2024-10-28T11:00:28-05:00 2023-12-31 390758449 WIPFLI LLP 105 E PINE ST UPPER FLOOR MISSOULA MT 59802 990 2023-01-01 451295465 MONTANA HEALTH COOPERATIVE MONT 4064479510 PO BOX 5358 HELENA MT 59604 DAVID SLONAKER CFO 4064479510 2024-09-26 1 1 SAM BRUNSON CPA P01696998 4067281800 2024-09-26 2023 2024-10-15 13:58:12Z MOUNTAIN HEALTH COOPERATIVE DAVID SLONAKER PO BOX 5358 HELENA MT 59604 505427894 0 X WWW.MHC.COOP X 2010 MT THE ORGANIZATION OFFERS TRUE NON-PROFIT MEMBER GOVERNED HEALTH INSURANCE THAT PROMOTES MEMBER ENGAGEMENT AND PROVIDES ACCESS TO HIGH QUALITY HEALTH CARE. 14 14 50 0 0 0 0 0 289112381 477078124 -3348170 5417027 11624 64873 285775835 482560024 0 0 0 0 4984703 5289614 0 0 0 281141436 476844314 286126139 482133928 -350304 426096 154017085 182882247 70649356 94746473 83367729 88135774 THE ORGANIZATION OFFERS TRUE NON-PROFIT MEMBER GOVERNED HEALTH INSURANCE THAT PROMOTES MEMBER ENGAGEMENT AND PROVIDES ACCESS TO HIGH QUALITY HEALTH CARE. 0 0 THE ORGANIZATION'S LARGEST PROGRAM SERVICE ACCOMPLISHMENT IS THE SALE OF INSURANCE WHILE SUPPORTING THEIR MEMBERS AND ADHERING TO FEDERAL AND STATE GUIDELINES AS REQUIRED UNDER THE ORGANIZATION STRUCTURE. THIS INCLUDES MEDICARE SUPPLEMENT POLICY SALES. 0 0 0 0 0 0 0 0 0 1 1 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 X 4478 0 1 50 1 0 0 0 0 0 1 5000000 88135774 0 0 0 X 14 14 0 0 0 0 1 1 0 1 1 0 0 1 1 1 1 1 1 1 1 0 X MONTANA HEALTH CO-OP 4064479510 PO BOX 5358 HELENA MT 59604 REBECCA LAFOND CHAIR 1.00 X X 21800 0 0 MICHAEL MCMURRAY TREASURER 1.00 X X 10550 0 0 LISA BALLARD SECRETARY 1.00 X X 9350 0 0 TOM BASSLER DIRECTOR 1.00 X 9800 0 0 LIESEL BRINK DIRECTOR 1.00 X 10050 0 0 STASIA CREEK DIRECTOR 1.00 X 9800 0 0 CHRISTINA GOE DIRECTOR 1.00 X 9300 0 0 PATTY HAMBLOCK DIRECTOR 1.00 X 9800 0 0 NOLAN HILL DIRECTOR 1.00 X 10550 0 0 LACY KOWALSKI DIRECTOR 1.00 X 9800 0 0 MONICA LINDEEN DIRECTOR 1.00 X 8600 0 0 PAUL MCDONALD DIRECTOR 1.00 X 9800 0 0 T CHRIS MUIRHEAD DIRECTOR 1.00 X 8300 0 0 MARK REINSEL DIRECTOR 1.00 X 9800 0 0 JOSH SAUNDERS DIRECTOR (THRU 05/2023) 1.00 X 2700 0 0 RICHARD MILTENBERGER CEO 40.00 X 453691 0 55313 DAVID SLONAKER CFO 40.00 X 267928 0 45271 BLAIR FJESETH COO 40.00 X 273373 0 25194 JEFFREY SWINGLEY VP SALES 40.00 X 234977 0 12308 GREG SONNENBERG VP-ID OPS 40.00 X 200767 0 26145 DARREL STONE VP OF IT & BI 40.00 X 199781 0 32684 MARK WALTERS VP BUSINESS DEVELOPMENT 40.00 X 153829 0 40325 MELISSA MCVAUGH DIRECTOR CLINICAL PROGRAM 40.00 X 192825 0 37015 PEGGY WORLEY CONTROLLER 40.00 X 170488 0 33196 MORRIS MCGAUGH DIRECTOR PROVIDER NETWORK 40.00 X 134209 0 20317 LEAH MARTIN ASSISTANT VICE PRESIDENT 40.00 X 117944 0 45998 CHRISTINE MENDENHALL DIRECTOR MEMBER SERVICES 40.00 X 127582 0 30345 RONDA MCMILLAN FORMER OFFICER (CEAO) 40.00 X 179464 0 0 2856858 0 404111 14 1 1 0 UNIVERSITY OF UTAH HEALTH PLANS 50 NORTH MEDICAL DRIVE SALT LAKE CITY UT 84132 CLAIMS PROCESSING ADMINISTRATOR 16505208 MT COMMISSIONER OF INSURANCE 840 HELENA AVE HELENA MT 59601 MONTANA REINSURANCE PREMIUM, PREMIUM TAX 5434355 ZELIS CLAIMS INTEGRITY LLC 2 CROSSROAD DRIVE BEDMINSTER NJ 07921 CLAIMS REPROCESSOR 3204531 FIRST CHOICE HEALTH NETWORK 600 UNIVERSITY ST STE 1400 SEATTLE WA 98101 NETWORK PROVIDER 2346094 IDAHO HIGH RISK REINSURANCE 700 W STATE ST BOISE ID 83702 IDAHO HIGH RISK REINSURANCE PREMIUM 1695506 41 INSURANCE PREMIUM INCOME 524298 454427730 454427730 REINSURANCE RECOVERIES 524298 22650394 22650394 477078124 4189482 4189482 24095415 22867870 1227545 1227545 1227545 MISCELLANEOUS REVENUE 524298 64873 64873 64873 482560024 482560024 0 0 2351050 2123648 140483 330352 344081 258838 157349 6458 24290264 1347109 603631 347360 259004 189286 14042 181867 CLAIMS 421919918 CLAIMS ADJUSTMENT EXPEN 10212443 REINSURANCE PREMIUM PAY 6448537 AGENT COMMISSIONS 5992658 4615550 482133928 2066311 363659 24383204 26959193 22683489 43845367 1207541 315683 902769 891858 103981312 110822170 154017085 182882247 70649356 94746473 70649356 94746473 X 0 0 76463200 76463200 6904529 11672574 83367729 88135774 154017085 182882247 X 426096 6433093 -2091144 X X 0 1 X 1 1 1 946414 54556 891858 261127 261127 0 891858 INVESTMENTS 110822170 F 110822170 X 453454635 0 453454635 6458 29098931 29105389 482560024 453028539 0 453028539 6458 29098931 29105389 482133928 PART X, LINE 2: THE COMPANY IS A QUALIFIED NONPROFIT HEALTH INSURER AS DESCRIBED IN SECTION 501(C)(29) OF THE INTERNAL REVENUE CODE (THE "CODE") AND IS EXEMPT FROM FEDERAL AND STATE INCOME TAXES ON RELATED INCOME PURSUANT TO SECTION 501(A) OF THE CODE. AS A MATTER OF LAW, THE COMPANY IS SUBJECT TO EXAMINATION BY FEDERAL AND STATE TAXING AUTHORITIES FOR THE OPEN STATUTORY PERIODS. ALTHOUGH MANAGEMENT BELIEVES THAT THE AMOUNTS REFLECTED IN THE TAX RETURNS SUBSTANTIALLY COMPLY WITH THE APPLICABLE FEDERAL AND STATE TAX REGULATIONS, BOTH THE IRS AND THE VARIOUS STATE TAXING AUTHORITIES CAN TAKE POSITIONS CONTRARY TO MANAGEMENT'S POSITION BASED ON THEIR INTERPRETATION OF THE LAW. ANY PENALTIES AND INTEREST WOULD BE CHARGED TO INTEREST EXPENSE IN THE YEAR ASSESSED. PART XI, LINE 4B - OTHER ADJUSTMENTS: REINSURANCE PREMIUM PAYMENT 6,448,537. REINSURANCE RECOVERIES 22,650,394. PART XII, LINE 4B - OTHER ADJUSTMENTS: REINSURANCE PREMIUM PAYMENT 6,448,537. REINSURANCE RECOVERIES 22,650,394. X X X 1 1 0 0 0 1 0 0 0 RICHARD MILTENBERGER CEO 312798 0 140893 0 0 0 22844 0 32469 0 509004 0 0 0 DAVID SLONAKER CFO 204419 0 63509 0 0 0 16542 0 28729 0 313199 0 0 0 BLAIR FJESETH COO 227678 0 45695 0 0 0 16429 0 8765 0 298567 0 0 0 JEFFREY SWINGLEY VP SALES 129728 0 105249 0 0 0 0 0 12308 0 247285 0 0 0 DARREL STONE VP OF IT & BI 196681 0 3100 0 0 0 12125 0 20559 0 232465 0 0 0 MELISSA MCVAUGH DIRECTOR CLINICAL PROGRAM 154731 0 38094 0 0 0 11914 0 25101 0 229840 0 0 0 GREG SONNENBERG VP-ID OPS 165171 0 35596 0 0 0 12105 0 14040 0 226912 0 0 0 PEGGY WORLEY CONTROLLER 134046 0 36442 0 0 0 9977 0 23219 0 203684 0 0 0 MARK WALTERS VP BUSINESS DEVELOPMENT 153729 0 100 0 0 0 9424 0 30901 0 194154 0 0 0 RONDA MCMILLAN FORMER OFFICER (CEAO) 0 0 71824 0 107640 0 0 0 0 0 179464 0 0 0 LEAH MARTIN ASSISTANT VICE PRESIDENT 97673 0 20271 0 0 0 7283 0 38715 0 163942 0 0 0 CHRISTINE MENDENHALL DIRECTOR MEMBER SERVICES 103983 0 23599 0 0 0 7671 0 22674 0 157927 0 0 0 MORRIS MCGAUGH DIRECTOR PROVIDER NETWORK 111258 0 22951 0 0 0 8103 0 12214 0 154526 0 0 0 PART I, LINES 4A-B SEVERANCE PAYMENTS TOTALING $107,640 WERE ACCRUED IN 2022 FOR RONDA MCMILLAN, FORMER CEAO. THE SEVERANCE WAS PAID IN 2023. DAVID SLONAKER, RICHARD MILTENBERGER, AND BLAIR FJESETH PARTICIPATED IN A 457(F) PLAN DURING THE YEAR. NO PAYMENTS WERE MADE TO THE PARTICIPANTS DURING THE YEAR. PART I, LINE 6 THE ORGANIZATION HAS AN EMPLOYEE INCENTIVE PROGRAM WITH A COMPONENT OF THE INCENTIVE/COMPENSATION BASED ON THE UNDERWRITING GAINS OF THE COMPANY. FORM 990, PART V, LINE 13A ID,MT,WY FORM 990, PART V, LINE 13A RESERVES REQUIRED BY EACH STATE: ID - $5,000,000 MT - $750,000 WY - $0, WILL ACCEPT THE CERTIFICATE OF DEPOSIT FROM ANOTHER STATE, IF HELD FOR BENEFIT OF ALL POLICY HOLDERS RESERVES MAINTAINED AND REPORTED TO EACH STATE: ID - $88,135,774 MT - $88,135,774 WY - $88,135,774 FORM 990, PART VI, SECTION A, LINE 6 MEMBERS ELECT THE GOVERNING BODY BUT ARE NOT GRANTED OTHER POWERS PER THE BYLAWS. FORM 990, PART VI, SECTION A, LINE 7A MEMBERS ELECT THE GOVERNING BODY BUT ARE NOT GRANTED OTHER POWERS PER THE BYLAWS. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS REVIEWED BY THE MHC EXECUTIVE STAFF AND THE BOARD OF DIRECTORS PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C ALL EMPLOYEES AND DIRECTORS ARE COVERED UNDER THE COMPANY'S CONFLICT OF INTEREST POLICY. ANY CONFLICTS OR POTENTIAL CONFLICTS ARE REVIEWED AND DETERMINED TO WHAT LEVEL THEY MAY REQUIRE ACTION BY THE BOARD OF DIRECTORS AND/OR EXECUTIVE MANAGEMENT. FOR EXAMPLE, A CONFLICT MAY BE DETERMINED TO REQUIRE RESIGNATION BY THE EMPLOYEE/DIRECTOR OR A CONFLICT WITH A CERTAIN SUBJECT OR VENDOR MAY REQUIRE THE INDIVIDUAL TO BE PROHIBITED FROM PARTICIPATING IN ANY DELIBERATIONS OR DECISIONS RELATED TO THE CONFLICT. FORM 990, PART VI, SECTION B, LINE 15 CEO COMPENSATION IS REVIEWED ANNUALLY BY THE MHC COMPENSATION COMMITTEE. ADDITIONALLY, AN OUTSIDE HUMAN RESOURCE CONSULTING FIRM REVIEWED ALL KEY POSITIONS IN THE COMPANY BASED ON JOB DESCRIPTION AND RETURNED COMPARABLE SALARY RANGES. ALL KEY POSITIONS WERE REVIEWED TO ENSURE THEY WERE WITHIN THE RANGES PROVIDED AND WERE UPDATED AS REQUIRED. FORM 990, PART VI, SECTION C, LINE 19 ANY DOCUMENTS REQUIRED TO BE AVAILABLE TO THE PUBLIC CAN BE REQUESTED AT THE ORGANIZATION'S HOME OFFICE. FORM 990, PART XI, LINE 9: CHANGE IN NON-ADMITTED ASSETS -2,091,144. PART XII LINE 1 THIS FORM 990 WAS PREPARED ON THE STATUTORY BASIS OF ACCCOUNTING TO CONFORM WITH THE BASIS OF ACCOUNTING USED ON THE AUDITED FINANCIAL STATEMENTS. PART XII LINE 2C THE PROCESS HAS NOT CHANGED SINCE THE PRIOR YEAR. MOUNTAIN HEALTH GIVES 810 HIALEAH COURT HELENA MT 59601 871569260 HEALTH CARE ACCESS MT 501(C)(3) PF N/A 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 1 0 0 MOUNTAIN HEALTH GIVES L 53470 COST