904 523824 90080 0 1877951 2148455 168251 153346 12010 27969 219 5580 37620 27556 7670 10064 88248 75983 14507 19423 2168856 2440820 57125 54050 1887517 2073358 88248 75983 2032890 2203391 X 121459 218006 14507 19423 135966 237429 2168856 2440820 101463 0 X X 0 1 X 1 0 X 72441 190400 215814 171777 251759 902191 409875 352782 301162 324728 351748 1740295 482316 543182 516976 496505 603507 2642486 0 0 0 2642486 2879 1923 2305 -1984 93899 99022 2879 1923 2305 -1984 93899 99022 485195 545105 519281 494521 697406 2741508 0.96390 0.99740 0.03610 0.00260 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 1 X 37620 27556 10064 10064 OPERATING LEASE LIABILITY 75983 75983 X 729457 14090 14090 715367 0 715367 627994 14090 14090 613904 0 613904 PART IV, LINE 2B: THE AGENCY IS A REPRESENTATIVE PAYEE FOR SOCIAL SECURITY AND SSI BENEFICIARIES. SEPARATE CHECKING ACCOUNTS ARE MAINTAINED FOR THIS PURPOSE. SINCE THESE ACCOUNTS DO NOT BELONG TO THE AGENCY, INCOME AND EXPENSE TRANSACTIONS THAT RELATE TO THIS ACCOUNT ARE NOT INCLUDED IN THE CONSOLIDATED STATEMENT OF ACTIVITIES. ADDITIONALLY, AN EQUAL AND OFFSETTING LIABILITY IS MAINTAINED TO REMOVE THE VALUE OF THIS ASSET FROM THE NET ASSETS OF THE AGENCY. THE AGENCY IS CUSTODIAN FOR FUNDS USED FOR VARIOUS EXPENDITURES OF CERTAIN INDIVIDUALS IN ITS CONSUMER CREDIT COUNSELING AND PAYEE PROGRAM. CLIENT FUNDS ARE RECEIVED AND THEN DISBURSED TO THE CLIENT'S CREDITORS ON A MONTHLY BASIS. BECAUSE THESE FUNDS DO NOT BELONG TO THE AGENCY, THEY ARE INCLUDED AS AN ASSET AND A LIABILITY IN THE CONSOLIDATED FINANCIAL STATEMENTS. PART X, LINE 2: THE ORGANIZATION FOLLOWS THE PROVISIONS OF ACCOUNTING STANDARDS CODIFICATION (ASC) TOPIC 740, INCOME TAXES, RELATING TO UNRECOGNIZED TAX BENEFITS. THIS STANDARD REQUIRES AN ORGANIZATION TO RECOGNIZE A LIABILITY FOR TAX POSITIONS WHEN THERE IS A 50% OR MORE GREATER LIKELIHOOD THAT THE POSITION WILL NOT BE SUSTAINED UPON EXAMINATION. THE ORGANIZATION IS LIABLE FOR TAXES TO THE EXTENT OF ANY UNRELATED BUSINESS INCOME AS DEFINED BY IRS REGULATIONS. THE ORGANIZATION BELIEVES THAT IS HAS NOT ENGAGED IN ANY UNRELATED BUSINESS INCOME AS DEFINED BY IRS REGULATIONS AND THAT IT IS MORE LIKELY THAN NOT THAT THIS POSITION WOULD BE SUSTAINED UPON EXAMINATION. AS SUCH, THERE WERE NO LIABILITIES RECORDED FOR UNCERTAIN TAX POSITIONS AS OF DECEMBER 31, 2023 AND 2022. PART XI, LINE 2D - OTHER ADJUSTMENTS: FUNDRAISING EXPENSES 14,090. PART XII, LINE 2D - OTHER ADJUSTMENTS: FUNDRAISING EXPENSES 14,090. MYSTERY DINNER 16673 8795 7878 GOLF TOURNAMENT 7538 4785 2753 7840 510 7330 32051 14090 17961 17961 FORM 990, PART VI, SECTION B, LINE 11B ANNUALLY APPROVED BY THE BOARD FORM 990, PART VI, SECTION B, LINE 15A THE EVALUATION OF THE EXECUTIVE DIRECTOR IS CONDUCTED ANNUALLY BY THE BOARD OF DIRECTORS. SALARY COMPENSATION IS GRANTED BASED OFF MERIT AND COMPARED TO SALARY DATA FROM LIKE ORGANIZATIONS TO ENSURE A COMPETITIVE AND FAIR WAGE IS OFFERED TO THE POSITION. FORM 990, PART VI, SECTION C, LINE 18 OPEN DOOR POLICY - ANYONE CAN STOP BY AND INSPECT THE FORM 990. IN ADDITION, THE 990 IS AVAILABLE ON GUIDESTAR.ORG. FORM 990, PART VI, SECTION C, LINE 19 OPEN DOOR POLICY - ANYONE CAN STOP BY AND INSPECT THE FORM 990. IN ADDITION, THE 990 IS AVAILABLE ON GUIDESTAR.ORG. FORM 990, PART XII, LINE 2C: THE PROCESS HAS NOT CHANGED FROM PREVIOUS YEAR.