﻿<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" returnVersion="2023v5.0">
  <ReturnHeader binaryAttachmentCnt="0">
    <ReturnTs>2024-08-12T16:04:43-04:00</ReturnTs>
    <TaxPeriodEndDt>2024-04-30</TaxPeriodEndDt>
    <PreparerFirmGrp>
      <PreparerFirmEIN>202976754</PreparerFirmEIN>
      <PreparerFirmName>
        <BusinessNameLine1Txt>GRAHAM YADEN PC</BusinessNameLine1Txt>
      </PreparerFirmName>
      <PreparerUSAddress>
        <AddressLine1Txt>1111 HILLCREST RD STE 220</AddressLine1Txt>
        <CityNm>MOBILE</CityNm>
        <StateAbbreviationCd>AL</StateAbbreviationCd>
        <ZIPCd>366953952</ZIPCd>
      </PreparerUSAddress>
    </PreparerFirmGrp>
    <ReturnTypeCd>990EZ</ReturnTypeCd>
    <TaxPeriodBeginDt>2023-05-01</TaxPeriodBeginDt>
    <Filer>
      <EIN>562501532</EIN>
      <BusinessName>
        <BusinessNameLine1Txt>EMERALD COAST BUSINESS WOMENS</BusinessNameLine1Txt>
        <BusinessNameLine2Txt>ASSOCIATION INC</BusinessNameLine2Txt>
      </BusinessName>
      <BusinessNameControlTxt>EMER</BusinessNameControlTxt>
      <PhoneNum>8504415102</PhoneNum>
      <USAddress>
        <AddressLine1Txt>653 W 23RD STREET 209</AddressLine1Txt>
        <CityNm>PANAMA CITY</CityNm>
        <StateAbbreviationCd>FL</StateAbbreviationCd>
        <ZIPCd>32405</ZIPCd>
      </USAddress>
    </Filer>
    <BusinessOfficerGrp>
      <PersonNm>LYNDSEY BLANKS</PersonNm>
      <PersonTitleTxt>PRESIDENT ELECT</PersonTitleTxt>
      <PhoneNum>8504415102</PhoneNum>
      <SignatureDt>2024-08-08</SignatureDt>
      <DiscussWithPaidPreparerInd>true</DiscussWithPaidPreparerInd>
    </BusinessOfficerGrp>
    <IRSResponsiblePrtyInfoCurrInd>true</IRSResponsiblePrtyInfoCurrInd>
    <PreparerPersonGrp>
      <PreparerPersonNm>ELIZABETH G RADKE CPA</PreparerPersonNm>
      <PTIN>P01208797</PTIN>
      <PhoneNum>2513407345</PhoneNum>
      <PreparationDt>2024-08-07</PreparationDt>
    </PreparerPersonGrp>
    <TaxYr>2023</TaxYr>
    <BuildTS>2024-08-08 14:25:15Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCnt="3">
    <IRS990EZ documentId="RetDoc1" referenceDocumentId="RetDoc3">
      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
      <ScheduleBNotRequiredInd>X</ScheduleBNotRequiredInd>
      <WebsiteAddressTxt>EMERALDCOASTBWA.CLUBEXPRESS.COM</WebsiteAddressTxt>
      <Organization501cInd organization501cTypeTxt="6">X</Organization501cInd>
      <TypeOfOrganizationCorpInd>X</TypeOfOrganizationCorpInd>
      <GrossReceiptsAmt>60219</GrossReceiptsAmt>
      <InfoInScheduleOPartIInd>X</InfoInScheduleOPartIInd>
      <ContributionsGiftsGrantsEtcAmt>6479</ContributionsGiftsGrantsEtcAmt>
      <InvestmentIncomeAmt>881</InvestmentIncomeAmt>
      <FundraisingGrossIncomeAmt referenceDocumentId="RetDoc2">52859</FundraisingGrossIncomeAmt>
      <SpecialEventsDirectExpensesAmt>14010</SpecialEventsDirectExpensesAmt>
      <SpecialEventsNetIncomeLossAmt>38849</SpecialEventsNetIncomeLossAmt>
      <TotalRevenueAmt>46209</TotalRevenueAmt>
      <BenefitsPaidToOrForMembersAmt>147</BenefitsPaidToOrForMembersAmt>
      <FeesAndOtherPymtToIndCntrctAmt>575</FeesAndOtherPymtToIndCntrctAmt>
      <PrintingPublicationsPostageAmt>1376</PrintingPublicationsPostageAmt>
      <OtherExpensesTotalAmt>36335</OtherExpensesTotalAmt>
      <TotalExpensesAmt>38433</TotalExpensesAmt>
      <ExcessOrDeficitForYearAmt>7776</ExcessOrDeficitForYearAmt>
      <NetAssetsOrFundBalancesBOYAmt>106276</NetAssetsOrFundBalancesBOYAmt>
      <NetAssetsOrFundBalancesEOYAmt>114052</NetAssetsOrFundBalancesEOYAmt>
      <CashSavingsAndInvestmentsGrp>
        <BOYAmt>106276</BOYAmt>
        <EOYAmt>114052</EOYAmt>
      </CashSavingsAndInvestmentsGrp>
      <Form990TotalAssetsGrp>
        <BOYAmt>106276</BOYAmt>
        <EOYAmt>114052</EOYAmt>
      </Form990TotalAssetsGrp>
      <NetAssetsOrFundBalancesGrp>
        <BOYAmt>106276</BOYAmt>
        <EOYAmt>114052</EOYAmt>
      </NetAssetsOrFundBalancesGrp>
      <InfoInScheduleOPartIIIInd>X</InfoInScheduleOPartIIIInd>
      <PrimaryExemptPurposeTxt>CONTRIBUTE TO THE DEVELOPMENT OF THE BAY COUNTY AREA THROUGH BUILDING UP AND SUPPORTING FEMALE BUSINESS LEADERS AND TO CULTIVATE FUTURE WOMEN BUSINESS LEADERS THROUGH SCHOLARSHIP.</PrimaryExemptPurposeTxt>
      <ProgramSrvcAccomplishmentGrp>
        <DescriptionProgramSrvcAccomTxt>MONTHLY MEETINGS: SPEAKERS ARE PROVIDED TO ENHANCE THE KNOWLEDGE AND SKILLS OF THE ORGANIZATION'S MEMBERS.</DescriptionProgramSrvcAccomTxt>
      </ProgramSrvcAccomplishmentGrp>
      <ProgramSrvcAccomplishmentGrp>
        <DescriptionProgramSrvcAccomTxt>PROVIDE TUITION AND QUALIFIED EDUCATION COST ASSISTANCE TO LOCAL ADULT WOMEN IN PURSUIT OF UNDERGRADUATE DEGREES, CERTIFICATE PROGRAMS, OR LICENSURE PROGRAMS AT QUALIFIED HIGHER EDUCATION INSTITUTIONS.</DescriptionProgramSrvcAccomTxt>
      </ProgramSrvcAccomplishmentGrp>
      <OfficerDirectorTrusteeEmplGrp>
        <PersonNm>PHILOMENA MARTRAIN</PersonNm>
        <TitleTxt>PAST PRESIDE</TitleTxt>
        <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
        <CompensationAmt>0</CompensationAmt>
      </OfficerDirectorTrusteeEmplGrp>
      <OfficerDirectorTrusteeEmplGrp>
        <PersonNm>LISA DAVIS</PersonNm>
        <TitleTxt>PRESIDENT</TitleTxt>
        <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
        <CompensationAmt>0</CompensationAmt>
      </OfficerDirectorTrusteeEmplGrp>
      <OfficerDirectorTrusteeEmplGrp>
        <PersonNm>LYNDSEY BLANKS</PersonNm>
        <TitleTxt>PRESIDENT EL</TitleTxt>
        <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
        <CompensationAmt>0</CompensationAmt>
      </OfficerDirectorTrusteeEmplGrp>
      <OfficerDirectorTrusteeEmplGrp>
        <PersonNm>KAREN NORTHWAY</PersonNm>
        <TitleTxt>SECRETARY</TitleTxt>
        <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
        <CompensationAmt>0</CompensationAmt>
      </OfficerDirectorTrusteeEmplGrp>
      <OfficerDirectorTrusteeEmplGrp>
        <PersonNm>TINA RUTHERFORD</PersonNm>
        <TitleTxt>TREASURER</TitleTxt>
        <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
        <CompensationAmt>0</CompensationAmt>
      </OfficerDirectorTrusteeEmplGrp>
      <ActivitiesNotPreviouslyRptInd>false</ActivitiesNotPreviouslyRptInd>
      <ChgMadeToOrgnzngDocNotRptInd>false</ChgMadeToOrgnzngDocNotRptInd>
      <OrganizationHadUBIInd>false</OrganizationHadUBIInd>
      <SubjectToProxyTaxInd>false</SubjectToProxyTaxInd>
      <OrganizationDissolvedEtcInd>false</OrganizationDissolvedEtcInd>
      <Form1120PolFiledInd>false</Form1120PolFiledInd>
      <MadeLoansToFromOfficersInd>false</MadeLoansToFromOfficersInd>
      <ProhibitedTaxShelterTransInd>false</ProhibitedTaxShelterTransInd>
      <BooksInCareOfDetail>
        <PersonNm>TINA RUTHERFORD</PersonNm>
        <USAddress>
          <AddressLine1Txt>2315 HIGHWAY 77</AddressLine1Txt>
          <CityNm>LYNN HAVEN</CityNm>
          <StateAbbreviationCd>FL</StateAbbreviationCd>
          <ZIPCd>32444</ZIPCd>
        </USAddress>
        <PhoneNum>8504415102</PhoneNum>
      </BooksInCareOfDetail>
      <ForeignFinancialAccountInd>false</ForeignFinancialAccountInd>
      <ForeignOfficeInd>false</ForeignOfficeInd>
      <DonorAdvisedFndsInd>false</DonorAdvisedFndsInd>
      <OperateHospitalInd>false</OperateHospitalInd>
      <TanningServicesProvidedInd>false</TanningServicesProvidedInd>
      <RelatedOrganizationCtrlEntInd>false</RelatedOrganizationCtrlEntInd>
      <TransactionWithControlEntInd>false</TransactionWithControlEntInd>
      <PoliticalCampaignActyInd>false</PoliticalCampaignActyInd>
    </IRS990EZ>
    <IRS990ScheduleG documentId="RetDoc2">
      <FundraisingEventInformationGrp>
        <Event1Nm>DEATH BY CHOCOL</Event1Nm>
        <GrossReceiptsEvent1Amt>52859</GrossReceiptsEvent1Amt>
        <GrossRevenueEvent1Amt>52859</GrossRevenueEvent1Amt>
        <RentFacilityCostsEvent1Amt>8289</RentFacilityCostsEvent1Amt>
        <EntertainmentEvent1Amt>750</EntertainmentEvent1Amt>
        <OtherDirectExpensesEvent1Amt>4971</OtherDirectExpensesEvent1Amt>
        <GrossReceiptsTotalAmt>52859</GrossReceiptsTotalAmt>
        <GrossRevenueTotalEventsAmt>52859</GrossRevenueTotalEventsAmt>
        <RentFcltyCostsTotalEventsAmt>8289</RentFcltyCostsTotalEventsAmt>
        <EntertainmentTotalEventsAmt>750</EntertainmentTotalEventsAmt>
        <OthDirectExpnssTotalEventsAmt>4971</OthDirectExpnssTotalEventsAmt>
        <DirectExpenseSummaryEventsAmt>14010</DirectExpenseSummaryEventsAmt>
        <NetIncomeSummaryAmt>38849</NetIncomeSummaryAmt>
      </FundraisingEventInformationGrp>
    </IRS990ScheduleG>
    <IRS990ScheduleO documentId="RetDoc3">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990-EZ, PART I, LINE 16</FormAndLineReferenceDesc>
        <ExplanationTxt>EXPENSES ADVERTISING AND PROMOTION 465 OFFICE SUPPLIES 412 DUES &amp; SUBSCRIPTIONS 269 OPERATIONS SUPPLIES 64 SOFTWARE SUBSCRIPTIONS 100 REGISTRATION FEES 61 MONTHLY MEETING CATERING 3,478 1,150 SCHOLARSHIPS 30,336 TOTAL 36,335</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990-EZ, PART III</FormAndLineReferenceDesc>
        <ExplanationTxt>CONTRIBUTE TO THE DEVELOPMENT OF THE BAY COUNTY AREA THROUGH BUILDING UP AND SUPPORTING FEMALE BUSINESS LEADERS AND TO CULTIVATE FUTURE WOMEN BUSINESS LEADERS THROUGH SCHOLARSHIP.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>