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        <CityNm>KEENE</CityNm>
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      <USAddress>
        <AddressLine1Txt>PO BOX 74</AddressLine1Txt>
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      <SignatureDt>2024-12-02</SignatureDt>
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        <ScheduleBNotRequiredInd>X</ScheduleBNotRequiredInd>
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      <Form990PFBalanceSheetsGrp>
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        <CorporateStockBOYAmt>101943</CorporateStockBOYAmt>
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        <TotalLiabilitiesEOYAmt>0</TotalLiabilitiesEOYAmt>
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        <TotalLiabilitiesNetAstBOYAmt>111383</TotalLiabilitiesNetAstBOYAmt>
        <TotalLiabilitiesNetAstEOYAmt>107782</TotalLiabilitiesNetAstEOYAmt>
      </Form990PFBalanceSheetsGrp>
      <ChgInNetAssetsFundBalancesGrp>
        <TotNetAstOrFundBalancesBOYAmt>111383</TotNetAstOrFundBalancesBOYAmt>
        <ExcessRevenueOverExpensesAmt>-3601</ExcessRevenueOverExpensesAmt>
        <SubtotalAmt>107782</SubtotalAmt>
        <TotNetAstOrFundBalancesEOYAmt>107782</TotNetAstOrFundBalancesEOYAmt>
      </ChgInNetAssetsFundBalancesGrp>
      <CapGainsLossTxInvstIncmDetail>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CHARTER TRUST COMPANY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-12-01</AcquiredDt>
          <SoldDt>2023-12-16</SoldDt>
          <GrossSalesPriceAmt>376</GrossSalesPriceAmt>
          <GainOrLossAmt>376</GainOrLossAmt>
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        </CapGainsLossTxInvstIncmGrp>
        <CapitalGainNetIncomeAmt>376</CapitalGainNetIncomeAmt>
      </CapGainsLossTxInvstIncmDetail>
      <ExciseTaxBasedOnInvstIncmGrp>
        <InvestmentIncomeExciseTaxAmt>34</InvestmentIncomeExciseTaxAmt>
        <TaxUnderSection511Amt>0</TaxUnderSection511Amt>
        <SubtotalAmt>34</SubtotalAmt>
        <SubtitleATaxAmt>0</SubtitleATaxAmt>
        <TaxBasedOnInvestmentIncomeAmt>34</TaxBasedOnInvestmentIncomeAmt>
        <TaxDueAmt>34</TaxDueAmt>
      </ExciseTaxBasedOnInvstIncmGrp>
      <StatementsRegardingActyGrp>
        <LegislativePoliticalActyInd>false</LegislativePoliticalActyInd>
        <MoreThan100SpentInd>false</MoreThan100SpentInd>
        <Form1120POLFiledInd>false</Form1120POLFiledInd>
        <ActivitiesNotPreviouslyRptInd>false</ActivitiesNotPreviouslyRptInd>
        <ChangesToArticlesOrBylawsInd>false</ChangesToArticlesOrBylawsInd>
        <UnrelatedBusIncmOverLimitInd>false</UnrelatedBusIncmOverLimitInd>
        <OrganizationDissolvedEtcInd>false</OrganizationDissolvedEtcInd>
        <Section508eRqrSatisfiedInd>true</Section508eRqrSatisfiedInd>
        <AtLeast5000InAssetsInd>true</AtLeast5000InAssetsInd>
        <OrgReportOrRegisterStateCd>NH</OrgReportOrRegisterStateCd>
        <Form990PFFiledWithAttyGenInd>true</Form990PFFiledWithAttyGenInd>
        <PrivateOperatingFoundationInd>false</PrivateOperatingFoundationInd>
        <NewSubstantialContributorsInd>false</NewSubstantialContributorsInd>
        <OwnControlledEntityInd>false</OwnControlledEntityInd>
        <DonorAdvisedFundInd>false</DonorAdvisedFundInd>
        <ComplyWithPublicInspRqrInd>true</ComplyWithPublicInspRqrInd>
        <IndividualWithBooksNm>KAREN GUGGISBERG</IndividualWithBooksNm>
        <PhoneNum>6037560998</PhoneNum>
        <LocationOfBooksUSAddress>
          <AddressLine1Txt>PO BOX 816</AddressLine1Txt>
          <CityNm>WALPOLE</CityNm>
          <StateAbbreviationCd>NH</StateAbbreviationCd>
          <ZIPCd>036080816</ZIPCd>
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        <ForeignAccountsQuestionInd>false</ForeignAccountsQuestionInd>
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        <SaleOrExchDisqualifiedPrsnInd>false</SaleOrExchDisqualifiedPrsnInd>
        <BrrwOrLendDisqualifiedPrsnInd>false</BrrwOrLendDisqualifiedPrsnInd>
        <FurnGoodsDisqualifiedPrsnInd>false</FurnGoodsDisqualifiedPrsnInd>
        <PayCompDisqualifiedPrsnInd>false</PayCompDisqualifiedPrsnInd>
        <TransferAstDisqualifiedPrsnInd>false</TransferAstDisqualifiedPrsnInd>
        <PaymentToGovernmentOfficialInd>false</PaymentToGovernmentOfficialInd>
        <UncorrectedPriorActsInd>false</UncorrectedPriorActsInd>
        <UndistributedIncomePYInd>false</UndistributedIncomePYInd>
        <BusinessHoldingsInd>false</BusinessHoldingsInd>
        <JeopardyInvestmentsInd>false</JeopardyInvestmentsInd>
        <UncorrectedPYJeopardyInvstInd>false</UncorrectedPYJeopardyInvstInd>
        <InfluenceLegislationInd>false</InfluenceLegislationInd>
        <InfluenceElectionInd>false</InfluenceElectionInd>
        <GrantsToIndividualsInd>false</GrantsToIndividualsInd>
        <GrantsToOrganizationsInd>false</GrantsToOrganizationsInd>
        <NoncharitablePurposeInd>false</NoncharitablePurposeInd>
        <RcvFndsToPayPrsnlBnftCntrctInd>false</RcvFndsToPayPrsnlBnftCntrctInd>
        <PayPremiumsPrsnlBnftCntrctInd>false</PayPremiumsPrsnlBnftCntrctInd>
        <ProhibitedTaxShelterTransInd>false</ProhibitedTaxShelterTransInd>
        <SubjToTaxRmnrtnExPrchtPymtInd>false</SubjToTaxRmnrtnExPrchtPymtInd>
      </StatementsRegardingActy4720Grp>
      <OfficerDirTrstKeyEmplInfoGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>DIANE MYERS-MILLER</PersonNm>
          <USAddress>
            <AddressLine1Txt>PO BOX 520</AddressLine1Txt>
            <CityNm>WALPOLE</CityNm>
            <StateAbbreviationCd>NH</StateAbbreviationCd>
            <ZIPCd>036080520</ZIPCd>
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          <TitleTxt>PRESIDENT</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>0.25</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>HOPE MCGILL</PersonNm>
          <USAddress>
            <AddressLine1Txt>526 WENTWORTH ROAD</AddressLine1Txt>
            <CityNm>WALPOLE</CityNm>
            <StateAbbreviationCd>NH</StateAbbreviationCd>
            <ZIPCd>03608</ZIPCd>
          </USAddress>
          <TitleTxt>VICE PRESIDENT</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>0.25</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>KAREN GUGGISBERG</PersonNm>
          <USAddress>
            <AddressLine1Txt>PO BOX 816</AddressLine1Txt>
            <CityNm>WALPOLE</CityNm>
            <StateAbbreviationCd>NH</StateAbbreviationCd>
            <ZIPCd>036080816</ZIPCd>
          </USAddress>
          <TitleTxt>TREASURER</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>0.25</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>PAMELA BROWN</PersonNm>
          <USAddress>
            <AddressLine1Txt>59 CHURCH ST</AddressLine1Txt>
            <CityNm>NORTH WALPOLE</CityNm>
            <StateAbbreviationCd>NH</StateAbbreviationCd>
            <ZIPCd>03609</ZIPCd>
          </USAddress>
          <TitleTxt>SECRETARY</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>0.25</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>MARY BEER</PersonNm>
          <USAddress>
            <AddressLine1Txt>PO BOX 327</AddressLine1Txt>
            <CityNm>WALPOLE</CityNm>
            <StateAbbreviationCd>NH</StateAbbreviationCd>
            <ZIPCd>036080327</ZIPCd>
          </USAddress>
          <TitleTxt>TRUSTEE</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>0.25</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>KELLY FICO</PersonNm>
          <USAddress>
            <AddressLine1Txt>36 NORTH RIVER ROAD</AddressLine1Txt>
            <CityNm>WALPOLE</CityNm>
            <StateAbbreviationCd>NH</StateAbbreviationCd>
            <ZIPCd>03608</ZIPCd>
          </USAddress>
          <TitleTxt>TRUSTEE</TitleTxt>
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          <CompensationAmt>0</CompensationAmt>
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          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <OtherEmployeePaidOver50kCnt>0</OtherEmployeePaidOver50kCnt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <SummaryOfDirectChrtblActyGrp>
        <Description1Txt>NA</Description1Txt>
        <Expenses1Amt>0</Expenses1Amt>
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      <SumOfProgramRelatedInvstGrp>
        <Description1Txt>NA</Description1Txt>
        <Expenses1Amt>0</Expenses1Amt>
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        <AverageMonthlyFMVOfSecAmt>154821</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>19845</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>0</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>174666</TotalFMVOfUnusedAssetsAmt>
        <AcquisitionIndebtednessAmt>0</AcquisitionIndebtednessAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>174666</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>2620</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>172046</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>8602</MinimumInvestmentReturnAmt>
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      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>8602</MinimumInvestmentReturnAmt>
        <TaxBasedOnInvestmentIncomeAmt>34</TaxBasedOnInvestmentIncomeAmt>
        <TotalTaxAmt>34</TotalTaxAmt>
        <DistributableBeforeAdjAmt>8568</DistributableBeforeAdjAmt>
        <DistributableBeforeDedAmt>8568</DistributableBeforeDedAmt>
        <DistributableAsAdjustedAmt>8568</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <PFQualifyingDistributionsGrp>
        <ExpensesAndContributionsAmt>9227</ExpensesAndContributionsAmt>
        <QualifyingDistributionsAmt>9227</QualifyingDistributionsAmt>
      </PFQualifyingDistributionsGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>8568</DistributableAsAdjustedAmt>
        <UndistributedIncomePYAmt>925</UndistributedIncomePYAmt>
        <ExcessDistributionCyovYr5Amt>125</ExcessDistributionCyovYr5Amt>
        <ExcessDistributionCyovYr4Amt>41</ExcessDistributionCyovYr4Amt>
        <ExcessDistributionCyovYr3Amt>193</ExcessDistributionCyovYr3Amt>
        <ExcessDistributionCyovYr2Amt>127</ExcessDistributionCyovYr2Amt>
        <ExcessDistributionCyovYr1Amt>925</ExcessDistributionCyovYr1Amt>
        <TotalExcessDistributionCyovAmt>1411</TotalExcessDistributionCyovAmt>
        <QualifyingDistributionsAmt>9227</QualifyingDistributionsAmt>
        <AppliedToYear1Amt>925</AppliedToYear1Amt>
        <AppliedToCurrentYearAmt>8302</AppliedToCurrentYearAmt>
        <ExcessDistriCyovAppCYCorpusAmt>266</ExcessDistriCyovAppCYCorpusAmt>
        <ExcessDistributionCyovAppCYAmt>266</ExcessDistributionCyovAppCYAmt>
        <TotalCorpusAmt>1145</TotalCorpusAmt>
        <UndistributedIncomeCYAmt>0</UndistributedIncomeCYAmt>
        <ExcessDistriCyovToNextYrAmt>1145</ExcessDistriCyovToNextYrAmt>
        <ExcessFromYear3Amt>93</ExcessFromYear3Amt>
        <ExcessFromYear2Amt>127</ExcessFromYear2Amt>
        <ExcessFromYear1Amt>925</ExcessFromYear1Amt>
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        <ShareholderManagerNm>NA</ShareholderManagerNm>
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          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 520</AddressLine1Txt>
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            <StateAbbreviationCd>NH</StateAbbreviationCd>
            <ZIPCd>03608</ZIPCd>
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          <RecipientPhoneNum>6037564458</RecipientPhoneNum>
          <FormAndInfoAndMaterialsTxt>GRADUATION APPLICATION AND TRANSCRIPTS</FormAndInfoAndMaterialsTxt>
          <SubmissionDeadlinesTxt>NO SUBMISSION DEADLINES</SubmissionDeadlinesTxt>
          <RestrictionsOnAwardsTxt>THERE ARE NO RESTRICTIONS ON AWARDS.</RestrictionsOnAwardsTxt>
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          <RecipientPersonNm>MAKENNA GRILLONE</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>140 BLACKJACK CROSSING</AddressLine1Txt>
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            <StateAbbreviationCd>NH</StateAbbreviationCd>
            <ZIPCd>03608</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>I</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SCHOLARSHIP FOR NURSING STUDIES</GrantOrContributionPurposeTxt>
          <Amt>1350</Amt>
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        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>CHLOE BARDIS</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 40002</AddressLine1Txt>
            <CityNm>DREWSVILLE</CityNm>
            <StateAbbreviationCd>NH</StateAbbreviationCd>
            <ZIPCd>03604</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>I</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SCHOLARSHIP FOR NURSING STUDIES</GrantOrContributionPurposeTxt>
          <Amt>1350</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>JAGER KLEMA</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 77</AddressLine1Txt>
            <CityNm>CHARLESTOWN</CityNm>
            <StateAbbreviationCd>NH</StateAbbreviationCd>
            <ZIPCd>03603</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>I</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SCHOLARSHIP FOR NURSING STUDIES</GrantOrContributionPurposeTxt>
          <Amt>1350</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>SARAH RAMBIN</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 414</AddressLine1Txt>
            <CityNm>ALSTEAD</CityNm>
            <StateAbbreviationCd>NH</StateAbbreviationCd>
            <ZIPCd>03602</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>I</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SCHOLARSHIP FOR NURSING STUDIES</GrantOrContributionPurposeTxt>
          <Amt>600</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>MEGHAN SPAULDING</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>151 WEST STREET</AddressLine1Txt>
            <CityNm>NORTH WALPOLE</CityNm>
            <StateAbbreviationCd>NH</StateAbbreviationCd>
            <ZIPCd>03609</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>I</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SCHOLARSHIP FOR NURSING STUDIES</GrantOrContributionPurposeTxt>
          <Amt>750</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>MIRANDA ANDERSON</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>14 SEWARD ROAD</AddressLine1Txt>
            <CityNm>WALPOLE</CityNm>
            <StateAbbreviationCd>NH</StateAbbreviationCd>
            <ZIPCd>03608</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>I</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SCHOLARSHIP FOR NURSING STUDIES</GrantOrContributionPurposeTxt>
          <Amt>1350</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>FALL MOUNTAIN FOOD SHELF</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 191</AddressLine1Txt>
            <CityNm>ALSTEAD</CityNm>
            <StateAbbreviationCd>NH</StateAbbreviationCd>
            <ZIPCd>03602</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>NC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>DONATION TO FOOD PANTRY FUND</GrantOrContributionPurposeTxt>
          <Amt>2000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>MAPLEWOOD NURSING HOME</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 1</AddressLine1Txt>
            <CityNm>WALPOLE</CityNm>
            <StateAbbreviationCd>NH</StateAbbreviationCd>
            <ZIPCd>03608</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>NC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>DONATION TO NURSING HOME GENERAL FUND</GrantOrContributionPurposeTxt>
          <Amt>250</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>9000</TotalGrantOrContriPdDurYrAmt>
        <TotalGrantOrContriApprvFutAmt>0</TotalGrantOrContriApprvFutAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <IntOnSavAndTempCashInvstGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>2</ExclusionAmt>
        </IntOnSavAndTempCashInvstGrp>
        <DividendsAndInterestFromSecDtl>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>4083</ExclusionAmt>
        </DividendsAndInterestFromSecDtl>
        <GainSalesAstOthThanInvntryGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>3869</ExclusionAmt>
        </GainSalesAstOthThanInvntryGrp>
        <SubtotalsIncmProducingActyGrp>
          <ExclusionAmt>7954</ExclusionAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>7954</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <RlnOfActyToAccomOfExmptPrpsGrp>
        <RlnOfActyToAccomOfExmptPrpsGrp>
          <LineNumberTxt>03</LineNumberTxt>
          <RelationshipStatementTxt>INTEREST EARNED ON INVESTMENTS USED FOR SCHOLARSHIPS</RelationshipStatementTxt>
        </RlnOfActyToAccomOfExmptPrpsGrp>
        <RlnOfActyToAccomOfExmptPrpsGrp>
          <LineNumberTxt>04</LineNumberTxt>
          <RelationshipStatementTxt>DIVIDENDS EARNED ON INVESTMENTS USED FOR SCHOLARSHIPS</RelationshipStatementTxt>
        </RlnOfActyToAccomOfExmptPrpsGrp>
        <RlnOfActyToAccomOfExmptPrpsGrp>
          <LineNumberTxt>08</LineNumberTxt>
          <RelationshipStatementTxt>CAPITAL GAINS REALIZED ON INVESTMENTS USED FOR SCHOLARSHIPS</RelationshipStatementTxt>
        </RlnOfActyToAccomOfExmptPrpsGrp>
      </RlnOfActyToAccomOfExmptPrpsGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <AccountingFeesSchedule documentId="STM108">
      <AccountingFeesDetail>
        <CategoryTxt>TAX PREPARATION SERVICES</CategoryTxt>
        <Amt>1150</Amt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </AccountingFeesDetail>
    </AccountingFeesSchedule>
    <GainLossSaleOtherAssetsSch documentId="STM139">
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>218 ISHARES TRUST CORP BONDS</AssetDesc>
        <AcquiredDt>2022-02</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-04</SoldDt>
        <PurchaserNameGrp>
          <PersonNm>CHARTER TRUST COMPANY</PersonNm>
        </PurchaserNameGrp>
        <GrossSalesPriceAmt>11054</GrossSalesPriceAmt>
        <BasisAmt>11489</BasisAmt>
        <SalesExpenseAmt>0</SalesExpenseAmt>
        <TotalNetAmt>-435</TotalNetAmt>
        <AccumulatedDepreciationAmt>0</AccumulatedDepreciationAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>119307 T ROWE PRICE SMALL CAP</AssetDesc>
        <AcquiredDt>2011-11</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-04</SoldDt>
        <PurchaserNameGrp>
          <PersonNm>CHARTER TRUST COMPANY</PersonNm>
        </PurchaserNameGrp>
        <GrossSalesPriceAmt>6210</GrossSalesPriceAmt>
        <BasisAmt>4150</BasisAmt>
        <SalesExpenseAmt>0</SalesExpenseAmt>
        <TotalNetAmt>2060</TotalNetAmt>
        <AccumulatedDepreciationAmt>0</AccumulatedDepreciationAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>1010052 VANGUARD INTERMEDIATE</AssetDesc>
        <AcquiredDt>2005-10</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-09</SoldDt>
        <PurchaserNameGrp>
          <PersonNm>CHARTER TRUST COMPANY</PersonNm>
        </PurchaserNameGrp>
        <GrossSalesPriceAmt>9818</GrossSalesPriceAmt>
        <BasisAmt>11075</BasisAmt>
        <SalesExpenseAmt>0</SalesExpenseAmt>
        <TotalNetAmt>-1257</TotalNetAmt>
        <AccumulatedDepreciationAmt>0</AccumulatedDepreciationAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>3 T ROWE PRICE MID-CAP GROWTH</AssetDesc>
        <AcquiredDt>2006-12</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-09</SoldDt>
        <PurchaserNameGrp>
          <PersonNm>CHARTER TRUST COMPANY</PersonNm>
        </PurchaserNameGrp>
        <GrossSalesPriceAmt>299</GrossSalesPriceAmt>
        <BasisAmt>162</BasisAmt>
        <SalesExpenseAmt>0</SalesExpenseAmt>
        <TotalNetAmt>137</TotalNetAmt>
        <AccumulatedDepreciationAmt>0</AccumulatedDepreciationAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>388 ISHARES CORP BOND ETF</AssetDesc>
        <AcquiredDt>2022-02</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-04</SoldDt>
        <PurchaserNameGrp>
          <PersonNm>CHARTER TRUST COMPANY</PersonNm>
        </PurchaserNameGrp>
        <GrossSalesPriceAmt>20018</GrossSalesPriceAmt>
        <BasisAmt>21932</BasisAmt>
        <SalesExpenseAmt>0</SalesExpenseAmt>
        <TotalNetAmt>-1914</TotalNetAmt>
        <AccumulatedDepreciationAmt>0</AccumulatedDepreciationAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>7216 VANGUARD 500 INDEX FUND</AssetDesc>
        <AcquiredDt>2002-11</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-08</SoldDt>
        <PurchaserNameGrp>
          <PersonNm>CHARTER TRUST COMPANY</PersonNm>
        </PurchaserNameGrp>
        <GrossSalesPriceAmt>3000</GrossSalesPriceAmt>
        <BasisAmt>589</BasisAmt>
        <SalesExpenseAmt>0</SalesExpenseAmt>
        <TotalNetAmt>2411</TotalNetAmt>
        <AccumulatedDepreciationAmt>0</AccumulatedDepreciationAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>95462 VANGUARD GNMA FUND</AssetDesc>
        <AcquiredDt>2000-04</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-09</SoldDt>
        <PurchaserNameGrp>
          <PersonNm>CHARTER TRUST COMPANY</PersonNm>
        </PurchaserNameGrp>
        <GrossSalesPriceAmt>8582</GrossSalesPriceAmt>
        <BasisAmt>9745</BasisAmt>
        <SalesExpenseAmt>0</SalesExpenseAmt>
        <TotalNetAmt>-1163</TotalNetAmt>
        <AccumulatedDepreciationAmt>0</AccumulatedDepreciationAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>6693 T ROWE PRICE SMALL CAP</AssetDesc>
        <AcquiredDt>2022-12</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-04</SoldDt>
        <PurchaserNameGrp>
          <PersonNm>CHARTER TRUST COMPANY</PersonNm>
        </PurchaserNameGrp>
        <GrossSalesPriceAmt>348</GrossSalesPriceAmt>
        <BasisAmt>358</BasisAmt>
        <SalesExpenseAmt>0</SalesExpenseAmt>
        <TotalNetAmt>-10</TotalNetAmt>
        <AccumulatedDepreciationAmt>0</AccumulatedDepreciationAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>187241 VANGUARD TOTAL BD MKT</AssetDesc>
        <AcquiredDt>2014-05</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-04</SoldDt>
        <PurchaserNameGrp>
          <PersonNm>CHARTER TRUST COMPANY</PersonNm>
        </PurchaserNameGrp>
        <GrossSalesPriceAmt>1837</GrossSalesPriceAmt>
        <BasisAmt>2019</BasisAmt>
        <SalesExpenseAmt>0</SalesExpenseAmt>
        <TotalNetAmt>-182</TotalNetAmt>
        <AccumulatedDepreciationAmt>0</AccumulatedDepreciationAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>512295 VANGUARD INTERMEDIATE</AssetDesc>
        <AcquiredDt>2003-08</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-08</SoldDt>
        <PurchaserNameGrp>
          <PersonNm>CHARTER TRUST COMPANY</PersonNm>
        </PurchaserNameGrp>
        <GrossSalesPriceAmt>5000</GrossSalesPriceAmt>
        <BasisAmt>5824</BasisAmt>
        <SalesExpenseAmt>0</SalesExpenseAmt>
        <TotalNetAmt>-824</TotalNetAmt>
        <AccumulatedDepreciationAmt>0</AccumulatedDepreciationAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>1298 VANGUARD 500 INDEX FUND</AssetDesc>
        <AcquiredDt>2002-11</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-09</SoldDt>
        <PurchaserNameGrp>
          <PersonNm>CHARTER TRUST COMPANY</PersonNm>
        </PurchaserNameGrp>
        <GrossSalesPriceAmt>5400</GrossSalesPriceAmt>
        <BasisAmt>1060</BasisAmt>
        <SalesExpenseAmt>0</SalesExpenseAmt>
        <TotalNetAmt>4340</TotalNetAmt>
        <AccumulatedDepreciationAmt>0</AccumulatedDepreciationAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>64 T ROWE PRICE MID CAP GROWTH</AssetDesc>
        <AcquiredDt>2021-12</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-04</SoldDt>
        <PurchaserNameGrp>
          <PersonNm>CHARTER TRUST COMPANY</PersonNm>
        </PurchaserNameGrp>
        <GrossSalesPriceAmt>5969</GrossSalesPriceAmt>
        <BasisAmt>4965</BasisAmt>
        <SalesExpenseAmt>0</SalesExpenseAmt>
        <TotalNetAmt>1004</TotalNetAmt>
        <AccumulatedDepreciationAmt>0</AccumulatedDepreciationAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>554324 VANGUARD GNMA FUND</AssetDesc>
        <AcquiredDt>2003-08</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-08</SoldDt>
        <PurchaserNameGrp>
          <PersonNm>CHARTER TRUST COMPANY</PersonNm>
        </PurchaserNameGrp>
        <GrossSalesPriceAmt>5000</GrossSalesPriceAmt>
        <BasisAmt>5772</BasisAmt>
        <SalesExpenseAmt>0</SalesExpenseAmt>
        <TotalNetAmt>-772</TotalNetAmt>
        <AccumulatedDepreciationAmt>0</AccumulatedDepreciationAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>3 T ROWE PRICE SMALL CAP STOCK</AssetDesc>
        <AcquiredDt>2001-03</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-09</SoldDt>
        <PurchaserNameGrp>
          <PersonNm>CHARTER TRUST COMPANY</PersonNm>
        </PurchaserNameGrp>
        <GrossSalesPriceAmt>166</GrossSalesPriceAmt>
        <BasisAmt>68</BasisAmt>
        <SalesExpenseAmt>0</SalesExpenseAmt>
        <TotalNetAmt>98</TotalNetAmt>
        <AccumulatedDepreciationAmt>0</AccumulatedDepreciationAmt>
      </GainLossSaleOtherAssetGrp>
    </GainLossSaleOtherAssetsSch>
    <InvestmentsCorpStockSchedule documentId="STM137">
      <InvestmentsCorporateStockGrp>
        <StockNm>MUTUAL FUNDS</StockNm>
        <EOYBookValueAmt>67099</EOYBookValueAmt>
        <EOYFMVAmt>121479</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <OtherExpensesSchedule documentId="STM103">
      <OtherExpensesScheduleGrp>
        <Desc>INSURANCE</Desc>
        <RevenueAndExpensesPerBooksAmt>124</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>62</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>62</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>POSTAL BOX RENTAL AND STAMPS</Desc>
        <RevenueAndExpensesPerBooksAmt>68</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>34</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>34</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>INVESTMENT MANAGEMENT FEES</Desc>
        <RevenueAndExpensesPerBooksAmt>1781</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>1781</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>ANNUAL REPORT FILING FEES</Desc>
        <RevenueAndExpensesPerBooksAmt>75</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>38</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>37</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>BANK SERVICE CHARGES</Desc>
        <RevenueAndExpensesPerBooksAmt>35</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>18</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>17</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>MEETING EXPENSE</Desc>
        <RevenueAndExpensesPerBooksAmt>100</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>50</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>50</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>OFFICE SUPPLIES</Desc>
        <RevenueAndExpensesPerBooksAmt>55</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>28</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>27</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <OtherIncomeSchedule2 documentId="STM106">
      <OtherIncomeDetail>
        <Desc>MISCELLANEOUS</Desc>
        <RevenueAndExpensesPerBooksAmt>850</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
      </OtherIncomeDetail>
    </OtherIncomeSchedule2>
    <TaxesSchedule documentId="STM110">
      <TaxesDetail>
        <CategoryTxt>FEDERAL TAX-INVESTMENT INCOME</CategoryTxt>
        <Amt>17</Amt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>