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      <PrimaryExemptPurposeTxt>THE KENTUCKY CONSUMER FINANCE ASSOCIATION, INC. (KCFA) IS A PRIVATE NON- PROFIT ORGANIZATION. THE NATURE AND PURPOSE OF THE KCFA IS TO ENCOURAGE THE BUSINESS OF FINANCING INDIVIDUALS AND FAMILIES FOR NECESSARY AND USEFUL PURPOSES, AT REASONABLE CHARGES INCLUDING INTEREST; TO ENCOURAGE AND MAINTAIN TRUTHFULNESS IN ADVERTISING; TO ENCOURAGE AND MAINTAIN ETHICAL PRACTICES IN THE CONDUCT OF SUCH BUSINESS, AND FOR THIS PURPOSE TO BRING ABOUT COOPERATION WITH STATE OFFICIALS RESPONSIBLE FOR THE ENFORCEMENT AND ADMINISTRATION OF LAWS APPLICABLE TO THIS BUSINESS, AND TO ENSURE OBEDIENCE TO THEIR LAWFUL RULES AND REGULATIONS; AND TO PROMOTE THRIFT AND FINANCIAL INDEPENDENCE.</PrimaryExemptPurposeTxt>
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        <PersonNm>DUSTIN MILLER</PersonNm>
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        <PersonNm>MARK BOWLING</PersonNm>
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        <PersonNm>EDDIE CAIN</PersonNm>
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        <PersonNm>BILL DAVIS</PersonNm>
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        <PersonNm>J PATRICK FREDERICK</PersonNm>
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        <PersonNm>STEVE MARSHALL</PersonNm>
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        <PersonNm>JOHN MCINTYRE</PersonNm>
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        <PersonNm>SUSIE WESTOVER</PersonNm>
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        <PersonNm>NETTIE WHITAKER</PersonNm>
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        <PersonNm>BOB WHITEHOUSE</PersonNm>
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      <StatesWhereCopyOfReturnIsFldCd>KY</StatesWhereCopyOfReturnIsFldCd>
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        <PersonNm>GOVERNMENT STRATEGIES</PersonNm>
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          <AddressLine1Txt>229 SHELBY STREET</AddressLine1Txt>
          <CityNm>FRANKFORT</CityNm>
          <StateAbbreviationCd>KY</StateAbbreviationCd>
          <ZIPCd>40601</ZIPCd>
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        <PhoneNum>5022263975</PhoneNum>
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      <ForeignFinancialAccountInd>false</ForeignFinancialAccountInd>
      <ForeignOfficeInd>false</ForeignOfficeInd>
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        <FormAndLineReferenceDesc>FORM 990-EZ, PART I, LINE 16</FormAndLineReferenceDesc>
        <ExplanationTxt>EXPENSES OFFICE SUPPLIES &amp; EXPENSES 410 CONFERENCES &amp; SPONSORSHIPS 400 INSURANCE 981 TAXES &amp; LICENSES 15 DUES &amp; SUBSCRIPTIONS 750 TRAVEL EXPENSES 806 TOTAL 3,362</ExplanationTxt>
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        <ExplanationTxt>ADJUSTMENT TO OPENING CD BALANCE 775 THE CD BALANCE REPORTED AT 12/31/22 WAS 775 LESS THAN THE OPENING BALANCE CONFIRMED BY THE BANK FOR THE AUDIT IN 2023.</ExplanationTxt>
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        <FormAndLineReferenceDesc>FORM 990-EZ, PART III</FormAndLineReferenceDesc>
        <ExplanationTxt>THE KENTUCKY CONSUMER FINANCE ASSOCIATION, INC. (KCFA) IS A PRIVATE NON- PROFIT ORGANIZATION. THE NATURE AND PURPOSE OF THE KCFA IS TO ENCOURAGE THE BUSINESS OF FINANCING INDIVIDUALS AND FAMILIES FOR NECESSARY AND USEFUL PURPOSES, AT REASONABLE CHARGES INCLUDING INTEREST; TO ENCOURAGE AND MAINTAIN TRUTHFULNESS IN ADVERTISING; TO ENCOURAGE AND MAINTAIN ETHICAL PRACTICES IN THE CONDUCT OF SUCH BUSINESS, AND FOR THIS PURPOSE TO BRING ABOUT COOPERATION WITH STATE OFFICIALS RESPONSIBLE FOR THE ENFORCEMENT AND ADMINISTRATION OF LAWS APPLICABLE TO THIS BUSINESS, AND TO ENSURE OBEDIENCE TO THEIR LAWFUL RULES AND REGULATIONS; AND TO PROMOTE THRIFT AND FINANCIAL INDEPENDENCE.</ExplanationTxt>
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