2024-06-06T13:45:47-05:00 2023-09-30 042689883 WOLF & COMPANY PC 255 STATE STREET BOSTON MA 02109 990 2022-10-01 056015433 RHODE ISLAND BANKERS ASSOCIATION INC RHOD 4014337850 PO BOX 25432 PROVIDENCE RI 02905 JILLIAN DESHIRO TREASURER/DIRECTOR 4014337850 2024-06-05 1 JILLIAN DESHIRO 000006558 1 HARRY A KALAJIAN JR CPA P00464296 6174399700 2024-06-05 3 AAL1 IAL1 2022 2023-04-26 12:10:37Z FRANK CASALE PO BOX 25432 PROVIDENCE RI 02905 306197 0 X RIBANKERS.COM X 1915 RI SEE 990, PART III, LINE 1 21 21 0 175 0 0 280025 287649 531 18548 0 0 0 0 280556 306197 2300 1111 0 0 0 0 0 0 0 274793 285063 277093 286174 3463 20023 265369 289735 0 4343 265369 285392 X SEE SCHEDULE O 0 0 THE ASSOCIATION'S OBJECTIVE IS TO ASSURE A SOUND, EFFICIENT AND COMPETITIVE BANKING SYSTEM IN THE STATE OF RHODE ISLAND THROUGH MONITORING OF LEGISLATION AFFECTING THE BANKING INDUSTRY, DEVELOP PROGRAMS TO KEEP THE PUBLIC INFORMED AND PROMOTE IMPROVED SERVICES AND EFFICIENT OPERATIONS TO MEMBER BANKS. 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 4 0 1 0 0 0 0 0 0 0 0 0 X 21 21 0 1 0 0 1 1 1 1 1 0 0 1 1 1 1 0 0 0 0 0 X WILL TSOULES 6175023808 1 WASHINGTON MALL 8TH FLOOR BOSTON MA 021082603 X FRANK CASALE PRESIDENT/DIRECTOR 1.00 X X 0 0 0 CRISTINA FEDEN DIRECTOR/VP/SECRETARY 1.00 X X 0 0 0 JILLIAN J DESHIRO DIRECTOR/TREASURER 1.00 X X 0 0 0 BRIAN J MURPHY DIRECTOR 1.00 X 0 0 0 GREGORY DERDERIAN DIRECTOR 1.00 X 0 0 0 KEVIN P TRACY DIRECTOR 1.00 X 0 0 0 MICHAEL A LEE DIRECTOR 1.00 X 0 0 0 LOUIS M AMORIGGI DIRECTOR 1.00 X 0 0 0 TIMOTHY NOBLE DIRECTOR 1.00 X 0 0 0 ANNE TANGEN DIRECTOR 1.00 X 0 0 0 JUSTIN H DESHAW DIRECTOR 1.00 X 0 0 0 STEPHEN J GIBBONS DIRECTOR 1.00 X 0 0 0 KEVIN M OATES DIRECTOR 1.00 X 0 0 0 ELIZABETH D'AMATO DIRECTOR 1.00 X 0 0 0 MARY E NOONS DIRECTOR 1.00 X 0 0 0 PAUL LEVEILLEE DIRECTOR 1.00 X 0 0 0 JOHN SILVA DIRECTOR 1.00 X 0 0 0 GARY A PIRRI DIRECTOR 1.00 X 0 0 0 STEVEN M PARENTE DIRECTOR 1.00 X 0 0 0 MICHAEL J SOLOMON DIRECTOR 1.00 X 0 0 0 KEITH D KELLY DIRECTOR 1.00 X 0 0 0 0 0 0 0 0 0 0 WILLIAM A FARRELL & ASSOCIATES LLC PO BOX 25432 PROVIDENCE RI 02905 LEGAL & ADMINISTRATIVE SVCS 237500 1 287649 287649 EDUCATION PROGRAM 611430 9908 9908 WOMEN IN BANKING 522100 8640 8640 18548 306197 18548 0 0 1111 91500 53995 7950 91500 3167 1047 1853 18696 EDUCATION PROGRAMS 9226 RECEPTION EXPENSE 3474 DUES AND SUBSCRIPTIONS 1903 MISCELLANEOUS EXPENSE 752 286174 265369 275791 0 13944 265369 289735 0 4343 0 4343 X 0 0 0 0 265369 285392 265369 285392 265369 289735 20023 0 X X 0 0 0 0 0 1 287649 91500 2648 94148 91271 2877 DESCRIPTION OF LOBBYING ACTIVITIES A PORTION OF THE RIBA ACTIVITY IS INVOLVED IN LOBBYING. IT DOES NOT PARTICIPATE IN ANY POLITICAL ACTIVITIES NOR DOES IT ENDORSE ANY CANDIDATES. LOBBYING IS DONE AT THE STATE LEVEL TO ASSURE THAT THE MEMBER FINANCIAL INSTITUTIONS' INTERESTS ARE REPRESENTED. THE RIBA ELECTS TO ADD THE AMOUNT LISTED ON LINE 4 PART III-B TO NEXT YEARS' IRC SECTION 6033(E)(1)(A) NOTICES. FORM 990, PART III, LINE 1, DESCRIPTION OF ORGANIZATION MISSION: THE RHODE ISLAND BANKERS ASSOCIATION WILL SERVE AS THE SOLE RHODE ISLAND BASED ORGANIZATION SERVING THE BANKING INDUSTRY AND WILL ADVOCATE FOR ITS MEMBER INSTITUTIONS AND PARTICIPATE ALONGSIDE OTHER NEW ENGLAND BANKING INDUSTRY ASSOCIATIONS IN ORDER TO FULFILL THE FOLLOWING GOALS: - PROVIDE STRONG GOVERNANCE AND ADVOCACY FOR THE BENEFIT OF ITS MEMBERS; - MAINTAIN A HIGH LEVEL OF PARTICIPATION FROM THE BANKING COMMUNITY; - REMAIN ACTIVELY ENGAGED IN STATEWIDE, REGIONAL AND NATIONAL ISSUES FOR THE BENEFIT OF ITS MEMBERS. MAINTAIN STRONG WORKING RELATIONSHIPS WITH THE AMERICAN BANKERS ASSOCIATION AND NEARBY STATE BANKING ASSOCIATIONS; - PROVIDE ACCESS TO ITS MEMBERS TO THE STATE OF RHODE ISLAND LEGISLATIVE BRANCH, EXECUTIVE BRANCH OFFICES AND STATE AGENCIES; - CONTINUE TO PROVIDE EDUCATIONAL, INFORMATIONAL AND NETWORKING OPPORTUNITIES TO ITS MEMBERS; - MAINTAIN AND PROVIDE TRANSPARENT DATA AND FACTS REGARDING THE COLLECTIVE ACCOMPLISHMENTS OF ITS MEMBERS TO THE COMMUNITY AT LARGE; - OPERATE THE ASSOCIATION IN A VIABLE FINANCIAL MANNER WHILE MAINTAINING A REASONABLE DUES STRUCTURE FOR ITS MEMBERS. FORM 990, PART VI, SECTION A, LINE 3 BOOKKEEPING AND OTHER ADMINISTRATIVE FUNCTIONS ARE PERFORMED ON BEHALF OF THE ASSOCIATION BY THE MASSACHUSETTS BANKERS ASSOCIATION. FORM 990, PART VI, SECTION A, LINE 6 RHODE ISLAND BANKERS ASSOCIATION IS A TRADE ASSOCIATION WHOSE MEMBERS CONSIST OF COMMERCIAL, SAVINGS & COOPERATIVE BANKS AS WELL AS SAVINGS & LOAN ASSOCIATIONS, INCLUDING COMMUNITY, REGIONAL AND NATIONAL BANKS. IT HAS ASSOCIATE MEMBERS WHO ARE PROVIDERS OF GOODS AND SERVICES TO THE BANKING INDUSTRY. FORM 990, PART VI, SECTION A, LINE 7A THE ASSOCIATION'S OFFICERS ARE ELECTED TO TWO-YEAR TERMS AT THE ASSOCIATION'S ANNUAL MEETING. SINCE ALL MEMBER BANKS ARE ENTITLED TO A SEAT ON THE ASSOCIATIONS'S BOARD OF DIRECTORS, THERE IS NO ELECTION OF BOARD MEMBERS. BOARD MEMBERS ALSO VOTE ON ALL BUSINESS PRESENTED AT THE MEETING. FORM 990, PART VI, SECTION A, LINE 7B THE ASSOCIATION'S OFFICERS ARE ELECTED TO TWO-YEAR TERMS AT THE ASSOCIATION'S ANNUAL MEETING. SINCE ALL MEMBER BANKS ARE ENTITLED TO A SEAT ON THE ASSOCIATIONS'S BOARD OF DIRECTORS, THERE IS NO ELECTION OF BOARD MEMBERS. BOARD MEMBERS ALSO VOTE ON ALL BUSINESS PRESENTED AT THE MEETING. FORM 990, PART VI, SECTION B, LINE 11B THE BOARD OF DIRECTORS HAS DELEGATED THE RESPONSBILITY FOR REVIEWING, APPROVING AND SIGNING THE FORM 990 TO THE TREASURER. THE FORM 990 IS MADE AVAILABLE TO ANY DIRECTOR UPON REQUEST. FORM 990, PART VI, SECTION B, LINE 12C THE RHODE ISLAND BANKERS ASSOCIATION (RIBA) HAS A CONFLICT OF INTEREST POLICY IN PLACE AS WELL AS BOARD INDEPENDENCE, FAMILY/BUSINESS RELATIONSHIP SURVEY. ANNUALLY EACH BOARD MEMBER & KEY EMPLOYEE IS REQUIRED TO DISCLOSE IF THERE ARE ANY CONFLICTS. THE BOARD REVIEWS THE DISCLOSURES AND TAKES WHATEVER ACTION IT FEELS IS NEEDED TO RESOLVE THE CONFLICT. FORM 990, PART VI, SECTION B, LINE 15 THE OFFICERS ARE NOT COMPENSATED. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATIONAL GOVERNING DOCUMENTS, FINANCIAL STATEMENTS AND FORM 990 ARE AVAILABLE UPON REQUEST TO THE GENERAL PUBLIC. 990, PART XII, LINE 1 - ACCOUNTING METHOD CHANGE TAXPAYER IMPLEMENTED TO ACCRUAL BASIS OF ACCOUNTING TO MORE FAIRLY REPRESENT THE FINANCIAL POSITION OF THE ASSOCIATION.