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        <CityNm>Cumberland</CityNm>
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      <PreparerPersonNm>BRUCE IRONS</PreparerPersonNm>
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        <TaxesDsbrsChrtblAmt>0</TaxesDsbrsChrtblAmt>
        <DeprecAndDpltnRevAndExpnssAmt>0</DeprecAndDpltnRevAndExpnssAmt>
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        <TravConfMeetingNetInvstIncmAmt>0</TravConfMeetingNetInvstIncmAmt>
        <TravConfMeetingAdjNetIncmAmt>0</TravConfMeetingAdjNetIncmAmt>
        <PrintingAndPubNetInvstIncmAmt>0</PrintingAndPubNetInvstIncmAmt>
        <PrintingAndPubAdjNetIncmAmt>0</PrintingAndPubAdjNetIncmAmt>
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        <TotOprExpensesDsbrsChrtblAmt>0</TotOprExpensesDsbrsChrtblAmt>
        <ContriPaidRevAndExpnssAmt>67500</ContriPaidRevAndExpnssAmt>
        <ContriPaidDsbrsChrtblAmt>67500</ContriPaidDsbrsChrtblAmt>
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        <TotalExpensesAdjNetIncmAmt>29773</TotalExpensesAdjNetIncmAmt>
        <TotalExpensesDsbrsChrtblAmt>67500</TotalExpensesDsbrsChrtblAmt>
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        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
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        <SavAndTempCashInvstEOYFMVAmt>49298</SavAndTempCashInvstEOYFMVAmt>
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        <AcctRcvblEOYFMVAmt>0</AcctRcvblEOYFMVAmt>
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        <USGovernmentObligationsEOYAmt>142154</USGovernmentObligationsEOYAmt>
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        <CorporateStockBOYAmt>24217</CorporateStockBOYAmt>
        <CorporateBondsBOYAmt>162500</CorporateBondsBOYAmt>
        <CorporateBondsEOYAmt>294758</CorporateBondsEOYAmt>
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        <OrgDoesNotFollowFASB117Ind>X</OrgDoesNotFollowFASB117Ind>
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        <TotalLiabilitiesNetAstEOYAmt>556210</TotalLiabilitiesNetAstEOYAmt>
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        <TotNetAstOrFundBalancesBOYAmt>412294</TotNetAstOrFundBalancesBOYAmt>
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      <CapGainsLossTxInvstIncmDetail />
      <ExciseTaxBasedOnInvstIncmGrp>
        <InvestmentIncomeExciseTaxAmt>187</InvestmentIncomeExciseTaxAmt>
        <TaxUnderSection511Amt>0</TaxUnderSection511Amt>
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        <SubtitleATaxAmt>0</SubtitleATaxAmt>
        <TaxBasedOnInvestmentIncomeAmt>187</TaxBasedOnInvestmentIncomeAmt>
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        <EsPenaltyAmt>0</EsPenaltyAmt>
        <TaxDueAmt>187</TaxDueAmt>
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        <MoreThan100SpentInd>false</MoreThan100SpentInd>
        <Form1120POLFiledInd>false</Form1120POLFiledInd>
        <ActivitiesNotPreviouslyRptInd>false</ActivitiesNotPreviouslyRptInd>
        <ChangesToArticlesOrBylawsInd>false</ChangesToArticlesOrBylawsInd>
        <UnrelatedBusIncmOverLimitInd>false</UnrelatedBusIncmOverLimitInd>
        <OrganizationDissolvedEtcInd>false</OrganizationDissolvedEtcInd>
        <Section508eRqrSatisfiedInd>true</Section508eRqrSatisfiedInd>
        <AtLeast5000InAssetsInd>true</AtLeast5000InAssetsInd>
        <Form990PFFiledWithAttyGenInd>true</Form990PFFiledWithAttyGenInd>
        <PrivateOperatingFoundationInd>false</PrivateOperatingFoundationInd>
        <NewSubstantialContributorsInd referenceDocumentId="SubstantialContributorsSch">true</NewSubstantialContributorsInd>
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        <ComplyWithPublicInspRqrInd>true</ComplyWithPublicInspRqrInd>
        <PersonsWithBooksName>
          <BusinessNameLine1Txt>FIRST UNITED BANK &amp; TRUST</BusinessNameLine1Txt>
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        <PhoneNum>3015332231</PhoneNum>
        <LocationOfBooksUSAddress>
          <AddressLine1Txt>PO BOX 557</AddressLine1Txt>
          <CityNm>OAKLAND</CityNm>
          <StateAbbreviationCd>MD</StateAbbreviationCd>
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        </LocationOfBooksUSAddress>
        <ForeignAccountsQuestionInd>false</ForeignAccountsQuestionInd>
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        <SaleOrExchDisqualifiedPrsnInd>false</SaleOrExchDisqualifiedPrsnInd>
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        <PayCompDisqualifiedPrsnInd>false</PayCompDisqualifiedPrsnInd>
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        <PaymentToGovernmentOfficialInd>false</PaymentToGovernmentOfficialInd>
        <UncorrectedPriorActsInd>false</UncorrectedPriorActsInd>
        <UndistributedIncomePYInd>false</UndistributedIncomePYInd>
        <BusinessHoldingsInd>false</BusinessHoldingsInd>
        <JeopardyInvestmentsInd>false</JeopardyInvestmentsInd>
        <UncorrectedPYJeopardyInvstInd>false</UncorrectedPYJeopardyInvstInd>
        <InfluenceLegislationInd>false</InfluenceLegislationInd>
        <InfluenceElectionInd>false</InfluenceElectionInd>
        <GrantsToIndividualsInd>false</GrantsToIndividualsInd>
        <GrantsToOrganizationsInd>false</GrantsToOrganizationsInd>
        <NoncharitablePurposeInd>false</NoncharitablePurposeInd>
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        <PayPremiumsPrsnlBnftCntrctInd>false</PayPremiumsPrsnlBnftCntrctInd>
        <ProhibitedTaxShelterTransInd>false</ProhibitedTaxShelterTransInd>
        <SubjToTaxRmnrtnExPrchtPymtInd>false</SubjToTaxRmnrtnExPrchtPymtInd>
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      <OfficerDirTrstKeyEmplInfoGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>SHANE LANHARDT</PersonNm>
          <USAddress>
            <AddressLine1Txt>14506 BLUFF POINT COURT</AddressLine1Txt>
            <CityNm>GAINESVILLE</CityNm>
            <StateAbbreviationCd>VA</StateAbbreviationCd>
            <ZIPCd>20115</ZIPCd>
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          <TitleTxt>PRESIDENT &amp; CHAIRMAN</TitleTxt>
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          <CompensationAmt>0</CompensationAmt>
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        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>SETH R LANHARDT</PersonNm>
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            <CityNm>WILLIAMSPORT</CityNm>
            <StateAbbreviationCd>MD</StateAbbreviationCd>
            <ZIPCd>21795</ZIPCd>
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          <TitleTxt>SECRETARY &amp; TREASURER - VICE CHAIR</TitleTxt>
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        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <OtherEmployeePaidOver50kCnt>0</OtherEmployeePaidOver50kCnt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
        <ContractorPaidOver50kCnt>0</ContractorPaidOver50kCnt>
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      <SumOfProgramRelatedInvstGrp />
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        <SetAsideCashDistriTestAmt>0</SetAsideCashDistriTestAmt>
        <QualifyingDistributionsAmt>67500</QualifyingDistributionsAmt>
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        <UndistributedIncomePYAmt>0</UndistributedIncomePYAmt>
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        <AppliedToYear1Amt>0</AppliedToYear1Amt>
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        <TreatedAsDistriFromCorpusAmt>0</TreatedAsDistriFromCorpusAmt>
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        <ExcessDistriCyovAppCYCorpusAmt>0</ExcessDistriCyovAppCYCorpusAmt>
        <ExcessDistributionCyovAppCYAmt>0</ExcessDistributionCyovAppCYAmt>
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        <PriorYearDeficiencyOrTaxAmt>0</PriorYearDeficiencyOrTaxAmt>
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          <RecipientUSAddress>
            <AddressLine1Txt>14506 BLUFF POINT CT</AddressLine1Txt>
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            <StateAbbreviationCd>VA</StateAbbreviationCd>
            <ZIPCd>20155</ZIPCd>
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          <FormAndInfoAndMaterialsTxt>NO SPECIFIED FORM</FormAndInfoAndMaterialsTxt>
          <SubmissionDeadlinesTxt>NONE</SubmissionDeadlinesTxt>
          <RestrictionsOnAwardsTxt>CHARITABLE, RELIGIOUS, EDUCATIONAL &amp;/OR SCIENTIFIC PURPOSES PRIMARILY IN WEST VIRGINIA ( AND GRANT COUNTY IN PARTICULAR)</RestrictionsOnAwardsTxt>
        </ApplicationSubmissionInfoGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>GRANT COUNTY COMMISSION</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>5 HIGHLAND AVENUE</AddressLine1Txt>
            <CityNm>PETERSBURG</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26847</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>GOV</RecipientFoundationStatusTxt>
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        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>CITY OF PETERSBURG WEST VA</BusinessNameLine1Txt>
          </RecipientBusinessName>
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            <AddressLine1Txt>21 MOUNTAIN VIEW STREET</AddressLine1Txt>
            <CityNm>PETERSBURG</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26847</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>GOV</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>COMPLETION OF PUBLIC DOG</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
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        <FeesContractsFromGovtAgGrp />
        <MembershipDuesAndAssmntGrp />
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        <DividendsAndInterestFromSecDtl>
          <ExclusionCd>14</ExclusionCd>
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        <NetRntlIncmReDebtFincdPropGrp />
        <NetRntlIncmReNotDebtFincdProp />
        <NetRentalIncomePersonalPropGrp />
        <OtherInvestmentIncomeGrp />
        <GainSalesAstOthThanInvntryGrp />
        <NetIncomeLossFromSpecialEvtGrp>
          <ExclusionCd>1</ExclusionCd>
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        </NetIncomeLossFromSpecialEvtGrp>
        <GrossProfitLossSlsOfInvntryGrp />
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          <ExclusionAmt>50164</ExclusionAmt>
        </SubtotalsIncmProducingActyGrp>
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