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        <TotalAmt>388547</TotalAmt>
        <ProgramServicesAmt>388547</ProgramServicesAmt>
      </OfficeExpensesGrp>
      <OccupancyGrp>
        <TotalAmt>274692</TotalAmt>
        <ProgramServicesAmt>274692</ProgramServicesAmt>
      </OccupancyGrp>
      <ConferencesMeetingsGrp>
        <TotalAmt>23239</TotalAmt>
        <ProgramServicesAmt>23239</ProgramServicesAmt>
      </ConferencesMeetingsGrp>
      <OtherExpensesGrp>
        <Desc>Member Dividends</Desc>
        <TotalAmt>388839</TotalAmt>
        <ProgramServicesAmt>388839</ProgramServicesAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>Loan Servicing</Desc>
        <TotalAmt>587539</TotalAmt>
        <ProgramServicesAmt>587539</ProgramServicesAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>Association Dues</Desc>
        <TotalAmt>40728</TotalAmt>
        <ProgramServicesAmt>40728</ProgramServicesAmt>
      </OtherExpensesGrp>
      <AllOtherExpensesGrp>
        <TotalAmt>89696</TotalAmt>
        <ProgramServicesAmt>89696</ProgramServicesAmt>
      </AllOtherExpensesGrp>
      <TotalFunctionalExpensesGrp>
        <TotalAmt>3820824</TotalAmt>
        <ProgramServicesAmt>3820824</ProgramServicesAmt>
        <ManagementAndGeneralAmt>0</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
      </TotalFunctionalExpensesGrp>
      <CashNonInterestBearingGrp>
        <BOYAmt>3384381</BOYAmt>
        <EOYAmt>3443196</EOYAmt>
      </CashNonInterestBearingGrp>
      <SavingsAndTempCashInvstGrp>
        <BOYAmt>37490632</BOYAmt>
        <EOYAmt>61497874</EOYAmt>
      </SavingsAndTempCashInvstGrp>
      <ReceivablesFromOfficersEtcGrp>
        <BOYAmt>245187</BOYAmt>
        <EOYAmt>111189</EOYAmt>
      </ReceivablesFromOfficersEtcGrp>
      <OthNotesLoansReceivableNetGrp>
        <BOYAmt>73873995</BOYAmt>
        <EOYAmt>66409387</EOYAmt>
      </OthNotesLoansReceivableNetGrp>
      <PrepaidExpensesDefrdChargesGrp>
        <BOYAmt>230747</BOYAmt>
        <EOYAmt>283756</EOYAmt>
      </PrepaidExpensesDefrdChargesGrp>
      <LandBldgEquipCostOrOtherBssAmt>4295349</LandBldgEquipCostOrOtherBssAmt>
      <LandBldgEquipAccumDeprecAmt>1198584</LandBldgEquipAccumDeprecAmt>
      <LandBldgEquipBasisNetGrp>
        <BOYAmt>3164263</BOYAmt>
        <EOYAmt>3096765</EOYAmt>
      </LandBldgEquipBasisNetGrp>
      <OtherAssetsTotalGrp>
        <BOYAmt>1726385</BOYAmt>
        <EOYAmt>1853454</EOYAmt>
      </OtherAssetsTotalGrp>
      <TotalAssetsGrp>
        <BOYAmt>120115590</BOYAmt>
        <EOYAmt>136695621</EOYAmt>
      </TotalAssetsGrp>
      <AccountsPayableAccrExpnssGrp>
        <BOYAmt>1597835</BOYAmt>
        <EOYAmt>1471858</EOYAmt>
      </AccountsPayableAccrExpnssGrp>
      <OtherLiabilitiesGrp>
        <BOYAmt>104606828</BOYAmt>
        <EOYAmt>121011897</EOYAmt>
      </OtherLiabilitiesGrp>
      <TotalLiabilitiesGrp>
        <BOYAmt>106204663</BOYAmt>
        <EOYAmt>122483755</EOYAmt>
      </TotalLiabilitiesGrp>
      <OrgDoesNotFollowFASB117Ind>X</OrgDoesNotFollowFASB117Ind>
      <RtnEarnEndowmentIncmOthFndsGrp>
        <BOYAmt>13910927</BOYAmt>
        <EOYAmt>14211866</EOYAmt>
      </RtnEarnEndowmentIncmOthFndsGrp>
      <TotalNetAssetsFundBalanceGrp>
        <BOYAmt>13910927</BOYAmt>
        <EOYAmt>14211866</EOYAmt>
      </TotalNetAssetsFundBalanceGrp>
      <TotLiabNetAssetsFundBalanceGrp>
        <BOYAmt>120115590</BOYAmt>
        <EOYAmt>136695621</EOYAmt>
      </TotLiabNetAssetsFundBalanceGrp>
      <ReconcilationRevenueExpnssAmt>775133</ReconcilationRevenueExpnssAmt>
      <NetUnrlzdGainsLossesInvstAmt>-293962</NetUnrlzdGainsLossesInvstAmt>
      <PriorPeriodAdjustmentsAmt>-180232</PriorPeriodAdjustmentsAmt>
      <OtherChangesInNetAssetsAmt>0</OtherChangesInNetAssetsAmt>
      <MethodOfAccountingAccrualInd>X</MethodOfAccountingAccrualInd>
      <AccountantCompileOrReviewInd>false</AccountantCompileOrReviewInd>
      <FSAuditedInd>true</FSAuditedInd>
      <FSAuditedBasisGrp>
        <SeparateBasisFinclStmtInd>X</SeparateBasisFinclStmtInd>
      </FSAuditedBasisGrp>
      <AuditCommitteeInd>true</AuditCommitteeInd>
      <FederalGrantAuditRequiredInd>false</FederalGrantAuditRequiredInd>
    </IRS990>
    <IRS990ScheduleD documentId="990D">
      <LandGrp>
        <OtherCostOrOtherBasisAmt>166680</OtherCostOrOtherBasisAmt>
        <BookValueAmt>166680</BookValueAmt>
      </LandGrp>
      <BuildingsGrp>
        <OtherCostOrOtherBasisAmt>3531698</OtherCostOrOtherBasisAmt>
        <DepreciationAmt>1198584</DepreciationAmt>
        <BookValueAmt>2333114</BookValueAmt>
      </BuildingsGrp>
      <EquipmentGrp>
        <OtherCostOrOtherBasisAmt>596971</OtherCostOrOtherBasisAmt>
        <BookValueAmt>596971</BookValueAmt>
      </EquipmentGrp>
      <TotalBookValueLandBuildingsAmt>3096765</TotalBookValueLandBuildingsAmt>
      <OtherAssetsOrgGrp>
        <Desc>Members Mortgage Capital</Desc>
        <BookValueAmt>78720</BookValueAmt>
      </OtherAssetsOrgGrp>
      <OtherAssetsOrgGrp>
        <Desc>NCU Insurance Capitalization Fund</Desc>
        <BookValueAmt>1142987</BookValueAmt>
      </OtherAssetsOrgGrp>
      <OtherAssetsOrgGrp>
        <Desc>Transfer Clearing Account</Desc>
        <BookValueAmt>-4142</BookValueAmt>
      </OtherAssetsOrgGrp>
      <OtherAssetsOrgGrp>
        <Desc>Fiserv Settlement Deposit Req</Desc>
        <BookValueAmt>225000</BookValueAmt>
      </OtherAssetsOrgGrp>
      <OtherAssetsOrgGrp>
        <Desc>Other AssetsEquity in CSCU</Desc>
        <BookValueAmt>1008</BookValueAmt>
      </OtherAssetsOrgGrp>
      <OtherAssetsOrgGrp>
        <Desc>Investement to Fd Defer Compensatio</Desc>
        <BookValueAmt>217790</BookValueAmt>
      </OtherAssetsOrgGrp>
      <OtherAssetsOrgGrp>
        <Desc>Accrued Income</Desc>
        <BookValueAmt>192114</BookValueAmt>
      </OtherAssetsOrgGrp>
      <OtherAssetsOrgGrp>
        <Desc>Misc</Desc>
        <BookValueAmt>195</BookValueAmt>
      </OtherAssetsOrgGrp>
      <OtherAssetsOrgGrp>
        <Desc>NSF Returned Checks</Desc>
        <BookValueAmt>-220</BookValueAmt>
      </OtherAssetsOrgGrp>
      <OtherAssetsOrgGrp>
        <Desc>Rounding</Desc>
        <BookValueAmt>2</BookValueAmt>
      </OtherAssetsOrgGrp>
      <TotalBookValueOtherAssetsAmt>1853454</TotalBookValueOtherAssetsAmt>
      <OtherLiabilitiesOrgGrp>
        <Desc>Member Share Deposits</Desc>
        <Amt>121011897</Amt>
      </OtherLiabilitiesOrgGrp>
      <TotalLiabilityAmt>121011897</TotalLiabilityAmt>
    </IRS990ScheduleD>
    <IRS990ScheduleJ documentId="990J">
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>Mark Kolarik</PersonNm>
        <TitleTxt>President</TitleTxt>
        <BaseCompensationFilingOrgAmt>163741</BaseCompensationFilingOrgAmt>
        <TotalCompensationFilingOrgAmt>163741</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
    </IRS990ScheduleJ>
    <IRS990ScheduleL documentId="990L">
      <LoansBtwnOrgInterestedPrsnGrp>
        <PersonNm>Bert VanLuyck</PersonNm>
        <RelationshipWithOrgTxt>Board Member</RelationshipWithOrgTxt>
        <LoanPurposeTxt>Personal</LoanPurposeTxt>
        <LoanFromOrganizationInd>X</LoanFromOrganizationInd>
        <OriginalPrincipalAmt>66070</OriginalPrincipalAmt>
        <BalanceDueAmt>37550</BalanceDueAmt>
        <DefaultInd>false</DefaultInd>
        <BoardOrCommitteeApprovalInd>true</BoardOrCommitteeApprovalInd>
        <WrittenAgreementInd>true</WrittenAgreementInd>
      </LoansBtwnOrgInterestedPrsnGrp>
      <LoansBtwnOrgInterestedPrsnGrp>
        <PersonNm>John Minton</PersonNm>
        <RelationshipWithOrgTxt>Board Member</RelationshipWithOrgTxt>
        <LoanPurposeTxt>Personal</LoanPurposeTxt>
        <LoanFromOrganizationInd>X</LoanFromOrganizationInd>
        <OriginalPrincipalAmt>169486</OriginalPrincipalAmt>
        <BalanceDueAmt>27005</BalanceDueAmt>
        <DefaultInd>false</DefaultInd>
        <BoardOrCommitteeApprovalInd>true</BoardOrCommitteeApprovalInd>
        <WrittenAgreementInd>true</WrittenAgreementInd>
      </LoansBtwnOrgInterestedPrsnGrp>
      <LoansBtwnOrgInterestedPrsnGrp>
        <PersonNm>Michael Dalton</PersonNm>
        <RelationshipWithOrgTxt>Spouse of Comm Mbr</RelationshipWithOrgTxt>
        <LoanPurposeTxt>Personal</LoanPurposeTxt>
        <LoanFromOrganizationInd>X</LoanFromOrganizationInd>
        <OriginalPrincipalAmt>40000</OriginalPrincipalAmt>
        <BalanceDueAmt>38288</BalanceDueAmt>
        <DefaultInd>false</DefaultInd>
        <BoardOrCommitteeApprovalInd>true</BoardOrCommitteeApprovalInd>
        <WrittenAgreementInd>true</WrittenAgreementInd>
      </LoansBtwnOrgInterestedPrsnGrp>
      <LoansBtwnOrgInterestedPrsnGrp>
        <PersonNm>Rebecca Franklin</PersonNm>
        <RelationshipWithOrgTxt>Prior Employee</RelationshipWithOrgTxt>
        <LoanPurposeTxt>Personal</LoanPurposeTxt>
        <LoanFromOrganizationInd>X</LoanFromOrganizationInd>
        <OriginalPrincipalAmt>8598</OriginalPrincipalAmt>
        <BalanceDueAmt>8346</BalanceDueAmt>
        <DefaultInd>false</DefaultInd>
        <BoardOrCommitteeApprovalInd>true</BoardOrCommitteeApprovalInd>
        <WrittenAgreementInd>true</WrittenAgreementInd>
      </LoansBtwnOrgInterestedPrsnGrp>
      <TotalBalanceDueAmt>111189</TotalBalanceDueAmt>
      <BusTrInvolveInterestedPrsnGrp>
        <NameOfInterested>
          <PersonNm>Bert VanLuyck</PersonNm>
        </NameOfInterested>
        <RelationshipDescriptionTxt>Board Member</RelationshipDescriptionTxt>
        <TransactionDesc>Personal Loan</TransactionDesc>
        <SharingOfRevenuesInd>false</SharingOfRevenuesInd>
      </BusTrInvolveInterestedPrsnGrp>
      <BusTrInvolveInterestedPrsnGrp>
        <NameOfInterested>
          <PersonNm>John Minton</PersonNm>
        </NameOfInterested>
        <RelationshipDescriptionTxt>Board Member</RelationshipDescriptionTxt>
        <TransactionDesc>Personal Loan</TransactionDesc>
        <SharingOfRevenuesInd>false</SharingOfRevenuesInd>
      </BusTrInvolveInterestedPrsnGrp>
      <BusTrInvolveInterestedPrsnGrp>
        <NameOfInterested>
          <PersonNm>Michael Dalton</PersonNm>
        </NameOfInterested>
        <RelationshipDescriptionTxt>Spouse of Committee Member</RelationshipDescriptionTxt>
        <TransactionDesc>Personal Loan</TransactionDesc>
        <SharingOfRevenuesInd>false</SharingOfRevenuesInd>
      </BusTrInvolveInterestedPrsnGrp>
      <BusTrInvolveInterestedPrsnGrp>
        <NameOfInterested>
          <PersonNm>Rebecca Franklin</PersonNm>
        </NameOfInterested>
        <RelationshipDescriptionTxt>Prior CFo</RelationshipDescriptionTxt>
        <TransactionDesc>Personal Loan</TransactionDesc>
        <SharingOfRevenuesInd>false</SharingOfRevenuesInd>
      </BusTrInvolveInterestedPrsnGrp>
    </IRS990ScheduleL>
    <IRS990ScheduleO documentId="990O">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Members or stockholder classes and rights Part VI line 6</FormAndLineReferenceDesc>
        <ExplanationTxt>The credit union is mutually owned by members.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Member election for additional members Part VI line 7a</FormAndLineReferenceDesc>
        <ExplanationTxt>The board of directors are elected by the credit union members.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Governing body decisions Part VI line 7b</FormAndLineReferenceDesc>
        <ExplanationTxt>Significant changes such as changes to bylaws and mergers are subject to approval by the credit union members, however, no such changes were made during the year.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990 governing body review Part VI line 11</FormAndLineReferenceDesc>
        <ExplanationTxt>The board of directors selects the accounting firm to complete the return. The responsibility for reviewing the 990 is delegated to the president.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Conflict of interest policy compliance Part VI line 12c</FormAndLineReferenceDesc>
        <ExplanationTxt>All management, staff, directors and committee members are required to complete a conflict of interest statement on an annual basis. These statements are maintained on file at the credit union.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>CEO executive director top management comp Part VI line 15a</FormAndLineReferenceDesc>
        <ExplanationTxt>The board of directors reviews and approves the compensation for the president and other members of mgt deliberations and decisions are documented in the minutes.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Other officer or key employee compensation Part VI line 15b</FormAndLineReferenceDesc>
        <ExplanationTxt>The board of directors reviews and approves the compensation for the president and other members of mgt deliberations and decisions are documented in the minutes.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Governing documents etc available to public Part VI line 19</FormAndLineReferenceDesc>
        <ExplanationTxt>Financial statements are presented at the annual meeting and are available upon request. In addition, the NCUA website posts financial information as part of the quarterly call reports. Othe documents, policies and procedures are available upon request.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>