2024-11-08T07:07:52-08:00 2023-12-31 813775622 JF GLOBAL CPA 425 S CHERRY ST STE 710 GLENDALE CO 80246 990 2023-01-01 260076287 HEARTLAND INSTITUTE OF FINANCIAL EDUCATION HEAR 3035970197 8301 EAST PRENTICE AVENUE GREENWOOD VILLAGE CO 80111 DAVID J BROMEIER CHIEF FINANCIAL OFFICER 3035970197 2024-11-08 true true JORDAN FRIEDMAN P01380257 7206435630 2023 2024-10-15 13:58:12Z DAVID J BROMEIER 8301 E PRENTICE AVE STE 312 GREENWOOD VILLAGE CO 80111 402285 false X HIFE-USA.ORG X 2003 CO BRINGING FINANCIAL LITERACY TO PEOPLE ACROSS NORTH AMERICA THROUGH ON-SITE CLASSES OFFERED BY OUR CFE CERTIFIED FINANCIAL EDUCATORS (CFEd) AND PROMOTING HIGHER EDUCATION ACROSS THE GLOBE 7 7 4 0 0 0 5555 598508 386607 3 3 1433 10097 599944 402262 0 0 219290 94520 0 0 400074 320972 619364 415492 -19420 -13230 520439 430238 25533 52839 494906 377399 X BRINGING FINANCIAL LITERACY TO PEOPLE ACROSS NORTH AMERICA THROUGH ON-SITE CLASSES OFFERED BY OUR CFE CERTIFIED FINANCIAL EDUCATORS (CFEd) AND PROMOTING HIGHER EDUCATION ACROSS THE GLOBE false false 12951 0 93695 BY OFFERING FINANCIAL WELLNESS COURSES TO EMPLOYERS ALL ACROSS AMERICA, THE HEARTLAND INSTITUTE OF FINANCIAL EDUCATION HAS BEEN ABLE TO PROVIDE FINANCIAL EDUCATION CLASSES TO OVER 800 EMPLOYERS, INCLUDING CORPORATIONS, SCHOOL SYSTEMS, CHURCHES, HOSPITALS, GOVERNMENT AGENCIES, STATE AGENCIES, COLLEGES, HIGH SCHOOLS, AND MORE. OUR INSTRUCTORS HAVE PROVIDED FINANCIAL EDUCATION FOR OVER 10,000 ADULT LEARNERS WHO HAVE GAINED THE OPPORTUNITY TO IMPROVE THEIR FINANCIAL SITUATION AND ENJOY A MORE COMPLETE, FINANCIALLY SECURE LIFE. THESE CLASSES CONTINUE TO PROVIDE ONGOING TRAINING AND GUIDANCE FOR ADULTS AS WE CONSISTENTLY FIND NEW WAYS TO POSITIVELY IMPACT ADULTS IN THEIR EVERYDAY LIVES. 246915 0 292912 BY PROVIDING AFFORDABLE AND PROFESSIONAL COACHING TO STUDENTS AND PARENTS WE HAVE HELPED OVER 3,500 STUDENTS NOT ONLY SELECT THE BEST CAREER AND COLLEGE, BUT ALSO SAVE MILLIONS OF DOLLARS IN OUT OF POCKET EXPENSES. ONE OF THE KEY AREAS OF FOCUS FOR THE INSTITUTE IS TO PROVIDE PERSONAL, PROFESSIONAL COACHING SERVICES FOR OUR STUDENTS. THIS IS ACCOMPLISHED BY FINDING QUALIFIED INDIVIDUALS WHO HAVE PROFESSIONAL EXPERIENCE IN THE COLLEGE/UNIVERSITY ENVIRONMENT, BOTH FROM AN ADMINISTRATIVE OR TEACHING PERSPECTIVE AND FROM THE EXPERIENCE OF WORKING WITH STUDENTS. THESE COACHES PROVIDE OUR STUDENTS WITH HANDS-ON GUIDANCE AT AN AFFORDABLE COST. 0 0 0 EMPOWER YOUR ASSETS (EYA) DELIVERS THE LIFE SKILLS OF DEVELOPMENT, CONFIDENCE, CAPABILITY, AND ACCOUNTABILITY IN A FRAMEWORK OF PRACTICAL FINANCIAL LITERACY AND COLLEGE/CAREER GUIDANCE AND SUCCESS. EYA IS TRANSFORMATIONAL BY EMPOWERING THE STUDENT WITH AWARENESS AND ABILITY TO EMPLOY HIS OR HER ENTIRE PERSON AS AN ASSET. WE, AND THE STUDENT, DEPLOY DESIGN, VISION, PERSISTENCE AND CAPABILITIES THAT EDUCATION CAN AFFORD. PRACTICAL TOOLS OF HOW-TO AND WHY FINANCE AND PERSONAL CAREER AND COLLEGE OPPORTUNITY TEACHES THE STUDENT HOW TO ENGAGE IN A CULTURE OF OPPORTUNITY. EYA ADVISORS GIVE INDIVIDUALIZED CLOSE ATTENTION AS A CARING ADULT, GIVING THE GUIDANCE AND STRENGTH TO EXPECT SUCCESS. THE PROGRAM OFFERS CREATIVE AND PRACTICAL LESSONS OF MATH AND PERSONAL FINANCE. 0 0 10000 ALL PROGRAM EXPENSES ARE FOR THE PURPOSE OF MAINTAINING OUR TWO MAIN PROGRAMS. ADDITIONAL REVENUE IS UNALLOCATED PROGRAM SERVICE REVENUE FOR REIMBURSED EXPENSES. 0 0 10000 259866 true false false false false false false false false false true false false false true false false false false false false false false false false false false false false true false false false false false true true false false false false false false false false false false true 12 0 true 4 true false false false false false false false false false false false false X 7 7 true false false false false false false true true false false false true true true true false true true false X HEARTLAND INSTITUTE OF FINANCIAL ED 3035970197 8301 E PRENTICE AVE STE 312 GREENWOOD VILLAGE CO 80111 X PAUL MCLEMORE PRESIDENT/CHAIRMAN 20.00 X X 0 0 0 DAVID MCCONICO SECRETARY/TREASURER 1.00 X X 0 0 0 GREGORY ANDERSON VICE PRESIDENT 1.00 X X 0 0 0 ALAN GAPPINGER CHIEF EXECUTIVE OFFICER 20.00 X 0 0 0 PAUL GAPPINGER FORMER DIRECTOR 20.00 X 0 0 51498 DAVID BROMEIER CHIEF FINANCIAL OFFICER 20.00 X 8468 0 0 LILI BEN TRUSTEE 1.00 X 0 0 0 8468 0 51498 true false false 5555 5555 CCP TRAINING 900099 292912 0 0 CFED TRAINING 900099 93695 0 0 386607 3 0 3 120 23 97 97 REIMBURSED EXPENSES 900099 10000 10000 0 0 10000 402262 396607 0 100 75984 20283 55701 0 811 811 0 0 9506 0 9506 0 8219 2194 6025 0 1800 0 1800 0 9305 8478 827 0 2822 0 2822 0 21940 4326 17614 0 20400 0 20400 0 1292 0 1292 0 8383 1493 6890 0 255030 222281 32749 0 415492 259866 155626 0 28908 33274 6854 6858 91230 0 6575 6575 11213 11062 3944 895 120573 112576 8017 7997 363367 363367 331 210 520439 430238 3521 12825 200 200 3000 3000 18812 36814 25533 52839 X 493406 375899 1500 1500 494906 377399 520439 430238 X -13230 -104220 -57 X false false false X 0 0 363367 267 0 0 5555 369189 1461326 997986 793504 599350 396607 4248773 5770 2280 226 594 120 8990 0 1830463 1000533 793730 599944 402282 4626952 363375 363375 0 363375 363375 4263577 15 4 3 3 3 28 15 4 3 3 3 28 4626980 0.92150 0.94050 0.00000 0.00000 X 0 0 0 0 120573 112576 7997 7997 PROGRAM LIABILITIES 36170 PAYROLL TAXES DUE 639 SALES TAX PAYABLE 5 36814 false false false false false false false false false PAUL GAPPINGER 0 0 0 0 0 51498 0 0 0 0 0 51498 0 0 PARTNERS IN FINANCIAL LITERACY OWNED BY FORMER DIRECTOR 51498 PAYMENT FOR COACHING SERVICES false RYAN GAPPINGER FAMILY MEMBER OF CURRENT OFFICER 11815 COMPENSATION FOR SERVICES false DAVID BROMEIER CURRENT OFFICER 8468 COMPENSATION FOR SERVICES false PART IV, LINE 1 THE ORGANIZATION CONTRACTED FOR FINANCIAL COACHING SERVICES WITH A FIRM OWNED BY A FORMER DIRECTOR, PAUL GAPPINGER, WHO IS THE BROTHER OF ALAN GAPPINGER. THE BOARD OF TRUSTEES HAS MADE SUBSTANTIAL INQUIRY TO ASCERTAIN THAT THE COMPENSATION PAID TO THIS COMPANY IS REASONABLE UNDER THE CIRCUMSTANCES. PART IV LINE 2 THE ORGANIZATION EMPLOYS RYAN GAPPINGER WHO IS THE SON OF ALAN GAPPINGER. THE BOARD OF TRUSTEES HAS MADE SUBSTANTIAL INQUIRY TO ASCERTAIN THAT THE COMPENSATION PAID TO THIS INDIVIDUAL IS REASONABLE UNDER THE CIRCUMSTANCES. PART IV LINES 3-5 THE ORGANIZATION EMPLOYS DAVID BROMEIER IS A CURRENT OFFICER OF THE BOARD OF TRUSTEES. THE BOARD OF TRUSTEES HAS MADE SUBSTANTIAL INQUIRY TO ASCERTAIN THAT THE COMPENSATION PAID TO THIS INDIVIDUAL IS REASONABLE UNDER THE CIRCUMSTANCES. Pt VI, Line 2 PAUL MCLEMORE WHO IS THE PRESIDENT OF THE ORGANIZATION IS EMPLOYED BY A COMPANY OWNED ALAN GAPPINGER WHO IS THE ORGANIZATIONS CHIEF EXECUTIVE OFFICER. Pt VI, Line 11b THE ORGANIZATIONS FORM 990 IS REVIEWED BY A RESPONSIBLE STAFF PERSON AND SIGNED BY ITS CHAIRPERSON. Pt VI, Line 12c THE BOARD OF DIRECTORS HAS SET FORTH AS PART OF ITS BY-LAWS THAT ANY CONFLICT OF INTEREST IS BROUGHT TO THE BOARD. IT IS THEN REVIEWED AND DETERMINED BY THE BOARD AS TO THE NATURE OF THE CONFLICT AND HOW IT PERTAINS TO THE ORGANIZATION ITSELF. EACH CONFLICT IS REVIEWED AND DETERMINED ON A CASE BY CASE BASIS. IF A CONFLICT IS DETERMINED TO BE DETRIMENTAL TO HIFE, THE ASSOCIATED TRANSACTION OR PARTY IS TERMINATED. Pt VI, Line 15a THE COMPENSATION PROCESS FOR OFFICERS INVOLVES AN INTERNAL STUDY COMPILING DATA OF SALARIES FOR CEOS, EXECUTIVE DIRECTORS, TOP MANAGEMENT, AND OTHER DIRECTORS OF NON-PROFIT ORGANIZATIONS WITH INCOME IN THE SAME RANGE. Pt VI, Line 15b THE COMPENSATION PROCESS FOR OFFICERS INVOLVES AN INTERNAL STUDY COMPILING DATA OF SALARIES FOR CEOS, EXECUTIVE DIRECTORS, TOP MANAGEMENT, AND OTHER DIRECTORS OF NON-PROFIT ORGANIZATIONS WITH INCOME IN THE SAME RANGE. Pt VI, Line 19 THE ORGANIZATIONS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. Pt VII, Col (F) PAUL GAPPINGER IS PRESIDENT OF PARTNERS IN FINANCIAL LITERACY AND A FORMER BOARD MEMBER. THE COMPENSATION PAID TO PARTNERS IN FINANCIAL LITERACY IS FOR OUTSOURCED COACHING SERVICES IN THE AREA OF FINANCIAL LITERACY. Pt XI THE TAXPAYER RECORDED ADJUSTMENTS TO ITS ACCOUNTS RECEIVABLE AND NET FUND BALANCES FOR ACCOUNTS THAT WERE DETERMINED TO HAVE BEEN CARRIED FORWARD ACCUMULATIONS OF RECEIVABLES THAT SHOULD HAVE BEEN WRITTEN OFF AS BAD DEBTS IN PRIOR PERIODS. THE TAXPAYER ALSO ADJUSTED LIABILITIES AND FUND BALANCES FOR PRIOR PERIOD EXPENSES THAT HAD BEEN RECORDED AS OFFSETS TO LIABILITIES IN MORE THAN ONE PRIOR PERIOD. Form 990, Part III, Line 4d ALL PROGRAM EXPENSES ARE FOR THE PURPOSE OF MAINTAINING 0. 0. 10000. Form 990, Part IX, Line 24e MEALS 2532. 0. 2532. 0. Form 990, Part IX, Line 24e PRINTING & REPRODUCTION 284. 0. 284. 0. Form 990, Part IX, Line 24e CONFERENCE CALL EXPENSE 1544. 0. 1544. 0. Form 990, Part IX, Line 24e CFED CONTRACT EXPENSES 2969. 2969. 0. 0. Form 990, Part IX, Line 24e CCP CONTRACT EXPENSES 198096. 198096. 0. 0. Form 990, Part IX, Line 24e PAYROLL SERVICE FEES 4786. 1278. 3508. 0. Form 990, Part IX, Line 24e 401(K) ADMINISTRATION FEES 7870. 0. 7870. 0. Form 990, Part IX, Line 24e DUES & SUBSCRIPTIONS 589. 0. 589. 0. Form 990, Part IX, Line 24e CLEANING EXPENSES 1800. 0. 1800. 0. Form 990, Part IX, Line 24e BANK & CREDIT CARD FEES 13472. 0. 13472. 0. Form 990, Part IX, Line 24e MISCELLANEOUS EXPENSES 990. 0. 990. 0. Form 990, Part IX, Line 24e GIFTS 152. 0. 152. 0. Form 990, Part IX, Line 24e LICENSES 8. 0. 8. 0. Form 990, Part IX, Line 24e CFED BAD DEBT EXPENSE 2740. 2740. 0. 0. Form 990, Part IX, Line 24e CCP BAD DEBT EXPENSE 17112. 17112. 0. 0. Form 990, Part IX, Line 24e CCP REFUNDS 86. 86. 0. 0.