2024-06-26T09:28:25-05:00 2023-12-31 421186197 GARDINER COMPANY PC 10555 NEW YORK AVENUE SUITE 200 DES MOINES IA 50322 990 2023-01-01 426063218 5 STAR COMMUNITY CREDIT UNION 5STA 3193854914 100 S CHERRY STREET MOUNT PLEASANT IA 52641 MARY GRABER CEO 3193854914 2024-06-21 1 MARY GRABER XXX-XX-XXXX 1 DENNIS GARDINER CPA P02167685 5152701446 2 AAL1 IAL1 2023 2023-04-26 12:10:37Z MARY GRABER 100 S CHERRY STREET MOUNT PLEASANT IA 52641 2303462 0 X WWW.5STARCU.ORG X 1950 IA OPERATING FOR THE PRIMARY PURPOSE OF PROMOTING THRIFT, PROVIDING CREDIT AT REASONABLE RATES, AND PROVIDING OTHER FINANCIAL SERVICES TO OUR MEMBERS. 8 8 10 0 6500 0 0 0 1289463 1621116 178705 183553 489648 498793 1957816 2303462 0 0 0 0 610982 659797 0 0 0 1152969 1452727 1763951 2112524 193865 190938 46048402 49055238 43456993 46036635 2591409 3018603 OPERATING FOR THE PRIMARY PURPOSE OF PROMOTING THRIFT, PROVIDING CREDIT AT REASONABLE RATES, AND PROVIDING OTHER FINANCIAL SERVICES TO OUR MEMBERS. 0 0 2112524 2113409 THE ORGANIZATION SERVES IT MEMBERS. THE ORGANIZATIONS LARGEST EXPENSE IS DIVIDEND EXPENSE PAID ON SHARE ACCOUNTS. THE ORGANIZATION OFFERS LOANS RANGING FROM SMALL SIGNATURE LOANS UP TO HOME MORTGAGE LOANS. THE ORGANIZATION SERVED APPROXIMATELY 6,293 MEMBERS IN 2023. 2112524 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1379 0 1 10 1 1 1 0 0 0 0 0 0 0 0 0 X 8 8 0 0 0 0 1 1 1 1 1 0 0 0 0 0 1 0 0 0 X MARY GRABER 3193854914 100 S CHERRY STREET MOUNT PLEASANT IA 52641 JEFF BEAVERS CHAIRPERSON 0.00 X X 0 0 0 ED SEGGERMAN PRESIDENT 0.00 X X 0 0 0 RICH MCNAMEE SECRETARY 1.00 X X 0 0 0 CHAD WHITE VICE CHAIRPERSON 0.00 X X 0 0 0 MARLIN FORD DIRECTOR 1.00 X 0 0 0 KEVIN DAMERON AUDIT COMMITTEE CHAIR 0.00 X 0 0 0 JILL DANIEL CREDIT COMMITTEE CHAIR 1.00 X 0 0 0 KEVIN WELLINGTON DIRECTOR 0.00 X 0 0 0 MARY GRABER CEO 45.00 X 121622 0 32284 121622 0 32284 1 0 1 0 0 LOAN INCOME 522100 1621116 1621116 1621116 183553 183553 FEES AND CHARGES 522100 471627 471627 ATM FEES 522100 6500 6500 20666 20666 498793 2303462 2113409 6500 183553 153906 153906 348004 348004 9787 9787 110282 110282 37818 37818 16613 16613 27421 27421 31472 31472 112814 112814 222428 222428 130794 130794 33990 33990 7671 7671 5221 5221 284425 284425 9990 9990 145227 145227 CARD EXPENSE 174248 174248 PROVISION FOR LOAN LOSS 46271 46271 LOAN SERVICING EXPENSE 33924 33924 TAXES 24402 24402 145816 145816 2112524 2112524 0 0 613033 732223 2364216 2063973 7820 10183 31620904 36398606 44015 46436 2439573 1777033 754633 662540 10562546 9012872 81235 128405 46048402 49055238 1220905 1133588 42236088 44903047 43456993 46036635 X 0 0 2475996 2752084 115413 266519 2591409 3018603 46048402 49055238 X 190938 -902650 1138906 X 0 0 0 74748 74748 1367471 920143 447328 347829 331581 16248 649525 525309 124216 662540 INVESTMENTS 9012872 F 9012872 MEMBER SHARES 44903047 44903047 X X 0 0 0 MARY GRABER CEO 115722 0 5900 0 0 0 3360 0 28924 0 153906 0 0 0 PART I, LINE 3 THE BOARD OF DIRECTORS EVALUATES THE CUNA (CREDIT UNION NATIONAL ASSOCIATION) COMPENSATION SURVEY TO INFORM AND GUIDE DECISIONS REGARDING SALARY STRUCTURES. BY LEVERAGING THE COMPREHENSIVE DATA PROVIDED IN THIS SURVEY, THE BOARD ENSURES THAT COMPENSATION LEVELS ARE REASONABLE. FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION IS A CREDIT UNION WITH MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A MEMBERS ELECT BOARD DIRECTORS. FORM 990, PART VI, SECTION A, LINE 7B MERGERS AND NAME CHANGES ARE SUBJECT TO MEMBER APPROVAL. FORM 990, PART VI, SECTION B, LINE 11B THE CEO REVIEWS. FORM 990, PART VI, SECTION C, LINE 19 THE MONTHLY FINANCIAL STATEMENTS ARE POSTED MONTHLY IN LOBBY. ALL OTHER DOCUMENTS ARE AVAILABLE UPON REQUEST. FORM 990, PART XI, LINE 9: PRIOR YEAR NET UNREALIZED GAINS (LOSSES) 1,138,906.