2024-05-09T15:38:57-05:00 2023-12-31 990 2023-01-01 141348251 Heritage Financial Credit Union % Jamie Carolan HERI 8455615607 25 Rykowski Lane Middletown NY 10941 JAMIE CAROLAN VP of Finance 8455615607 2024-05-09 JAMIE CAROLAN 999009999 false 1 AAL2 IAL1 2023 2023-04-26 12:10:37Z MICHAEL J CIRIELLO 25 Rykowski Lane Middletown NY 10941 39528099 false X www.heritagefcu.com X 1940 NY httpsheritagefcucomaboutwhatmakesusdifferent Credit Union 7 7 203 11 76264 0 29162430 36065878 1472939 3197546 602000 177710 31237369 39441134 0 0 12845321 12978207 0 0 13306259 22839379 26151580 35817586 5085789 3623548 623273313 711994516 576098428 661500832 47174885 50493684 X https://heritagefcu.com/about/what-makes-us-different false true Credit Union. Retail Lending is the largest activity. false false false false false false false false false false true true false false true false true false false false false false false false false false false false false true false false false false false false false false false false false false false false false false true 9467 0 true 203 true true true false false false false false false false false X 7 7 false false false false true true false true true false true true false false true true true true false NY X JAMIE CAROLAN 8455615607 25 Rykowski Lane Middletown NY 10941 MICHAEL CIRIELLO CEOPresident 40.00 X 611585 0 16500 FREDERICK CORNELIUS EVP 40.00 X 306805 0 16466 PAUL PRIESEL CIO 40.00 X 216569 0 10011 JONATHAN SHAKELTON COO 40.00 X 192544 0 10369 MARYANN MAIKISCH VP of HR 40.00 X 191396 0 2114 JAMIE CAROLAN VP of Finance 40.00 X 176972 0 5262 SHAWN SIMMONS MLO II 40.00 X 160935 0 5186 MARIO GUARNERI VP of Audit 40.00 X 164305 0 5224 JULIETTE MCKERRELL SVP of Commercial 40.00 X 153874 0 0 SAMANTHA PRIMO MLO II 40.00 X 146497 0 7790 LUKE DEARMOND VP of Lending 40.00 X 151736 0 560 MICHAEL DESIENO AVP of IT 40.00 X 126935 0 7132 CHRISTOPHER HAGAR AVP of Sales Service 40.00 X 126900 0 6628 ANGELA MORRILL AVP of Retail 40.00 X 115575 0 6426 RENA D'ANDRAIA AVP of Marketing 40.00 X 119675 0 4044 SONA BRAHMBHATT Director of BI 40.00 X 125992 0 782 LINDA BOW Director of Compliance 40.00 X 120678 0 0 GLENDA SERRANO Chief of Staff 40.00 X 100627 0 4338 CHRISTOPHER OLSON VP of Retail 40.00 X 113799 0 4424 NICOLE BENEDETTO AVP of Operations 40.00 X 111324 0 3639 LISA MERRITT-SMITH Director of HR 40.00 X 108950 0 436 MICHELLE RODRIGUEZ-SOTO AVP of Lending Product 40.00 X 95314 0 0 COLIN SYTSMA AVP Controller 40.00 X 90686 0 0 MITCHELL DECOUER AVP of Loan Operations 40.00 X 62166 0 3456 JILLIAN SEQUIST AVP of Loan Operations 40.00 X 49849 0 0 TEENA SLAVIN AVP of Commercial 40.00 X 41106 0 0 KENNETH AFFELDT Chairperson X 0 0 0 THOMAS HOUSTON Vice Chairperson X 0 0 0 JENNIFER RYAN Treasurer X 0 0 0 SANDRA GEROW Secretary X 0 0 0 JOHN BOYLE Director X 0 0 0 NICHOLAS GIGLIO Director X 0 0 0 JOHN NAUMCHIK Director X 0 0 0 3982794 120787 21 false true false MICHAEL KACHMARICK 25 Rykowski Ln Middletown NY 10941 Consulting ROGER PATINO 25 Rykowski Ln Middletown NY 10941 Consulting Interest Income 522291 27143846 27143846 Service Charges Fees 522291 3436619 3436619 Other Non Interest Inc 522291 5485413 5485413 36065878 3264635 3264635 54580 54580 54580 54580 19876 86965 -67089 -67089 0 Auto Warranties 522291 29600 29600 Non Member Fees 522291 46664 46664 Gain on Loan Sales 522291 46866 46866 123130 39441134 39431959 76264 3982796 6974905 293943 936069 790494 323973 1403849 3107629 1641001 74737 165622 7279650 1380866 188450 Prof & OOS 3019160 Loan Servicing 1626143 Provision for Loan Loss 2266721 Other 361578 35817586 0 0 0 4555134 6259580 36461264 25294039 929931 26965 480731635 582694786 1623866 1335174 27417919 11748646 13169882 15669273 61490399 49170589 24311202 31544110 623273313 711994516 2600858 6629081 573497570 654871751 576098428 661500832 X 47174885 50493684 47174885 50493684 623273313 711994516 X 3623548 -2973213 2668464 X true true true false false false false false false false false 2652662 2652662 10703462 2570852 8132610 2719337 1519093 1200244 11342458 7658701 3683757 15669273 Other Investments 4896672 C Securities Available for Sale 44273917 F 49170589 All Other Assets 31544110 31544110 Deposits Shares 565592397 Borrowings AIP 89279354 654871751 39441134 39441134 39441134 35817586 35817586 35817586 true X X false false false false false false false false false MICHAEL CIRIELLO CEOPresident 420975 190610 16500 18666 646751 FREDERICK CORNELIUS EVP 228330 78475 16466 13431 336702 PAUL PRIESEL CIO 172417 44152 10011 226580 JONATHAN SHAKELTON COO 167260 25284 10369 10553 213466 MARYANN MAIKISCH VP of HR 159545 31851 2114 6378 199888 JAMIE CAROLAN VP of Finance 150790 26182 5262 182234 SHAWN SIMMONS MLO II 33804 123421 3710 5186 12833 178954 MARIO GUARNERI VP of Audit 140106 24199 5224 169529 JULIETTE MCKERRELL SVP of Commercial 153874 4583 158457 SAMANTHA PRIMO MLO II 35676 110585 236 7790 154287 LUKE DEARMOND VP of Lending 142961 8775 560 12753 165049 MICHAEL DESIENO AVP of IT 115507 11428 7132 19536 153603 CHRISTOPHER HAGAR AVP of Sales Service 114108 12792 6628 827 134355 ANGELA MORRILL AVP of Retail 105383 10192 6426 122001 RENA D'ANDRAIA AVP of Marketing 110725 8950 4044 13431 137150 SONA BRAHMBHATT Director of BI 121220 4772 782 126774 LINDA BOW Director of Compliance 115730 4948 13431 134109 GLENDA SERRANO Chief of Staff 90895 9732 4338 104965 CHRISTOPHER OLSON VP of Retail 87245 26554 4424 118223 NICOLE BENEDETTO AVP of Operations 104284 7040 3639 6088 121051 LISA MERRITT-SMITH Director of HR 107920 1030 436 109386 MICHELLE RODRIGUEZ-SOTO AVP of Lending Product 95314 95314 COLIN SYTSMA AVP Controller 90686 2560 93246 MITCHELL DECOUER AVP of Loan Operations 37534 24632 3456 1965 67587 JILLIAN SEQUIST AVP of Loan Operations 49849 2264 52113 TEENA SLAVIN AVP of Commercial 41106 2157 43263 KENNETH AFFELDT Chairperson THOMAS HOUSTON Vice Chairperson JENNIFER RYAN Treasurer SANDRA GEROW Secretary JOHN BOYLE Director NICHOLAS GIGLIO Director JOHN NAUMCHIK Director Part III Line 3 Sold credit card portfolio. Part VI Line 6 Credit Union with Members Part VI Line 7a Credit Union with Members Part VI Line 11b VP of Finance & EVP review prior to filing. Part VI Line 15a or b Compensation system and salary survey utilized requiring Board Part VI Line 15a or b approval 2023. Part VI Line 19 Available on request. Part XI Line 9 Prior Year UGL