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        <ExplanationTxt>THE ORGANIZATION HAS A WRITTEN CONFLICT OF INTEREST POLICY WHICH IS MONITORED REGULARY. ANNUAL DISCLOSURE OF ANY POTENTIAL CONFLICTS IS REQUIRED OF ALL BOARD MEMBERS. IN THE EVENT THAT A POTENTIAL CONFLICT SHALL ARISE DURING THE YEAR, THE INTERESTED TRUSTEE SHALL RECUSE HIMSELF/HERSELF FROM ALL DISCUSSIONS AND/OR VOTE.</ExplanationTxt>
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        <ExplanationTxt>GOVERNING DOCUMENTS, FORM 1023, AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST.</ExplanationTxt>
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