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        <AcquiredDt>2023-11</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-03</SoldDt>
        <GrossSalesPriceAmt>1889</GrossSalesPriceAmt>
        <BasisAmt>1800</BasisAmt>
        <TotalNetAmt>89</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>GOLDMAN SACHS TR ITT GQG PTR INTL</AssetDesc>
        <AcquiredDt>2024-03</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-05</SoldDt>
        <GrossSalesPriceAmt>821</GrossSalesPriceAmt>
        <BasisAmt>800</BasisAmt>
        <TotalNetAmt>21</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>INVESCO TAXABLE MUNI BOND ETF</AssetDesc>
        <AcquiredDt>2023-05</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-06</SoldDt>
        <GrossSalesPriceAmt>3695</GrossSalesPriceAmt>
        <BasisAmt>3737</BasisAmt>
        <TotalNetAmt>-42</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>ISHARES INV GRADE CORP BOND</AssetDesc>
        <AcquiredDt>2023-05</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-07</SoldDt>
        <GrossSalesPriceAmt>3693</GrossSalesPriceAmt>
        <BasisAmt>3756</BasisAmt>
        <TotalNetAmt>-63</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>MAINSTAY FDS SHTDUR HIYLD</AssetDesc>
        <AcquiredDt>2023-11</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-03</SoldDt>
        <GrossSalesPriceAmt>2546</GrossSalesPriceAmt>
        <BasisAmt>2500</BasisAmt>
        <TotalNetAmt>46</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>S&amp;P SPDR CONSUMER STAPLES</AssetDesc>
        <AcquiredDt>2023-05</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-07</SoldDt>
        <GrossSalesPriceAmt>732</GrossSalesPriceAmt>
        <BasisAmt>760</BasisAmt>
        <TotalNetAmt>-28</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>S&amp;P PDR TECHNOLOGY SBI INT-TECH</AssetDesc>
        <AcquiredDt>2023-11</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-02</SoldDt>
        <GrossSalesPriceAmt>3741</GrossSalesPriceAmt>
        <BasisAmt>3427</BasisAmt>
        <TotalNetAmt>314</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>VANGUARD ENERGY</AssetDesc>
        <AcquiredDt>2023-09</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-11</SoldDt>
        <GrossSalesPriceAmt>1003</GrossSalesPriceAmt>
        <BasisAmt>1000</BasisAmt>
        <TotalNetAmt>3</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>VANGUARD SMALL CAP GROWTH INDX</AssetDesc>
        <AcquiredDt>2024-03</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-05</SoldDt>
        <GrossSalesPriceAmt>782</GrossSalesPriceAmt>
        <BasisAmt>800</BasisAmt>
        <TotalNetAmt>-18</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>VANGUARD EMERGING MKTS BND</AssetDesc>
        <AcquiredDt>2024-04</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-05</SoldDt>
        <GrossSalesPriceAmt>8743</GrossSalesPriceAmt>
        <BasisAmt>8800</BasisAmt>
        <TotalNetAmt>-57</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>VANGUARD WORLD FDS ENERGY INDX</AssetDesc>
        <AcquiredDt>2023-09</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-11</SoldDt>
        <GrossSalesPriceAmt>1427</GrossSalesPriceAmt>
        <BasisAmt>1500</BasisAmt>
        <TotalNetAmt>-73</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>VANGUARD INDX GROWTH</AssetDesc>
        <AcquiredDt>2023-11</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-12</SoldDt>
        <GrossSalesPriceAmt>2957</GrossSalesPriceAmt>
        <BasisAmt>2800</BasisAmt>
        <TotalNetAmt>157</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>PARAMOUNT GLOBAL</AssetDesc>
        <AcquiredDt>2023-02</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-04</SoldDt>
        <GrossSalesPriceAmt>4392</GrossSalesPriceAmt>
        <BasisAmt>4524</BasisAmt>
        <TotalNetAmt>-132</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>CVS HEALTH CORP</AssetDesc>
        <AcquiredDt>2023-04</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-05</SoldDt>
        <GrossSalesPriceAmt>1387</GrossSalesPriceAmt>
        <BasisAmt>1904</BasisAmt>
        <TotalNetAmt>-517</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>COMCAST CORP</AssetDesc>
        <AcquiredDt>2020-03</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-05</SoldDt>
        <GrossSalesPriceAmt>1920</GrossSalesPriceAmt>
        <BasisAmt>1713</BasisAmt>
        <TotalNetAmt>207</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>DISCOVER BNK CD</AssetDesc>
        <AcquiredDt>2015-11</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-03</SoldDt>
        <GrossSalesPriceAmt>10000</GrossSalesPriceAmt>
        <BasisAmt>10116</BasisAmt>
        <TotalNetAmt>-116</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>GE CAPITAL RETAIL BANK CD</AssetDesc>
        <AcquiredDt>2015-11</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-09</SoldDt>
        <GrossSalesPriceAmt>4000</GrossSalesPriceAmt>
        <BasisAmt>4043</BasisAmt>
        <TotalNetAmt>-43</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>MAINSTAY FDS SHTDUR HIYLD</AssetDesc>
        <AcquiredDt>2022-05</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-09</SoldDt>
        <GrossSalesPriceAmt>14722</GrossSalesPriceAmt>
        <BasisAmt>15003</BasisAmt>
        <TotalNetAmt>-281</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>S&amp;P SPDR SEL FINANCIALS</AssetDesc>
        <AcquiredDt>2022-11</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-01</SoldDt>
        <GrossSalesPriceAmt>782</GrossSalesPriceAmt>
        <BasisAmt>701</BasisAmt>
        <TotalNetAmt>81</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
    </GainLossSaleOtherAssetsSch>
    <InvestmentsCorpBondsSchedule documentId="RetDoc3">
      <InvestmentsCorporateBondsGrp>
        <BondNm>STOCK FUNDS</BondNm>
        <EOYBookValueAmt>9795</EOYBookValueAmt>
        <EOYFMVAmt>44028</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>CORPORATE SECURITIES</BondNm>
        <EOYBookValueAmt>54385</EOYBookValueAmt>
        <EOYFMVAmt>54898</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>EXCHANGE TRADED FUNDS/BD ETF</BondNm>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>EXCHANGE TRADED FUNDS/STK ETF</BondNm>
        <EOYBookValueAmt>5867</EOYBookValueAmt>
        <EOYFMVAmt>7018</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>BOND FUNDS</BondNm>
        <EOYBookValueAmt>58001</EOYBookValueAmt>
        <EOYFMVAmt>57942</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>FOREIGN BOND FUNDS</BondNm>
      </InvestmentsCorporateBondsGrp>
    </InvestmentsCorpBondsSchedule>
    <InvestmentsCorpStockSchedule documentId="RetDoc4">
      <InvestmentsCorporateStockGrp>
        <StockNm>COMMON STOCKS</StockNm>
        <EOYBookValueAmt>19860</EOYBookValueAmt>
        <EOYFMVAmt>59824</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FOREIGN STOCKS</StockNm>
        <EOYBookValueAmt>2962</EOYBookValueAmt>
        <EOYFMVAmt>3784</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <InvestmentsGovtObligationsSch documentId="RetDoc5">
      <StateLocalSecBookVlEOYAmt>40920</StateLocalSecBookVlEOYAmt>
      <StateLocalSecEOYFMVAmt>38817</StateLocalSecEOYFMVAmt>
    </InvestmentsGovtObligationsSch>
    <InvestmentsOtherSchedule2 documentId="RetDoc6">
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>OTHER CERTIFICATES OF DEPOSIT</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>6066</BookValueAmt>
        <EOYFMVAmt>5956</EOYFMVAmt>
      </InvestmentsOtherGrp>
    </InvestmentsOtherSchedule2>
    <TaxesSchedule documentId="RetDoc7">
      <TaxesDetail>
        <CategoryTxt>FEDERAL EXCISE TAX</CategoryTxt>
        <Amt>127</Amt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>FOREIGN WITHHOLDING TAX</CategoryTxt>
        <Amt>20</Amt>
        <NetInvestmentIncomeAmt>20</NetInvestmentIncomeAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>