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        <DisbursementsCharitablePrpsAmt>3130</DisbursementsCharitablePrpsAmt>
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    <AppliedToPriorYearElection documentId="RetDoc12000100081">
      <ElectionDesc>ELECTION TO AVOID THE "ADDITIONAL" EXCISE TAX FOR FAILURE TO DISTRIBUTE INCOME NORMAN FAMILY FOUNDATION EIN: 46-1076954 527 READS LAKE ROAD CHATTANOOGA, TN 37415 FORM 990-PF, TAX YEAR ENDING 12/31/2021 PURSUANT TO CODE SEC. 4942(H) AND REG 53.4942(A)-3(D)(2) THE FOUNDATIONHEREBY ELECTS TO TREAT CURRENT YEAR QUALIFYING DISTRIBUTIONS IN EXCESS OF THEIMMEDIATELY PRECEDING TAX YEAR'S UNDISTRIBUTED INCOME AS BEING MADE OUT OFUNDISTRIBUTED INCOME FROM THE TAX YEAR 2018 IN THE FOLLOWINGAMOUNT: TAX YEAR AMOUNT 2018 $141</ElectionDesc>
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    <InvestmentsCorpStockSchedule documentId="RetDoc2018900001">
      <InvestmentsCorporateStockGrp>
        <StockNm>ACCENTURE PLC IRELAND CL A</StockNm>
        <EOYBookValueAmt>3860</EOYBookValueAmt>
        <EOYFMVAmt>3860</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ADVANCE AUTO PARTS INC</StockNm>
        <EOYBookValueAmt>2295</EOYBookValueAmt>
        <EOYFMVAmt>2295</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ADYEN N V ADR</StockNm>
        <EOYBookValueAmt>4469</EOYBookValueAmt>
        <EOYFMVAmt>4469</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AIR PROD &amp; CHEMICAL INC</StockNm>
        <EOYBookValueAmt>4655</EOYBookValueAmt>
        <EOYFMVAmt>4655</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ALLEGION PLC</StockNm>
        <EOYBookValueAmt>2280</EOYBookValueAmt>
        <EOYFMVAmt>2280</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ALLEGION PLC</StockNm>
        <EOYBookValueAmt>6208</EOYBookValueAmt>
        <EOYFMVAmt>6208</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ALTRIA GROUP INC</StockNm>
        <EOYBookValueAmt>2622</EOYBookValueAmt>
        <EOYFMVAmt>2622</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AMERICAN TOWER CORP REIT</StockNm>
        <EOYBookValueAmt>6476</EOYBookValueAmt>
        <EOYFMVAmt>6476</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ANSYS INC</StockNm>
        <EOYBookValueAmt>3266</EOYBookValueAmt>
        <EOYFMVAmt>3266</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AON PLC CL A</StockNm>
        <EOYBookValueAmt>3783</EOYBookValueAmt>
        <EOYFMVAmt>3783</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>APPLE INC</StockNm>
        <EOYBookValueAmt>7894</EOYBookValueAmt>
        <EOYFMVAmt>7894</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>APPLIED MATERIALS INC</StockNm>
        <EOYBookValueAmt>7455</EOYBookValueAmt>
        <EOYFMVAmt>7455</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>APSEN TECHNOLOGY INC DEL</StockNm>
        <EOYBookValueAmt>2642</EOYBookValueAmt>
        <EOYFMVAmt>2642</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ASLM HLDG NV SPON ADR</StockNm>
        <EOYBookValueAmt>5298</EOYBookValueAmt>
        <EOYFMVAmt>5298</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ASM INTL NV EUR</StockNm>
        <EOYBookValueAmt>3634</EOYBookValueAmt>
        <EOYFMVAmt>3634</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ASTRAZENECA PLC SPON ADR</StockNm>
        <EOYBookValueAmt>3233</EOYBookValueAmt>
        <EOYFMVAmt>3233</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ATLAS COPCO AB NEW REPSTG COM</StockNm>
        <EOYBookValueAmt>2754</EOYBookValueAmt>
        <EOYFMVAmt>2754</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ATLASSIAN CORP PLC CL A</StockNm>
        <EOYBookValueAmt>5233</EOYBookValueAmt>
        <EOYFMVAmt>5233</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>BENTLEY SYSTEMS INC CL B</StockNm>
        <EOYBookValueAmt>4018</EOYBookValueAmt>
        <EOYFMVAmt>4018</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>BERKLEY W R CORP</StockNm>
        <EOYBookValueAmt>2687</EOYBookValueAmt>
        <EOYFMVAmt>2687</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>BERKSHIRE HATHAWAY INC NEW CL B</StockNm>
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        <EOYFMVAmt>5707</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>BLACKROCK INC</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>BRAMSHILL INCOME PERFORMANCE FUND CLASS INSTL</StockNm>
        <EOYBookValueAmt>54647</EOYBookValueAmt>
        <EOYFMVAmt>54647</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>BRIGHT HORIZONS FAMILY SOLUTIONS INC</StockNm>
        <EOYBookValueAmt>1791</EOYBookValueAmt>
        <EOYFMVAmt>1791</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>BROADCOM INC</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>CANADIAN PAC RAILWAY LTD CAD</StockNm>
        <EOYBookValueAmt>6483</EOYBookValueAmt>
        <EOYFMVAmt>6483</EOYFMVAmt>
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        <StockNm>CHARLES RIVER LABORATORIES</StockNm>
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        <EOYFMVAmt>2837</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>CHEMED CORP NEW</StockNm>
        <EOYBookValueAmt>2339</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>CHEVRON CORP</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>CINN FINANCIAL CORP</StockNm>
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        <StockNm>CINTAS CORP</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>CISCO SYSTEMS INC</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>COLUMBIA MORTGAGE OPPORTUNITIES FUND CLASS INSTITUTIONAL</StockNm>
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        <EOYFMVAmt>10888</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>COMCAST CORP NEW CL A</StockNm>
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        <EOYFMVAmt>2806</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>COOPER COMPANIES INC NEW</StockNm>
        <EOYBookValueAmt>3406</EOYBookValueAmt>
        <EOYFMVAmt>3406</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>CROWN CASTLE INTL CORP REIT</StockNm>
        <EOYBookValueAmt>3341</EOYBookValueAmt>
        <EOYFMVAmt>3341</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>DIAGEO PLC NEW GB SPON ADR</StockNm>
        <EOYBookValueAmt>3496</EOYBookValueAmt>
        <EOYFMVAmt>3496</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>DOLBY LABORATORIES INC CL A</StockNm>
        <EOYBookValueAmt>2413</EOYBookValueAmt>
        <EOYFMVAmt>2413</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>DOMINION ENERGY INC</StockNm>
        <EOYBookValueAmt>2726</EOYBookValueAmt>
        <EOYFMVAmt>2726</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EPAM SYSTEMS INC</StockNm>
        <EOYBookValueAmt>2081</EOYBookValueAmt>
        <EOYFMVAmt>2081</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EQUIFAX INC</StockNm>
        <EOYBookValueAmt>2967</EOYBookValueAmt>
        <EOYFMVAmt>2967</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EVOLUTION AB UNSPONSORED ADR</StockNm>
        <EOYBookValueAmt>3582</EOYBookValueAmt>
        <EOYFMVAmt>3582</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EXPERIAN PLC SPON ADR</StockNm>
        <EOYBookValueAmt>3504</EOYBookValueAmt>
        <EOYFMVAmt>3504</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>EXPONENT INC</StockNm>
        <EOYBookValueAmt>2113</EOYBookValueAmt>
        <EOYFMVAmt>2113</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>FAIR ISSAC CORP</StockNm>
        <EOYBookValueAmt>2328</EOYBookValueAmt>
        <EOYFMVAmt>2328</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>FASTENAL CO</StockNm>
        <EOYBookValueAmt>4145</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>FERGUSON PLC</StockNm>
        <EOYBookValueAmt>3861</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>FIDELITY NATL INFORMATION SVCS</StockNm>
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        <StockNm>HENRY JACK &amp; ASSOC INC</StockNm>
        <EOYBookValueAmt>2451</EOYBookValueAmt>
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        <StockNm>ICICI BANK LTD SPON ADR</StockNm>
        <EOYBookValueAmt>3075</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ICON PLC EUR</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>INTERACTIVE BROKERS GROUP INC</StockNm>
        <EOYBookValueAmt>1907</EOYBookValueAmt>
        <EOYFMVAmt>1907</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>INTUIT</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>JOHNSON &amp; JOHNSON COM</StockNm>
        <EOYBookValueAmt>4859</EOYBookValueAmt>
        <EOYFMVAmt>4859</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>LENNOX INTL INC</StockNm>
        <EOYBookValueAmt>3580</EOYBookValueAmt>
        <EOYFMVAmt>3580</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>LOWES COMPANIES INC</StockNm>
        <EOYBookValueAmt>5341</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>LOWES COMPANIES INC</StockNm>
        <EOYBookValueAmt>6454</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>LPL FINANCIAL HOLDINGS INC COM</StockNm>
        <EOYBookValueAmt>2731</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>LVMH MOET HENNESSY LOUIS NEW ADR</StockNm>
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        <EOYFMVAmt>3249</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>MASTERCARD INC CL A</StockNm>
        <EOYBookValueAmt>6824</EOYBookValueAmt>
        <EOYFMVAmt>6824</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>MERCK &amp; CO INC NEW COM</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>MICROCHIP TECHNOLOGY INC</StockNm>
        <EOYBookValueAmt>6854</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>MICROSOFT CORP</StockNm>
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        <StockNm>MOODYS CORP</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>MSCI INC</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>NESTLE S A SPONSORED ADR</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>NESTLE S A SPONSORED ADR</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>NINTENDO LTD ADR NEW JAPAN ADR</StockNm>
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        <EOYFMVAmt>3001</EOYFMVAmt>
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        <StockNm>NOVO NORDISK ADR DENMARK ADR</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>PAYCHECX INC</StockNm>
        <EOYBookValueAmt>3812</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>PHILIP MORRIS INTL INC</StockNm>
        <EOYBookValueAmt>5174</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>POOL CORP</StockNm>
        <EOYBookValueAmt>3987</EOYBookValueAmt>
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        <StockNm>PROGRESSIVE CORP OHIO</StockNm>
        <EOYBookValueAmt>4301</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ROLLINS INC</StockNm>
        <EOYBookValueAmt>2577</EOYBookValueAmt>
        <EOYFMVAmt>2577</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ROPER TECHNOLOGIES INC</StockNm>
        <EOYBookValueAmt>7087</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>SCOTTS MIRACLE-GRO CO CL A</StockNm>
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        <EOYFMVAmt>1530</EOYFMVAmt>
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        <EOYFMVAmt>2615</EOYFMVAmt>
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        <StockNm>SITEONE LANDSCAPE SUPPLY INC</StockNm>
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        <StockNm>STARBUCKS CORP</StockNm>
        <EOYBookValueAmt>4512</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>STARBUCKS CORP</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>STERIS PLC</StockNm>
        <EOYBookValueAmt>3298</EOYBookValueAmt>
        <EOYFMVAmt>3298</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>TELEDYNE TECHNOLOGIES INC</StockNm>
        <EOYBookValueAmt>2231</EOYBookValueAmt>
        <EOYFMVAmt>2231</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>TERADYNE INC</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>TEXAS INSTRUMENTS</StockNm>
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        <EOYFMVAmt>2337</EOYFMVAmt>
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        <EOYFMVAmt>6509</EOYFMVAmt>
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        <EOYFMVAmt>2836</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>WATSCO INC</StockNm>
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        <EOYFMVAmt>2999</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
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        <EOYFMVAmt>2424</EOYFMVAmt>
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        <StockNm>CARRIER GLOBAL CORP</StockNm>
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        <EOYFMVAmt>6951</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>CHOICE HOTELS INTL INC NEW</StockNm>
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        <EOYFMVAmt>1700</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>COMPASS GROUP PLC SPON ADR</StockNm>
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        <EOYFMVAmt>2447</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>CORTEVA INC</StockNm>
        <EOYBookValueAmt>5511</EOYBookValueAmt>
        <EOYFMVAmt>5511</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>CSX CORPORATION</StockNm>
        <EOYBookValueAmt>6865</EOYBookValueAmt>
        <EOYFMVAmt>6865</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>LINDE PLC NEW EUR</StockNm>
        <EOYBookValueAmt>3286</EOYBookValueAmt>
        <EOYFMVAmt>3286</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>LOREAL CO ADR FRANCE ADR</StockNm>
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        <EOYFMVAmt>3181</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>MERCADOLIBRE INC</StockNm>
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        <EOYFMVAmt>4715</EOYFMVAmt>
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        <StockNm>NORTHOP GRUMMAN CORP</StockNm>
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        <EOYFMVAmt>4213</EOYFMVAmt>
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        <StockNm>SAFRAN SA ADR</StockNm>
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        <EOYFMVAmt>3530</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>SAIA INC</StockNm>
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        <EOYFMVAmt>2191</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>SCHWAB CHARLES CORP NEW</StockNm>
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        <EOYFMVAmt>4885</EOYFMVAmt>
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        <StockNm>UBS GROUP AG</StockNm>
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        <EOYFMVAmt>2812</EOYFMVAmt>
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        <EOYFMVAmt>2294</EOYFMVAmt>
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        <NetInvestmentIncomeAmt>2510</NetInvestmentIncomeAmt>
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        <NetInvestmentIncomeAmt>214</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
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