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            <StateAbbreviationCd>NY</StateAbbreviationCd>
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    <InvestmentsCorpStockSchedule documentId="RetDoc2018900001">
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        <EOYFMVAmt>11696</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
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        <EOYFMVAmt>64305</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
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        <EOYFMVAmt>15320</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
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        <EOYFMVAmt>15918</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
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        <EOYFMVAmt>11881</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EOG RES INC</StockNm>
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        <EOYFMVAmt>17296</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>HOME DEPOT INC</StockNm>
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        <EOYFMVAmt>20793</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MICROSOFT CORP</StockNm>
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        <EOYFMVAmt>118077</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>NIKE INC</StockNm>
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        <EOYFMVAmt>14331</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ORACLE CORPORATION</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>UNITEDHEALTH GROUP INC</StockNm>
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        <EOYFMVAmt>45803</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>VISA INC</StockNm>
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        <EOYFMVAmt>51549</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
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        <EOYFMVAmt>19289</EOYFMVAmt>
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        <EOYFMVAmt>12163</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
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      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
        <StockNm>REGENERON PHARMACEUTICALS INC</StockNm>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
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        <StockNm>NXP SEMICONDUCTORS</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>PROLOGIS INC</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>QUALCOMM INC</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ADOBE INC</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>AMERICAN TOWER CORPORATION</StockNm>
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        <StockNm>COCA COLA COMPANY</StockNm>
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        <StockNm>KLA CORPORATION</StockNm>
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        <StockNm>LINDE PLC</StockNm>
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        <StockNm>STELLANTIS N V</StockNm>
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        <StockNm>WESTERN DIGITAL CORP</StockNm>
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        <StockNm>CHARLES SCHWAB CORP</StockNm>
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        <StockNm>ELEVANCE HEALTH INC</StockNm>
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        <StockNm>GEN DIGITAL INC</StockNm>
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        <StockNm>RESTAURANT BRANDS</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>WILLIS TOWERS WATSON PUBLIC</StockNm>
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        <StockNm>BROADCOM INC</StockNm>
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      </InvestmentsCorporateStockGrp>
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        <StockNm>CORTEVA INC</StockNm>
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        <StockNm>HCA HEALTHCARE INC</StockNm>
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        <StockNm>HYATT HOTELS CORP</StockNm>
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        <StockNm>MASTEC INC</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>PACCAR INC</StockNm>
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        <StockNm>RTX CORPORATION</StockNm>
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        <EOYFMVAmt>6731</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>SENSATA TECHNOLOGIES</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>THERMO FISHER SCIENTIFIC INC</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>WATERS CORP</StockNm>
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        <EOYFMVAmt>10865</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
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    </InvestmentsCorpStockSchedule>
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        <CategoryOrItemTxt>BERNSTEIN INTERMEDIATE</CategoryOrItemTxt>
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        <EOYFMVAmt>1080437</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>AB BOND INFLATION</CategoryOrItemTxt>
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        <EOYFMVAmt>282526</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ACCRUED DIVIDENDS</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>FMV</ListedAtCostOrFMVCd>
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        <EOYFMVAmt>1254</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>AB VALUE FUND</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>FMV</ListedAtCostOrFMVCd>
        <BookValueAmt>288469</BookValueAmt>
        <EOYFMVAmt>288469</EOYFMVAmt>
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      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>BERNSTEIN EMERGING MARKETS PORTFOLIO</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>FMV</ListedAtCostOrFMVCd>
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        <EOYFMVAmt>167216</EOYFMVAmt>
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      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>AB DISCOVERY VALUE FUND</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>FMV</ListedAtCostOrFMVCd>
        <BookValueAmt>76474</BookValueAmt>
        <EOYFMVAmt>76474</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>AB DISCOVERY GROWTH FUND</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>FMV</ListedAtCostOrFMVCd>
        <BookValueAmt>56038</BookValueAmt>
        <EOYFMVAmt>56038</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>AB SMALL CAP CORE</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>FMV</ListedAtCostOrFMVCd>
        <BookValueAmt>53566</BookValueAmt>
        <EOYFMVAmt>53566</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>DYNAMIC ASSET ALLOCATION OVERLAY</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>FMV</ListedAtCostOrFMVCd>
        <BookValueAmt>1240660</BookValueAmt>
        <EOYFMVAmt>1240660</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>DYNAMIC ASSET ALLOCATION OVERLAY</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>FMV</ListedAtCostOrFMVCd>
        <BookValueAmt>522752</BookValueAmt>
        <EOYFMVAmt>522752</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>AB INTERNATIONAL STRATEGIC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>FMV</ListedAtCostOrFMVCd>
        <BookValueAmt>639205</BookValueAmt>
        <EOYFMVAmt>639205</EOYFMVAmt>
      </InvestmentsOtherGrp>
    </InvestmentsOtherSchedule2>
    <OtherExpensesSchedule documentId="RetDoc2003200001">
      <OtherExpensesScheduleGrp>
        <Desc>INVESTMENT MANAGEMENT FEES</Desc>
        <RevenueAndExpensesPerBooksAmt>20689</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>20689</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>FILING FEES</Desc>
        <RevenueAndExpensesPerBooksAmt>250</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>OFFICE SUPPLIES AND EXPENSES</Desc>
        <RevenueAndExpensesPerBooksAmt>4964</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>4694</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <OtherIncreasesSchedule documentId="RetDoc2049700001">
      <OtherIncreasesDetail>
        <Desc>UNREALIZED CAPITAL GAINS</Desc>
        <Amt>506117</Amt>
      </OtherIncreasesDetail>
    </OtherIncreasesSchedule>
    <TaxesSchedule documentId="RetDoc2002500001">
      <TaxesDetail>
        <CategoryTxt>FOREIGN TAXES WITHHELD ON DIVIDENDS</CategoryTxt>
        <Amt>3290</Amt>
        <NetInvestmentIncomeAmt>3290</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>FEDERAL EXCISE TAX</CategoryTxt>
        <Amt>3160</Amt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>
