2024-05-13T11:33:56-07:00 2023-12-31 363031566 HOMER WILSON & CO LTD 900 RIDGE ROAD SUITE S MUNSTER IN 46321 990 2023-01-01 350932142 TLCU FINANCIAL TLCU 5742553193 P O BOX 804 MISHAWAKA IN 465460804 CAROL SMITH V.P. OF ACCOUNTING 5742553193 2024-05-06 true CAROL SMITH XXX-XX-XXXX true RAY SUORANTA P00129047 2198364930 2024-05-13 3 AAL1 IAL1 FAL1 2023 2023-04-26 12:10:37Z CAROL SMITH P O BOX 804 MISHAWAKA IN 46546 2457342 false X www.tlcufinancial.org X 1997 IN DEPOSIT/LENDING PROVIDING LOANS AND SAVINGS TO MEMBERS 5 5 21 8 0 6833 0 772175 946357 426659 741529 786279 769456 1985113 2457342 0 0 756001 805345 0 0 844920 1135617 1600921 1940962 384192 516380 53743752 52982586 46382907 45124857 7360845 7857729 DEPOSIT/LENDING PROVIDING LOANS AND SAVINGS TO MEMBERS false false PROVIDED 2,090 ACCOUNTS WITH $20,006,731 IN LOANS AND 8,223 ACCOUNTS WITH SAVINGS OF $44,848,920. false false false false false false false false false true false true true true true false false false false false false false false false false false false false false false true false false false false false false false false false false false false false true 907 0 true 21 true true true false false false false false X 5 5 false false false false true true false true true true true true true true true true true false true true false IN X JANET DONATH SECRETARYTREASURER 5742553193 1816 N MAIN STREET MISHAWAKA IN 46545 DERIC EGGELSTON CHAIRMAN 1.00 X 0 0 0 JANET DONATH TREASURER/SECRETARY 1.00 X 0 0 0 VICTOR KASZNIA VICE CHAIRMAN 1.00 X 0 0 0 JAMES LEEPER BOARD MEMBER 1.00 X 0 0 0 CONSTANTINE IANTRIA BOARD MEMBER 1.00 X 0 0 0 CAROL SMITH VP ACCOUTING 40.00 X 65581 0 3630 KENDRA FLECKNER PRESIDENT/CEO 40.00 X 85469 0 20409 151050 0 24039 false false false LOAN INCOME 522130 946357 0 0 946357 741529 0 0 FEES & CHARGES 522130 318844 318844 0 0 MISC OPERATING 522130 450612 450612 0 0 769456 2457342 2457342 0 0 175089 175089 0 0 504821 504821 0 0 13136 13136 0 0 63961 63961 0 0 48338 48338 0 0 13200 13200 0 0 56791 56791 0 0 68220 68220 0 0 125678 125678 0 0 24895 24895 0 0 90908 90908 0 0 29307 29307 0 0 1349 1349 0 0 247050 247050 0 0 44815 44815 0 0 22193 22193 0 0 ASSOCIATION DUES 15759 15759 0 0 LOAN SERVICING 136900 136900 0 0 DEBIT/ATM EXP 251158 251158 0 0 7394 7394 0 0 1940962 1940962 0 0 812097 772130 507499 62620 89661 126094 265393 289170 19898500 19671680 63971 61295 1743520 805292 978654 938228 28456100 28316000 2671877 2745369 53743752 52982586 355825 281178 46027082 44843679 46382907 45124857 X 7360845 7857729 7360845 7857729 53743752 52982586 X 516380 -19496 X false false false 0 80750 80750 1462733 639794 822939 200037 165498 34539 938228 CERTIFICATES OF DEPOSIT 24144000 C CERTIFICATES IN CORPORATIONS 2150000 C ALLOYA CERTIFICATES 2022000 C 28316000 PSCU INVESTMENT/FUNDING 41707 PSCU PREFUNDING 104000 CORPORATE MEMBERSHIP CAPITAL 68096 BOLI CUNA MUTUAL 1724455 NCUSIF CAPITALIZATION FUND 450548 RECEIVABLES 26463 CU ANSWERS 330000 CUCCNI CAPITAL INVESTMENT 100 2745369 SHARES 44843679 44843679 DONATH JANET SECRETARY/TREASURER SIGNATURE X 10537 0 false true true DONATH JANET SECRETARY/TREASURER LOC X 1500 1551 false true true DONATH JANET SECRETARY/TREASURER AUTO X 26652 5191 false true true DONATH JANET SECRETARY/TREASURER VISA X 10000 6339 false true true DONATH JANET SECRETARY/TREASURER HOME X 35000 34642 false true true EGGELSTON DERIC CHAIRMAN LOC X 10000 6641 false true true EGGELSTON DERIC CHAIRMAN TRUCK X 14814 11491 false true true SMITH CAROL VP ACCOUNTING TRUCK X 49750 22365 false true true SMITH CAROL VP ACCOUNTING VISA X 13000 4233 false true true KASZNIA VICTOR VICE CHAIRMAN AUTO X 23449 10920 false true true IANTRIA CONSTANTINE BOARD MEMBER VISA X 7500 5238 false true true LEEPER JAMES BOARD MEMBER AUTO X 27000 24868 false true true LEEPER JAMES BOARD MEMBER VISA X 6000 7218 false true true CAMPBELL JEROME S/C MEMBER VISA X 5000 2108 false true true CAMPBELL JEROME S/C MEMBER VISA X 2000 1276 false true true FLECKNER KENDRA PRESIDENT MORTGAGE X 185500 145089 false true true FLECKNER KENDRA PRESIDENT VISA X 10000 0 false true true 289170 Pt VI, Line 6 MEMBERS OF THE CREDIT UNION ARE CONSIDERED SHAREHOLDERS Pt VI, Line 7a MEMBERS OF THE CREDIT UNION ELECT THE BOARD OF DIRECTORS AT THEIR ANNUAL MEETING Pt VI, Line 11b THE 990 IS REVIEWED AT THE MAY BOARD MEETING, PRIOR TO FILING Pt VI, Line 12c EMPLOYEES AND DIRECTORS SIGN BANK BRIBERY POLICY ANNUALLY, WHICH INCLUDES CONFLICT OF INTEREST POLICY Pt VI, Line 15a THE CEO/PRESIDENT COMPENSATION IS REVIEWED AND SET BY THE BOARD OF DIRECTORS Pt VI, Line 15b COMPENSATION OF OTHER EMPLOYEES IS REVIEWED AND SET BY THE CEO Pt VI, Line 19 THE FINANCIAL STATEMENTS ARE POSTED IN THE BRANCH OFFICE, ON THEIR WEBSITE, AND AVAILABLE UPON REQUEST Pt XI PERMITTED ADJUSTMENT FOR CHANGES TO CECL. Form 990, Part VI, Line 9 DERIC EGGLESTON 403 W 4TH ST MISHAWAKA IN 46544 Form 990, Part VI, Line 9 VICTOR KASZNIA 4012 HARRISON CREEK CT MISHIWAKA IN 46544 Form 990, Part VI, Line 9 JANET DONATH 29424 FOLLMER ST. NILES MI 49120 Form 990, Part VI, Line 9 JAMES LEEPER 192 OAKMONT DR BREMEN IN 46506 Form 990, Part VI, Line 9 CONSTANTINE IANTRIA 5202 GREENLEAF LN SOUTH BEND IN 46619