2024-07-08T10:33:30-04:00 2023-12-31 341088148 BHGP& S INC 21207 CHAGRIN BLVD BEACHWOOD OH 44122 990 2023-01-01 340281800 GMILUTH CHASODIM (THE HEBREW FREE LOAN ASSOCIATION) GMIL 2163789042 23300 CHAGRIN BLVD SUITE 204 BEACHWOOD OH 44122 JONATHAN BROWN PRESIDENT 2163789047 2024-07-08 true JONATHAN BROWN 999009999 true ROBERT M PREBUL P00110484 2164918300 2024-07-08 2023 2023-04-26 12:10:37Z HEBREW FREE LOAN ASSOCIATION JONATHAN BROWN 23300 CHAGRIN BLVD 204 BEACHWOOD OH 44122 672391 false X WWW.INTERESTFREE.ORG X 1904 OH TO PROVIDE INTEREST-FREE LOANS TO ADDRESS THE FINANCIAL CHALLENGES OF RESIDENTS OF NORTHEAST OHIO WHO LACK ACCESS TO TRADITIONAL LENDING SOURCES. 22 22 11 0 349993 606185 0 9193 26865 94243 -10840 453429 622210 0 0 392176 239089 0 0 164521 314097 556697 553186 -103268 69024 3038060 3218630 2661 6431 3035399 3212199 X TO PROVIDE INTEREST-FREE LOANS TO ADDRESS THE FINANCIAL CHALLENGES OF RESIDENTS OF NORTHEAST OHIO WHO LACK ACCESS TO TRADITIONAL LENDING SOURCES. false false 212174 LOAN PROGRAMS 170161 DONOR DEFINED LOAN PROGRAMS 170161 382335 true false false false false false false false false true true true false false true false true false false false false false false false true false false false false false false false false false false false false false false false false false false false false false false false 0 0 11 true false false false false false false false false false false false false false false X 22 22 false false false false false false false true true false false true true true true false false true true false OH X X X CARRIE MILLER 2163789042 23300 CHAGRIN BLVD 204 BEACHWOOD OH 44122 CARRIE MILLER EXECUTIVE DI 40.00 X 85000 0 0 JONATHAN BROWN PRESIDENT X 0 0 0 KERRI COLWELL VP DEVELPMEN X 0 0 0 MELISSA DEGENNARO DIRECTOR X 0 0 0 DAVID EDELMAN PAST PRESIDE X 0 0 0 MARGARET EIGSTI DIRECTOR X 0 0 0 BRUCE FALLICK DIRECTOR X 0 0 0 EMMANUEL HILTON DIRECTOR X 0 0 0 NINA HOLZER DIRECTOR X 0 0 0 ERIC KASTON PAST PRESIDE X 0 0 0 LAURA KLEINMAN PAST PRESIDE X X 0 0 0 RICHARDO LEON VP LOAN POLI X 0 0 0 LISA ARLYN LOWE PAST PRESIDE X 0 0 0 IRWIN LOWENSTEIN VP DEVELOPME X 0 0 0 MICHAEL PAULL TREASURER X X 0 0 0 JASON POWERS VP GOVERNANC X 0 0 0 MARQUETTES ROBINSON DIRECTOR X 0 0 0 BRIAN ROSENFELT VP IT X 0 0 0 DARA WEINERMAN STEINBERG SECRETARY X X 0 0 0 CAROL WILLEN VP GOVERNANC X 0 0 0 ERIC ZELL DIRECTOR X X 0 0 0 NAN ZIELENIEC DIRECTOR X 0 0 0 85000 false false false 606185 606185 26865 26865 39341 50181 -10840 -10840 622210 26865 -10840 X 207356 95513 111843 15870 7300 8570 15863 7297 8566 145072 123519 21553 10022 4490 5532 3400 1566 1834 12902 5943 6959 4890 2252 2638 6222 2866 3356 CREDIT LOSSES/BAD DEBTS 130514 130514 TEMPORARY CONTRACT SERVIC 1075 1075 553186 382335 170851 0 932317 326888 850172 1127214 1149 18486 18058 856 428 1254715 1762951 3038060 3218630 1863 5633 798 798 2661 6431 X 2274374 2527199 761025 685000 3035399 3212199 3038060 3218630 X 69024 108204 -428 X false true X true false X 813063 1160043 912762 349993 606185 3842046 8912 4397 6813 9193 26865 56180 821975 1164440 919575 359186 633050 3898226 3898226 8913 4397 6813 20123 8913 4397 6813 20123 93243 93243 830888 1168837 926388 452429 633050 4011592 0.97170 0.97010 0.01000 0.01000 X 183824 24535 208359 155528 28296 183824 false false 18486 18058 428 428 INVESTMENT FUNDS 1579071 F ENDOWMENT FUND 183880 F 1762951 BOARD CHESED FUND 798 798 622210 622210 622210 553614 428 428 553186 553186 SCHEDULE D, PAGE 4, PART XII, LINE 2D BOOK / TAX DEPRECIATION DIFFERENCE 428 2023 EVENTS 39341 39341 50181 39341 39341 50181 50181 -10840 FORM 990, PAGE 1, PART I, LINE 6 PROVIDE SERVICES AND EXPERTISE IN LOAN REVIEW AND APPROVAL PROCESS FORM 990, PAGE 2, PART III, LINE 4D DONOR DEFINED LOAN PROGRAMS FORM 990, PAGE 6, PART VI, LINE 11B FORM 990 IS PROVIDED TO THE GOVERNING BODY PRIOR TO BEING FILED. THE BOARD OF DIRECTORS REVIEWS FORM 990 PRIOR TO FILING, FORM 990, PAGE 6, PART VI, LINE 12C ANNUALLY THE CONFLICT OF INTEREST STATEMENT IS REQUIRED TO BE SIGNED AND COMPLIANCE ACKNOWLEDGED. FORM 990, PAGE 6, PART VI, LINE 15A COMPENSATION IS REVIEWED AND APPROVED BY THE EXECUTIVE COMMITTEE FROM THE BOARD OF DIRECTORS. COMPARABLE SALARIES ARE TAKEN INTO CONSIDERATION WHEN DETERMINING A FAIR WAGE. FORM 990, PAGE 6, PART VI, LINE 15B COMPENSATION IS REVIEWED AND APPROVED BY THE EXECUTIVE COMMITTEE FROM THE BOARD OF DIRECTORS. COMPARABLE SALARIES ARE TAKEN INTO CONSIDERATION WHEN DETERMINING A FAIR WAGE. FORM 990, PAGE 6, PART VI, LINE 19 NO DOCUMENTS AVAILABLE TO THE PUBLIC FORM 990, PART IX, LINE 11G OFFICE SUPPORT CONSULTANT 10,341 12,109 0 CONSULTING 1,400 1,640 0 BACKGROUND CHECKS & FEES 0 6,214 0 DEVELOPMENT 53,175 0 0 LOAN SERVICE FEES 57,246 0 0 PROFESSIONAL FEES 653 765 0 PAYYROLL PROCESSING FEES 704 825 0 TOTAL 123,519 21,553 0 FORM 990, PART XI, LINE 9 BOOK / TAX DEPRECIATION DIFFERENCE -428