2024-11-15T10:59:59-06:00 2023-12-31 202122306 GBQ PARTNERS LLC 230 WEST STREET SUITE 700 COLUMBUS OH 43215 990 2023-01-01 340764365 PAINESVILLE CREDIT UNION PAIN 4403528974 280 N CLAIR STREET PAINESVILLE OH 44077 LORI GUZZI CEO 4403528974 2024-11-14 1 1 KATHY MOSELEY P00116760 6142211120 2024-11-14 2023 2024-10-15 13:58:12Z LORI GUZZI 280 N CLAIR STREET PAINESVILLE OH 44077 2437042 0 X WWW.PAINESVILLECU.ORG X 1941 OH TO PROMOTE THRIFT IN ITS MEMBERS BY PROVIDING LENDING, SAVINGS AND OTHER FINANCIAL SERVICES TO QUALIFIED MEMBERS. 7 7 10 7 0 0 0 0 1577811 1929282 241577 507760 0 0 1819388 2437042 0 0 38031 105370 633240 741716 0 0 0 850082 975224 1521353 1822310 298035 614732 46622160 43929411 41180626 37880134 5441534 6049277 TO PROMOTE THRIFT IN ITS MEMBERS BY PROVIDING LENDING, SAVINGS AND OTHER FINANCIAL SERVICES TO QUALIFIED MEMBERS. 0 0 OUR PRIMARY SERVICE IS LENDING, AND THE REVENUE THAT WE RECEIVE IS IN THE FORM OF INTEREST AND FEES ON LOANS. THE FUNDS THAT WE LOAN OUT ARE THOSE THAT HAVE BEEN DEPOSITED BY OUR MEMBERS, SO THE EXPENSES--THE COST OF THOSE FUNDS--ARE THE DIVIDENDS THAT WE PAY ON THESE DEPOSITS PLUS ANY INTEREST THAT WE PAY ON FUNDS THAT WE NEED TO BORROW. WE ALSO OFFER SHARE DRAFT-CHECKING ACCOUNT WITH ATM CARDS. WE RECEIVE REVENUE FROM THE MEMBERS BY PROVIDING THESE SERVICES AND INCUR COSTS AS WELL. 0 0 0 0 0 0 0 0 0 1 1 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 12 0 1 10 1 0 0 0 0 0 0 0 0 0 0 X 7 7 0 0 0 0 0 1 1 1 1 0 0 1 0 1 1 1 0 0 X LORI GUZZI 4403528974 280 N ST CLAIR ST PAINESVILLE OH 44077 KENNETH TAKACS BOARD CHAIR 3.00 X X 0 0 0 DAVID SHOOK BOARD MEMBER 1.00 X 0 0 0 DEBBIE DOMINISH BOARD MEMBER 2.00 X 0 0 0 REX BUCHS BOARD VICE CHAIR 1.00 X 0 0 0 TIM MURPHY BOARD MEMBER 1.00 X 0 0 0 ALI PALECEK BOARD MEMBER 1.00 X 0 0 0 TOBY BURGETT BOARD MEMBER 2.00 X 0 0 0 LORI GUZZI CEO 50.00 X 130176 0 0 LYNNE KLINE COO 40.00 X 121703 0 0 251879 0 0 2 0 0 0 0 INTEREST INCOME FROM L 522100 1175489 1175489 OTHER INCOME 522100 416253 416253 FEES CHARGED 522100 337540 337540 1929282 507760 507760 2437042 1929282 0 507760 X 105370 251879 373418 11208 105211 198371 55192 429517 112061 8743 22431 LOAN SERVICING 84854 MISC OPERATING EXPENSES 31048 PROVISION FOR LOAN 18295 ASSOCIATION DUES 14712 1822310 362609 3538385 6343921 18564370 21961622 79116 101972 1929406 694703 1146402 1234703 16546258 13265770 3579484 3826959 46622160 43929411 475492 490485 40705134 37389649 41180626 37880134 X 0 0 0 0 5441534 6049277 5441534 6049277 46622160 43929411 614732 -6989 0 X 0 1 X 0 0 271265 271265 1437064 483129 953935 12660 12660 0 208417 198914 9503 1234703 CD'S MATURITIES MORE THAN 1 YEAR 7709000 C OTHER INVESTMENTS 5556770 C 13265770 OTHER ASSETS 3826959 3826959 MEMBER SHARE DEPOSITS 37389649 37389649 FORM 990, PART VI, SECTION A, LINE 7A MEMBERS HAVE VOTING RIGHTS FORM 990, PART VI, SECTION A, LINE 7B CHANGES TO THE CHARTER ARE SUBJECT TO MEMBERS APPROVAL. FORM 990, PART VI, SECTION B, LINE 11B NO REVIEW WAS OR WILL BE CONDUCTED. FORM 990, PART VI, SECTION B, LINE 15A COMPENSATION PROCESS FOR TOP OFFICIAL REVIEWED BY EXECUTIVE COMMITTEE AND THEN APPROVED BY THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION C, LINE 19 NO DOCUMENTS AVAILABLE TO THE PUBLIC FORM 990, PART VI, LINE 7B - DECISIONS SUBJECT TO APPROVAL OF MEMBERS DECISIONS SUBJECT TO APPROVAL OF MEMBERS. CHANGES TO THE CHARTER ARE SUBJECT TO MEMBER APPROVAL FORM 990, PART IX, LINE 11G OTHER FEES 198,371.