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        <ExplanationTxt>THE BOARD OF DIRECTORS HAS REVEIWED THE TAX RETURN.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>THE CONFLICT OF INTEREST POLICY HAS BEEN REVIEWED AND COMPLIED WITH.</ExplanationTxt>
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      <SupplementalInformationDetail>
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        <ExplanationTxt>THE COMPENSATION OF THE PRESIDENT AND TOP MANAGEMENT IS DETERMINED BY HOURS WORKED PER MONTH AND MARKET REVIEW.</ExplanationTxt>
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        <ExplanationTxt>THE COMPENSATION OF THE OTHER OFFICERS IS DETERMINED BY HOURS WORKED PER MONTH AND MARKET REVIEW.</ExplanationTxt>
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        <ExplanationTxt>THE TAX RETURN IS AVAILABLE TO THE PUBLIC UPON REQUEST.</ExplanationTxt>
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