2024-10-03T16:54:24-04:00 2023-12-31 421394940 ANDERSON LOWER WHITLOW PC 1805 STATE ST STE 201 BETTENDORF IA 52722 990EZ 2023-01-01 331020848 CONSUMER CREDIT NATIONWIDE CONS 5633598830 2550 MIDDLE ROAD SUITE 300 BETTENDORF IA 52722 R BRIAN DELANEY CEO 5633598830 2024-10-01 true true BARRY L ANDERSON P00115583 5633594757 2024-10-01 2023 2024-10-15 13:58:12Z X X WWW.TOOMUCHDEBT.COM X X 63560 X 63557 3 63560 32184 1225 9225 13488 56122 7438 4809 12247 X 10537 7820 3486 5603 14023 13423 9214 1176 4809 12247 X TO PROVIDE COUNSELING AND EDUCATION TO INDIVIDUALS AND FAMILIES STRUGGLING WITH CONSUMER DEBT SO THAT THEY MAY OBTAIN FINANCIAL SECURITY. THE ORGANIZATION PROVIDES EDUCATION AND COUNSELING TO CONSUMERS SEEKING BUDGET AND FINANCIAL ADVICE. DURING 2023, THE ORGANIZATION PROVIDED FREE BUDGET AND CREDIT COUNSELING SERVICES TO 151 INDIVIDUALS AND FAMILIES WHO HAD AN AVERAGE UNSECURED DEBT BALANCE OF 24,611. 32371 THE ORGANIZATION IS AVAILABLE TO SPEAK TO GROUPS UPON REQUEST ABOUT THE WISE USE OF CREDIT, DEBT, AND BUDGETING. THE ORGANIZATION PARTICIPATED IN A SERVICE PROVIDERS CONFERENCE FOR HOMELESS VETERANS DURING THE YEAR AND IS OPEN TO OTHER PRESENTATION REQUESTS. 343 THE ORGANIZATION'S WEB SITES INCLUDE SIGNIFICANT EDUCATIONAL MATERIAL THAT WAS VIEWED BY 5,591 UNIQUE PEOPLE. 1305 34019 R BRIAN DELANEY CEO 40.00 5769 MARGARET O DELANEY PRESIDENT 40.00 0 BRETT BENSON DIRECTOR 1.00 0 ALAN RASKIE DIRECTOR 1.00 0 MARK DANT DIRECTOR 1.00 0 MICHAEL E WHEATLEY DIRECTOR 1.00 0 false false false false false false false false false IL R BRIAN DELANEY 2550 MIDDLE ROAD SUITE 300 BETTENDORF IA 52722 5633598830 false false false false false false false false false false false NONE NONE true X 45848 7000 52848 216935 149415 105325 78265 63557 613497 216935 149415 151173 85265 63557 666345 666345 7 7 165 3 182 7 7 165 3 182 216935 149422 151180 85430 63560 666527 0.99970 0.99980 0.00000 0.00000 X FORM 990-EZ, PART I, LINE 16 EXPENSES ADVERTISING & PROMOTION 1,926 TELEPHONE 7,583 POSTAGE 290 SOFTWARE 876 COPIER 513 INSURANCE EXPENSE 1,044 DUES & SUBSCRIPTIONS 830 OTHER EXPENSES 276 BANK SERVICE CHARGES 150 TOTAL 13,488 FORM 990-EZ, PART II, LINE 24 ACCOUNTS RECEIVABLE 2,081 4,938 DEPOSITS 665 665 PREPAID EXPENSES AND DEFERRED CHARGES 740 0 TOTAL 3,486 5,603 FORM 990-EZ, PART II, LINE 26 ACCOUNTS PAYABLE AND ACCRUED EXPENSES 9,214 1,176 FORM 990-EZ, PART III TO PROVIDE COUNSELING AND EDUCATION TO INDIVIDUALS AND FAMILIES STRUGGLING WITH CONSUMER DEBT SO THAT THEY MAY OBTAIN FINANCIAL SECURITY. FORM 990-EZ, PART III, LINE 28 THE ORGANIZATION PROVIDES EDUCATION AND COUNSELING TO CONSUMERS SEEKING BUDGET AND FINANCIAL ADVICE. DURING 2023, THE ORGANIZATION PROVIDED FREE BUDGET AND CREDIT COUNSELING SERVICES TO 151 INDIVIDUALS AND FAMILIES WHO HAD AN AVERAGE UNSECURED DEBT BALANCE OF 24,611. FORM 990-EZ, PART III, LINE 29 THE ORGANIZATION IS AVAILABLE TO SPEAK TO GROUPS UPON REQUEST ABOUT THE WISE USE OF CREDIT, DEBT, AND BUDGETING. THE ORGANIZATION PARTICIPATED IN A SERVICE PROVIDERS CONFERENCE FOR HOMELESS VETERANS DURING THE YEAR AND IS OPEN TO OTHER PRESENTATION REQUESTS.