﻿<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" returnVersion="2023v5.0">
  <ReturnHeader binaryAttachmentCnt="0">
    <ReturnTs>2024-11-07T21:47:54-05:00</ReturnTs>
    <TaxPeriodEndDt>2023-12-31</TaxPeriodEndDt>
    <PreparerFirmGrp>
      <PreparerFirmEIN>472790910</PreparerFirmEIN>
      <PreparerFirmName>
        <BusinessNameLine1Txt>LEGACY PARTNERS CPAS A PROF ACCT CORP</BusinessNameLine1Txt>
      </PreparerFirmName>
      <PreparerUSAddress>
        <AddressLine1Txt>2900 BRISTOL ST SUITE C-203</AddressLine1Txt>
        <CityNm>COSTA MESA</CityNm>
        <StateAbbreviationCd>CA</StateAbbreviationCd>
        <ZIPCd>926265945</ZIPCd>
      </PreparerUSAddress>
    </PreparerFirmGrp>
    <ReturnTypeCd>990PF</ReturnTypeCd>
    <TaxPeriodBeginDt>2023-01-01</TaxPeriodBeginDt>
    <Filer>
      <EIN>956081945</EIN>
      <BusinessName>
        <BusinessNameLine1Txt>LUCILE H HOWE AND MITCHELL B</BusinessNameLine1Txt>
        <BusinessNameLine2Txt>HOWE FOUNDATION</BusinessNameLine2Txt>
      </BusinessName>
      <BusinessNameControlTxt>LUCI</BusinessNameControlTxt>
      <PhoneNum>6267922771</PhoneNum>
      <USAddress>
        <AddressLine1Txt>180 SO LAKE AVENUE</AddressLine1Txt>
        <CityNm>PASADENA</CityNm>
        <StateAbbreviationCd>CA</StateAbbreviationCd>
        <ZIPCd>91101</ZIPCd>
      </USAddress>
    </Filer>
    <BusinessOfficerGrp>
      <PersonNm>JAMES HOWE</PersonNm>
      <PersonTitleTxt>TREASURER</PersonTitleTxt>
      <PhoneNum>6267922771</PhoneNum>
      <SignatureDt>2024-11-07</SignatureDt>
      <DiscussWithPaidPreparerInd>true</DiscussWithPaidPreparerInd>
    </BusinessOfficerGrp>
    <IRSResponsiblePrtyInfoCurrInd>false</IRSResponsiblePrtyInfoCurrInd>
    <PreparerPersonGrp>
      <PreparerPersonNm>KARLYLLE SCHWARTZE</PreparerPersonNm>
      <PTIN>P00050689</PTIN>
      <PhoneNum>7145409900</PhoneNum>
      <PreparationDt>2024-11-07</PreparationDt>
    </PreparerPersonGrp>
    <TaxYr>2023</TaxYr>
    <BuildTS>2024-10-15 13:58:12Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCnt="10">
    <IRS990PF documentId="RetDoc11">
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <FMVAssetsEOYAmt>2413739</FMVAssetsEOYAmt>
      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
      <AnalysisOfRevenueAndExpenses>
        <ScheduleBNotRequiredInd>X</ScheduleBNotRequiredInd>
        <InterestOnSavRevAndExpnssAmt>113</InterestOnSavRevAndExpnssAmt>
        <InterestOnSavNetInvstIncmAmt>113</InterestOnSavNetInvstIncmAmt>
        <DividendsRevAndExpnssAmt>62225</DividendsRevAndExpnssAmt>
        <DividendsNetInvstIncmAmt>62225</DividendsNetInvstIncmAmt>
        <NetGainSaleAstRevAndExpnssAmt>44464</NetGainSaleAstRevAndExpnssAmt>
        <GrossSalesPriceAmt>65688</GrossSalesPriceAmt>
        <CapGainNetIncmNetInvstIncmAmt>44464</CapGainNetIncmNetInvstIncmAmt>
        <TotalRevAndExpnssAmt>106802</TotalRevAndExpnssAmt>
        <TotalNetInvstIncmAmt>106802</TotalNetInvstIncmAmt>
        <CompOfcrDirTrstRevAndExpnssAmt>18000</CompOfcrDirTrstRevAndExpnssAmt>
        <CompOfcrDirTrstNetInvstIncmAmt>1800</CompOfcrDirTrstNetInvstIncmAmt>
        <CompOfcrDirTrstDsbrsChrtblAmt>16200</CompOfcrDirTrstDsbrsChrtblAmt>
        <AccountingFeesRevAndExpnssAmt referenceDocumentId="RetDoc2">5700</AccountingFeesRevAndExpnssAmt>
        <AccountingFeesNetInvstIncmAmt>3990</AccountingFeesNetInvstIncmAmt>
        <AccountingFeesChrtblPrpsAmt>1710</AccountingFeesChrtblPrpsAmt>
        <TaxesRevAndExpnssAmt referenceDocumentId="RetDoc10">1751</TaxesRevAndExpnssAmt>
        <TaxesNetInvstIncmAmt>101</TaxesNetInvstIncmAmt>
        <OtherExpensesRevAndExpnssAmt referenceDocumentId="RetDoc8">35</OtherExpensesRevAndExpnssAmt>
        <TotOprExpensesRevAndExpnssAmt>25486</TotOprExpensesRevAndExpnssAmt>
        <TotOprExpensesNetInvstIncmAmt>5891</TotOprExpensesNetInvstIncmAmt>
        <TotOprExpensesDsbrsChrtblAmt>17910</TotOprExpensesDsbrsChrtblAmt>
        <ContriPaidRevAndExpnssAmt>121000</ContriPaidRevAndExpnssAmt>
        <ContriPaidDsbrsChrtblAmt>121000</ContriPaidDsbrsChrtblAmt>
        <TotalExpensesRevAndExpnssAmt>146486</TotalExpensesRevAndExpnssAmt>
        <TotalExpensesNetInvstIncmAmt>5891</TotalExpensesNetInvstIncmAmt>
        <TotalExpensesDsbrsChrtblAmt>138910</TotalExpensesDsbrsChrtblAmt>
        <ExcessRevenueOverExpensesAmt>-39684</ExcessRevenueOverExpensesAmt>
        <NetInvestmentIncomeAmt>100911</NetInvestmentIncomeAmt>
      </AnalysisOfRevenueAndExpenses>
      <Form990PFBalanceSheetsGrp>
        <CashBOYAmt>5452</CashBOYAmt>
        <CashEOYAmt>4070</CashEOYAmt>
        <CashEOYFMVAmt>4070</CashEOYFMVAmt>
        <SavAndTempCashInvstBOYAmt>34639</SavAndTempCashInvstBOYAmt>
        <SavAndTempCashInvstEOYAmt>20169</SavAndTempCashInvstEOYAmt>
        <SavAndTempCashInvstEOYFMVAmt>20169</SavAndTempCashInvstEOYFMVAmt>
        <CorporateStockBOYAmt>359038</CorporateStockBOYAmt>
        <CorporateStockEOYAmt referenceDocumentId="RetDoc5">358901</CorporateStockEOYAmt>
        <CorporateStockEOYFMVAmt>1502559</CorporateStockEOYFMVAmt>
        <LandBldgEquipCostOrOtherBssAmt>3749</LandBldgEquipCostOrOtherBssAmt>
        <LandBldgEquipAccumDeprecAmt>3749</LandBldgEquipAccumDeprecAmt>
        <OtherAssetsBOYAmt referenceDocumentId="RetDoc7">227538</OtherAssetsBOYAmt>
        <OtherAssetsEOYAmt referenceDocumentId="RetDoc7">206314</OtherAssetsEOYAmt>
        <OtherAssetsEOYFMVAmt referenceDocumentId="RetDoc7">886941</OtherAssetsEOYFMVAmt>
        <TotalAssetsBOYAmt>626667</TotalAssetsBOYAmt>
        <TotalAssetsEOYAmt>589454</TotalAssetsEOYAmt>
        <TotalAssetsEOYFMVAmt>2413739</TotalAssetsEOYFMVAmt>
        <OtherLiabilitiesBOYAmt referenceDocumentId="RetDoc9">6744</OtherLiabilitiesBOYAmt>
        <OtherLiabilitiesEOYAmt referenceDocumentId="RetDoc9">9215</OtherLiabilitiesEOYAmt>
        <TotalLiabilitiesBOYAmt>6744</TotalLiabilitiesBOYAmt>
        <TotalLiabilitiesEOYAmt>9215</TotalLiabilitiesEOYAmt>
        <OrgDoesNotFollowFASB117Ind>X</OrgDoesNotFollowFASB117Ind>
        <RetainedEarningBOYAmt>619923</RetainedEarningBOYAmt>
        <RetainedEarningEOYAmt>580239</RetainedEarningEOYAmt>
        <TotNetAstOrFundBalancesBOYAmt>619923</TotNetAstOrFundBalancesBOYAmt>
        <TotNetAstOrFundBalancesEOYAmt>580239</TotNetAstOrFundBalancesEOYAmt>
        <TotalLiabilitiesNetAstBOYAmt>626667</TotalLiabilitiesNetAstBOYAmt>
        <TotalLiabilitiesNetAstEOYAmt>589454</TotalLiabilitiesNetAstEOYAmt>
      </Form990PFBalanceSheetsGrp>
      <ChgInNetAssetsFundBalancesGrp>
        <TotNetAstOrFundBalancesBOYAmt>619923</TotNetAstOrFundBalancesBOYAmt>
        <ExcessRevenueOverExpensesAmt>-39684</ExcessRevenueOverExpensesAmt>
        <SubtotalAmt>580239</SubtotalAmt>
        <TotNetAstOrFundBalancesEOYAmt>580239</TotNetAstOrFundBalancesEOYAmt>
      </ChgInNetAssetsFundBalancesGrp>
      <CapGainsLossTxInvstIncmDetail>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SPDER S &amp; P500 ETF</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2006-12-11</AcquiredDt>
          <SoldDt>2023-08-25</SoldDt>
          <GrossSalesPriceAmt>65688</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>21224</CostOrOtherBasisAmt>
          <GainOrLossAmt>44464</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>44464</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapitalGainNetIncomeAmt>44464</CapitalGainNetIncomeAmt>
      </CapGainsLossTxInvstIncmDetail>
      <ExciseTaxBasedOnInvstIncmGrp>
        <InvestmentIncomeExciseTaxAmt>1403</InvestmentIncomeExciseTaxAmt>
        <SubtotalAmt>1403</SubtotalAmt>
        <TaxBasedOnInvestmentIncomeAmt>1403</TaxBasedOnInvestmentIncomeAmt>
        <EstimatedPlusOvpmtIncmTxAmt>21</EstimatedPlusOvpmtIncmTxAmt>
        <TotalPaymentsAndCreditsAmt>21</TotalPaymentsAndCreditsAmt>
        <Form2220AttachedInd referenceDocumentId="RetDoc1">X</Form2220AttachedInd>
        <EsPenaltyAmt>74</EsPenaltyAmt>
        <TaxDueAmt>1456</TaxDueAmt>
      </ExciseTaxBasedOnInvstIncmGrp>
      <StatementsRegardingActyGrp>
        <LegislativePoliticalActyInd>false</LegislativePoliticalActyInd>
        <MoreThan100SpentInd>false</MoreThan100SpentInd>
        <ActivitiesNotPreviouslyRptInd>false</ActivitiesNotPreviouslyRptInd>
        <ChangesToArticlesOrBylawsInd>false</ChangesToArticlesOrBylawsInd>
        <UnrelatedBusIncmOverLimitInd>false</UnrelatedBusIncmOverLimitInd>
        <OrganizationDissolvedEtcInd>false</OrganizationDissolvedEtcInd>
        <AtLeast5000InAssetsInd>true</AtLeast5000InAssetsInd>
        <OrgReportOrRegisterStateCd>CA</OrgReportOrRegisterStateCd>
        <Form990PFFiledWithAttyGenInd>true</Form990PFFiledWithAttyGenInd>
        <PrivateOperatingFoundationInd>false</PrivateOperatingFoundationInd>
        <NewSubstantialContributorsInd>false</NewSubstantialContributorsInd>
        <OwnControlledEntityInd>false</OwnControlledEntityInd>
        <DonorAdvisedFundInd>false</DonorAdvisedFundInd>
        <ComplyWithPublicInspRqrInd>true</ComplyWithPublicInspRqrInd>
        <WebsiteAddressTxt>AVAIL UPON REQUEST</WebsiteAddressTxt>
        <IndividualWithBooksNm>JAMES HOWE</IndividualWithBooksNm>
        <PhoneNum>6267922771</PhoneNum>
        <LocationOfBooksUSAddress>
          <AddressLine1Txt>C/O HOWE FOUNDATION / 180 SOUTH LAK</AddressLine1Txt>
          <CityNm>PASADENA</CityNm>
          <StateAbbreviationCd>CA</StateAbbreviationCd>
          <ZIPCd>91101</ZIPCd>
        </LocationOfBooksUSAddress>
        <ForeignAccountsQuestionInd>false</ForeignAccountsQuestionInd>
      </StatementsRegardingActyGrp>
      <StatementsRegardingActy4720Grp>
        <SaleOrExchDisqualifiedPrsnInd>false</SaleOrExchDisqualifiedPrsnInd>
        <BrrwOrLendDisqualifiedPrsnInd>false</BrrwOrLendDisqualifiedPrsnInd>
        <FurnGoodsDisqualifiedPrsnInd>false</FurnGoodsDisqualifiedPrsnInd>
        <PayCompDisqualifiedPrsnInd>false</PayCompDisqualifiedPrsnInd>
        <TransferAstDisqualifiedPrsnInd>false</TransferAstDisqualifiedPrsnInd>
        <PaymentToGovernmentOfficialInd>false</PaymentToGovernmentOfficialInd>
        <UndistributedIncomePYInd>false</UndistributedIncomePYInd>
        <BusinessHoldingsInd>false</BusinessHoldingsInd>
        <JeopardyInvestmentsInd>false</JeopardyInvestmentsInd>
        <UncorrectedPYJeopardyInvstInd>false</UncorrectedPYJeopardyInvstInd>
        <InfluenceLegislationInd>false</InfluenceLegislationInd>
        <InfluenceElectionInd>false</InfluenceElectionInd>
        <GrantsToIndividualsInd>false</GrantsToIndividualsInd>
        <GrantsToOrganizationsInd>false</GrantsToOrganizationsInd>
        <NoncharitablePurposeInd>false</NoncharitablePurposeInd>
        <RcvFndsToPayPrsnlBnftCntrctInd>false</RcvFndsToPayPrsnlBnftCntrctInd>
        <PayPremiumsPrsnlBnftCntrctInd>false</PayPremiumsPrsnlBnftCntrctInd>
        <ProhibitedTaxShelterTransInd>false</ProhibitedTaxShelterTransInd>
        <SubjToTaxRmnrtnExPrchtPymtInd>false</SubjToTaxRmnrtnExPrchtPymtInd>
      </StatementsRegardingActy4720Grp>
      <OfficerDirTrstKeyEmplInfoGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm referenceDocumentId="RetDoc3">JAMES HOWE</PersonNm>
          <USAddress>
            <AddressLine1Txt>C/O HOWE FOUNDATION / 180 SOUTH LAK</AddressLine1Txt>
            <CityNm>PASADENA</CityNm>
            <StateAbbreviationCd>CA</StateAbbreviationCd>
            <ZIPCd>91101</ZIPCd>
          </USAddress>
          <TitleTxt>TREASURER</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>3000</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm referenceDocumentId="RetDoc3">JOHN B HOWE</PersonNm>
          <USAddress>
            <AddressLine1Txt>C/O HOWE FOUNDATION/ 180 SOUTH LAKE</AddressLine1Txt>
            <CityNm>PASADENA</CityNm>
            <StateAbbreviationCd>CA</StateAbbreviationCd>
            <ZIPCd>91101</ZIPCd>
          </USAddress>
          <TitleTxt>DIRECTOR</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>3000</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm referenceDocumentId="RetDoc3">TERRY MCKENZIE</PersonNm>
          <USAddress>
            <AddressLine1Txt>C/O HOWE FOUNDATION/180 SOUTH LAKE</AddressLine1Txt>
            <CityNm>PASADENA</CityNm>
            <StateAbbreviationCd>CA</StateAbbreviationCd>
            <ZIPCd>91101</ZIPCd>
          </USAddress>
          <TitleTxt>PRESIDENT</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>3000</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm referenceDocumentId="RetDoc3">JEFFERY MYERS</PersonNm>
          <USAddress>
            <AddressLine1Txt>C/O HOWE FOUNDATION/ 180 SOUTH LAKE</AddressLine1Txt>
            <CityNm>PASADENA</CityNm>
            <StateAbbreviationCd>CA</StateAbbreviationCd>
            <ZIPCd>91101</ZIPCd>
          </USAddress>
          <TitleTxt>DIRECTOR</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>3000</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm referenceDocumentId="RetDoc3">MITCHELL C MYERS</PersonNm>
          <USAddress>
            <AddressLine1Txt>C/O HOWE FOUNDATION/ 180 SOUTH LAKE</AddressLine1Txt>
            <CityNm>PASADENA</CityNm>
            <StateAbbreviationCd>CA</StateAbbreviationCd>
            <ZIPCd>91101</ZIPCd>
          </USAddress>
          <TitleTxt>DIRECTOR</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>3000</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm referenceDocumentId="RetDoc3">DANA M PARKS</PersonNm>
          <USAddress>
            <AddressLine1Txt>C/O HOWE FOUNDATION/ 180 SOUTH LAKE</AddressLine1Txt>
            <CityNm>PASADENA</CityNm>
            <StateAbbreviationCd>CA</StateAbbreviationCd>
            <ZIPCd>91101</ZIPCd>
          </USAddress>
          <TitleTxt>CORP SECRETA</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>3000</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm referenceDocumentId="RetDoc3">JAMEN WURM</PersonNm>
          <USAddress>
            <AddressLine1Txt>C/O HOWE FOUNDATION/180 SOUTH LAKE</AddressLine1Txt>
            <CityNm>PASADENA</CityNm>
            <StateAbbreviationCd>CA</StateAbbreviationCd>
            <ZIPCd>91101</ZIPCd>
          </USAddress>
          <TitleTxt>DIRECTOR</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <SumOfProgramRelatedInvstGrp>
        <Description1Txt>N/A</Description1Txt>
      </SumOfProgramRelatedInvstGrp>
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>2219078</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>33928</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>0</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>2253006</TotalFMVOfUnusedAssetsAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>2253006</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>33795</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>2219211</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>110961</MinimumInvestmentReturnAmt>
      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>110961</MinimumInvestmentReturnAmt>
        <TaxBasedOnInvestmentIncomeAmt>1403</TaxBasedOnInvestmentIncomeAmt>
        <TotalTaxAmt>1403</TotalTaxAmt>
        <DistributableBeforeAdjAmt>109558</DistributableBeforeAdjAmt>
        <DistributableBeforeDedAmt>109558</DistributableBeforeDedAmt>
        <DistributableAsAdjustedAmt>109558</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <PFQualifyingDistributionsGrp>
        <ExpensesAndContributionsAmt>138910</ExpensesAndContributionsAmt>
        <QualifyingDistributionsAmt>138910</QualifyingDistributionsAmt>
      </PFQualifyingDistributionsGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>109558</DistributableAsAdjustedAmt>
        <ExcessDistributionCyovYr2Amt>2690</ExcessDistributionCyovYr2Amt>
        <ExcessDistributionCyovYr1Amt>24838</ExcessDistributionCyovYr1Amt>
        <TotalExcessDistributionCyovAmt>27528</TotalExcessDistributionCyovAmt>
        <QualifyingDistributionsAmt>138910</QualifyingDistributionsAmt>
        <AppliedToCurrentYearAmt>109558</AppliedToCurrentYearAmt>
        <RemainingDistriFromCorpusAmt>29352</RemainingDistriFromCorpusAmt>
        <TotalCorpusAmt>56880</TotalCorpusAmt>
        <UndistributedIncomeCYAmt>0</UndistributedIncomeCYAmt>
        <ExcessDistriCyovToNextYrAmt>56880</ExcessDistriCyovToNextYrAmt>
        <ExcessFromYear2Amt>2690</ExcessFromYear2Amt>
        <ExcessFromYear1Amt>24838</ExcessFromYear1Amt>
        <ExcessFromCurrentYearAmt>29352</ExcessFromCurrentYearAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <ApplicationSubmissionInfoGrp>
          <RecipientPersonNm>DANA M PARKS</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>180 S LAKE AVENUE</AddressLine1Txt>
            <CityNm>PASADENA</CityNm>
            <StateAbbreviationCd>CA</StateAbbreviationCd>
            <ZIPCd>91101</ZIPCd>
          </RecipientUSAddress>
          <RecipientPhoneNum>6267922771</RecipientPhoneNum>
          <RecipientEmailAddressTxt>LHHANDMBHFOUNDATION@GMAIL.COM</RecipientEmailAddressTxt>
          <FormAndInfoAndMaterialsTxt>APPLICATIONS SHOULD BE SENT IN THE FORM OF A LETTER STATING THE USE OF THE CONTRIBUTION AND WHETHER THE DONEE CANDIDATE IS A NEW APPLICANT. THEY CAN ALSO BE EMAILED TO: LHHANDMBHFOUNDATION@GMAIL.COM GUIDELINES ARE ON FILE AT THE FOUNDATION CENTER IN NEW YORK.</FormAndInfoAndMaterialsTxt>
          <SubmissionDeadlinesTxt>THE DEADLINE IS MARCH 31 OF THE CURRENT GRANT YEAR. REQUESTS RECEIVED AFTER THAT TIME SHALL BE HELD</SubmissionDeadlinesTxt>
          <RestrictionsOnAwardsTxt>GRANTS ARE RESTRICTED TO TAX EXEMPT ORGANIZATIONS WITH AN EMPHASIS ON CONSIDERATION TO ORGANIZATIONS LOCAL TO THE SAN GABRIEL VALLEY. EXCEPT FOR UNIQUE CIRCUMSTANCES, THE HOWE FOUNDATION DOES NOT RESTRICT ITS GRANTS. THE BOARD DOES, HOWEVER, HOPE THAT GRANT RECIPIENTS WILL CONSIDER OPERATIONAL EXPENSES A PRIORITY FOR ALLOCATION OF GRANTED FUNDS.</RestrictionsOnAwardsTxt>
        </ApplicationSubmissionInfoGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>DOOR OF HOPE</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>669 N LOS ROBLES</AddressLine1Txt>
            <AddressLine2Txt>NONE</AddressLine2Txt>
            <CityNm>PASADENA</CityNm>
            <StateAbbreviationCd>CA</StateAbbreviationCd>
            <ZIPCd>91107</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>501C3</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>TO FURTHER EXEMPT PURPOSE OF FOUNDN</GrantOrContributionPurposeTxt>
          <Amt>37000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>GOODEN CENTER INC</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>191 N EL MOLINO AVENUE</AddressLine1Txt>
            <AddressLine2Txt>NONE</AddressLine2Txt>
            <CityNm>PASADENA</CityNm>
            <StateAbbreviationCd>CA</StateAbbreviationCd>
            <ZIPCd>91101</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>501C3</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SAME AS ABOVE</GrantOrContributionPurposeTxt>
          <Amt>8000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>HUNTINGTON MEMORIAL HOSPITAL</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>100 WEST CALIFORNIA BLVD</AddressLine1Txt>
            <AddressLine2Txt>NONE</AddressLine2Txt>
            <CityNm>PASADENA</CityNm>
            <StateAbbreviationCd>CA</StateAbbreviationCd>
            <ZIPCd>91105</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>501C3</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SAME AS ABOVE</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>LAKE AVENUE COMMUNITY FOUNDATION</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>712 EAST VILLA STREET</AddressLine1Txt>
            <AddressLine2Txt>NONE</AddressLine2Txt>
            <CityNm>PASADENA</CityNm>
            <StateAbbreviationCd>CA</StateAbbreviationCd>
            <ZIPCd>91101</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>501C3</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SAME AS ABOVE</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>PASADENA HUMANE SOCIETY</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>AVAIL UPON REQUEST</AddressLine1Txt>
            <AddressLine2Txt>NONE</AddressLine2Txt>
            <CityNm>PASADENA</CityNm>
            <StateAbbreviationCd>CA</StateAbbreviationCd>
            <ZIPCd>91101</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>501C3</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SAME AS ABOVE</GrantOrContributionPurposeTxt>
          <Amt>7500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>THORSTON EDUCATIONAL FOUNDATION</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 2951</AddressLine1Txt>
            <AddressLine2Txt>NONE</AddressLine2Txt>
            <CityNm>WRIGHTWOOD</CityNm>
            <StateAbbreviationCd>CA</StateAbbreviationCd>
            <ZIPCd>93297</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>501C3</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>TO FURTHER EXEMPT PURPOSE OF FOUND</GrantOrContributionPurposeTxt>
          <Amt>7500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>INDIGENOUS WAYS</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>AVAIL UPON REQUEST</AddressLine1Txt>
            <AddressLine2Txt>NONE</AddressLine2Txt>
            <CityNm>PASADENA</CityNm>
            <StateAbbreviationCd>CA</StateAbbreviationCd>
            <ZIPCd>91101</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>501C3</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>TO FURTHER EXEMPT PURPOSE</GrantOrContributionPurposeTxt>
          <Amt>25000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>UNCOMMON VOICES</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>AVAIL UPON REQUEST</AddressLine1Txt>
            <AddressLine2Txt>NONE</AddressLine2Txt>
            <CityNm>PASADENA</CityNm>
            <StateAbbreviationCd>CA</StateAbbreviationCd>
            <ZIPCd>91101</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>501C3</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>TO FURTHER EXEMPT PURPOSE</GrantOrContributionPurposeTxt>
          <Amt>6000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>LEAD WITH YOUR LIFE</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 508</AddressLine1Txt>
            <AddressLine2Txt>NONE</AddressLine2Txt>
            <CityNm>MONROVIA</CityNm>
            <StateAbbreviationCd>CA</StateAbbreviationCd>
            <ZIPCd>91101</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>501C3</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SEE ABOVE</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>121000</TotalGrantOrContriPdDurYrAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <IntOnSavAndTempCashInvstGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>113</ExclusionAmt>
        </IntOnSavAndTempCashInvstGrp>
        <DividendsAndInterestFromSecDtl>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>62225</ExclusionAmt>
        </DividendsAndInterestFromSecDtl>
        <GainSalesAstOthThanInvntryGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>44464</ExclusionAmt>
        </GainSalesAstOthThanInvntryGrp>
        <SubtotalsIncmProducingActyGrp>
          <ExclusionAmt>106802</ExclusionAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>106802</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>true</SharingOfFacilitiesEtcInd>
        <TransferScheduleDetail>
          <LineNumberTxt>1c</LineNumberTxt>
          <InvolvedAmt>1</InvolvedAmt>
          <NoncharitableExemptOrgName>
            <BusinessNameLine1Txt>HOWE BUILDING</BusinessNameLine1Txt>
          </NoncharitableExemptOrgName>
          <TransfersTransAndShrArrngmDesc>% USE OF OFFICE SPACE (PRO BONO)</TransfersTransAndShrArrngmDesc>
        </TransferScheduleDetail>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <AccountingFeesSchedule documentId="RetDoc2">
      <AccountingFeesDetail>
        <CategoryTxt>ACCOUNTING</CategoryTxt>
        <Amt>5700</Amt>
        <NetInvestmentIncomeAmt>3990</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>1710</DisbursementsCharitablePrpsAmt>
      </AccountingFeesDetail>
    </AccountingFeesSchedule>
    <CompensationExplanation documentId="RetDoc3">
      <CompensationExplanationGrp>
        <PersonNm>TERRY MCKENZIE</PersonNm>
        <ShortExplanationTxt>MITCHELL B. HOWE, JR.</ShortExplanationTxt>
      </CompensationExplanationGrp>
    </CompensationExplanation>
    <DepreciationSchedule documentId="RetDoc4">
      <DepreciationPropertyGrp>
        <PropertyDesc>COMPUTER</PropertyDesc>
        <AcquiredDt>2005-06-01</AcquiredDt>
        <CostOrOtherBasisAmt>1135</CostOrOtherBasisAmt>
        <PriorYearDepreciationAmt>1135</PriorYearDepreciationAmt>
        <ComputationMethodTxt>200DB</ComputationMethodTxt>
        <LifeRt>5.0000</LifeRt>
      </DepreciationPropertyGrp>
      <DepreciationPropertyGrp>
        <PropertyDesc>OFFICE EQUIPMENT MISC</PropertyDesc>
        <AcquiredDt>2022-12-02</AcquiredDt>
        <CostOrOtherBasisAmt>2614</CostOrOtherBasisAmt>
        <PriorYearDepreciationAmt>2614</PriorYearDepreciationAmt>
        <ComputationMethodTxt>200DB</ComputationMethodTxt>
        <LifeRt>7.0000</LifeRt>
      </DepreciationPropertyGrp>
    </DepreciationSchedule>
    <InvestmentsCorpStockSchedule documentId="RetDoc5">
      <InvestmentsCorporateStockGrp>
        <StockNm>CS- 1000 GENERAL ELECTRIC</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CS- 5 WABTEC</StockNm>
        <EOYBookValueAmt>389</EOYBookValueAmt>
        <EOYFMVAmt>635</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CS- 120 WARNER BROS DISCOVER</StockNm>
        <EOYBookValueAmt>4108</EOYBookValueAmt>
        <EOYFMVAmt>1366</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CS- SEARS CANADA RECEIVABLE</StockNm>
        <EOYBookValueAmt>4722</EOYBookValueAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CS- 1000 ALTRIA (P. 2/23/00)</StockNm>
        <EOYBookValueAmt>4932</EOYBookValueAmt>
        <EOYFMVAmt>40340</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CS- 41 GE HEALTH CARE TECH</StockNm>
        <EOYBookValueAmt>6409</EOYBookValueAmt>
        <EOYFMVAmt>3170</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CS- 2000 EDISON (P. 2/14/80)</StockNm>
        <EOYBookValueAmt>10566</EOYBookValueAmt>
        <EOYFMVAmt>142980</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CS- 205 NESTLE</StockNm>
        <EOYBookValueAmt>14432</EOYBookValueAmt>
        <EOYFMVAmt>23704</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CS- 252 MICROSOFT</StockNm>
        <EOYBookValueAmt>14953</EOYBookValueAmt>
        <EOYFMVAmt>94762</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CS-496 CISCO</StockNm>
        <EOYBookValueAmt>14963</EOYBookValueAmt>
        <EOYFMVAmt>25058</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CS-500 ATT</StockNm>
        <EOYBookValueAmt>13493</EOYBookValueAmt>
        <EOYFMVAmt>8390</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CS- 100 HOME DEPOT</StockNm>
        <EOYBookValueAmt>18135</EOYBookValueAmt>
        <EOYFMVAmt>34655</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CS- 500 GENERAL DYNAMICS (7/18/03</StockNm>
        <EOYBookValueAmt>19794</EOYBookValueAmt>
        <EOYFMVAmt>129835</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CS- 500 BP PLC SPON</StockNm>
        <EOYBookValueAmt>21465</EOYBookValueAmt>
        <EOYFMVAmt>17700</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CS - 2000 PHILIP MORRIS INTL INC</StockNm>
        <EOYBookValueAmt>22662</EOYBookValueAmt>
        <EOYFMVAmt>188160</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CS- 600 JP MORGAN (P. 6/9/04)</StockNm>
        <EOYBookValueAmt>23109</EOYBookValueAmt>
        <EOYFMVAmt>102060</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CS- 125 GE</StockNm>
        <EOYBookValueAmt>24695</EOYBookValueAmt>
        <EOYFMVAmt>15954</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CS- 500 AMGEN</StockNm>
        <EOYBookValueAmt>27915</EOYBookValueAmt>
        <EOYFMVAmt>144010</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CS- 500 ELI LILLY &amp; CO</StockNm>
        <EOYBookValueAmt>34084</EOYBookValueAmt>
        <EOYFMVAmt>291460</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CS- 2800 PENN POWER AND LIGHT</StockNm>
        <EOYBookValueAmt>35180</EOYBookValueAmt>
        <EOYFMVAmt>75880</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CS- 2000 AMER ELEC POWER</StockNm>
        <EOYBookValueAmt>42895</EOYBookValueAmt>
        <EOYFMVAmt>162440</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <LandEtcSchedule2 documentId="RetDoc6">
      <LandEtcGrp>
        <CategoryOrItemTxt>COMPUTERS</CategoryOrItemTxt>
        <CostOrOtherBasisAmt>1135</CostOrOtherBasisAmt>
        <AccumulatedDepreciationAmt>1135</AccumulatedDepreciationAmt>
      </LandEtcGrp>
      <LandEtcGrp>
        <CategoryOrItemTxt>MISC OFFICE EQUIPMENT</CategoryOrItemTxt>
        <CostOrOtherBasisAmt>2614</CostOrOtherBasisAmt>
        <AccumulatedDepreciationAmt>2614</AccumulatedDepreciationAmt>
      </LandEtcGrp>
    </LandEtcSchedule2>
    <OtherAssetsSchedule documentId="RetDoc7">
      <OtherAssetsScheduleGrp>
        <Desc>SPDR TRUST UNIT SER 1-1300 SHS</Desc>
        <BOYBookValueAmt>205169</BOYBookValueAmt>
        <EOYBookValueAmt>183945</EOYBookValueAmt>
        <EOYFMVAmt>617903</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
      <OtherAssetsScheduleGrp>
        <Desc>CS PUBLIC STORAGE- 860 (REIT)</Desc>
        <BOYBookValueAmt>22369</BOYBookValueAmt>
        <EOYBookValueAmt>22369</EOYBookValueAmt>
        <EOYFMVAmt>262300</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
      <OtherAssetsScheduleGrp>
        <Desc>ACCRUED INCOME</Desc>
        <EOYFMVAmt>6738</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
    </OtherAssetsSchedule>
    <OtherExpensesSchedule documentId="RetDoc8">
      <OtherExpensesScheduleGrp>
        <Desc>EXPENSES</Desc>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>BANK CHARGES</Desc>
        <RevenueAndExpensesPerBooksAmt>35</RevenueAndExpensesPerBooksAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <OtherLiabilitiesSchedule documentId="RetDoc9">
      <OtherLiabilitiesDetail>
        <Desc>DEFERRED INCOME</Desc>
        <BOYBookValueAmt>6744</BOYBookValueAmt>
        <EOYBookValueAmt>9215</EOYBookValueAmt>
      </OtherLiabilitiesDetail>
    </OtherLiabilitiesSchedule>
    <TaxesSchedule documentId="RetDoc10">
      <TaxesDetail>
        <CategoryTxt>STATE TAXING / REGULATORY AGENCI</CategoryTxt>
        <Amt>50</Amt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>FEDERAL INCOME TAXES</CategoryTxt>
        <Amt>1600</Amt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>FOREIGN TAXES PAID</CategoryTxt>
        <Amt>101</Amt>
        <NetInvestmentIncomeAmt>101</NetInvestmentIncomeAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>