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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 11b</FormAndLineReferenceDesc>
        <ExplanationTxt>Draft of the 990 is prepared by accountant and distributed via e-mail to board members for review and questions.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 2</FormAndLineReferenceDesc>
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      <SupplementalInformationDetail>
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        <ExplanationTxt>All staff are reqquired t file written disclosures of conflcts of interest on an annual basis.</ExplanationTxt>
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      <SupplementalInformationDetail>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 15b</FormAndLineReferenceDesc>
        <ExplanationTxt>Personnel sub-committee of Board reveiws other key employees as to compensation reasonableness each year.</ExplanationTxt>
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      <SupplementalInformationDetail>
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</Return>