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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Section A, Line 6</FormAndLineReferenceDesc>
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      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Section B, Line 11b</FormAndLineReferenceDesc>
        <ExplanationTxt>The 990 is discussed at the Board Meeting and made available to all members</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Section B, Line 12c</FormAndLineReferenceDesc>
        <ExplanationTxt>Each Director signs the conflict of interest policy and has to disclose any conflicts</ExplanationTxt>
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      <SupplementalInformationDetail>
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        <ExplanationTxt>Displayed in lobby and made available at annual meeting</ExplanationTxt>
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      <SupplementalInformationDetail>
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        <ExplanationTxt>displayed in lobby and made available at annual meeting</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part XI, Line 9</FormAndLineReferenceDesc>
        <ExplanationTxt>One time CECL Adjustment</ExplanationTxt>
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</Return>
