2024-11-15T08:54:16-06:00 2023-12-31 202122306 GBQ PARTNERS LLC 4030 SMITH ROAD SUITE 400 CINCINNATI OH 45209 990 2023-01-01 310714622 1385 KH CREDIT UNION 1385 9375589070 7740 PARAGON ROAD DAYTON OH 45459 BRADLEY MADER PRESIDENT 9375589070 2024-11-07 1 1 KATHY M MOSELEY P00116760 5138713033 2024-11-07 2023 2024-10-15 13:58:12Z BRADLEY MADER 7740 PARAGON ROAD DAYTON OH 45459 3744792 0 X WWW.KHCREDITUNION.COM X 1964 OH TO PROVIDE QUALITY FINANCIAL SERVICES TO MEMBERS. 9 8 16 8 23607 0 0 0 2941034 3191077 256041 553715 0 0 3197075 3744792 0 0 0 0 1162656 1184198 0 0 0 1648746 2045627 2811402 3229825 385673 514967 75041078 70769165 67630348 62829281 7410730 7939884 TO PROVIDE QUALITY FINANCIAL SERVICES TO MEMBERS. 0 0 PROVIDE FINANCIAL SERVICES TO MEMBERS. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 822 0 1 16 1 1 1 0 0 0 0 0 0 0 X 9 8 0 0 0 0 1 1 1 1 1 0 1 0 0 1 0 0 1 1 1 1 0 X X BRADLEY MADER 9372426754 7740 PARAGON RD DAYTON OH 45459 BRADLEY MADER PRESIDENT/TREASURER 40.00 X X 160538 0 0 CATHERINE HEATH BOARD MEMBER 0.00 X 0 0 0 MICHAEL MEWHIRTER BOARD MEMBER 0.00 X 0 0 0 MATTHEW DABBELT BOARD VICE CHAIR 0.00 X 0 0 0 PEGGY SMITH BOARD MEMBER 0.00 X 0 0 0 JOSEPH FELLER BOARD SECRETARY 0.00 X X 0 0 0 MICHAEL BERRY BOARD MEMBER 0.00 X 0 0 0 KRYSTI JORDAN BOARD CHAIR 0.00 X X 0 0 0 DONALD GROFF BOARD MEMBER 0.00 X 0 0 0 160538 0 0 1 0 1 0 FISERV 255 FISERV DRIVE BROOKFIELD WI 53045 DEBIT AND CREDIT CARD PROCESSING 216113 CU-INTERFACE 4125 HIGHLANDER PARKWAYSUITE 175R RICHFIELD OH 44286 CORE PROCESSING 133018 2 LOAN INCOME 522100 2448580 2448580 FEE INCOME 522100 705522 681915 23607 OTHER INCOME 522100 36975 36975 3191077 553715 553715 3744792 3167470 23607 553715 160538 778428 30611 145083 69538 130643 57327 676909 680341 122117 BANK CHARGES AND PROCES 351917 PROVISION FOR LOAN LOSS 17925 OTHER EXPENSES 8448 3229825 1272369 1046817 2538076 2313093 50204808 49317678 1795890 907056 1070622 888834 18860994 16026994 1094209 1175749 75041078 70769165 281368 268099 67348980 62561182 67630348 62829281 X 0 0 0 0 7410730 7939884 7410730 7939884 75041078 70769165 X 514967 14187 X 0 1 X 1 0 1 200000 200000 1165785 693051 472734 430105 214005 216100 888834 CERTIFICATES OF DEPOSIT 15549000 C INVESTMENTS IN CORPORATE CREDIT UNIONS 386294 C FHLB STOCK 91700 C 16026994 MEMBERS' SHARES & DEPOSITS 62561182 62561182 X 3744792 0 3744792 0 3744792 3229825 0 3229825 0 3229825 PART X, LINE 2: THE CREDIT UNION ACCOUNTS FOR UNCERTAINTY IN INCOME TAXES IN ITS FINANCIAL STATEMENTS AS REQUIRED UNDER FASB ASC, ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES. THE STANDARD PRESCRIBES A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR THE FINANCIAL STATEMENT RECOGNITION AND MEASUREMENT OF A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. THE STANDARD ALSO PROVIDES GUIDANCE ON DE-RECOGNITION, CLASSIFICATION, INTEREST AND PENALTIES, ACCOUNTING IN INTERIM PERIODS, DISCLOSURE AND TRANSITION ACCOUNTING. THE CREDIT UNION?S INCOME TAX RETURNS PRIOR TO 2019 ARE CLOSED. MANAGEMENT DETERMINED THERE WERE NO MATERIAL UNCERTAIN POSITIONS TAKEN BY THE CREDIT UNION IN ITS TAX RETURNS. X X X 0 0 0 BRADLEY MADER PRESIDENT/TREASURER 144939 0 15599 0 0 0 0 0 0 0 160538 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION HAS MEMBERS FORM 990, PART VI, SECTION A, LINE 7A THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERS. FORM 990, PART VI, SECTION A, LINE 7B CERTAIN TRANSACTIONS AND CHANGES TO THE CODE OF REGULATIONS REQUIRE MEMBER APPROVAL. FORM 990, PART VI, SECTION B, LINE 10B ALL BRANCHES OPERATE UNDER THE SAME POLICIES AND PROCEDURES. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS REVIEWED BY MANAGEMENT PRIOR TO FILING WITH THE IRS. FORM 990, PART VI, SECTION B, LINE 15 THE CEO'S SALARY IS SET BY THE BOARD OF DIRECTORS USING COMPARABLE DATA OBTAINED FROM THIRD PARTY CONSULTANTS. OFFICER SALARIES ARE SET BY THE CEO USING COMPARABLE DATA OBTAINED FROM THIRD PARTY CONSULTANTS AND BUDGET PARAMETERS FROM THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE NOT MADE AVAILABLE TO THE PUBLIC. FORM 990, PART XI, LINE 9: CHANGES IN MEMBERS'S EQUITY 14,187.