<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" returnVersion="2023v5.0">
  <ReturnHeader binaryAttachmentCnt="0">
    <ReturnTs>2024-05-15T16:02:48-04:00</ReturnTs>
    <TaxPeriodEndDt>2023-12-31</TaxPeriodEndDt>
    <PreparerFirmGrp>
      <PreparerFirmEIN>042628601</PreparerFirmEIN>
      <PreparerFirmName>
        <BusinessNameLine1Txt>FLETCHER TILTON PC</BusinessNameLine1Txt>
      </PreparerFirmName>
      <PreparerUSAddress>
        <AddressLine1Txt>100 FRONT STREET 5TH FLOOR</AddressLine1Txt>
        <CityNm>WORCESTER</CityNm>
        <StateAbbreviationCd>MA</StateAbbreviationCd>
        <ZIPCd>016081779</ZIPCd>
      </PreparerUSAddress>
    </PreparerFirmGrp>
    <ReturnTypeCd>990PF</ReturnTypeCd>
    <TaxPeriodBeginDt>2023-01-01</TaxPeriodBeginDt>
    <Filer>
      <EIN>046023790</EIN>
      <BusinessName>
        <BusinessNameLine1Txt>THE ALBERT J GIFFORD</BusinessNameLine1Txt>
        <BusinessNameLine2Txt>CHARITABLE TRUST</BusinessNameLine2Txt>
      </BusinessName>
      <BusinessNameControlTxt>ALBE</BusinessNameControlTxt>
      <PhoneNum>5084598000</PhoneNum>
      <USAddress>
        <AddressLine1Txt>100 FRONT STREET 5TH FLOOR</AddressLine1Txt>
        <CityNm>WORCESTER</CityNm>
        <StateAbbreviationCd>MA</StateAbbreviationCd>
        <ZIPCd>01608</ZIPCd>
      </USAddress>
    </Filer>
    <BusinessOfficerGrp>
      <PersonNm>WARNER S FLETCHER</PersonNm>
      <PersonTitleTxt>TRUSTEE</PersonTitleTxt>
      <PhoneNum>5084598000</PhoneNum>
      <SignatureDt>2024-05-09</SignatureDt>
    </BusinessOfficerGrp>
    <SigningOfficerGrp>
      <PersonFullName>
        <PersonFirstNm>WARNER S</PersonFirstNm>
        <PersonLastNm>FLETCHER</PersonLastNm>
      </PersonFullName>
      <SSN>XXX-XX-XXXX</SSN>
    </SigningOfficerGrp>
    <IRSResponsiblePrtyInfoCurrInd>false</IRSResponsiblePrtyInfoCurrInd>
    <PreparerPersonGrp>
      <PreparerPersonNm>BRIAN A SANTOS EA</PreparerPersonNm>
      <PTIN>P01270354</PTIN>
      <PhoneNum>5084598000</PhoneNum>
      <PreparationDt>2024-05-15</PreparationDt>
    </PreparerPersonGrp>
    <TaxYr>2023</TaxYr>
    <BuildTS>2023-04-26 12:10:37Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCnt="8">
    <IRS990PF documentId="RetDoc10">
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <FMVAssetsEOYAmt>3119453</FMVAssetsEOYAmt>
      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
      <AnalysisOfRevenueAndExpenses>
        <ScheduleBNotRequiredInd>X</ScheduleBNotRequiredInd>
        <DividendsRevAndExpnssAmt>89706</DividendsRevAndExpnssAmt>
        <DividendsNetInvstIncmAmt>89706</DividendsNetInvstIncmAmt>
        <NetGainSaleAstRevAndExpnssAmt>14396</NetGainSaleAstRevAndExpnssAmt>
        <GrossSalesPriceAmt>52448</GrossSalesPriceAmt>
        <CapGainNetIncmNetInvstIncmAmt>14396</CapGainNetIncmNetInvstIncmAmt>
        <OtherIncomeRevAndExpnssAmt referenceDocumentId="RetDoc6">1957</OtherIncomeRevAndExpnssAmt>
        <TotalRevAndExpnssAmt>106059</TotalRevAndExpnssAmt>
        <TotalNetInvstIncmAmt>104102</TotalNetInvstIncmAmt>
        <CompOfcrDirTrstRevAndExpnssAmt>15000</CompOfcrDirTrstRevAndExpnssAmt>
        <CompOfcrDirTrstNetInvstIncmAmt>7500</CompOfcrDirTrstNetInvstIncmAmt>
        <CompOfcrDirTrstDsbrsChrtblAmt>7500</CompOfcrDirTrstDsbrsChrtblAmt>
        <AccountingFeesRevAndExpnssAmt referenceDocumentId="RetDoc2">27245</AccountingFeesRevAndExpnssAmt>
        <AccountingFeesNetInvstIncmAmt>13623</AccountingFeesNetInvstIncmAmt>
        <AccountingFeesChrtblPrpsAmt>13622</AccountingFeesChrtblPrpsAmt>
        <OtherProfFeesRevAndExpnssAmt referenceDocumentId="RetDoc7">993</OtherProfFeesRevAndExpnssAmt>
        <OtherProfFeesNetInvstIncmAmt>497</OtherProfFeesNetInvstIncmAmt>
        <OtherProfFeesDsbrsChrtblAmt>496</OtherProfFeesDsbrsChrtblAmt>
        <TaxesRevAndExpnssAmt referenceDocumentId="RetDoc8">2496</TaxesRevAndExpnssAmt>
        <TaxesNetInvstIncmAmt>1483</TaxesNetInvstIncmAmt>
        <OtherExpensesRevAndExpnssAmt referenceDocumentId="RetDoc5">1312</OtherExpensesRevAndExpnssAmt>
        <OtherExpensesNetInvstIncmAmt>1087</OtherExpensesNetInvstIncmAmt>
        <OtherExpensesDsbrsChrtblAmt>155</OtherExpensesDsbrsChrtblAmt>
        <TotOprExpensesRevAndExpnssAmt>47046</TotOprExpensesRevAndExpnssAmt>
        <TotOprExpensesNetInvstIncmAmt>24190</TotOprExpensesNetInvstIncmAmt>
        <TotOprExpensesDsbrsChrtblAmt>21773</TotOprExpensesDsbrsChrtblAmt>
        <ContriPaidRevAndExpnssAmt>131027</ContriPaidRevAndExpnssAmt>
        <ContriPaidDsbrsChrtblAmt>131027</ContriPaidDsbrsChrtblAmt>
        <TotalExpensesRevAndExpnssAmt>178073</TotalExpensesRevAndExpnssAmt>
        <TotalExpensesNetInvstIncmAmt>24190</TotalExpensesNetInvstIncmAmt>
        <TotalExpensesDsbrsChrtblAmt>152800</TotalExpensesDsbrsChrtblAmt>
        <ExcessRevenueOverExpensesAmt>-72014</ExcessRevenueOverExpensesAmt>
        <NetInvestmentIncomeAmt>79912</NetInvestmentIncomeAmt>
      </AnalysisOfRevenueAndExpenses>
      <Form990PFBalanceSheetsGrp>
        <SavAndTempCashInvstBOYAmt>79204</SavAndTempCashInvstBOYAmt>
        <SavAndTempCashInvstEOYAmt>58619</SavAndTempCashInvstEOYAmt>
        <SavAndTempCashInvstEOYFMVAmt>58619</SavAndTempCashInvstEOYFMVAmt>
        <CorporateStockBOYAmt>1193665</CorporateStockBOYAmt>
        <CorporateStockEOYAmt referenceDocumentId="RetDoc3">1155614</CorporateStockEOYAmt>
        <CorporateStockEOYFMVAmt>2991028</CorporateStockEOYFMVAmt>
        <OtherInvestmentsBOYAmt>67779</OtherInvestmentsBOYAmt>
        <OtherInvestmentsEOYAmt referenceDocumentId="RetDoc4">54401</OtherInvestmentsEOYAmt>
        <OtherInvestmentsEOYFMVAmt>69806</OtherInvestmentsEOYFMVAmt>
        <TotalAssetsBOYAmt>1340648</TotalAssetsBOYAmt>
        <TotalAssetsEOYAmt>1268634</TotalAssetsEOYAmt>
        <TotalAssetsEOYFMVAmt>3119453</TotalAssetsEOYFMVAmt>
        <TotalLiabilitiesEOYAmt>0</TotalLiabilitiesEOYAmt>
        <OrgDoesNotFollowFASB117Ind>X</OrgDoesNotFollowFASB117Ind>
        <RetainedEarningBOYAmt>1340648</RetainedEarningBOYAmt>
        <RetainedEarningEOYAmt>1268634</RetainedEarningEOYAmt>
        <TotNetAstOrFundBalancesBOYAmt>1340648</TotNetAstOrFundBalancesBOYAmt>
        <TotNetAstOrFundBalancesEOYAmt>1268634</TotNetAstOrFundBalancesEOYAmt>
        <TotalLiabilitiesNetAstBOYAmt>1340648</TotalLiabilitiesNetAstBOYAmt>
        <TotalLiabilitiesNetAstEOYAmt>1268634</TotalLiabilitiesNetAstEOYAmt>
      </Form990PFBalanceSheetsGrp>
      <ChgInNetAssetsFundBalancesGrp>
        <TotNetAstOrFundBalancesBOYAmt>1340648</TotNetAstOrFundBalancesBOYAmt>
        <ExcessRevenueOverExpensesAmt>-72014</ExcessRevenueOverExpensesAmt>
        <SubtotalAmt>1268634</SubtotalAmt>
        <TotNetAstOrFundBalancesEOYAmt>1268634</TotNetAstOrFundBalancesEOYAmt>
      </ChgInNetAssetsFundBalancesGrp>
      <CapGainsLossTxInvstIncmDetail>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>INTEL CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2011-01-11</AcquiredDt>
          <SoldDt>2023-04-25</SoldDt>
          <GrossSalesPriceAmt>52349</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>38052</CostOrOtherBasisAmt>
          <GainOrLossAmt>14297</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>14297</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ST CAPITAL GAIN FROM K-1</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GrossSalesPriceAmt>15</GrossSalesPriceAmt>
          <GainOrLossAmt>15</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>15</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SECTION 1231 FROM K-1</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GrossSalesPriceAmt>29</GrossSalesPriceAmt>
          <GainOrLossAmt>29</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>29</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SECTION 1250 FROM K-1</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GrossSalesPriceAmt>15</GrossSalesPriceAmt>
          <GainOrLossAmt>15</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>15</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>LT CAPITAL GAIN FROM K-1</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GrossSalesPriceAmt>40</GrossSalesPriceAmt>
          <GainOrLossAmt>40</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>40</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapitalGainNetIncomeAmt>14396</CapitalGainNetIncomeAmt>
        <NetShortTermCapitalGainLossAmt>59</NetShortTermCapitalGainLossAmt>
      </CapGainsLossTxInvstIncmDetail>
      <ExciseTaxBasedOnInvstIncmGrp>
        <InvestmentIncomeExciseTaxAmt>1111</InvestmentIncomeExciseTaxAmt>
        <SubtotalAmt>1111</SubtotalAmt>
        <TaxBasedOnInvestmentIncomeAmt>1111</TaxBasedOnInvestmentIncomeAmt>
        <EstimatedPlusOvpmtIncmTxAmt>776</EstimatedPlusOvpmtIncmTxAmt>
        <TotalPaymentsAndCreditsAmt>776</TotalPaymentsAndCreditsAmt>
        <Form2220AttachedInd referenceDocumentId="RetDoc1">X</Form2220AttachedInd>
        <EsPenaltyAmt>12</EsPenaltyAmt>
        <TaxDueAmt>347</TaxDueAmt>
      </ExciseTaxBasedOnInvstIncmGrp>
      <StatementsRegardingActyGrp>
        <LegislativePoliticalActyInd>false</LegislativePoliticalActyInd>
        <MoreThan100SpentInd>false</MoreThan100SpentInd>
        <Form1120POLFiledInd>false</Form1120POLFiledInd>
        <ActivitiesNotPreviouslyRptInd>false</ActivitiesNotPreviouslyRptInd>
        <ChangesToArticlesOrBylawsInd>false</ChangesToArticlesOrBylawsInd>
        <UnrelatedBusIncmOverLimitInd>true</UnrelatedBusIncmOverLimitInd>
        <Form990TFiledInd>true</Form990TFiledInd>
        <OrganizationDissolvedEtcInd>false</OrganizationDissolvedEtcInd>
        <Section508eRqrSatisfiedInd>true</Section508eRqrSatisfiedInd>
        <AtLeast5000InAssetsInd>true</AtLeast5000InAssetsInd>
        <OrgReportOrRegisterStateCd>MA</OrgReportOrRegisterStateCd>
        <Form990PFFiledWithAttyGenInd>true</Form990PFFiledWithAttyGenInd>
        <PrivateOperatingFoundationInd>false</PrivateOperatingFoundationInd>
        <NewSubstantialContributorsInd>false</NewSubstantialContributorsInd>
        <OwnControlledEntityInd>false</OwnControlledEntityInd>
        <DonorAdvisedFundInd>false</DonorAdvisedFundInd>
        <ComplyWithPublicInspRqrInd>true</ComplyWithPublicInspRqrInd>
        <WebsiteAddressTxt>N/A</WebsiteAddressTxt>
        <IndividualWithBooksNm>WARNER S FLETCHER</IndividualWithBooksNm>
        <PhoneNum>5084598000</PhoneNum>
        <LocationOfBooksUSAddress>
          <AddressLine1Txt>100 FRONT STREET 5TH FLOOR</AddressLine1Txt>
          <CityNm>WORCESTER</CityNm>
          <StateAbbreviationCd>MA</StateAbbreviationCd>
          <ZIPCd>01608</ZIPCd>
        </LocationOfBooksUSAddress>
        <ForeignAccountsQuestionInd>false</ForeignAccountsQuestionInd>
      </StatementsRegardingActyGrp>
      <StatementsRegardingActy4720Grp>
        <SaleOrExchDisqualifiedPrsnInd>false</SaleOrExchDisqualifiedPrsnInd>
        <BrrwOrLendDisqualifiedPrsnInd>false</BrrwOrLendDisqualifiedPrsnInd>
        <FurnGoodsDisqualifiedPrsnInd>false</FurnGoodsDisqualifiedPrsnInd>
        <PayCompDisqualifiedPrsnInd>true</PayCompDisqualifiedPrsnInd>
        <TransferAstDisqualifiedPrsnInd>false</TransferAstDisqualifiedPrsnInd>
        <PaymentToGovernmentOfficialInd>false</PaymentToGovernmentOfficialInd>
        <ActsFailToQlfyAsExceptionsInd>false</ActsFailToQlfyAsExceptionsInd>
        <UndistributedIncomePYInd>false</UndistributedIncomePYInd>
        <BusinessHoldingsInd>false</BusinessHoldingsInd>
        <JeopardyInvestmentsInd>false</JeopardyInvestmentsInd>
        <UncorrectedPYJeopardyInvstInd>false</UncorrectedPYJeopardyInvstInd>
        <InfluenceLegislationInd>false</InfluenceLegislationInd>
        <InfluenceElectionInd>false</InfluenceElectionInd>
        <GrantsToIndividualsInd>false</GrantsToIndividualsInd>
        <GrantsToOrganizationsInd>false</GrantsToOrganizationsInd>
        <NoncharitablePurposeInd>false</NoncharitablePurposeInd>
        <RcvFndsToPayPrsnlBnftCntrctInd>false</RcvFndsToPayPrsnlBnftCntrctInd>
        <PayPremiumsPrsnlBnftCntrctInd>false</PayPremiumsPrsnlBnftCntrctInd>
        <ProhibitedTaxShelterTransInd>false</ProhibitedTaxShelterTransInd>
        <SubjToTaxRmnrtnExPrchtPymtInd>false</SubjToTaxRmnrtnExPrchtPymtInd>
      </StatementsRegardingActy4720Grp>
      <OfficerDirTrstKeyEmplInfoGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>WARNER S FLETCHER</PersonNm>
          <USAddress>
            <AddressLine1Txt>100 FRONT STREET 5TH FLOOR</AddressLine1Txt>
            <CityNm>WORCESTER</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01608</ZIPCd>
          </USAddress>
          <TitleTxt>TRUSTEE</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>1.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>5000</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>GIFFORD C BROWN</PersonNm>
          <USAddress>
            <AddressLine1Txt>7788 MEADOW LANE</AddressLine1Txt>
            <CityNm>NEWBURGH</CityNm>
            <StateAbbreviationCd>IN</StateAbbreviationCd>
            <ZIPCd>47630</ZIPCd>
          </USAddress>
          <TitleTxt>TRUSTEE</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>1.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>5000</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>DOUGLAS Q MEYSTRE</PersonNm>
          <USAddress>
            <AddressLine1Txt>100 FRONT STREET 5TH FLOOR</AddressLine1Txt>
            <CityNm>WORCESTER</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01608</ZIPCd>
          </USAddress>
          <TitleTxt>TRUSTEE</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>1.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>5000</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <SumOfProgramRelatedInvstGrp>
        <Description1Txt>N/A</Description1Txt>
      </SumOfProgramRelatedInvstGrp>
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>2865136</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>139905</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>0</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>3005041</TotalFMVOfUnusedAssetsAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>3005041</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>45076</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>2959965</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>147998</MinimumInvestmentReturnAmt>
      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>147998</MinimumInvestmentReturnAmt>
        <TaxBasedOnInvestmentIncomeAmt>1111</TaxBasedOnInvestmentIncomeAmt>
        <TotalTaxAmt>1111</TotalTaxAmt>
        <DistributableBeforeAdjAmt>146887</DistributableBeforeAdjAmt>
        <DistributableBeforeDedAmt>146887</DistributableBeforeDedAmt>
        <DistributableAsAdjustedAmt>146887</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <PFQualifyingDistributionsGrp>
        <ExpensesAndContributionsAmt>152800</ExpensesAndContributionsAmt>
        <QualifyingDistributionsAmt>152800</QualifyingDistributionsAmt>
      </PFQualifyingDistributionsGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>146887</DistributableAsAdjustedAmt>
        <ExcessDistributionCyovYr5Amt>13829</ExcessDistributionCyovYr5Amt>
        <ExcessDistributionCyovYr4Amt>20528</ExcessDistributionCyovYr4Amt>
        <ExcessDistributionCyovYr3Amt>19699</ExcessDistributionCyovYr3Amt>
        <ExcessDistributionCyovYr2Amt>8129</ExcessDistributionCyovYr2Amt>
        <ExcessDistributionCyovYr1Amt>5683</ExcessDistributionCyovYr1Amt>
        <TotalExcessDistributionCyovAmt>67868</TotalExcessDistributionCyovAmt>
        <QualifyingDistributionsAmt>152800</QualifyingDistributionsAmt>
        <AppliedToCurrentYearAmt>146887</AppliedToCurrentYearAmt>
        <RemainingDistriFromCorpusAmt>5913</RemainingDistriFromCorpusAmt>
        <TotalCorpusAmt>73781</TotalCorpusAmt>
        <UndistributedIncomeCYAmt>0</UndistributedIncomeCYAmt>
        <ExcessDistriCyovFromYr5Amt>13829</ExcessDistriCyovFromYr5Amt>
        <ExcessDistriCyovToNextYrAmt>59952</ExcessDistriCyovToNextYrAmt>
        <ExcessFromYear4Amt>20528</ExcessFromYear4Amt>
        <ExcessFromYear3Amt>19699</ExcessFromYear3Amt>
        <ExcessFromYear2Amt>8129</ExcessFromYear2Amt>
        <ExcessFromYear1Amt>5683</ExcessFromYear1Amt>
        <ExcessFromCurrentYearAmt>5913</ExcessFromCurrentYearAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <ContributingManagerNm>NONE</ContributingManagerNm>
        <ShareholderManagerNm>NONE</ShareholderManagerNm>
        <ApplicationSubmissionInfoGrp>
          <RecipientPersonNm>WARNER S FLETCHER</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>100 FRONT STREET 5TH FLOOR</AddressLine1Txt>
            <CityNm>WORCESTER</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01608</ZIPCd>
          </RecipientUSAddress>
          <RecipientPhoneNum>5084598000</RecipientPhoneNum>
          <FormAndInfoAndMaterialsTxt>APPLICATION SHOULD BE IN THE FORM OF A LETTER. PLEASE INCLUDE PROOF OF TAX- EXEMPT STATUS, AS WELL AS BUDGET FIGURES FOR THE CURRENT YEAR AND FINANCIAL STATEMENTS FOR THE PRIOR YEAR.</FormAndInfoAndMaterialsTxt>
          <SubmissionDeadlinesTxt>APPLICATON SHOULD BE RECEIVED PRIOR TO THE ANNUAL DECEMBER MEETING.</SubmissionDeadlinesTxt>
          <RestrictionsOnAwardsTxt>THE FOCUS OF THE GRANTS IS PRIMARILY IN THE SHREWSBURY, MA AREA OR IN ORGANIZATIONS IN WHICH THE GRANTOR OF THE CHARITABLE TRUST EVINCED INTEREST DURING HIS LIFETIME.</RestrictionsOnAwardsTxt>
        </ApplicationSubmissionInfoGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>ABBEY KELLEY FOSTER</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>52 HIGH STREET</AddressLine1Txt>
            <CityNm>WORCESTER</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01609</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>SUPPORT THE RENOVATION OF THEIR OVER</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>AFRICAN COMMUNITY EDUCATION (ACE)</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>51 GAGE STREET</AddressLine1Txt>
            <CityNm>WORCESTER</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01605</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>TRUSTEES UNSOLICITED GRANT TO HELP W</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>BOYS &amp; GIRLS CLUB OF WORCESTER</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>65 BOYS GIRLS CLUB WAY</AddressLine1Txt>
            <CityNm>WORCESTER</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01610</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>SUPPORT SAFETY WITH PANIC BUTTONS AN</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>DISMAS HOUSE OF MASSACHUSETTS INC</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 30125</AddressLine1Txt>
            <CityNm>WORCESTER</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01603</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>SUPPORT THE REPLACEMENT OF THE HEATI</GrantOrContributionPurposeTxt>
          <Amt>1000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>FIRST CONGREGATIONAL CHURCH</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>19 CHURCH ROAD</AddressLine1Txt>
            <CityNm>SHREWSBURY</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01545</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>SUPPORT THE UPGRADE OF THE BUILDING</GrantOrContributionPurposeTxt>
          <Amt>12000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>MAB COMMUNITY SERVICES-MASSACHUSETT</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>200 IVY STREET</AddressLine1Txt>
            <CityNm>BROOKLINE</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>02446</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>NEW SHEDS FOR 4 RESIDENCES IN SHREWS</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>MUSIC WORCESTER INC</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>319 MAIN STREET</AddressLine1Txt>
            <CityNm>WORCESTER</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01608</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>DIGITIZATION OF AUDIO ARCHIVES AND/O</GrantOrContributionPurposeTxt>
          <Amt>15000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>REACH OUT AND READ INC</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>89 SOUTH STREET SUITE 20</AddressLine1Txt>
            <CityNm>BOSTON</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>02111</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>SUPPORT PROGRAMS IN WORCESTER AND SH</GrantOrContributionPurposeTxt>
          <Amt>3000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>SHREWSBURY PUBLIC LIBRARY</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>609 MAIN STREET</AddressLine1Txt>
            <CityNm>SHREWSBURY</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01545</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>UNSOLICITED GRANT IN SUPPORT OF CAPI</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>UNITED WAY OF CENTRAL MASSACHUSETTS</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>484 MAIN STREET</AddressLine1Txt>
            <CityNm>WORCESTER</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01608</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>SUPPORT PROGRAMS</GrantOrContributionPurposeTxt>
          <Amt>25000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>WORCESTER POLYTECHNIC INSTITUTE-WPI</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>100 INSTITUTE ROAD</AddressLine1Txt>
            <CityNm>WORCESTER</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01609</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>DURING 12/21/20 DISTRIBUTION MEETING</GrantOrContributionPurposeTxt>
          <Amt>15000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>WORCESTER POLYTECHNIC INSTITUTE-WPI</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>100 INSTITUTE ROAD</AddressLine1Txt>
            <CityNm>WORCESTER</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01609</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>FOR THE TWO ESTABLISHED BROWN ENDOWM</GrantOrContributionPurposeTxt>
          <Amt>15000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>FROM MULTIPLE K-1S</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>100 FRONT STREET</AddressLine1Txt>
            <CityNm>WORCESTER</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01608</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>ON GOING SUPPORT</GrantOrContributionPurposeTxt>
          <Amt>27</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>131027</TotalGrantOrContriPdDurYrAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <DividendsAndInterestFromSecDtl>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>89706</ExclusionAmt>
        </DividendsAndInterestFromSecDtl>
        <OtherInvestmentIncomeGrp>
          <BusinessCd>900001</BusinessCd>
          <UnrelatedBusinessTaxblIncmAmt>11</UnrelatedBusinessTaxblIncmAmt>
          <ExclusionCd>18</ExclusionCd>
        </OtherInvestmentIncomeGrp>
        <GainSalesAstOthThanInvntryGrp>
          <ExclusionCd>18</ExclusionCd>
          <ExclusionAmt>14396</ExclusionAmt>
        </GainSalesAstOthThanInvntryGrp>
        <OtherRevenueDescribedGrp>
          <Desc>ORDINARY BUSINESS INCOME K</Desc>
          <BusinessCd>900001</BusinessCd>
          <UnrelatedBusinessTaxblIncmAmt>1946</UnrelatedBusinessTaxblIncmAmt>
          <ExclusionCd>18</ExclusionCd>
        </OtherRevenueDescribedGrp>
        <SubtotalsIncmProducingActyGrp>
          <UnrelatedBusinessTaxblIncmAmt>1957</UnrelatedBusinessTaxblIncmAmt>
          <ExclusionAmt>104102</ExclusionAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>106059</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <RlnOfActyToAccomOfExmptPrpsGrp>
        <RlnOfActyToAccomOfExmptPrpsGrp>
          <LineNumberTxt>11B</LineNumberTxt>
          <RelationshipStatementTxt>TAX REFUND</RelationshipStatementTxt>
        </RlnOfActyToAccomOfExmptPrpsGrp>
      </RlnOfActyToAccomOfExmptPrpsGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <AccountingFeesSchedule documentId="RetDoc2">
      <AccountingFeesDetail>
        <CategoryTxt>TRUST &amp; ACCOUNTING FEES</CategoryTxt>
        <Amt>27245</Amt>
        <NetInvestmentIncomeAmt>13623</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>13622</DisbursementsCharitablePrpsAmt>
      </AccountingFeesDetail>
    </AccountingFeesSchedule>
    <InvestmentsCorpStockSchedule documentId="RetDoc3">
      <InvestmentsCorporateStockGrp>
        <StockNm>EQUITIES</StockNm>
        <EOYBookValueAmt>1061304</EOYBookValueAmt>
        <EOYFMVAmt>2728798</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>INT'L / ETF'S</StockNm>
        <EOYBookValueAmt>94310</EOYBookValueAmt>
        <EOYFMVAmt>262230</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <InvestmentsOtherSchedule2 documentId="RetDoc4">
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>MLP'S</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>54401</BookValueAmt>
        <EOYFMVAmt>69806</EOYFMVAmt>
      </InvestmentsOtherGrp>
    </InvestmentsOtherSchedule2>
    <OtherExpensesSchedule documentId="RetDoc5">
      <OtherExpensesScheduleGrp>
        <Desc>EXPENSES</Desc>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>SOFTWARE PACKAGE - BLACKBAUD</Desc>
        <RevenueAndExpensesPerBooksAmt>85</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>85</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>ADR FEES</Desc>
        <RevenueAndExpensesPerBooksAmt>272</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>272</NetInvestmentIncomeAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>FROM K-1'S - NON DED</Desc>
        <RevenueAndExpensesPerBooksAmt>787</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>787</NetInvestmentIncomeAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>OTHER K-1 EXPENSES INVEST 13</Desc>
        <RevenueAndExpensesPerBooksAmt>1</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>1</NetInvestmentIncomeAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>K-1 - OTHER DEDUCTIONS 13K</Desc>
        <RevenueAndExpensesPerBooksAmt>71</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>1</NetInvestmentIncomeAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>K-1 - OTHER CREDITS</Desc>
        <RevenueAndExpensesPerBooksAmt>26</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>26</NetInvestmentIncomeAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>MA PC FILING FEE</Desc>
        <RevenueAndExpensesPerBooksAmt>70</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>70</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <OtherIncomeSchedule2 documentId="RetDoc6">
      <OtherIncomeDetail>
        <Desc>K-1 RENTAL INCOME</Desc>
        <RevenueAndExpensesPerBooksAmt>11</RevenueAndExpensesPerBooksAmt>
      </OtherIncomeDetail>
      <OtherIncomeDetail>
        <Desc>ORDINARY BUSINESS INCOME K-1</Desc>
        <RevenueAndExpensesPerBooksAmt>1946</RevenueAndExpensesPerBooksAmt>
      </OtherIncomeDetail>
    </OtherIncomeSchedule2>
    <OtherProfessionalFeesSchedule documentId="RetDoc7">
      <OtherProfessionalFeesDetail>
        <CategoryTxt>INVESTMENT FEES</CategoryTxt>
        <Amt>993</Amt>
        <NetInvestmentIncomeAmt>497</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>496</DisbursementsCharitablePrpsAmt>
      </OtherProfessionalFeesDetail>
    </OtherProfessionalFeesSchedule>
    <TaxesSchedule documentId="RetDoc8">
      <TaxesDetail>
        <CategoryTxt>FOREIGN TAX PAID</CategoryTxt>
        <Amt>1483</Amt>
        <NetInvestmentIncomeAmt>1483</NetInvestmentIncomeAmt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>TAXES PAID</CategoryTxt>
        <Amt>1013</Amt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>
