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          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>JEVERA KAYE HENNESSEY</PersonNm>
          <USAddress>
            <AddressLine1Txt>123 WALLACKS DR</AddressLine1Txt>
            <CityNm>STAMFORD</CityNm>
            <StateAbbreviationCd>CT</StateAbbreviationCd>
            <ZIPCd>06902</ZIPCd>
          </USAddress>
          <TitleTxt>DIRECTOR</TitleTxt>
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        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>DAVID W HOPPER</PersonNm>
          <USAddress>
            <AddressLine1Txt>10 VERONA DRIVE</AddressLine1Txt>
            <CityNm>RIVERSIDE</CityNm>
            <StateAbbreviationCd>CT</StateAbbreviationCd>
            <ZIPCd>06878</ZIPCd>
          </USAddress>
          <TitleTxt>DIRECTOR</TitleTxt>
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          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>GERALD A NIELSEN JR</PersonNm>
          <USAddress>
            <AddressLine1Txt>33 ROCATON ROAD</AddressLine1Txt>
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            <StateAbbreviationCd>CT</StateAbbreviationCd>
            <ZIPCd>06820</ZIPCd>
          </USAddress>
          <TitleTxt>DIRECTOR</TitleTxt>
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          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>JOHN C POLERA</PersonNm>
          <USAddress>
            <AddressLine1Txt>17 WRIGHTS MILL ROAD</AddressLine1Txt>
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        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>RICHARD E TABER</PersonNm>
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            <AddressLine1Txt>97 INTERLAKEN ROAD</AddressLine1Txt>
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            <StateAbbreviationCd>CT</StateAbbreviationCd>
            <ZIPCd>06903</ZIPCd>
          </USAddress>
          <TitleTxt>DIRECTOR</TitleTxt>
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          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <OtherEmployeePaidOver50kCnt>0</OtherEmployeePaidOver50kCnt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
        <ContractorPaidOver50kCnt>0</ContractorPaidOver50kCnt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <SumOfProgramRelatedInvstGrp>
        <TotalAmt>0</TotalAmt>
      </SumOfProgramRelatedInvstGrp>
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>8448827</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>234017</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>0</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>8682844</TotalFMVOfUnusedAssetsAmt>
        <ReductionClaimedAmt>0</ReductionClaimedAmt>
        <AcquisitionIndebtednessAmt>0</AcquisitionIndebtednessAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>8682844</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>130243</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>8552601</NetVlNoncharitableAssetsAmt>
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      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>427630</MinimumInvestmentReturnAmt>
        <TaxBasedOnInvestmentIncomeAmt>10094</TaxBasedOnInvestmentIncomeAmt>
        <TotalTaxAmt>10094</TotalTaxAmt>
        <DistributableBeforeAdjAmt>417536</DistributableBeforeAdjAmt>
        <RecoveriesQualfiedDistriAmt>0</RecoveriesQualfiedDistriAmt>
        <DistributableBeforeDedAmt>417536</DistributableBeforeDedAmt>
        <DeductionFromDistributableAmt>0</DeductionFromDistributableAmt>
        <DistributableAsAdjustedAmt>417536</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <PFQualifyingDistributionsGrp>
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        <ProgramRelatedInvstTotalAmt>0</ProgramRelatedInvstTotalAmt>
        <QualifyingDistributionsAmt>611486</QualifyingDistributionsAmt>
      </PFQualifyingDistributionsGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>417536</DistributableAsAdjustedAmt>
        <UndistributedIncomePYAmt>0</UndistributedIncomePYAmt>
        <TotalForPriorYearsAmt>0</TotalForPriorYearsAmt>
        <ExcessDistributionCyovYr5Amt>210597</ExcessDistributionCyovYr5Amt>
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        <TotalExcessDistributionCyovAmt>911241</TotalExcessDistributionCyovAmt>
        <QualifyingDistributionsAmt>611486</QualifyingDistributionsAmt>
        <AppliedToYear1Amt>0</AppliedToYear1Amt>
        <AppliedToPriorYearsAmt>0</AppliedToPriorYearsAmt>
        <TreatedAsDistriFromCorpusAmt>0</TreatedAsDistriFromCorpusAmt>
        <AppliedToCurrentYearAmt>417536</AppliedToCurrentYearAmt>
        <RemainingDistriFromCorpusAmt>193950</RemainingDistriFromCorpusAmt>
        <ExcessDistriCyovAppCYCorpusAmt>0</ExcessDistriCyovAppCYCorpusAmt>
        <ExcessDistributionCyovAppCYAmt>0</ExcessDistributionCyovAppCYAmt>
        <TotalCorpusAmt>1105191</TotalCorpusAmt>
        <PriorYearUndistributedIncmAmt>0</PriorYearUndistributedIncmAmt>
        <PriorYearDeficiencyOrTaxAmt>0</PriorYearDeficiencyOrTaxAmt>
        <Taxable1Amt>0</Taxable1Amt>
        <Taxable2Amt>0</Taxable2Amt>
        <UndistributedIncomeCYAmt>0</UndistributedIncomeCYAmt>
        <CorpusDistri170b1EOr4942g3Amt>0</CorpusDistri170b1EOr4942g3Amt>
        <ExcessDistriCyovFromYr5Amt>210597</ExcessDistriCyovFromYr5Amt>
        <ExcessDistriCyovToNextYrAmt>894594</ExcessDistriCyovToNextYrAmt>
        <ExcessFromYear4Amt>245459</ExcessFromYear4Amt>
        <ExcessFromYear3Amt>178239</ExcessFromYear3Amt>
        <ExcessFromYear2Amt>117354</ExcessFromYear2Amt>
        <ExcessFromYear1Amt>159592</ExcessFromYear1Amt>
        <ExcessFromCurrentYearAmt>193950</ExcessFromCurrentYearAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <ApplicationSubmissionInfoGrp>
          <RecipientPersonNm>KAREN KELLY FIRST COUNTY BANK FOUND</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>117 PROSPECT STREET</AddressLine1Txt>
            <CityNm>STAMFORD</CityNm>
            <StateAbbreviationCd>CT</StateAbbreviationCd>
            <ZIPCd>06901</ZIPCd>
          </RecipientUSAddress>
          <RecipientPhoneNum>2034624858</RecipientPhoneNum>
          <RecipientEmailAddressTxt>FOUNDATION@FIRSTCOUNTYB</RecipientEmailAddressTxt>
          <FormAndInfoAndMaterialsTxt>SUBMIT ORIGINAL APPLICATION INCLUDING THE FOLLOWING INFORMATION: ORGANIZATION NAME, ADDRESS, CONTACT PERSON, DESCRIPTION OF ORGANIZATION, FINANCIAL STMT, OFFICERS/DIRECTORS, GRANT AMOUNT, IRC 501(C)(3) ORGANIZATION</FormAndInfoAndMaterialsTxt>
          <SubmissionDeadlinesTxt>JANUARY 1 TO MARCH 31</SubmissionDeadlinesTxt>
          <RestrictionsOnAwardsTxt>AWARDS MUST BE USED TO BENEFIT THE RESIDENTS OF ONE OR MORE OF THE FOLLOWING TOWNS: DARIEN, GREENWICH, NEW CANAAN, NORWALK, STAMFORD, AND WESTPORT, CONNECTICUT.</RestrictionsOnAwardsTxt>
        </ApplicationSubmissionInfoGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>SEE ATTACHED SCHEDULE - GRANTS AND CONTRIBUTIONS PAID DURING THE YEAR</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>117 PROSPECT ST</AddressLine1Txt>
            <CityNm>STAMFORD</CityNm>
            <StateAbbreviationCd>CT</StateAbbreviationCd>
            <ZIPCd>06901</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PUBLIC CHARITY</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SEE ATTACHED SCHEDULE</GrantOrContributionPurposeTxt>
          <Amt>611486</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>611486</TotalGrantOrContriPdDurYrAmt>
        <TotalGrantOrContriApprvFutAmt>0</TotalGrantOrContriApprvFutAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <DividendsAndInterestFromSecDtl>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>179155</ExclusionAmt>
        </DividendsAndInterestFromSecDtl>
        <GainSalesAstOthThanInvntryGrp>
          <ExclusionCd>18</ExclusionCd>
          <ExclusionAmt>546998</ExclusionAmt>
        </GainSalesAstOthThanInvntryGrp>
        <SubtotalsIncmProducingActyGrp>
          <UnrelatedBusinessTaxblIncmAmt>0</UnrelatedBusinessTaxblIncmAmt>
          <ExclusionAmt>726153</ExclusionAmt>
          <RelatedOrExemptFunctionIncmAmt>0</RelatedOrExemptFunctionIncmAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>726153</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>0</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>0</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>0</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>0</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>0</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>0</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>0</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>0</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>0</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>0</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <AccountingFeesSchedule documentId="RetDoc2002200001">
      <AccountingFeesDetail>
        <CategoryTxt>KAHAN, STEIGER &amp; CO. - TAX PREPARATION FEE</CategoryTxt>
        <Amt>3335</Amt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </AccountingFeesDetail>
    </AccountingFeesSchedule>
    <InvestmentsCorpBondsSchedule documentId="RetDoc2044400001">
      <InvestmentsCorporateBondsGrp>
        <BondNm>USB CAPITAL IX</BondNm>
        <EOYBookValueAmt>25033</EOYBookValueAmt>
        <EOYFMVAmt>24606</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>FIRST COUNTY BANK #2835 CORP BONDS</BondNm>
        <EOYBookValueAmt>1150240</EOYBookValueAmt>
        <EOYFMVAmt>1130096</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>MFS MID CAP VALUE FUND</BondNm>
        <EOYBookValueAmt>405000</EOYBookValueAmt>
        <EOYFMVAmt>414973</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>T ROWE PRICE MID CAP GROWTH</BondNm>
        <EOYBookValueAmt>405000</EOYBookValueAmt>
        <EOYFMVAmt>402232</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>FEDERATED TOTAL RETURN BD FUND</BondNm>
        <EOYBookValueAmt>1</EOYBookValueAmt>
        <EOYFMVAmt>1</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>FIDELITY INTERMEDIATE TREASURY BOND INDEX</BondNm>
        <EOYBookValueAmt>243000</EOYBookValueAmt>
        <EOYFMVAmt>250449</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>FIDELITY SHORT TERM TREASURY BOND INDEX</BondNm>
        <EOYBookValueAmt>162000</EOYBookValueAmt>
        <EOYFMVAmt>165935</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>AMERICAN FUNDS EUROPACIFIC GROWTH</BondNm>
        <EOYBookValueAmt>237000</EOYBookValueAmt>
        <EOYFMVAmt>237869</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>CLEARBRIDGE INTERNATIONAL GROWTH FUND</BondNm>
        <EOYBookValueAmt>237000</EOYBookValueAmt>
        <EOYFMVAmt>243062</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>TOUCHSTONE SANDS CPTL EMERGING MKTS</BondNm>
        <EOYBookValueAmt>192250</EOYBookValueAmt>
        <EOYFMVAmt>196454</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
    </InvestmentsCorpBondsSchedule>
    <InvestmentsCorpStockSchedule documentId="RetDoc2018900001">
      <InvestmentsCorporateStockGrp>
        <StockNm>ISHARES CORE MSCI EAFE ETF</StockNm>
        <EOYBookValueAmt>299381</EOYBookValueAmt>
        <EOYFMVAmt>348233</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ISHARES CORE MSCI EM IMI ETF</StockNm>
        <EOYBookValueAmt>100152</EOYBookValueAmt>
        <EOYFMVAmt>104448</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ISHARES TR S&amp;P SMALL CAP 600 INDEX FD</StockNm>
        <EOYBookValueAmt>330627</EOYBookValueAmt>
        <EOYFMVAmt>515595</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>INVESCO OPPENHEIMER DEV MKT</StockNm>
        <EOYBookValueAmt>192250</EOYBookValueAmt>
        <EOYFMVAmt>191902</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SCHWAB CHARLES CORP NEW ALT</StockNm>
        <EOYBookValueAmt>50490</EOYBookValueAmt>
        <EOYFMVAmt>42884</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FIRST COUNTY BANK #2835 EQUITIES</StockNm>
        <EOYBookValueAmt>2823530</EOYBookValueAmt>
        <EOYFMVAmt>3436217</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <InvestmentsGovtObligationsSch documentId="RetDoc2210400001">
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      <USGovtObligationsEOYFMVAmt>688966</USGovtObligationsEOYFMVAmt>
      <StateLocalSecBookVlEOYAmt>0</StateLocalSecBookVlEOYAmt>
      <StateLocalSecEOYFMVAmt>0</StateLocalSecEOYFMVAmt>
    </InvestmentsGovtObligationsSch>
    <OtherDecreasesSchedule documentId="RetDoc2049800001">
      <OtherDecreasesDetail>
        <Desc>PRIOR PERIOD ADJUSTMENT</Desc>
        <Amt>5816</Amt>
      </OtherDecreasesDetail>
    </OtherDecreasesSchedule>
    <SubstantialContributorsSch documentId="RetDoc2089200001">
      <SubstantialContributorDetail>
        <PersonNm>FIRST COUNTY BANK</PersonNm>
        <USAddress>
          <AddressLine1Txt>117 PROSPECT STREET</AddressLine1Txt>
          <CityNm>STAMFORD</CityNm>
          <StateAbbreviationCd>CT</StateAbbreviationCd>
          <ZIPCd>06901</ZIPCd>
        </USAddress>
      </SubstantialContributorDetail>
    </SubstantialContributorsSch>
  </ReturnData>
</Return>