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      <ReportOtherLiabilitiesInd>false</ReportOtherLiabilitiesInd>
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      <GrantToRelatedPersonInd>false</GrantToRelatedPersonInd>
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      <BusinessRlnWithFamMemInd>false</BusinessRlnWithFamMemInd>
      <BusinessRlnWith35CtrlEntInd>false</BusinessRlnWith35CtrlEntInd>
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      <DecisionsSubjectToApprovaInd>true</DecisionsSubjectToApprovaInd>
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      <MinutesOfCommitteesInd>true</MinutesOfCommitteesInd>
      <OfficerMailingAddressInd>false</OfficerMailingAddressInd>
      <LocalChaptersInd>false</LocalChaptersInd>
      <Form990ProvidedToGvrnBodyInd>true</Form990ProvidedToGvrnBodyInd>
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          <StateAbbreviationCd>NJ</StateAbbreviationCd>
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        <PersonNm>TIMOTHY DUETSCH</PersonNm>
        <TitleTxt>VICE-PRESIDENT</TitleTxt>
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        <PersonNm>KENNETH JENKS</PersonNm>
        <TitleTxt>SECRETARY</TitleTxt>
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        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
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        <PersonNm>DONALD NELSON</PersonNm>
        <TitleTxt>TREASURER</TitleTxt>
        <AverageHoursPerWeekRt>10.00</AverageHoursPerWeekRt>
        <OfficerInd>X</OfficerInd>
        <ReportableCompFromOrgAmt>4040</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
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      <TotReportableCompRltdOrgAmt>0</TotReportableCompRltdOrgAmt>
      <TotalOtherCompensationAmt>0</TotalOtherCompensationAmt>
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      <TotalCompGreaterThan150KInd>false</TotalCompGreaterThan150KInd>
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        <ExclusionAmt>0</ExclusionAmt>
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        <UnrelatedBusinessRevenueAmt>0</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>18587</ExclusionAmt>
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        <UnrelatedBusinessRevenueAmt>0</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>18587</ExclusionAmt>
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        <ProgramServicesAmt>11500</ProgramServicesAmt>
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        <ProgramServicesAmt>12240</ProgramServicesAmt>
        <ManagementAndGeneralAmt>0</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
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        <ProgramServicesAmt>0</ProgramServicesAmt>
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        <FundraisingAmt>0</FundraisingAmt>
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        <FundraisingAmt>0</FundraisingAmt>
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        <ManagementAndGeneralAmt>0</ManagementAndGeneralAmt>
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        <Desc>BANK FEES</Desc>
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        <FundraisingAmt>0</FundraisingAmt>
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        <EOYAmt>1091803</EOYAmt>
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        <EOYAmt>0</EOYAmt>
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        <EOYAmt>1091803</EOYAmt>
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        <EOYAmt>1091803</EOYAmt>
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      <FSAuditedInd>false</FSAuditedInd>
      <AuditCommitteeInd>true</AuditCommitteeInd>
      <FederalGrantAuditRequiredInd>false</FederalGrantAuditRequiredInd>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 6</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION HAS MEMBERS THAT VOTE TO ELECT THE GOVERNING BOARD</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 7a</FormAndLineReferenceDesc>
        <ExplanationTxt>THE MEMBERS VOTE ON APPROVING CHANGES IN THE ORGANIZATION'S BYLAWS AND APPROVING OTHER SIGNIFICANT DECISIONS OF THE GOVERNING BOARD.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 7b</FormAndLineReferenceDesc>
        <ExplanationTxt>THE MEMBERS VOTE ON APPROVING CHANGES IN THE ORGANIZATION'S BYLAWS AND APPROVING OTHER SIGNIFICANT DECISIONS OF THE GOVERNING BOARD.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 11b</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION'S PRESIDENT AND TREASURER REVIEW THE FORM 990 APPROXIMATELY ONE WEEK BEFORE THE FORM 990 IS FILED WITH THE IRS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 12c</FormAndLineReferenceDesc>
        <ExplanationTxt>INDIVIDUALS WHO KNOWINGLY VIOLATE AND/OR REFUSE TO ABIDE BY THE CONFLICT OF INTEREST POLICY MAY BE SUBJECT TO TERMINATION OF THEIR RELATIONSHIP WITH THE ORGANIZATION.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 15b</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION ANNUALLY APPROVES THE PRESIDENT'S ALLOWANCE. THE ORGANIZATION BASES ITS REVIEW OF THE PRESIDENT'S ALLOWANCE ON COMPARABLE ALLOWANCES PAID BY OTHER SIMILAR ORGANIZATIONS. THE ORGANIZATION ANNUALLY APPROVES THE OFFICERS' ALLOWANCES. THE ORGANIZATION BASES ITS REVIEW OF THE OFFICERS' ALLOWANCES ON COMPARABLE ALLOWANCES PAID BY OTHER SIMILAR ORGANIZATIONS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 19</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON WRITTEN REQUEST. INTERESTED PARTIES SHOULD CONTACT THE PRESIDENT AT 20 PLAIN STREET, SUMMIT, NJ 07901 TO REQUEST A COPY OF ANY OF THE DOCUMENTS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 15a</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION ANNUALLY APPROVES THE PRESIDENT'S ALLOWANCE. THE ORGANIZATION BASES ITS REVIEW OF THE PRESIDENT'S ALLOWANCE ON COMPARABLE ALLOWANCES PAID BY OTHER SIMILAR ORGANIZATIONS.THE ORGANIZATION ANNUALY APPROVES THE OFFICERS' ALLOWANCES. THE ORGANIZATION BASES ITS REVIEW OF THE OFFICERS' ALLOWANCES ON COMPARABLE ALLOWANCES PAID BY OTHER SIMILAR ORGANIZATIONS.</ExplanationTxt>
      </SupplementalInformationDetail>
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