2024-05-07T09:01:42-05:00 2023-12-31 920460586 PWC US TAX LLP 4300 E CAMELBACK ROAD STE 475 PHOENIX AZ 85018 990PF 2023-01-01 161565224 TW MIRIAM E CULLINAN - CHARITABLE CULL 6073376136 C/O NBT BANK NA 52 S BROAD ST NORWICH NY 13815 NBT BANK NA TRUSTEE 6073376136 2024-05-01 true false JEFFREY E KUHLIN P00353001 4123556000 2024-05-01 X 2023 2023-04-26 12:10:37Z X 543144 X 14296 14296 2832 73003 2832 0 236 17364 17128 7744 6969 774 0 0 0 0 0 0 0 0 390 390 0 0 0 0 0 0 0 100 100 8234 7359 0 874 27000 27000 35234 7359 0 27874 -17870 9769 0 8315 11574 11574 0 0 0 482679 461532 531570 490994 473106 543144 0 X 490994 473106 490994 473106 490994 473106 490994 -17870 281 473405 299 473106 37.166 INVESCO OPPENHEIMER INTL GROWTH Y 2023-06-07 1390 805 585 585 24.198 DFA INTERNATIONAL SMALL COMPANY PORTFOLIO 2019-08-05 2023-06-07 445 411 34 34 30.692 DFA EMERGING MKTS PORTFOLIO 2018-09-18 2023-06-07 825 846 -21 -21 28.799 DODGE & COX INTL STOCK FUND 2019-08-05 2023-06-07 1340 1118 222 222 25.084 FIDELITY 500 INDEX FUND 2018-09-18 2023-06-07 3725 2556 1169 1169 5.544 FIDELITY SMALL CAP INDEX FUND 2021-06-22 2023-06-07 130 161 -31 -31 15. ISHARES MSCI EAFE GROWTH ETF 2019-08-05 2023-06-07 1403 1158 245 245 90.025 JPMORGAN LARGE CAP GROWTH I 2021-06-22 2023-06-07 4675 5802 -1127 -1127 9.899 COLUMBIA DIVIDEND INCOME INST3 2021-06-22 2023-06-22 295 294 1 1 3.675 DFA EMERGING MKTS PORTFOLIO 2018-09-18 2023-06-22 100 101 -1 -1 5.63 DIAMOND HILL SMALL-MID CAP FUND 2023-06-07 2023-06-22 135 137 -2 -2 9.831 DODGE & COX INTL STOCK FUND 2019-08-05 2023-06-22 465 382 83 83 3.834 FIDELITY 500 INDEX FUND 2018-09-18 2023-06-22 585 391 194 194 5. ISHARES MSCI EAFE GROWTH ETF 2019-08-05 2023-06-22 474 386 88 88 9.336 JPMORGAN LARGE CAP GROWTH I 2021-06-22 2023-06-22 510 602 -92 -92 2.82 INVESCO OPPENHEIMER INTL GROWTH Y 2023-06-22 2023-06-26 105 106 -1 -1 21.072 COLUMBIA DIVIDEND INCOME INST3 2021-06-22 2023-06-26 625 625 15.61 DODGE & COX GLOBAL BOND FUND 2021-06-22 2023-06-26 165 187 -22 -22 52.442 DODGE & COX INCOME FUND 2021-06-22 2023-06-26 655 753 -98 -98 46.968 FEDERATED INSTITUTIONAL HIGH YIELD BOND FUND 2023-06-26 395 396 -1 -1 6.335 FIDELITY 500 INDEX FUND 2018-09-18 2023-06-26 955 646 309 309 11.64 FIDELITY EMERGING MKTS INDEX FUND 2019-08-05 2023-06-26 115 113 2 2 82.444 FIDELITY US BOND INDEX INSTL PREMIUM 2021-06-23 2023-06-26 850 998 -148 -148 13.001 FIDELITY INFLATION PROTECTED BOND INSTL PREM 2020-06-03 2023-06-26 120 137 -17 -17 15.885 JPMORGAN LARGE CAP GROWTH I 2021-06-22 2023-06-26 850 1024 -174 -174 10.079 LOOMIS SAYLES BOND FUND 2022-11-16 2023-06-26 115 116 -1 -1 1.289 INVESCO OPPENHEIMER INTL GROWTH Y 2023-06-22 2023-06-29 48 49 -1 -1 7.357 INVESCO OPPENHEIMER INTL GROWTH Y 2008-11-10 2023-06-29 277 131 146 146 21.79 COLUMBIA DIVIDEND INCOME INST3 2021-06-22 2023-06-29 655 646 9 9 4.678 DFA INTERNATIONAL SMALL COMPANY PORTFOLIO 2019-08-05 2023-06-29 85 79 6 6 9.377 DFA EMERGING MKTS PORTFOLIO 2018-09-18 2023-06-29 250 259 -9 -9 40.638 DFA GLOBAL REAL ESTATE SECURITIES PORTFOLIO 2022-11-16 2023-06-29 395 417 -22 -22 20.495 DIAMOND HILL SMALL-MID CAP FUND 2019-08-05 2023-06-29 505 431 74 74 11.433 DODGE & COX INTL STOCK FUND 2019-08-05 2023-06-29 540 444 96 96 .477 DODGE & COX GLOBAL BOND FUND 2021-06-22 2023-06-29 5 6 -1 -1 21.894 FEDERATED INSTITUTIONAL HIGH YIELD BOND FUND 2021-06-23 2023-06-29 185 219 -34 -34 3.396 FIDELITY 500 INDEX FUND 2018-09-18 2023-06-29 520 346 174 174 17.382 FIDELITY SMALL CAP INDEX FUND 2021-06-22 2023-06-29 405 506 -101 -101 18.256 FIDELITY EMERGING MKTS INDEX FUND 2019-08-05 2023-06-29 180 177 3 3 14.174 FIDELITY US BOND INDEX INSTL PREMIUM 2023-06-22 2023-06-29 145 145 2.183 FIDELITY INFLATION PROTECTED BOND INSTL PREM 2023-06-07 2023-06-29 20 20 5. FLEXSHARES MSTAR GLBL UPSTRM NAT RES IDX 2022-11-16 2023-06-29 198 221 -23 -23 3.498 JPMORGAN LARGE CAP GROWTH I 2021-06-22 2023-06-29 190 225 -35 -35 12.113 LAZARD GLOBAL LISTED INFRASTRUCTURE FUND 2023-06-07 2023-06-29 180 182 -2 -2 1.762 LOOMIS SAYLES BOND FUND 2022-11-16 2023-06-29 20 20 30. FLEXSHARES MSTAR GLBL UPSTRM NAT RES IDX 2022-11-16 2023-09-18 1245 1328 -83 -83 44.935 COLUMBIA DIVIDEND INCOME INST3 2021-06-22 2023-09-19 1375 1333 42 42 21.766 DODGE & COX INTL STOCK FUND 2019-08-05 2023-09-19 1055 845 210 210 4.815 FIDELITY 500 INDEX FUND 2018-09-18 2023-09-19 745 491 254 254 10.7 JPMORGAN LARGE CAP GROWTH I 2021-06-22 2023-09-19 590 690 -100 -100 64.925 DFA EMERGING MKTS PORTFOLIO 2018-09-18 2023-12-18 1740 1791 -51 -51 19.345 DFA GLOBAL REAL ESTATE SECURITIES PORTFOLIO 2021-06-22 2023-12-18 195 247 -52 -52 24.961 DIAMOND HILL SMALL-MID CAP FUND 2022-12-15 2023-12-18 635 587 48 48 644.169 DODGE & COX INCOME FUND 2023-12-18 8065 9182 -1117 -1117 33.306 FIDELITY SMALL CAP INDEX FUND 2021-06-22 2023-12-18 815 969 -154 -154 18.367 FIDELITY EMERGING MKTS INDEX FUND 2023-09-19 2023-12-18 180 180 206.071 FIDELITY EMERGING MKTS INDEX FUND 2019-08-05 2023-12-18 2015 1995 20 20 1037.126 FIDELITY US BOND INDEX INSTL PREMIUM 2023-12-18 10755 12500 -1745 -1745 12.394 LAZARD GLOBAL LISTED INFRASTRUCTURE FUND 2021-06-22 2023-12-18 190 199 -9 -9 228.497 LOOMIS SAYLES BOND FUND 2023-12-18 2630 3112 -482 -482 13.747 INVESCO OPPENHEIMER INTL GROWTH Y 2023-09-19 2023-12-19 485 494 -9 -9 49.548 COLUMBIA DIVIDEND INCOME INST3 2021-06-22 2023-12-19 1535 1470 65 65 10.824 DFA INTERNATIONAL SMALL COMPANY PORTFOLIO 2022-11-16 2023-12-19 205 187 18 18 18.587 DFA EMERGING MKTS PORTFOLIO 2018-09-18 2023-12-19 500 513 -13 -13 10.827 DFA GLOBAL REAL ESTATE SECURITIES PORTFOLIO 2021-06-22 2023-12-19 110 138 -28 -28 9.895 DIAMOND HILL SMALL-MID CAP FUND 2022-12-15 2023-12-19 255 233 22 22 18.341 DODGE & COX INCOME FUND 2019-08-05 2023-12-19 230 258 -28 -28 108.2 FEDERATED INSTITUTIONAL HIGH YIELD BOND FUND 2021-06-23 2023-12-19 950 1083 -133 -133 9.856 FIDELITY 500 INDEX FUND 2018-09-18 2023-12-19 1630 1004 626 626 70.809 FIDELITY US BOND INDEX INSTL PREMIUM 2019-08-05 2023-12-19 735 845 -110 -110 56.15 FIDELITY INFLATION PROTECTED BOND INSTL PREM 2023-12-18 2023-12-19 525 525 20. FLEXSHARES MSTAR GLBL UPSTRM NAT RES IDX 2022-11-16 2023-12-19 818 886 -68 -68 5. ISHARES MSCI EAFE GROWTH ETF 2019-08-05 2023-12-19 480 386 94 94 27.838 JPMORGAN LARGE CAP GROWTH I 2023-12-19 1680 1662 18 18 8.42 LAZARD GLOBAL LISTED INFRASTRUCTURE FUND 2021-06-22 2023-12-19 130 135 -5 -5 9.532 LOOMIS SAYLES BOND FUND 2018-09-18 2023-12-19 110 129 -19 -19 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 CAPITAL GAIN DIVIDENDS P 4145 2832 136 0 136 0 136 144 0 0 144 0 8 8 0 false false false false false false false true true NY true false false false false true NA NBT BANK NA 6073376136 52 SOUTH BROAD ST NORWICH NY 13815 false false false false true false false false false false false false false false false true false false false false false false false NBT BANK NA 52 SOUTH BROAD STREET NORWICH NY 13815 TRUSTEE 1 7744 NONE 0 NONE 0 516998 7968 0 524966 0 0 524966 7874 517092 25855 25855 136 136 25719 0 25719 0 25719 27874 0 0 0 0 27874 25719 24085 0 0 0 0 0 0 0 27874 24085 0 0 3789 0 0 0 0 0 0 0 0 21930 0 0 0 0 0 0 0 0 X TRINITY CATHOLIC SCHOOL 115 E 5TH ST OSWEGO NY 13126 NONE I SCHOLARSHIP 10000 NIAGARA UNIVERSITY PO BOX 2004 NIAGARA UNIVERSITY NY 14109 NONE I SHOLARSHIP 1000 UNIVERSITY OF VERMONT 411 MAIN STREET BURLINGTON VT 05401 NONE I SCHOLARSHIP 1000 OSWEGO STATE COLLEGE 7060 STATE ROUTE 104 OSWEGO NY 13126 NONE I SCHOLARSHIP 1000 UNIVERSITY AT ALBANY PO BOX 22048 ALBANY NY 122012048 NONE I SCHOLARSHIP 1000 OSWEGO HOSPITAL 110 W 6TH STREET OSWEGO NY 13126 NONE PC UNRESTRICTED GENERAL 11000 ST BONAVENTURE UNIVERSITY 3261 W STATE ST ST BONAVENTURE NY 14778 NONE I SCHOLARSHIP 2000 27000 14 14296 18 2832 FEDERAL TAX REFUND 1 236 17364 17364 false false false false false false false false false false DODGE & COX INCOME FUND AT COST 29220 26786 DFA GLOBAL REAL ESTATE SEC POR AT COST 12174 13539 LAZARD GLOBAL LISTED INFRASTRU AT COST 12621 13246 FEDERATED INSTITUTIONAL HIGH Y AT COST 40212 37543 DFA INTERNATIONAL SMALL COMPAN AT COST 9684 10976 FLEXSHARES MSTAR GLBL UPSTRM N AT COST 21167 26822 FIDELITY US BOND INDEX INSTL P AT COST 37883 34744 LOOMIS SAYLES BOND FUND AT COST 9230 8063 DFA EMERGING MKTS PORTFOLIO AT COST 18859 19109 FIDELITY INFLATION PROTECTED B AT COST 22086 20552 DIAMOND HILL SMALL-MID CAP FUN AT COST 15083 18632 DODGE & COX INTL STOCK FUND AT COST 34477 43390 ISHARES MSCI EAFE GROWTH ETF AT COST 17437 21791 FIDELITY EMERGING MKTS INDEX F AT COST 18286 19033 COLUMBIA DIVIDEND INCOME INST3 AT COST 51318 61499 FIDELITY 500 INDEX FUND AT COST 38015 61528 JPMORGAN LARGE CAP GROWTH I AT COST 33815 42609 FIDELITY SMALL CAP INDEX FUND AT COST 16039 19129 INVESCO OPPENHEIMER INTL GROWT AT COST 12598 21745 DODGE & COX GLOBAL BOND FUND AT COST 11328 10834 MF TIMING DIFFERENCE SUBTRACTION 299 STATE FILING FEE 100 0 100 FEDERAL TAX REFUND 236 0 MF TIMING DIFFERENCE ADDITION 280 ROUNDING 1 FOREIGN TAXES ON QUALIFIED FOR 302 302 0 FOREIGN TAXES ON NONQUALIFIED 88 88 0