2024-11-02T10:01:11-05:00 2023-12-31 920460586 PWC US TAX LLP 4300 E CAMELBACK ROAD STE 475 PHOENIX AZ 85018 990PF 2023-01-01 477368470 WILLIAM D STEMPLES TRUST WILL 6073376136 52 S BROAD ST NORWICH NY 13815 NBT BANK NA TRUSTEE 6073376136 2024-11-01 true true JEFFREY E KUHLIN P00353001 4123556000 2024-11-01 X 2023 2024-10-15 13:58:12Z X 3947415 X 95320 94330 -5071 253057 0 0 90249 94330 35664 32097 3566 0 0 0 0 0 0 730 0 0 730 0 0 1620 844 0 0 0 0 0 0 0 250 250 38264 32941 0 4546 52775 52775 91039 32941 0 57321 -790 61389 0 206285 476932 476932 0 0 0 0 2864737 2592588 3470483 3071022 3069520 3947415 0 X 3071022 3069520 3071022 3069520 3071022 3069520 3071022 -790 998 3071230 1710 3069520 11. EMBECTA CORP COMMON STOCK 2023-02-24 342 275 67 67 435. FRANKLIN RES INC COM 2023-02-24 12667 17825 -5158 -5158 80000. DIAGEO CAP PLC 2.6250% 04/29/23 2018-03-23 2023-04-29 80000 77633 2367 2367 80000. ASTRAZENECA PLC 3.50% 08/17/23 2019-02-05 2023-08-17 80000 80000 .333 VERALTO CORP 2018-06-19 2023-10-12 25 12 13 13 .8 SANDOZ GROUP AG SPONSORED ADS 2017-09-28 2023-10-13 23 16 7 7 80000. MIDAMERICAN ENERGY 3.7500% 11/15/23 2018-02-12 2023-11-15 80000 80000 -5071 853 0 853 0 853 700 0 153 853 0 0 0 false false false false false false false true true NY true false false false false true NBT BANK NA 6073376136 52 S BROAD STREET NORWICH NY 13815 false false false false true false false false false true 2022 true false false false false false false false false false false false false NBT BANK NA 52 S BROAD STREET NORWICH NY 13815 TRUSTEE 1 29402 JANE E OSGOOD 207 TRAFTON RD WEST WINDSOR VT 05089 CO-TRUSTEE 1 6262 NONE 0 NONE 0 3428633 307560 0 3736193 0 0 3736193 56043 3680150 184008 184008 853 853 183155 0 183155 0 183155 57321 0 0 0 0 57321 183155 130717 0 0 0 0 0 0 0 57321 57321 0 0 0 0 0 0 0 0 0 0 73396 183155 0 0 0 0 0 0 0 0 X UNITED PRESBYTERIAN CHURCH 42 CHENANGO STREET BINGHAMTON NY 139012971 NONE PC GENERAL OPERATING 52775 52775 14 95320 18 -5071 90249 90249 false false false false false false false false false false TAX PREPARATION FEE (NON-ALLOC 730 730 COMCAST CORP 3.3000% 02/01/27 87496 85864 77202 FEDERATED INSTITUTIONAL HIGH Y 65880 65880 58350 ABBVIE INC 29522 29522 60438 ALPHABET INC CL C 22797 22797 70465 APPLE INC 17360 17360 95495 CHEVRON CORPORATION 13262 13262 16706 CME GROUP INC. 21121 21121 34328 COGNIZANT TECHNOLOGY SOLUTIONS 15123 15123 17674 CONOCOPHILLIPS 19722 19722 43178 COSTCO WHOLESALE CORP 22022 22022 85150 CVS HEALTH CORP 18964 18964 18477 DANAHER CORP 20021 17686 54365 DICKS SPORTING GOODS INC 10889 10889 37178 DISNEY WALT CO NEW 18184 18184 16794 ENERGY SELECT SECTOR SPDR 19680 19680 22553 META PLATFORMS INC 15642 15642 36812 FRANKLIN RESOURCES 17825 0 0 HONEYWELL INTERNATIONAL 27637 27637 46975 INTL. BUSINESS MACHINES CORP 92527 92527 85864 ISHARES NASDAQ BIOTECH ETF 28053 28053 38038 JOHNSON & JOHNSON 28061 28061 36520 JP MORGAN CHASE & CO 27873 27873 52051 LAUDER ESTEE COS CL-A 25277 25277 37001 LOWES COS INC 14113 14113 40949 MATERIALS SELECT SPDR FUND 35013 35013 55772 MCDONALDS CORP 22281 22281 47442 MICROSOFT CORP 43731 43731 181251 MONDELEZ INTERNATIONAL INC 19290 19290 32521 NORFOLK SOUTHERN CORP 17183 17183 34511 PEPSICO INC 19652 19652 31590 PFIZER INC 25594 25594 23061 PROCTER & GAMBLE CO 19163 19163 32825 PRUDENTIAL FINL INC 26220 26220 26239 QUALCOMM INC 13259 13259 32252 TJX COS INC 27926 27926 66230 UNITED PARCEL SERVICE CL B 20128 20128 27358 UNITEDHEALTH GROUP INC 3.5000% 80309 80104 79790 US BANCORP NEW 26305 26305 22116 UTILITIES SELECT SECTOR SPDR 54805 54805 68966 V.F. CORP 29223 29223 9644 VERIZON COMMUNICATIONS 25912 25912 19076 WELLS FARGO & CO 18450 18450 16735 EATON CORP PLC 20597 20597 58519 NOVARTIS AG SPONS ADR 18379 17400 27666 SCHLUMBERGER LTD 17388 17388 11553 ISHARES CORE S&P MID-CAP ETF 99854 99854 150492 ISHARES RUSSELL 2000 ETF 55416 55416 74865 ISHARES MSCI EAFE ETF 65822 65822 76330 ISHARES MSCI EMERGING MKT ETF 19986 19986 19743 MIDAMERICAN ENERGY 3.7500% 11/ 80563 0 0 SIMON PPTY GROUP LP 3.7500% 02 80017 80006 79872 DIAGEO CAP PLC 2.6250% 04/29/2 77633 0 0 TEMPLETON GLOBAL BOND FUND 32020 30691 23964 BECTON DICKINSON 12084 12084 13898 SPDR S&P REGIONAL BANKING ETF 33707 33707 31301 AMPHENOL CORP NEW 3.2000% 04/0 80034 80012 79670 ASTRAZENECA PLC 3.50% 08/17/23 80127 0 0 CISCO SYSTEMS INC 34337 34337 38143 VISA INC CL A 33768 33768 65088 ALCON INC ORD SHS 2500 2500 4214 UNITEDHEALTH GROUP INC 28574 28574 82656 EVERSOURCE ENERGY 3.3500% 03/1 82440 81764 76977 GOLDMAN SACHS GROUP INC 3.7500 82547 81546 78409 CARRIER GLOBAL CORPORATION 4346 4346 12467 OTIS WORLDWIDE CORP 6482 6482 9663 RTX CORPORATION 14498 14498 18258 AMGEN INC 2.6000% 08/19/26 85159 83887 76039 AUTOZONE INC 3.1250% 04/21/26 85569 83999 77073 BANK OF MONTREAL 1.8500% 05/01 82131 81284 76753 NEXTERA ENERGY CAP HLDGS INC 3 81302 79941 72337 SIMON PROP GP LP 3.2500% 11/30 80140 78883 72030 STARBUCKS CORP 3.8000% 08/15/2 86914 84629 78612 THOMSON REUTERS CORP. 3.8500% 84382 82152 79172 NOV INC 12251 12251 6632 EMBECTA CORP COMMON STOCK 275 0 0 SANDOZ GROUP AG SPONSORED ADS 963 1729 VERALTO CORP 2323 6416 MUTUAL FUND SUBTRACTIONS 381 TEMPLETON GLOBAL BOND COST BASIS ADJ 1329 STATE FILING FEE 250 0 250 MUTUAL FUND ADDITIONS 997 ROUNDING 1 FOREIGN TAXES 549 549 0 FEDERAL TAX PAYMENT - PRIOR YE 76 0 0 FEDERAL ESTIMATES - PRINCIPAL 700 0 0 FOREIGN TAXES ON QUALIFIED FOR 191 191 0 FOREIGN TAXES ON NONQUALIFIED 104 104 0