2024-11-14T04:31:08-00:00 2023-12-31 830300681 Liechty & Associates 103 Ute Cir Evanston WY 82930 990 2023-01-01 830320495 FAMILY FINANCIAL EDUCATION FOUNDATION FAMI 3077892010 724 FRONT STREET APT 340 EVANSTON WY 82930 WILLIAM R CLUNY PRESIDENT CEO 3077892010 2024-11-14 true Brent M Liechty P01225196 3077890633 2024-11-14 X 2023 2024-10-15 13:58:12Z WILLIAM R CLUNY 724 FRONT STREET SUITE 340 EVANSTON WY 82930 787969 false X www.ffef.org X 1997 WY The mission of Family Financial Education Foundation FFEF is to strengthen and support low to moderate income individuals, families, and communities by teaching them how to apply sound money management skills. 3 3 12 0 314886 202434 423806 252639 -184859 332896 0 553833 787969 0 0 694612 410687 0 0 466269 343587 1160881 754274 -607048 33695 2515876 2551560 979240 981199 1536636 1570361 X The mission of Family Financial Education Foundation FFEF is to strengthen and support low to moderate income individuals, families, and communities by teaching them how to apply sound money management skills by providing free customized financial education, counseling, debt management programs and other related services. false true 139356 Each Month clients have access to a monthly newsletter that includes timely topics. Weekly financial articles and tips are also posted to the social media sites providing additional education throughout the month. News Letters include Tips to Keep Your Money Safe This Holiday, The Good Bad of Loaning Money to Friends Family, October is Financial Planning Month, Understanding the Numbers on Your Paycheck, Shopping Decisions - Make the Best Decision for You, Coping with the High Cost of Gasoline, Budgeting is More Important than Ever, Managing Your Household Records, Dont Be Taken in by Charity Scams, Making Wise Investment Choices for your 401k Plan, Understanding Social Security Benefits, Financial Tips for Single Parents. 494294 Debt Management, this program is for people who can no longer afford to make their minimum monthly payments to creditors. The FFEF Debt management program can provide much-needed relief and help people work their way back to being financially Stable. FFEF completes a full budget analysis of the clients current financial situation and determines a timeline for paying off the debt. Proposals are sent to their creditors to negotiate lower interest rates and lower monthly payment amounts. Although many creditors will lower their interest rates, some may not. FFEF also works to have accounts re-aged or brought current. As balances are paid in full, the pament rolls up to the creditor with the next smallest balance. This shortens the time a person is in debt and decreases the amount of money he will pay before he is debt free. 1707 Credit Score Review/My Credit Plan, provides a quality 3-in-1 credit report with FICO scores from Equifax, Experian, and TransUnion. This is the same report used by mortgage companies, banks, and other lenders. This review will teach clients how to improve their credit score and how to dispute any errors. One of FFEFs Certified Credit Report Reviewers will counsel and guide the client line by line through the credit report to answer any questions and address any concerns. This is not credit repair. true true false false false false false false true false true false false true true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 3 0 12 true false false false false false false false false false false false false X 3 3 false false false false false false false true true true false false true true true true true true true true false IL X X William R Cluny 3077892010 PO Box 2125 Evanston WY 829312125 X JOHN C PHILLIPS Director 001.00 001.00 X 0 0 0 CRAIG WELLING Director 001.00 001.00 X 0 0 0 DONALD R FRAKES Director 001.00 001.00 X 0 0 0 WILLIAM R CLUNY President CEO 050.00 050.00 X X 0 0 0 false false false 202434 202434 Monthly Program Fees 541990 252639 252639 252639 154246 154246 178650 178650 178650 787969 406885 0 0 0 0 0 0 364029 341182 22847 0 46658 43858 2800 0 0 0 59008 55468 3540 0 0 0 60269 60269 42353 39468 2885 11215 11215 0 145337 136617 8720 0 0 0 3803 3803 0 3737 3737 0 LICENSE FEES, Membership, Dues 17865 17865 0 754274 709679 44595 0 340458 507125 1649484 1617695 371822 367308 8251 4514 517683 422226 2515876 2551560 24335 7044 297164 415760 140058 136169 517683 422226 979240 981199 X 1536636 1570361 1536636 1570361 2515876 2551560 X 33695 30 X true X true X true false X 1135856 1096594 1190372 694612 410687 4528121 1135856 1096594 1190372 694612 410687 4528121 4528121 191888 115914 156155 154246 618203 5146324 0.87990 0.92050 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED false true 85440 85440 80851 76337 4514 205531 205531 4514 Financial derivatives and other financial products Closely-held equity interests Contribution Receivable Operating Lease Right-of-use asset 422226 422226 Federal income taxes Operating Lease Liability 422226 422226 Form 990, Part XI, Line 9 Adjustment for rounding. Form 990, Part VI, Section A, Line 9 Craig Welling 724 Front Street Suite 280 Evanston WY 82930, Donald Frakes 901 Center Street Evanston WY 82930, John Phillips 2766 Danville Dr Sandy UT 84092 Form 990, Part IV, Section B, Line 11b The completed 990 is given to the President and CEO. He reviewes the reurn and writes questions or makes commets on the return. It is then returned to the preparer to review and answer each question or comment. Form 990, Part IV, Section B, Line 15a Industry compensation schedules are reviewed annualy by the Board of Directors to insure that compensation is within the industry guidelines. These guidelines are part of a compensation survey FFEF has participated. Also through interviews with comparable organizations. Additional information is provided by Guidestar.org. Form 990, Part III, Line 3 Moved all 501 c 3 debt management clients to another 501 c 3 Debt Management Company.