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        <StockNm>CENTRAL JAPAN RY CO ADR</StockNm>
        <EOYBookValueAmt>1078</EOYBookValueAmt>
        <EOYFMVAmt>1140</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CHARLES SCHWAB CORP</StockNm>
        <EOYBookValueAmt>2891</EOYBookValueAmt>
        <EOYFMVAmt>3234</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CHARTER COMMUNICATIONS, INC</StockNm>
        <EOYBookValueAmt>747</EOYBookValueAmt>
        <EOYFMVAmt>777</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CHECK POINT SOFTWARE TECHNOLOG</StockNm>
        <EOYBookValueAmt>969</EOYBookValueAmt>
        <EOYFMVAmt>1222</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CHIPOTLE MEX GRILL</StockNm>
        <EOYBookValueAmt>1266</EOYBookValueAmt>
        <EOYFMVAmt>2287</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CHUBB LIMITED</StockNm>
        <EOYBookValueAmt>6170</EOYBookValueAmt>
        <EOYFMVAmt>7006</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CHUGAI PHARMACEUTICAL CO., LTD</StockNm>
        <EOYBookValueAmt>1470</EOYBookValueAmt>
        <EOYFMVAmt>1923</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CINTAS CRP</StockNm>
        <EOYBookValueAmt>2505</EOYBookValueAmt>
        <EOYFMVAmt>3013</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CISCO SYSTEMS INC</StockNm>
        <EOYBookValueAmt>13154</EOYBookValueAmt>
        <EOYFMVAmt>14802</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CITIGROUP INC</StockNm>
        <EOYBookValueAmt>2135</EOYBookValueAmt>
        <EOYFMVAmt>2572</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CME GROUP, INC</StockNm>
        <EOYBookValueAmt>2812</EOYBookValueAmt>
        <EOYFMVAmt>2948</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>COCA COLA EUROPEAN PARTNERS PL</StockNm>
        <EOYBookValueAmt>971</EOYBookValueAmt>
        <EOYFMVAmt>1268</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>COCA COLA HBC AG</StockNm>
        <EOYBookValueAmt>1023</EOYBookValueAmt>
        <EOYFMVAmt>1390</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>COCHLEAR ORD PLC</StockNm>
        <EOYBookValueAmt>984</EOYBookValueAmt>
        <EOYFMVAmt>1419</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>COGNIZANT TECHNOLOGY SOLUTIONS</StockNm>
        <EOYBookValueAmt>3284</EOYBookValueAmt>
        <EOYFMVAmt>4154</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>COMCAST CORP</StockNm>
        <EOYBookValueAmt>6769</EOYBookValueAmt>
        <EOYFMVAmt>8025</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>COMMONWEALTH BK AUS-SP ADR</StockNm>
        <EOYBookValueAmt>5526</EOYBookValueAmt>
        <EOYFMVAmt>6400</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>COMPAGNIE DE SAINT G</StockNm>
        <EOYBookValueAmt>3898</EOYBookValueAmt>
        <EOYFMVAmt>5059</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>COMPASS GROUP PLC ADR</StockNm>
        <EOYBookValueAmt>1210</EOYBookValueAmt>
        <EOYFMVAmt>1585</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>COMPUTERSHARE LTD ADR</StockNm>
        <EOYBookValueAmt>1733</EOYBookValueAmt>
        <EOYFMVAmt>1855</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CONAGRA FOODS INC</StockNm>
        <EOYBookValueAmt>1368</EOYBookValueAmt>
        <EOYFMVAmt>1204</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CONSOLIDATED EDISON INC</StockNm>
        <EOYBookValueAmt>5312</EOYBookValueAmt>
        <EOYFMVAmt>5458</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CONSTELLATION BRANDS INC</StockNm>
        <EOYBookValueAmt>2784</EOYBookValueAmt>
        <EOYFMVAmt>2901</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CONSTELLATION ENERGY GROUP INC</StockNm>
        <EOYBookValueAmt>3832</EOYBookValueAmt>
        <EOYFMVAmt>7364</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CONTL AG SPONS ADR</StockNm>
        <EOYBookValueAmt>974</EOYBookValueAmt>
        <EOYFMVAmt>1056</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CORNING INC</StockNm>
        <EOYBookValueAmt>3437</EOYBookValueAmt>
        <EOYFMVAmt>3228</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>COSTAR GROUP, INC</StockNm>
        <EOYBookValueAmt>808</EOYBookValueAmt>
        <EOYFMVAmt>961</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CREDIT AGRICOLE SA</StockNm>
        <EOYBookValueAmt>984</EOYBookValueAmt>
        <EOYFMVAmt>1447</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CRH PLC</StockNm>
        <EOYBookValueAmt>1898</EOYBookValueAmt>
        <EOYFMVAmt>2144</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CRODA INTL</StockNm>
        <EOYBookValueAmt>1191</EOYBookValueAmt>
        <EOYFMVAmt>1298</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CROWN CASTLE INTL</StockNm>
        <EOYBookValueAmt>946</EOYBookValueAmt>
        <EOYFMVAmt>922</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CSL LTD</StockNm>
        <EOYBookValueAmt>3621</EOYBookValueAmt>
        <EOYFMVAmt>3984</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CSX CORP</StockNm>
        <EOYBookValueAmt>4691</EOYBookValueAmt>
        <EOYFMVAmt>5547</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CUMMINS INC</StockNm>
        <EOYBookValueAmt>1256</EOYBookValueAmt>
        <EOYFMVAmt>1437</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CYBERARK SOFTWARE LTD</StockNm>
        <EOYBookValueAmt>768</EOYBookValueAmt>
        <EOYFMVAmt>1314</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DAIICHI SANKYO CO LTD SPONSORE</StockNm>
        <EOYBookValueAmt>1055</EOYBookValueAmt>
        <EOYFMVAmt>1231</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DAIKIN INDS LTD ADR</StockNm>
        <EOYBookValueAmt>1042</EOYBookValueAmt>
        <EOYFMVAmt>1116</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DAIMLER TRUCK HLDG</StockNm>
        <EOYBookValueAmt>2359</EOYBookValueAmt>
        <EOYFMVAmt>2618</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DAIWA HOUSE IND LTD</StockNm>
        <EOYBookValueAmt>2322</EOYBookValueAmt>
        <EOYFMVAmt>2834</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DANAHER CORP</StockNm>
        <EOYBookValueAmt>7386</EOYBookValueAmt>
        <EOYFMVAmt>7866</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DASSAULT SYS SA SPN ADR</StockNm>
        <EOYBookValueAmt>983</EOYBookValueAmt>
        <EOYFMVAmt>1324</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DBS GROUP HLDGS SPON ADR</StockNm>
        <EOYBookValueAmt>2988</EOYBookValueAmt>
        <EOYFMVAmt>3342</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DEERE CO</StockNm>
        <EOYBookValueAmt>5950</EOYBookValueAmt>
        <EOYFMVAmt>7198</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DENSO CORP ADR</StockNm>
        <EOYBookValueAmt>2336</EOYBookValueAmt>
        <EOYFMVAmt>2271</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DEUTSCHE POST AG</StockNm>
        <EOYBookValueAmt>1124</EOYBookValueAmt>
        <EOYFMVAmt>1486</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DEUTSCHE TELE AG ADS</StockNm>
        <EOYBookValueAmt>1642</EOYBookValueAmt>
        <EOYFMVAmt>2075</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DEXCOM, INC</StockNm>
        <EOYBookValueAmt>575</EOYBookValueAmt>
        <EOYFMVAmt>620</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DIAGEO PLC ADS</StockNm>
        <EOYBookValueAmt>7296</EOYBookValueAmt>
        <EOYFMVAmt>5826</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DIGITAL RLTY TR INC</StockNm>
        <EOYBookValueAmt>904</EOYBookValueAmt>
        <EOYFMVAmt>1077</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DNB BANK ASA</StockNm>
        <EOYBookValueAmt>969</EOYBookValueAmt>
        <EOYFMVAmt>1107</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DOLLAR GENERAL CORP</StockNm>
        <EOYBookValueAmt>723</EOYBookValueAmt>
        <EOYFMVAmt>816</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DOLLAR TREE INC</StockNm>
        <EOYBookValueAmt>974</EOYBookValueAmt>
        <EOYFMVAmt>994</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DSV UNSP ADR EACH REPR 0.5 ORD</StockNm>
        <EOYBookValueAmt>3281</EOYBookValueAmt>
        <EOYFMVAmt>3073</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>E.ON AG SPON ADR REP 1/3 ORD N</StockNm>
        <EOYBookValueAmt>1543</EOYBookValueAmt>
        <EOYFMVAmt>2139</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EAST JAPAN RAILWAY C</StockNm>
        <EOYBookValueAmt>958</EOYBookValueAmt>
        <EOYFMVAmt>1071</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EATON CORP PLC</StockNm>
        <EOYBookValueAmt>4454</EOYBookValueAmt>
        <EOYFMVAmt>8188</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EBAY INC</StockNm>
        <EOYBookValueAmt>941</EOYBookValueAmt>
        <EOYFMVAmt>1047</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ECOLAB INC</StockNm>
        <EOYBookValueAmt>952</EOYBookValueAmt>
        <EOYFMVAmt>992</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EDP-ELECTRICIDADE DE PORTUGAL</StockNm>
        <EOYBookValueAmt>4742</EOYBookValueAmt>
        <EOYFMVAmt>4442</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EDWARDS LIFESCIENCES</StockNm>
        <EOYBookValueAmt>1281</EOYBookValueAmt>
        <EOYFMVAmt>1296</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ELECTRONIC ARTS</StockNm>
        <EOYBookValueAmt>728</EOYBookValueAmt>
        <EOYFMVAmt>821</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ELEVANCE HEALTH INC</StockNm>
        <EOYBookValueAmt>10565</EOYBookValueAmt>
        <EOYFMVAmt>10846</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ELI LILLY &amp; CO</StockNm>
        <EOYBookValueAmt>10053</EOYBookValueAmt>
        <EOYFMVAmt>18653</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EMERSON ELECTRIC CO</StockNm>
        <EOYBookValueAmt>3418</EOYBookValueAmt>
        <EOYFMVAmt>3893</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EPAM SYSTEMS INC</StockNm>
        <EOYBookValueAmt>1067</EOYBookValueAmt>
        <EOYFMVAmt>1189</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EPIROC AB</StockNm>
        <EOYBookValueAmt>947</EOYBookValueAmt>
        <EOYFMVAmt>1084</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EQUINIX, INC</StockNm>
        <EOYBookValueAmt>2142</EOYBookValueAmt>
        <EOYFMVAmt>2416</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ERSTE BK DER OEST SP</StockNm>
        <EOYBookValueAmt>974</EOYBookValueAmt>
        <EOYFMVAmt>1390</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ESSILOR INTL ADR</StockNm>
        <EOYBookValueAmt>2274</EOYBookValueAmt>
        <EOYFMVAmt>2914</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ESTEE LAUDER COMPANIES INC</StockNm>
        <EOYBookValueAmt>1792</EOYBookValueAmt>
        <EOYFMVAmt>1316</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EVENTIDE HEALTHCARE &amp; LIFE SCI</StockNm>
        <EOYBookValueAmt>41745</EOYBookValueAmt>
        <EOYFMVAmt>48737</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EVERSOURCE ENERGYINC</StockNm>
        <EOYBookValueAmt>2498</EOYBookValueAmt>
        <EOYFMVAmt>1913</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EXELON CORPORATION</StockNm>
        <EOYBookValueAmt>5321</EOYBookValueAmt>
        <EOYFMVAmt>4523</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EXPERIAN GROUP LTD S/ADR</StockNm>
        <EOYBookValueAmt>2526</EOYBookValueAmt>
        <EOYFMVAmt>2893</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FANUC LIMITED UNSPONSORED</StockNm>
        <EOYBookValueAmt>961</EOYBookValueAmt>
        <EOYFMVAmt>922</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FASTENAL COMPANY</StockNm>
        <EOYBookValueAmt>3373</EOYBookValueAmt>
        <EOYFMVAmt>4404</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FEDEX CORPORATION</StockNm>
        <EOYBookValueAmt>958</EOYBookValueAmt>
        <EOYFMVAmt>1012</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FERRARI NV</StockNm>
        <EOYBookValueAmt>1084</EOYBookValueAmt>
        <EOYFMVAmt>1692</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FISERV INC</StockNm>
        <EOYBookValueAmt>3933</EOYBookValueAmt>
        <EOYFMVAmt>5712</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FLUTTER ENTMT PLC ADR</StockNm>
        <EOYBookValueAmt>1535</EOYBookValueAmt>
        <EOYFMVAmt>1865</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FORD MOTOR COMPANY</StockNm>
        <EOYBookValueAmt>834</EOYBookValueAmt>
        <EOYFMVAmt>829</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FORTINET INC</StockNm>
        <EOYBookValueAmt>1309</EOYBookValueAmt>
        <EOYFMVAmt>1112</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FOX CORP CL A</StockNm>
        <EOYBookValueAmt>765</EOYBookValueAmt>
        <EOYFMVAmt>682</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FUJIFILM HOLDINGS ADR NPV</StockNm>
        <EOYBookValueAmt>947</EOYBookValueAmt>
        <EOYFMVAmt>1075</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>GALAXY ENTMT GROUP UNSPONSORED</StockNm>
        <EOYBookValueAmt>2461</EOYBookValueAmt>
        <EOYFMVAmt>1907</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>GARTNER INC</StockNm>
        <EOYBookValueAmt>1704</EOYBookValueAmt>
        <EOYFMVAmt>2707</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>GEBERIT AG ADR</StockNm>
        <EOYBookValueAmt>978</EOYBookValueAmt>
        <EOYFMVAmt>1285</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>GEN DIGITAL ORD SHS</StockNm>
        <EOYBookValueAmt>947</EOYBookValueAmt>
        <EOYFMVAmt>1027</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>GENERAL MILLS INC</StockNm>
        <EOYBookValueAmt>9663</EOYBookValueAmt>
        <EOYFMVAmt>8598</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>GENERAL MOTORS</StockNm>
        <EOYBookValueAmt>2096</EOYBookValueAmt>
        <EOYFMVAmt>2155</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>GILEAD SCIENCES INC</StockNm>
        <EOYBookValueAmt>3971</EOYBookValueAmt>
        <EOYFMVAmt>5509</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>GIVAUDAN SA UNSP/ADR</StockNm>
        <EOYBookValueAmt>967</EOYBookValueAmt>
        <EOYFMVAmt>1246</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>GLOBAL PAYMENTS INC</StockNm>
        <EOYBookValueAmt>790</EOYBookValueAmt>
        <EOYFMVAmt>889</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>GRAINGER W W INC</StockNm>
        <EOYBookValueAmt>2838</EOYBookValueAmt>
        <EOYFMVAmt>4972</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>GSK PLC</StockNm>
        <EOYBookValueAmt>2189</EOYBookValueAmt>
        <EOYFMVAmt>1890</EOYFMVAmt>
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        <StockNm>HALEON PLC</StockNm>
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        <EOYFMVAmt>1860</EOYFMVAmt>
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        <StockNm>HANG LUNG PROPERTIES-SP ADR</StockNm>
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        <EOYFMVAmt>710</EOYFMVAmt>
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        <StockNm>HCA INC</StockNm>
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        <EOYFMVAmt>4602</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>HEINEKEN N V S ADR</StockNm>
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        <EOYFMVAmt>1071</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>HENKEL KGAA ADR</StockNm>
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        <EOYFMVAmt>3917</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>HEWLETT PACKARD ENTERPRISE CO</StockNm>
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        <EOYFMVAmt>5434</EOYFMVAmt>
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        <StockNm>HEXAGON</StockNm>
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        <EOYFMVAmt>1058</EOYFMVAmt>
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        <StockNm>HILTON WORLDWIDE HOLDINGS, INC</StockNm>
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        <EOYFMVAmt>1457</EOYFMVAmt>
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        <StockNm>HITACHI LTD</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>HOME DEPOT INC</StockNm>
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        <EOYFMVAmt>13862</EOYFMVAmt>
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        <StockNm>HONDA MOTOR CO LTD</StockNm>
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        <StockNm>HONG KONG EX&amp;CL UNSP/ADR</StockNm>
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        <EOYFMVAmt>822</EOYFMVAmt>
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        <StockNm>HOWMET AEROSPACE ORD SHS</StockNm>
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        <EOYFMVAmt>3734</EOYFMVAmt>
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        <StockNm>HOYA CORP SPONS ADR</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>HP INC</StockNm>
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        <EOYFMVAmt>4875</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>HSBC HOLDINGS PLC</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>HUMANA INC</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>IDEXX CORP</StockNm>
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        <EOYFMVAmt>1110</EOYFMVAmt>
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        <StockNm>ILLINOIS TOOL WORKS</StockNm>
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        <StockNm>INFINEON TECH ADS</StockNm>
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        <StockNm>INFORMA PLC SPONSORED ADR</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ING GROUP N V SPONSORED ADR</StockNm>
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        <StockNm>INSURANCE AUSRLA UNSP/ADR</StockNm>
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        <EOYFMVAmt>1181</EOYFMVAmt>
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        <StockNm>INTEL CORP</StockNm>
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        <EOYFMVAmt>5226</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>INTERCONTINENTAL EXCHANGE, INC</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>INTESA SANPAOLO SPA</StockNm>
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        <EOYFMVAmt>1473</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>INTUIT</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>INTUITIVE SURGICAL</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>INVESCO S&amp;P 500 EQUAL WEIGHT E</StockNm>
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        <EOYFMVAmt>89281</EOYFMVAmt>
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        <StockNm>IQVIA HOLDINGS INC</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ISHARES BARCLAYS US AGGREGATE</StockNm>
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        <StockNm>ISHARES RUSSELL 2000</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ISHARES TRUST RUSSELL 1000 GRO</StockNm>
        <EOYBookValueAmt>84891</EOYBookValueAmt>
        <EOYFMVAmt>88958</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>JACOBS SOLUTIONS INC</StockNm>
        <EOYBookValueAmt>757</EOYBookValueAmt>
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        <StockNm>JAMES HARDIE IND ADR</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>JAPAN TOB INC</StockNm>
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        <EOYFMVAmt>3012</EOYFMVAmt>
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        <StockNm>JP MORGAN CHASE</StockNm>
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        <StockNm>JULIUS BAER GROUP LTD</StockNm>
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        <StockNm>KDDI CP UNSP ADR</StockNm>
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        <StockNm>KELLANOVA (FNA KELLOGG CO)</StockNm>
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        <StockNm>KENVUE INC</StockNm>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
        <StockNm>KIMBERLY CLARK CORP</StockNm>
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        <EOYFMVAmt>4617</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>KINGFISHER PLC</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>KIRIN BREWERY LTD</StockNm>
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        <StockNm>KLA TENCOR CORP</StockNm>
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        <EOYFMVAmt>4069</EOYFMVAmt>
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        <StockNm>KOMATSU LTD</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>KONINKLIJKE AHOLD DELHAIZE NV</StockNm>
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        <EOYFMVAmt>2927</EOYFMVAmt>
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        <StockNm>KYOCERA CORP ADR</StockNm>
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        <StockNm>L'AIR LIQUIDE ADR OTC</StockNm>
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        <EOYFMVAmt>1033</EOYFMVAmt>
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        <StockNm>LASERTEC ADR</StockNm>
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        <StockNm>LEGAL &amp; GENERAL GROUP</StockNm>
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        <EOYFMVAmt>1047</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>LEGRAND INC</StockNm>
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        <EOYFMVAmt>1289</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>LINDE PLC COM</StockNm>
        <EOYBookValueAmt>8930</EOYBookValueAmt>
        <EOYFMVAmt>12321</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>LLOYDS BANKING GROUP PLC</StockNm>
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        <EOYFMVAmt>1092</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>LOEWS CORP</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>LONDON STK EXCHANGE GROUP</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>LONZA GROUP AG UNSP/ADR</StockNm>
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        <EOYFMVAmt>800</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
        <StockNm>LULULEMON ATHLETICA INC</StockNm>
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        <EOYFMVAmt>7389</EOYFMVAmt>
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        <StockNm>MASTERCARD INC</StockNm>
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      <InvestmentsCorporateStockGrp>
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        <EOYFMVAmt>1054</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
        <StockNm>METLIFE INC</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>MICHELIN CIE GEN UNSP/ADR</StockNm>
        <EOYBookValueAmt>993</EOYBookValueAmt>
        <EOYFMVAmt>1203</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>MICROCHIP TECHNOLOGY INC</StockNm>
        <EOYBookValueAmt>1031</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>MICRON TECHNOLOGY</StockNm>
        <EOYBookValueAmt>752</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>MICROSOFT CORP</StockNm>
        <EOYBookValueAmt>57244</EOYBookValueAmt>
        <EOYFMVAmt>84233</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
        <StockNm>MITSUI FUDOSAN CO</StockNm>
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        <EOYBookValueAmt>2411</EOYBookValueAmt>
        <EOYFMVAmt>2783</EOYFMVAmt>
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        <StockNm>MONDI PLC ADR</StockNm>
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        <EOYFMVAmt>1106</EOYFMVAmt>
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        <EOYBookValueAmt>2098</EOYBookValueAmt>
        <EOYFMVAmt>3124</EOYFMVAmt>
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        <StockNm>MOWI ASA SPONSORED ADR</StockNm>
        <EOYBookValueAmt>1532</EOYBookValueAmt>
        <EOYFMVAmt>1108</EOYFMVAmt>
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        <StockNm>MS&amp;AD INS GROUP ADR</StockNm>
        <EOYBookValueAmt>970</EOYBookValueAmt>
        <EOYFMVAmt>1232</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>MSCI INC</StockNm>
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        <StockNm>MUENCHENER RUECKVERS</StockNm>
        <EOYBookValueAmt>1907</EOYBookValueAmt>
        <EOYFMVAmt>2145</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
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        <EOYBookValueAmt>2709</EOYBookValueAmt>
        <EOYFMVAmt>2966</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>NATIONAL AUSTRALIA BK LTD</StockNm>
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        <EOYFMVAmt>5481</EOYFMVAmt>
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        <StockNm>NATWEST GROUP ADR REPRESENTING</StockNm>
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        <StockNm>NETAPP, INC</StockNm>
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        <StockNm>NETFLIX INC</StockNm>
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        <StockNm>NEWMONT GOLDCORP CORPORATION</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>NICE SYSTEMS LTD</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>NINTENDO CO LTD ADR UNSPON</StockNm>
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        <EOYFMVAmt>1494</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>NIPPON TELEGRAPH &amp; TELEPHONE C</StockNm>
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        <EOYFMVAmt>1280</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>NIPPON YUSEN KABUSHIKI KAISHA</StockNm>
        <EOYBookValueAmt>978</EOYBookValueAmt>
        <EOYFMVAmt>1241</EOYFMVAmt>
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        <StockNm>NISSAN MOTOR LTD ASR</StockNm>
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        <EOYFMVAmt>924</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>NITTO DENKO ADR</StockNm>
        <EOYBookValueAmt>965</EOYBookValueAmt>
        <EOYFMVAmt>1005</EOYFMVAmt>
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        <StockNm>NOKIA</StockNm>
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        <EOYFMVAmt>681</EOYFMVAmt>
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        <StockNm>NORDEA BANK ABP</StockNm>
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        <StockNm>NOVO NORDISK A S</StockNm>
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        <StockNm>NVIDIA CORP</StockNm>
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        <StockNm>OCADO GROUP PLC</StockNm>
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        <StockNm>OLD DOMINION FREIGHT LINE</StockNm>
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        <StockNm>OLYMPUS CORP</StockNm>
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        <StockNm>ON SEMICONDUCTOR</StockNm>
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        <StockNm>ORANGE</StockNm>
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        <StockNm>ORIENTAL LAND ADR</StockNm>
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        <StockNm>ORIX CORP ADS</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ORKLA ASA SPON ADR</StockNm>
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        <StockNm>ORSTED A S</StockNm>
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        <EOYFMVAmt>534</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>OTIS WORLDWIDE CORP</StockNm>
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        <EOYFMVAmt>1163</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>OTSUKA HOLDINGS CO</StockNm>
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        <EOYFMVAmt>1808</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>OVERSEA-CHINESE ADR</StockNm>
        <EOYBookValueAmt>1052</EOYBookValueAmt>
        <EOYFMVAmt>1216</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>PACCAR INC</StockNm>
        <EOYBookValueAmt>2041</EOYBookValueAmt>
        <EOYFMVAmt>3515</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>PALO ALTO NETWORKS INC</StockNm>
        <EOYBookValueAmt>1458</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>PANASONIC CORP</StockNm>
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        <EOYFMVAmt>1210</EOYFMVAmt>
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        <StockNm>PAYCHEX</StockNm>
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        <EOYFMVAmt>2620</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>PERSIMMON PLC ADR</StockNm>
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        <EOYFMVAmt>641</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
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        <EOYBookValueAmt>2251</EOYBookValueAmt>
        <EOYFMVAmt>3186</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>PROLOGIS</StockNm>
        <EOYBookValueAmt>7008</EOYBookValueAmt>
        <EOYFMVAmt>8131</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>PROSUS NV ADR</StockNm>
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        <EOYFMVAmt>2511</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>PRUDENTIAL FINCL INC</StockNm>
        <EOYBookValueAmt>2371</EOYBookValueAmt>
        <EOYFMVAmt>2593</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>PRUDENTIAL PLC SC</StockNm>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
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        <EOYFMVAmt>3058</EOYFMVAmt>
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        <EOYFMVAmt>1281</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>QUALCOMM INC</StockNm>
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        <EOYFMVAmt>6942</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>QUANTA SVCS INC</StockNm>
        <EOYBookValueAmt>2979</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
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        <EOYFMVAmt>2982</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
        <StockNm>RENAULT SA</StockNm>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ROCHE HOLDING LTD ADR</StockNm>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
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        <EOYFMVAmt>3779</EOYFMVAmt>
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        <EOYFMVAmt>3743</EOYFMVAmt>
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        <StockNm>SIKA AG BEARER SHS</StockNm>
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        <StockNm>SINGAPORE TELE ADR</StockNm>
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        <StockNm>SKF AB ADR</StockNm>
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        <EOYFMVAmt>8385</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
        <StockNm>SUMITOMO METAL</StockNm>
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      <InvestmentsCorporateStockGrp>
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        <EOYFMVAmt>1529</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>SUN HUNG KAI PY LTD S/ADR</StockNm>
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        <EOYFMVAmt>1091</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>SUNTORY BEVERAGE &amp; FOOD LTD AD</StockNm>
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        <EOYFMVAmt>885</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>SWATCH GROUP AG</StockNm>
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        <EOYFMVAmt>1112</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SWIRE PAC LTD A S/ADR</StockNm>
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        <EOYFMVAmt>1295</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>SWISS RE LTD ADR</StockNm>
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        <EOYFMVAmt>1407</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SYNOPSYS, INC</StockNm>
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        <EOYFMVAmt>4119</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>SYSCO CORP</StockNm>
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        <EOYFMVAmt>4973</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>T-MOBILE US INC</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>TAKEDA PHARMACEUTICAL COMPANY</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>TARGET CORPORATION</StockNm>
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        <EOYFMVAmt>3703</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>TDK CORP</StockNm>
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        <EOYFMVAmt>3028</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>TE CONNECTIVITY LTD</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>TECHTRONIC INDS SPD ADR</StockNm>
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        <EOYFMVAmt>955</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>TELEDYNE TECH INC</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>TELEFONICA S A ADR</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>TELENOR ASA</StockNm>
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      <InvestmentsCorporateStockGrp>
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        <StockNm>TENABLE HOLDINGS INC</StockNm>
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        <StockNm>TERNA RETE ELETTRICA</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>TESLA MOTORS INC</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>TEXAS INSTRUMENTS INC</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>TJX COMPANIES INC</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>TOKIO MARINE HOLDINGS INC</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>TOKYO ELECTRON LTD</StockNm>
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        <EOYFMVAmt>2221</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>TRACTOR SUPPLY CO COM</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>TRANSDIGM GRP INC</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>TRAVELERS COMPANIES INC</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>TREASURY WINE ESTATES ADR</StockNm>
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        <EOYFMVAmt>920</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>TRIMBLE NAV LTD</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>TRUIST FINANCIAL CORPORATION</StockNm>
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        <EOYFMVAmt>1108</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>UBS AG</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ULTA SALON, COSMETICS &amp; FRAGRA</StockNm>
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        <EOYFMVAmt>1470</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>UNICREDIT SPA</StockNm>
        <EOYBookValueAmt>973</EOYBookValueAmt>
        <EOYFMVAmt>2506</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>UNITED PARCEL SERVICE</StockNm>
        <EOYBookValueAmt>11048</EOYBookValueAmt>
        <EOYFMVAmt>10220</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>UNITED RENTALS INC</StockNm>
        <EOYBookValueAmt>1064</EOYBookValueAmt>
        <EOYFMVAmt>2294</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>UNITED UTILITS ADR</StockNm>
        <EOYBookValueAmt>972</EOYBookValueAmt>
        <EOYFMVAmt>1043</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>UPM KYMMENE CORP</StockNm>
        <EOYBookValueAmt>1259</EOYBookValueAmt>
        <EOYFMVAmt>1432</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>VALEO SA SPONS ADR</StockNm>
        <EOYBookValueAmt>913</EOYBookValueAmt>
        <EOYFMVAmt>650</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VANGUARD GOVT BOND ETF INTERME</StockNm>
        <EOYBookValueAmt>100530</EOYBookValueAmt>
        <EOYFMVAmt>102536</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VERISIGN INC</StockNm>
        <EOYBookValueAmt>5017</EOYBookValueAmt>
        <EOYFMVAmt>5149</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VERIZON COMMUNICATIONS</StockNm>
        <EOYBookValueAmt>7027</EOYBookValueAmt>
        <EOYFMVAmt>6786</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VERTEX PHARMCTLS INC</StockNm>
        <EOYBookValueAmt>2535</EOYBookValueAmt>
        <EOYFMVAmt>4069</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VESTAS WIND SYS UNSP/ADR</StockNm>
        <EOYBookValueAmt>940</EOYBookValueAmt>
        <EOYFMVAmt>1280</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VINCI SA ADR</StockNm>
        <EOYBookValueAmt>5177</EOYBookValueAmt>
        <EOYFMVAmt>5835</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>VISA INC</StockNm>
        <EOYBookValueAmt>11955</EOYBookValueAmt>
        <EOYFMVAmt>15881</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VODAFONE GROUP PLC</StockNm>
        <EOYBookValueAmt>3426</EOYBookValueAmt>
        <EOYFMVAmt>2671</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VOLVO AS-A ADR</StockNm>
        <EOYBookValueAmt>974</EOYBookValueAmt>
        <EOYFMVAmt>1505</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>VONOVIA SE</StockNm>
        <EOYBookValueAmt>1906</EOYBookValueAmt>
        <EOYFMVAmt>2888</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>WALT DISNEY HOLDINGS CO</StockNm>
        <EOYBookValueAmt>8182</EOYBookValueAmt>
        <EOYFMVAmt>7584</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>WASTE MANAGEMENT INC</StockNm>
        <EOYBookValueAmt>5235</EOYBookValueAmt>
        <EOYFMVAmt>6448</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>WELLTOWER INC.</StockNm>
        <EOYBookValueAmt>482</EOYBookValueAmt>
        <EOYFMVAmt>541</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>WESFARMERS LTD ADR</StockNm>
        <EOYBookValueAmt>5378</EOYBookValueAmt>
        <EOYFMVAmt>6302</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>WESTERN DIGITAL CORP</StockNm>
        <EOYBookValueAmt>659</EOYBookValueAmt>
        <EOYFMVAmt>786</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>WHITEBREAD PLC AMERICAN</StockNm>
        <EOYBookValueAmt>1023</EOYBookValueAmt>
        <EOYFMVAmt>1381</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>WISDOMTREE FLOATING RATE TREAS</StockNm>
        <EOYBookValueAmt>271901</EOYBookValueAmt>
        <EOYFMVAmt>271175</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>WPP PLC</StockNm>
        <EOYBookValueAmt>1348</EOYBookValueAmt>
        <EOYFMVAmt>1475</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>YARA INTERNATIONAL ASA</StockNm>
        <EOYBookValueAmt>1471</EOYBookValueAmt>
        <EOYFMVAmt>1187</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>YUM BRANDS INC</StockNm>
        <EOYBookValueAmt>1007</EOYBookValueAmt>
        <EOYFMVAmt>1176</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ZEBRA TECHNOLOGIES CORP</StockNm>
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        <EOYFMVAmt>1913</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ZOETIS INC</StockNm>
        <EOYBookValueAmt>3935</EOYBookValueAmt>
        <EOYFMVAmt>4934</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ZURICH INS GROU ADR</StockNm>
        <EOYBookValueAmt>1979</EOYBookValueAmt>
        <EOYFMVAmt>2405</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
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        <RevenueAndExpensesPerBooksAmt>25496</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>25496</DisbursementsCharitablePrpsAmt>
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      <OtherExpensesScheduleGrp>
        <Desc>Bank Charges</Desc>
        <RevenueAndExpensesPerBooksAmt>885</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>885</NetInvestmentIncomeAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>Postage/Delivery Service</Desc>
        <RevenueAndExpensesPerBooksAmt>42</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>42</DisbursementsCharitablePrpsAmt>
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      <OtherExpensesScheduleGrp>
        <Desc>State or Local Filing Fees</Desc>
        <RevenueAndExpensesPerBooksAmt>25</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>25</DisbursementsCharitablePrpsAmt>
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      <OtherProfessionalFeesDetail>
        <CategoryTxt>Investment Management Services</CategoryTxt>
        <Amt>3606</Amt>
        <NetInvestmentIncomeAmt>3606</NetInvestmentIncomeAmt>
      </OtherProfessionalFeesDetail>
    </OtherProfessionalFeesSchedule>
    <TaxesSchedule documentId="TaxesSchedule">
      <TaxesDetail>
        <CategoryTxt>990-PF Estimated Tax for 2023</CategoryTxt>
        <Amt>2700</Amt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>990-PF Extension for 2022</CategoryTxt>
        <Amt>100</Amt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>Foreign Tax Paid</CategoryTxt>
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        <NetInvestmentIncomeAmt>1777</NetInvestmentIncomeAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>