2024-09-17T17:37:39-07:00 2022-12-31 760597386 DONALD R BOND CPA PO Box 300671 HOUSTON TX 77230 990 2022-01-01 740695230 PLUS4 CREDIT UNION PLUS 7139706273 9998 Almeda Genoa Rd Houston TX 77075 Malcolm Renee President and CEO 7139706273 2024-09-03 true true Donald R Bond P00040254 7136519300 2024-09-17 X 2022 2024-08-08 14:25:15Z Malcolm Renee 9998 Almeda Genoa Rd Houston TX 77075 15178327 false X N/A X 1929 TX To provide banking and loan services to members in order to invest in people and improve lives. 11 11 103 0 0 0 1230322 9243875 13339308 112769 608697 0 9356644 15178327 0 0 3054078 5201057 0 0 5755475 9501035 8809553 14702092 547091 476235 132777176 196739060 115165588 8046922 17611588 188692138 X To provide banking and loan services to members in order to invest in people and improve lives. false false 308597 250631 Share Accounts: Share accounts are offered to members and pay monthly dividends. Access if offered through branch locations, internet, ATM's, and telephone. Special accounts designed for children and adolescents encourage development of consistent savings habit. 605149 754115 Checking Accounts: Checking accounts are offered to members and generally pay monthly dividends. Access if offered through branch locations, internet, ATM's, and telephone. Free debit cards are offered and on-line and mobile banking features are provided. 7660732 485312 7803620 Consumer Loans: Consumer loans are offered to members for autos, recreational vehicles, home equity, credit card, and personal loans. Consumer life and disability insurance are available on any of these products. Other services offered to members are mortgage loans, money orders, cashiers checks and wire transfers. 8574478 false false false false false false false false false true true false true true false false true false false false false false false false false false false false true false true false false false false false false false false false true false false false true 0 0 false 103 true false false false false false false X 11 11 false false false false false false false true true false false true true true true true true true true false Malcolm Renee 7139706200 9998 Almeda Genoa Houston TX 77075 Malcolm Rene CEO 40.00 X 211615 0 0 Daniel Caldwell CFO 40.00 X 124024 0 0 Wendell Greanleaf Chairman 1.00 X 6000 0 0 Ed Martindale Vice-Chair 1.00 X 6000 0 0 Roderick Newman Secretary 1.00 X 6000 0 0 Margaret Glass Treasurer 1.00 X 6000 0 0 Mary Watson Parlimentarian 1.00 X 6000 0 0 Charles Charleston Secretary 1.00 X 6000 0 0 John Glenn Director 1.00 X 6000 0 0 Edward Johnson Director 1.00 X 6000 0 0 Gayle Reed Director 1.00 X 5500 0 0 Chuck Richard Director 1.00 X 6000 0 0 Debra Pruitt Director 1.00 X 6000 0 0 Gina Goosby Director 1.00 X 6000 0 0 Vic Ayres Director 1.00 X 6000 0 0 413139 0 0 2 false true false 1230322 1230322 Interest on loans to members 522291 8046661 0 0 Non-interest income 900099 5292647 0 0 13339308 608697 0 0 15178327 13948005 0 0 413139 0 413139 0 3527039 0 3527039 0 18838 0 18838 0 927221 0 927221 0 314820 0 314820 0 12179 0 12179 0 100950 0 100950 0 353121 353121 0 0 1160719 1160719 0 0 607801 607801 0 0 890762 890762 0 0 110944 0 110944 0 73963 45465 28498 0 320126 320126 0 0 557618 0 557618 0 95392 0 95392 0 Loan Servicing 865743 865743 0 0 Provision for loan losses 1846477 1846477 0 0 Debit Card Operations 451894 451894 0 0 Other operating expenses 746641 746641 0 0 1306705 1285729 20976 0 14702092 8574478 6127614 0 1992875 4860364 1497526 1457984 101703137 142041136 8086470 9700555 9060059 1150464 8281109 7909595 3406351 23606312 7809708 7163114 132777176 196739060 294550 91729 0 0 0 0 0 0 114871038 7955193 115165588 8046922 X 5352924 18694461 12258664 169997677 17611588 188692138 132777176 196739060 476235 X false true true false 2313247 2313247 4510644 81444 4429200 435563 94666 340897 980550 449958 530592 820055 524396 295659 7909595 Investment in banks & cu's 9695000 C Member capital share 291997 C CUSO Investment 598343 C Other investments 13020972 C 23606312 NCUSIF and Other Assets 6576014 Other receivacles 587100 7163114 Share draft accounts 12893 Regular shares 0 Other shares and deposits 0 Kasasa Savers 0 Negative shares 0 Catalyst LOC 4700371 IRA withholdings 919 Accrued expenses 1060984 Other liabilities 2180026 7955193 false false false Malcolm Rene 211615 0 0 0 9600 0 0 0 0 0 221215 0 0 0 Pt I Line 1a Discretionary use of an approved credit card. Pt I Line 3 HRN Performance Company is used to determine compensation. Charles Charleston Director Line of Credit X 7370 3677 false true true Charles Charleston Director New Vehicle Loan X 31000 0 false true true Charles Charleston Director New Vehicle Loan X 49741 34883 false true true Cheryl B Greenleaf Director New Vehicle Loan X 25000 0 false true true Gail M Reed Director CD Secured Loan X 100000 0 false true true Gail M Reed Director CD Secured Loan X 100175 0 false true true Margaret Glass Director 2015 Cadilac XTS X 33500 0 false true true Eddie Martindale III Key Employee New Vehicle Loan X 41024 0 false true true Gail M Reed Director New Vehicle Loan X 21544 3167 false true true Edward Johnson Director Signature X 7000 5374 false true true Eric Dargan Vice Chair Signature X 50000 0 false true true Eric Dargan Vice Chair Credit Card X 10000 0 false true true Roderick Newman Secretary Auto X 36483 15027 false true true Roderick Newman Secretary Mortgage X 0 198222 false true true Roderick Newman Secretary Signature X 3000 920 false true true Debra Pruitt Director LOC X 5017 1739 false true true Gina Goosby Director Auto X 27175 4151 false true true Gina Goosby Director Auto X 35032 17592 false true true Gina Goosby Director LOC X 1008 8916 false true true Gina Goosby Director Mortgage X 0 141022 false true true 434690 Pt VI, Line 11b The 990 tax return is prepared by outside CPA, reviewed by AVP of Accounting, President and CEO. Pt VI, Line 12c Monitored by Board, management and internal audit. Pt VI, Line 15a Formal appraisal and performance evaluations are conducted annually for President and CEO. Senior level officers are evaluated by individual's immediate supervisor. Salary ranges are validated annually by a third party based on the organization's size and product complexity. Pt VI, Line 15b See 15a above. Form 990, Part III, Line 4d Other services offered to members are mortgage loans, First Class Financial Services 9998 Almeda Genoa Rd Houston TX 77075 740665741 Financial Services TX Yes C 214338 606416 1.00000 false true false false false false false false false false false false false false true true false true false false First Class Financial Services a,n,o 110192 allocation