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          <FormAndInfoAndMaterialsTxt>LETTER INDICATING COURSE OF STUDY AND LOCATION; DOCUMENTATION SUPPORTING FINANCIAL NEED AND PRIOR ACADEMIC PERFORMANCE, RECOMMENDATIONS FROM INSTRUCTORS.</FormAndInfoAndMaterialsTxt>
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        <StockNm>1ST CTZNS BNCSHS INC A</StockNm>
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        <EOYFMVAmt>1683</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
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        <EOYFMVAmt>1201</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ACTIVISION BLIZZARD INC</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ADOBE INC</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ADVANCED MICRO ED INC</StockNm>
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        <EOYFMVAmt>973</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>AIR PRODUCTS &amp; CHEM</StockNm>
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        <EOYFMVAmt>516</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ALLEGION PLC SHS</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ALLSTATE CORP DEL</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ALPHABET INC SHS CL C</StockNm>
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        <EOYFMVAmt>2201</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>AMAZON COM INC COM</StockNm>
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        <EOYFMVAmt>1782</EOYFMVAmt>
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        <StockNm>AMERICSOURCEBERGEN CORP</StockNm>
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        <StockNm>AMGEN INC COM</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ANALOG DEVICES INC COM</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>APOLLO GLOBAL MANAGEMENT</StockNm>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ASML HLDG NV NY REG SHS</StockNm>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ATLASSIAN CORP PLC</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>BAXTER INTERNTL INC</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>BLACKSTONE GROUP INC COM</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>BLACKSTONE INC</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>BP PLC</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>BRITISH AMN TOBACO SPADR</StockNm>
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        <EOYFMVAmt>1144</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>CARDINAL HEALTH INC OHIO</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>CATERPILLAR INC DEL</StockNm>
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        <StockNm>CHEVRON CORP</StockNm>
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        <StockNm>CIGNA CORP REG SHS</StockNm>
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        <StockNm>CIGNA GROUP THE</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>CISCO SYSTEMS INC COM</StockNm>
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        <StockNm>CNH INDUSTRIAL NV</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>COGNIZANT TECH SOLUTIONS</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>COMCAST CORP NEW CL A</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>CONOCO PHILLIPS</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>CONSTELLATION BRANDS INC</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>COSTAR GROUP INC</StockNm>
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      <InvestmentsCorporateStockGrp>
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        <StockNm>DEERE CO</StockNm>
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        <EOYFMVAmt>1121</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>DIAGEO PLC SPSD ADR NEW</StockNm>
        <EOYBookValueAmt>304</EOYBookValueAmt>
        <EOYFMVAmt>252</EOYFMVAmt>
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        <StockNm>DOLLAR GENERAL CORP</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>DOORDASH INC</StockNm>
        <EOYBookValueAmt>493</EOYBookValueAmt>
        <EOYFMVAmt>435</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>EATON CORP PLC</StockNm>
        <EOYBookValueAmt>649</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ELECTRONIC ARTS INC DEL</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ELEVANCE HEALTH INC</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ELI LILLY &amp; CO</StockNm>
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        <StockNm>ENTERGY CORP NEW</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>EQT CORP</StockNm>
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      <InvestmentsCorporateStockGrp>
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        <EOYFMVAmt>450</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>FID NATIONAL FINL INC</StockNm>
        <EOYBookValueAmt>637</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>FIDELITY NATL INFO SVCS</StockNm>
        <EOYBookValueAmt>2531</EOYBookValueAmt>
        <EOYFMVAmt>1583</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
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        <EOYBookValueAmt>297</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>FOX CORP REG SHS CL A</StockNm>
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        <EOYFMVAmt>619</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>FREEPORT-MCMORAN INC</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>GALLAGHER ARTHUR J &amp; CO</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>GENERAL ELECTRIC</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>GENERAL MOTORS CO</StockNm>
        <EOYBookValueAmt>1157</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
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        <EOYFMVAmt>452</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
        <StockNm>HESS CORP</StockNm>
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        <StockNm>HILTON WORLDWIDE</StockNm>
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        <StockNm>HOWMET AEROSPACE</StockNm>
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      <InvestmentsCorporateStockGrp>
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        <EOYFMVAmt>1121</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ILLUMINA INC COM</StockNm>
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        <StockNm>INTERCONTINENTAL</StockNm>
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        <StockNm>INTL FLAVORS &amp; FRAGRNC</StockNm>
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        <EOYFMVAmt>476</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>KONINKL PHIL NV SH NEW</StockNm>
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        <EOYFMVAmt>1450</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
        <StockNm>LABORATORY CP AMER HLDGS</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>LEAR CORP SHS</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>LEIDOS HOLDINGS INC</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>LINDE PLC NEW</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>MADRIGAL PHARMACEUTICALS</StockNm>
        <EOYBookValueAmt>338</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>MARVELL TECH INC</StockNm>
        <EOYBookValueAmt>528</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>MASTERCARD INC</StockNm>
        <EOYBookValueAmt>2094</EOYBookValueAmt>
        <EOYFMVAmt>2647</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>MEDTRONIC PLC SHS</StockNm>
        <EOYBookValueAmt>1830</EOYBookValueAmt>
        <EOYFMVAmt>1495</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>META PLATFORMS INC</StockNm>
        <EOYBookValueAmt>1411</EOYBookValueAmt>
        <EOYFMVAmt>3025</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>MICRON TECHNOLOGY</StockNm>
        <EOYBookValueAmt>640</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>MICROSOFT CORP</StockNm>
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        <EOYFMVAmt>7151</EOYFMVAmt>
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        <StockNm>NEWELL BRANDS INC</StockNm>
        <EOYBookValueAmt>762</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>NIKE INC CL B</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>NOVO NORDISK A S ADR</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>NVIDIA</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ORACLE CORP</StockNm>
        <EOYBookValueAmt>1399</EOYBookValueAmt>
        <EOYFMVAmt>1553</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>PFIZER INC</StockNm>
        <EOYBookValueAmt>355</EOYBookValueAmt>
        <EOYFMVAmt>336</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>PG&amp;E CORP</StockNm>
        <EOYBookValueAmt>530</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>PPG INDUSTRIES INC SHS</StockNm>
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        <EOYFMVAmt>378</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>PROCTOR &amp; GAMBLE CO</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>PROGRESSIVE CRP OHIO</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>PRUDENTIAL PLC ADR</StockNm>
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        <StockNm>PUB SVC ENTERPRISE GRP</StockNm>
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        <EOYFMVAmt>369</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>RALPH LAUREN CORP</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>RAYMOND JAMES FINL INC</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>RAYTHEON CO DELAWARE NEW</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>RIVIAN AUTOMOTIVE INC</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ROGERS COMMUNICATIONS B</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ROSS STORES INC COM</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>RTX CORP</StockNm>
        <EOYBookValueAmt>896</EOYBookValueAmt>
        <EOYFMVAmt>1205</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SANOFI ADR</StockNm>
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        <EOYFMVAmt>1407</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SCHWAB CHARLES CORP NEW</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SEALED AIR CORP (NEW)</StockNm>
        <EOYBookValueAmt>1432</EOYBookValueAmt>
        <EOYFMVAmt>939</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SEMPRA</StockNm>
        <EOYBookValueAmt>792</EOYBookValueAmt>
        <EOYFMVAmt>837</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>SHELL PLC</StockNm>
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        <EOYFMVAmt>1877</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SHERWIN WILLIAMS</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SHOPIFY INC CL A</StockNm>
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        <EOYFMVAmt>396</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>SONY GROUP CORP</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>SS AND C TECHNOLOGIES</StockNm>
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        <EOYFMVAmt>1504</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>STANLEY BLACK &amp; DECKER</StockNm>
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        <EOYFMVAmt>320</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SUNCOR ENERGY INC NEW</StockNm>
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        <EOYFMVAmt>762</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>TAIWAN S MANUFCTRING ADR</StockNm>
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        <EOYFMVAmt>1564</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>TAPESTRY INC</StockNm>
        <EOYBookValueAmt>702</EOYBookValueAmt>
        <EOYFMVAmt>685</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>TEXAS INSTRUMENTS</StockNm>
        <EOYBookValueAmt>836</EOYBookValueAmt>
        <EOYFMVAmt>973</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>TJX COS INC NEW</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>UBS GROUP AG NAMEN-AKT</StockNm>
        <EOYBookValueAmt>370</EOYBookValueAmt>
        <EOYFMVAmt>354</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>UNILEVER NV NY REG SHS</StockNm>
        <EOYBookValueAmt>834</EOYBookValueAmt>
        <EOYFMVAmt>935</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>UNION PACIFIC CORP</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>UNITEDHEALTH GROUP INC</StockNm>
        <EOYBookValueAmt>921</EOYBookValueAmt>
        <EOYFMVAmt>1018</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VERIZON COMMUNICATIONS</StockNm>
        <EOYBookValueAmt>1204</EOYBookValueAmt>
        <EOYFMVAmt>1154</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VERTEX PHARMCTLS INC</StockNm>
        <EOYBookValueAmt>844</EOYBookValueAmt>
        <EOYFMVAmt>937</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VISA INC CL A SHRS</StockNm>
        <EOYBookValueAmt>883</EOYBookValueAmt>
        <EOYFMVAmt>1050</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>WABTEC</StockNm>
        <EOYBookValueAmt>654</EOYBookValueAmt>
        <EOYFMVAmt>632</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>WALMART INC</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>WELLS FARGO &amp; CO</StockNm>
        <EOYBookValueAmt>2313</EOYBookValueAmt>
        <EOYFMVAmt>2672</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>WILLIAMS COMPANIES DEL</StockNm>
        <EOYBookValueAmt>391</EOYBookValueAmt>
        <EOYFMVAmt>552</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>WILLIS TOWERS WATSON PLC</StockNm>
        <EOYBookValueAmt>673</EOYBookValueAmt>
        <EOYFMVAmt>786</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>WORKDAY INC CL A</StockNm>
        <EOYBookValueAmt>782</EOYBookValueAmt>
        <EOYFMVAmt>1117</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ZIMMER BIOMET HOLDI</StockNm>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <InvestmentsOtherSchedule2 documentId="RetDoc3">
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ALLSPRING MUNICIPAL BOND</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>108352</BookValueAmt>
        <EOYFMVAmt>106410</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ALLSPRING SMALLL COMPANY</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>BLACKROCK LIQUIDITY FUND</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>2317</BookValueAmt>
        <EOYFMVAmt>2317</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>DOUBLELINE TOTAL RETURN</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>9274</BookValueAmt>
        <EOYFMVAmt>9714</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>FIDELITY ADVISOR SMALL</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>12951</BookValueAmt>
        <EOYFMVAmt>15459</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>FIDELITY ADV INTL CAP</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>12226</BookValueAmt>
        <EOYFMVAmt>14105</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>GQG PARTNERS EMERGING</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>15009</BookValueAmt>
        <EOYFMVAmt>15907</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ISHARES EDGE MSCI</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>4207</BookValueAmt>
        <EOYFMVAmt>5122</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ISHARES EDGE MSCI</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ISHARES INC CORE MSCI</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>13999</BookValueAmt>
        <EOYFMVAmt>15631</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ISHARES RUSSELL 1000</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>14521</BookValueAmt>
        <EOYFMVAmt>27338</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ISHARES RUSSELL 1000</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>27985</BookValueAmt>
        <EOYFMVAmt>35592</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ISHARES RUSSELL TOP 200</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>6817</BookValueAmt>
        <EOYFMVAmt>8366</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ISHARES TR CORE MSCI EAF</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>13938</BookValueAmt>
        <EOYFMVAmt>17724</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ISHARES US TREASURY BOND</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>14879</BookValueAmt>
        <EOYFMVAmt>14580</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>JP MORGAN ULTRA-SHORT</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>14565</BookValueAmt>
        <EOYFMVAmt>14564</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>JP MORGAN UNDSCVRD MNGRS</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>19557</BookValueAmt>
        <EOYFMVAmt>20100</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>MAINSTAY MACKAY HIGH</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>4785</BookValueAmt>
        <EOYFMVAmt>4864</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>OAKMARK INTL FUND</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>13710</BookValueAmt>
        <EOYFMVAmt>13352</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>PIMCO INTERNATIONAL BOND</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>4542</BookValueAmt>
        <EOYFMVAmt>4748</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>PIONEER AMT FREE</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>30810</BookValueAmt>
        <EOYFMVAmt>28966</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>SPDR NUVEEN BLMBRG</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>SPDR BLOOMBERG</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>1919</BookValueAmt>
        <EOYFMVAmt>1927</EOYFMVAmt>
      </InvestmentsOtherGrp>
    </InvestmentsOtherSchedule2>
    <OtherExpensesSchedule documentId="RetDoc4">
      <OtherExpensesScheduleGrp>
        <Desc>EXPENSES</Desc>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>INVESTMENT ADVISOR FEES</Desc>
        <RevenueAndExpensesPerBooksAmt>5182</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>4096</NetInvestmentIncomeAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <OtherIncomeSchedule2 documentId="RetDoc5">
      <OtherIncomeDetail>
        <Desc>MERRILL LYNCH</Desc>
        <RevenueAndExpensesPerBooksAmt>227</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>227</NetInvestmentIncomeAmt>
      </OtherIncomeDetail>
    </OtherIncomeSchedule2>
    <OtherNotesLoansRcvblShortSch2 documentId="RetDoc6">
      <OtherNotesLoansRcvblShortGrp>
        <Organization501c3Name>
          <BusinessNameLine1Txt>LOAN RECEIVABLE</BusinessNameLine1Txt>
        </Organization501c3Name>
        <BalanceDueAmt>250</BalanceDueAmt>
      </OtherNotesLoansRcvblShortGrp>
    </OtherNotesLoansRcvblShortSch2>
    <TaxesSchedule documentId="RetDoc7">
      <TaxesDetail>
        <CategoryTxt>INCOME TAX</CategoryTxt>
        <Amt>74</Amt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>FOREIGN TAXES FROM BROKER STATEM</CategoryTxt>
        <Amt>26</Amt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>