2024-08-29T12:47:20-04:00 2023-12-31 272001590 J MILLER & ASSOCIATES LLC PO BOX 27308 PHILADELPHIA PA 19118 990 2023-01-01 232694116 CONSUMER BANKRUPTCY ASSISTANCE PROJECT CONS 2155239511 718 ARCH STREET SUITE 300N PHILADELPHIA PA 19106 SHERRY HOBAN EXECUTIVE DIRECTOR 2155239511 2024-08-29 true JOYCE MILLER P00047160 2156001701 2024-08-29 2023 2024-08-08 14:25:15Z SHERRY HOBAN 718 ARCH STREET PHILADELPHIA PA 19106 242180 false X WWW.CBAP-PHL.ORG X 1992 PA ASSIST PHILADELPHIANS WHOSE INCOMES ARE BELOW THE FEDERAL POVERTY LEVEL AND SEEK TO STABILIZE THEIR FINANCES. 35 35 2 45 0 207571 241895 0 62 0 -4225 285 203408 242180 0 0 233673 232718 0 0 16630 16067 250303 248785 -46895 -6605 422808 295075 332632 211504 90176 83571 X ASSIST PHILADELPHIANS WHOSE INCOMES ARE BELOW THE FEDERAL POVERTY LEVEL AND SEEK TO STABILIZE THEIR FINANCES. WE RECRUIT, TRAIN AND SUPPORT VOLUNTEER ATTORNEYS WHO REPRESENT CLIENTS WITH EITHER DEBT COUNSELING AND/OR CHAPTER 7 BANKRUPTCY REPRESENTATION TO RECEIVE A FRESH FINANCIAL START. false false 196293 ASSIST INDIGENT PHILADELPHIANS WITH THEIR SEVERE DEBT PROBLEM THROUGH DEBT COUNSELING AND/OR PRO BONO CHAPTER 7 BANKRUPTCY REPRESENTATION THROUGH VOLUNTEER ATTORNEYS. ALSO PROVIDES FREE TRAINING AND EDUCATIONAL SEMINARS. IN 2023, CONSUMER BANKRUPTCY ASSISTANCE PROJECT WAS RECOGNIZED WITH A CERTIFICATE OF APPRECIATION FOR OUR FINANCIAL LITERACY EDUCATION PROGRAMMING WITH THE SUPERVISION TO AID REENTRY (STAR) PROGRAM RUN THROUGH THE FEDERAL COURTHOUSE. 196293 true true false false false false false false false false false false false false false true true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 1 0 2 true false false false false false false false false X 35 35 false false false false false false false true true false false true true true true true true true false false PA X THE ORGANIZATION 2155239511 718 ARCH STREET PHILADELPHIA PA 19106 SHERRY HOBAN EXECUTIVE DI 40.00 X 88269 0 0 JEFFREY CARBINO PRESIDENT 1.00 X X 0 0 0 MATTHEW HAMERMESH PRESIDENT-EL 1.00 X X 0 0 0 NEIL GUPTA TREASURER 1.00 X X 0 0 0 RACHEL MAUCERI SECRETARY 1.00 X X 0 0 0 ANNE AARONSON BOARD MEMBER 1.00 X 0 0 0 JOSEPH ARGENTINA BOARD MEMBER 1.00 X 0 0 0 LESLIE BASKIN BOARD MEMBER 1.00 X 0 0 0 AMELIA BOSS BOARD MEMBER 1.00 X 0 0 0 WILLIAM BURNETT BOARD MEMBER 1.00 X 0 0 0 KEVIN CAREY BOARD MEMBER 1.00 X 0 0 0 SHERRI DICKS BOARD MEMBER 1.00 X 0 0 0 JOHN GAGLIARDI BOARD MEMBER 1.00 X 0 0 0 LESLIE GAYNUS BOARD MEMBER 1.00 X 0 0 0 ROBERT M GREENBAUN BOARD MEMBER 1.00 X 0 0 0 RICHARD HEASLIP BOARD MEMBER 1.00 X 0 0 0 PETER C HUGHES BOARD MEMBER 1.00 X 0 0 0 MICHAEL JACOBY BOARD MEMBER 1.00 X 0 0 0 REGINA STANGO KELBON BOARD MEMBER 1.00 X 0 0 0 BARRY KLEBAN BOARD MEMBER 1.00 X 0 0 0 LAWRENCE KOTLER BOARD MEMBER 1.00 X 0 0 0 LAURIE KREPTO BOARD MEMBER 1.00 X 0 0 0 FRANCIS LAWALL BOARD MEMBER 1.00 X 0 0 0 RAYMOND LEMISCH BOARD MEMBER 1.00 X 0 0 0 ANGELA MASTRANGELO BOARD MEMBER 1.00 X 0 0 0 HOLLY S MILLER BOARD MEMBER 1.00 X 0 0 0 JAY OCHROCH BOARD MEMBER 1.00 X 0 0 0 MARK PFEIFFER BOARD MEMBER 1.00 X 0 0 0 EDWARD PHILLIPS BOARD MEMBER 1.00 X 0 0 0 NATALIE RAMSEY BOARD MEMBER 1.00 X 0 0 0 DAVID SMITH BOARD MEMBER 1.00 X 0 0 0 MAGGIE SOBOLESKI BOARD MEMBER 1.00 X 0 0 0 HENRY SOMMER BOARD MEMBER 1.00 X 0 0 0 PRINCE THOMAS BOARD MEMBER 1.00 X 0 0 0 AMY VULPIO BOARD MEMBER 1.00 X 0 0 0 SCOTT WATERMAN BOARD MEMBER 1.00 X 0 0 0 88269 false false false 241895 241895 OTHER INCOME 285 285 285 242180 285 88269 73570 14699 82276 68575 13701 7813 6572 1241 42047 35369 6678 12313 10357 1956 6300 6300 1850 1850 7257 7257 REIMBURSABLE EXPENSES 490 490 DUES 170 170 248785 196293 52492 0 258558 96526 114250 106049 50000 92500 422808 295075 332632 211504 332632 211504 X 27676 26071 62500 57500 90176 83571 422808 295075 -6605 X X false true X false false X 159785 173830 262672 226821 241895 1065003 19250 19250 4881 285 5166 159785 173830 262672 250952 242180 1089419 1089419 721 89 810 721 89 810 4881 285 5166 160506 173830 262761 255833 242465 1095395 0.99450 0.99000 0.00000 0.00000 X PART III, LINE 12 5,166 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED X 342702 100522 100522 242180 242180 349307 100522 100522 248785 248785 SCHEDULE D, PAGE 3, PART X THE ORGANIZATION IS EXEMPT FROM INCOME TAX AS A NONPROFIT ORGANIZATION UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE AND ACCORDINGLY, NO PROVISION FOR INCOME TAXES IS INCLUDED IN THESE FINANCIAL STATEMENTS. THE ORGANIZATION FOLLOWS THE INCOME TAX STANDARD FOR UNCERTAIN TAX POSITIONS. THE ORGANIZATION EVALUATES ITS TAX POSITION TAKEN AND BELIEVES THAT IN THE EVENT OF AN EXAMINATION BY TAXING AUTHORITIES ITS POSITION WOULD PREVAIL BASED ON TECHNICAL MERITS OF SUCH POSITIONS. THEREFORE, NO TAX LIABILITIES ARE REQUIRED TO BE RECOGNIZED OR DISCLOSED. FORM 990 - ORGANIZATION'S MISSION ASSIST PHILADELPHIANS WHOSE INCOMES ARE BELOW THE FEDERAL POVERTY LEVEL AND SEEK TO STABILIZE THEIR FINANCES. WE RECRUIT, TRAIN AND SUPPORT VOLUNTEER ATTORNEYS WHO REPRESENT CLIENTS WITH EITHER DEBT COUNSELING AND/OR CHAPTER 7 BANKRUPTCY REPRESENTATION TO RECEIVE A FRESH FINANCIAL START. FORM 990, PAGE 6, PART VI, LINE 11B THE FORM 990 IS PROVIDED TO ALL BOARD MEMBERS PRIOR TO FILING. FORM 990, PAGE 6, PART VI, LINE 12C ON ANNUAL BASIS, BOARD MEMBERS ARE REQUIRED TO DISCLOSE ANY POTENTIAL CONFLICTS OF INTEREST FOR FURTHER REVIEW. FORM 990, PAGE 6, PART VI, LINE 15A CONSUMER BANKRUPTCY ASSISTANCE PROJECT DETERMINES COMPENSATION OF KEY EMPLOYEES USING THE MARKET RATE FOR A SMALL NON-PROFIT. THE ORGANIZATION'S EMPLOYEES ARE PAID BY ANOTHER ENTITY. FORM 990, PAGE 6, PART VI, LINE 19 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PAGE 12, PART XII, LINE 1 THE PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR.